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UPDATED: Nov 17, 2025

Stock Analysis

PRCH Logo
Porch Group
NASDAQ:PRCH
$9.60
-$0.12 |-1.23%
Day Range:
$9.55 - $9.79
Market Cap:
1.02B
P/E Ratio:
31.3548
Avg Value:
$11.42
Year Range:
$3.40 - $19.44
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General Information
Porch Group Inc is a vertical software company reinventing the home services and insurance industries.

It has two reportable segments: The vertical Software segment provides software and services to home services companies. The Vertical Software segment software and services provide inspection, mortgage, and title companies on a subscription and transactional basis, several key businesses, including inspection software and services, title insurance software, mortgage software, moving services, mover and homeowner marketing, and measurement software for roofers. The insurance segment provides consumers with insurance and warranty products to protect their homes, earning revenue through premiums collected on policies, policy fees, and commissions. Majority revenue is from Insurance segment.

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Porch Group (PRCH) Stock Graph
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How We Grade Porch Group (PRCH)

We grade stocks based on past performance, their future growth potential, intrinsic value, dividend history, and overall financial health.

The chart below shows how we grade Porch Group (PRCH) across the board compared to its closest peers.

4
Benzinga Edge Rankings

Benzinga Edge stock rankings give you four critical scores to help you identify the strongest and weakest stocks to buy and sell.

53.04

Growth measures a stock's combined historical expansion in earnings and revenue across multiple time periods, with emphasis on both long-term trends and recent performance.

25.91

Value is a percentile-ranked composite metric that evaluates a stock's relative worth by comparing its market price to fundamental measures of the company's assets, earnings, sales, and operating performance.

Momentum measures a stock's relative strength based on its price movement patterns and volatility over multiple timeframes, ranked as a percentile against other stocks.

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5
Peer Ratings

See how Porch Group compares to its peers in these key performance metrics from Benzinga Rankings.

Top Peers
Value
Quality
Growth
Momentum
Short
Medium
Long
YEXTYext
7.83
0
35.26
65.83
SEMRSEMrush Hldgs
0
0
34.71
7.74
RZLVRezolve AI
0
0
0
67.26
PROPros Holdings
0
0
36.82
65.83
Short: price trend over the last couple of months
Medium: price trend over the last couple of quarters
Long: price trend over the past year
Stock Score Locked: Want to See it?
Benzinga Rankings give you vital metrics on any stock – anytime.
6
Future Growth
Our estimate of future price growth is based on an aggregation of 2 analyst ratings over the past 3 months and their 12-month price targets.

Below, you can see that analysts are estimating a 12-month price target range of $20.00 - $25.00 with an average of $21.75

124.23%
Expected movement for Porch Group (PRCH) over the next 12 months
Based on these rankings

Recent Ratings for Porch Group (PRCH)

Oppenheimer
Date:
Sep 22, 2025
Action:
Reiterates
Prev. Target:
$17.00
New Target:
$25.00
Benchmark
Date:
Sep 10, 2025
Action:
Maintains
Prev. Target:
$17.00
New Target:
$21.00
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Valuation

Earnings History (3 years)

It is important to look at a companies earnings history to see not only if they are profitable, but if their earnings are growing.
As you can see from the chart above, PRCH's earnings have fluctuated but has increased since, this is a positive sign for the stock.
8
Financial Health
What is the current state of the company's financial situation?

We measure the health of a company based on how profitable they are and their ability to cover both their short-term and long-term debts. The key indicators that we use are the Operating Margin, Quick Ratio, and Debt-to-Equity ratio relative to the companies peers

Operational Margin 0.1383

The operating margin measures how much profit a company makes after it spends money on wages, materials or other administrative expenses but before interest and taxes. It is a good representation of how efficiently a company is able to generate profit from its core operations.

Quick Ratio 0.7892

The quick ratio measures how much of a company's debt, that is due in less than 1 year, can be covered using its cash equivalents, marketable securities, and money that is currently owed to them (accounts receivables).

A company with a quick ratio of less than 1.00 does not, in many cases, have the capital on hand to meet its short-term obligations if they were all due at once, while a quick ratio greater than one indicates the company has the financial resources to remain solvent in the short term.

Debt-to-Equity -27.8398

Debt-to-equity is calculated by dividing a company's total liabilities by its shareholders equity. It is a measure of the degree to which a company is financing its operations through debt versus wholly owned funds. Generally speaking, a D/E ratio below 1.0 would be seen as relatively safe, whereas ratios of 2.0 or higher would be considered risky.

The chart above shows Porch Group (PRCH) operating margin, quick ratio, and debt-to-equity ratio compared to its peers. The black markers represent the peer averages for each ratio and the blue bars represent Porch Group (PRCH) ratio values.
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Past Performance
How has Porch Group (PRCH) performed over the past 5 years?

The two main factors that we consider when analyzing past performance is overall return and volatility

Using these two metrics, we can determine if this stock gave its investors enough return for the risk that they took on by owning it. This is measured by the sharpe ratio, which has been used as a primary measure of risk/reward trade-off for almost 60 years.

This ratio can be interpreted as the amount of return an investor has received for the amount of risk that they took on by owning the stock over that timeframe.

Porch Group (PRCH) sharpe ratio over the past 5 years is -0.0541 which is considered to be above average compared to the peer average of -0.4544