Ultime notizie per Hanmi Financial (NASDAQ:HAFC) Azioni

Hanmi Financial

Hanmi Financial Corp is a Los Angeles-based bank that caters to Korean-Americans and other multi-ethnic communities across California, Colorado, Georgia, Illinois, New Jersey, New York, Texas, Virginia, and Washington. The bank mainly focuses on small businesses and commercial and real estate loans. Hanmi also offers trade-finance products. The bank has several lending offices outside California and plans to expand outside the state mainly through acquisitions. The Bank's revenues are derived from interest and fees on loans, interest, and dividends on the securities portfolio, service charges on deposit accounts, and sales of SBA loans.

Hanmi Financial Corporation - Common Stock

Hanmi Financial Corp

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Shares of banking-related companies are trading higher after Donald Trump won the US presidential election.

Piper Sandler analyst Matthew Clark upgrades Hanmi Financial (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/HAFC#NASDAQ">HAFC</a>) from Neutral to Overweight and raises the price target from $20 to $25.5.

News

Upgrades

Price Target

Analyst Ratings

Piper Sandler Upgrades Hanmi Financial to Overweight, Raises Price Target to $25.5

Hanmi Financial (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/HAFC#NASDAQ">HAFC</a>) has been analyzed by 4 analysts in the last three months, revealing a diverse range of perspectives from bullish to bearish.
The table below provides a snapshot of their recent ratings, showcasing how sentiments have evolved over the past 30 days and comparing them to the preceding months.
<table>
<thead>
<tr>
<th></th>
<th align="right">Bullish</th>
<th align="right">Somewhat Bullish</th>
<th align="right">Indifferent</th>
<th align="right">Somewhat Bearish</th>
<th align="right">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">3</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">2</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
Analysts have recently evaluated Hanmi Financial and provided 12-month price targets. The average target is $21.5, accompanied by a high estimate of $22.00 and a low estimate of $21.00. This current average reflects an increase of 3.61% from the previous average price target of $20.75. 
<img src="https://www.benzinga.com/files/images/story/2024/1729702859_0.png" alt="price target chart" />
<h2>Understanding Analyst Ratings: A Comprehensive Breakdown</h2>
An in-depth analysis of recent analyst actions unveils how financial experts perceive Hanmi Financial. The following summary outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Gary Tenner</td>
<td>DA Davidson</td>
<td>Raises</td>
<td>Neutral</td>
<td>$22.00</td>
<td>$20.00</td>
</tr>
<tr>
<td>David Chiaverini</td>
<td>Wedbush</td>
<td>Maintains</td>
<td>Neutral</td>
<td>$21.00</td>
<td>$21.00</td>
</tr>
<tr>
<td>Kelly Motta</td>
<td>Keefe, Bruyette &amp; Woods</td>
<td>Raises</td>
<td>Outperform</td>
<td>$22.00</td>
<td>$20.00</td>
</tr>
<tr>
<td>David Chiaverini</td>
<td>Wedbush</td>
<td>Lowers</td>
<td>Neutral</td>
<td>$21.00</td>
<td>$22.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: Analysts adapt their recommendations to changing market conditions and company performance. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their response to recent developments related to Hanmi Financial. This information provides a snapshot of how analysts perceive the current state of the company.</li>
<li>Rating: Providing a comprehensive analysis, analysts offer qualitative assessments, ranging from 'Outperform' to 'Underperform'. These ratings reflect expectations for the relative performance of Hanmi Financial compared to the broader market.</li>
<li>Price Targets: Analysts explore the dynamics of price targets, providing estimates for the future value of Hanmi Financial's stock. This examination reveals shifts in analysts' expectations over time.</li>
</ul>
Analyzing these analyst evaluations alongside relevant financial metrics can provide a comprehensive view of Hanmi Financial's market position. Stay informed and make data-driven decisions with the assistance of our Ratings Table.
<a href="https://www.benzinga.com/quote/HAFC/analyst-ratings?utm_source=Benzinga Insights">Stay up to date on Hanmi Financial analyst ratings.</a>
If you are interested in following small-cap stock news and performance <a href="https://www.benzinga.com/news/small-cap">you can start by tracking it here</a>.
<h2>About Hanmi Financial</h2>
Hanmi Financial Corp is a Los Angeles-based bank that caters to Korean-Americans and other multi-ethnic communities across California, Colorado, Georgia, Illinois, New Jersey, New York, Texas, Virginia, and Washington. The bank mainly focuses on small businesses and commercial and real estate loans. Hanmi also offers trade-finance products. The bank has several lending offices outside California and plans to expand outside the state mainly through acquisitions. The Bank's revenues are derived from interest and fees on loans, interest, and dividends on the securities portfolio, service charges on deposit accounts, and sales of SBA loans.
<h3>Unraveling the Financial Story of Hanmi Financial</h3>
Market Capitalization Perspectives: The company's market capitalization falls below industry averages, signaling a relatively smaller size compared to peers. This positioning may be influenced by factors such as perceived growth potential or operational scale.
Revenue Challenges: Hanmi Financial's revenue growth over 3 months faced difficulties. As of 30 June, 2024, the company experienced a decline of approximately -7.71%. This indicates a decrease in top-line earnings. As compared to competitors, the company encountered difficulties, with a growth rate lower than the average among peers in the Financials sector.
Net Margin: The company's net margin is a standout performer, exceeding industry averages. With an impressive net margin of 25.27%, the company showcases strong profitability and effective cost control.
Return on Equity (ROE): Hanmi Financial's ROE lags behind industry averages, suggesting challenges in maximizing returns on equity capital. With an ROE of 2.03%, the company may face hurdles in achieving optimal financial performance.
Return on Assets (ROA): The company's ROA is below industry benchmarks, signaling potential difficulties in efficiently utilizing assets. With an ROA of 0.19%, the company may need to address challenges in generating satisfactory returns from its assets.
Debt Management: Hanmi Financial's debt-to-equity ratio is below the industry average. With a ratio of 0.6, the company relies less on debt financing, maintaining a healthier balance between debt and equity, which can be viewed positively by investors.
<h2>How Are Analyst Ratings Determined?</h2>
Analysts are specialists within banking and financial systems that typically report for specific stocks or within defined sectors. These people research company financial statements, sit in conference calls and meetings, and speak with relevant insiders to determine what are known as analyst ratings for stocks. Typically, analysts will rate each stock once a quarter. 
Some analysts will also offer forecasts for metrics like growth estimates, earnings, and revenue to provide further guidance on stocks. Investors who use analyst ratings should note that this specialized advice comes from humans and may be subject to error.
Which Stocks Are Analysts Recommending Now?
Benzinga Edge gives you instant access to all major analyst upgrades, downgrades, and price targets. Sort by accuracy, upside potential, and more. <a href="https://www.benzinga.com/premium/ideas/benzinga-edge-checkout/?t=be8be9arja3be22bz21&amp;utm_source=benzinga-insights">Click here to stay ahead of the market</a>.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Analyst Ratings For Hanmi Financial

DA Davidson analyst Gary Tenner maintains Hanmi Financial (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/HAFC#NASDAQ">HAFC</a>) with a Neutral and raises the price target from $20 to $22.

DA Davidson Maintains Neutral on Hanmi Financial, Raises Price Target to $22

In the latest quarter, 3 analysts provided ratings for Hanmi Financial (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/HAFC#NASDAQ">HAFC</a>), showcasing a mix of bullish and bearish perspectives.
The table below provides a snapshot of their recent ratings, showcasing how sentiments have evolved over the past 30 days and comparing them to the preceding months.
<table>
<thead>
<tr>
<th></th>
<th style="text-align: right;">Bullish</th>
<th style="text-align: right;">Somewhat Bullish</th>
<th style="text-align: right;">Indifferent</th>
<th style="text-align: right;">Somewhat Bearish</th>
<th style="text-align: right;">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">2</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
</tbody>
</table>
Analysts have set 12-month price targets for Hanmi Financial, revealing an average target of $21.33, a high estimate of $22.00, and a low estimate of $21.00. Observing a 1.57% increase, the current average has risen from the previous average price target of $21.00. 
<img src="https://www.benzinga.com/files/images/story/2024/1729699211_0.png" alt="price target chart" />
<h2>Analyzing Analyst Ratings: A Detailed Breakdown</h2>
A comprehensive examination of how financial experts perceive Hanmi Financial is derived from recent analyst actions. The following is a detailed summary of key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>David Chiaverini</td>
<td>Wedbush</td>
<td>Maintains</td>
<td>Neutral</td>
<td>$21.00</td>
<td>$21.00</td>
</tr>
<tr>
<td>Kelly Motta</td>
<td>Keefe, Bruyette &amp; Woods</td>
<td>Raises</td>
<td>Outperform</td>
<td>$22.00</td>
<td>$20.00</td>
</tr>
<tr>
<td>David Chiaverini</td>
<td>Wedbush</td>
<td>Lowers</td>
<td>Neutral</td>
<td>$21.00</td>
<td>$22.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: In response to dynamic market conditions and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their reaction to recent developments related to Hanmi Financial. This insight gives a snapshot of analysts' perspectives on the current state of the company.</li>
<li>Rating: Gaining insights, analysts provide qualitative assessments, ranging from 'Outperform' to 'Underperform'. These ratings reflect expectations for the relative performance of Hanmi Financial compared to the broader market.</li>
<li>Price Targets: Analysts explore the dynamics of price targets, providing estimates for the future value of Hanmi Financial's stock. This examination reveals shifts in analysts' expectations over time.</li>
</ul>
Considering these analyst evaluations in conjunction with other financial indicators can offer a comprehensive understanding of Hanmi Financial's market position. Stay informed and make well-informed decisions with our Ratings Table.
<a href="https://www.benzinga.com/quote/HAFC/analyst-ratings?utm_source=Benzinga Insights">Stay up to date on Hanmi Financial analyst ratings.</a>
If you are interested in following small-cap stock news and performance <a href="https://www.benzinga.com/news/small-cap">you can start by tracking it here</a>.
<h2>Delving into Hanmi Financial's Background</h2>
Hanmi Financial Corp is a Los Angeles-based bank that caters to Korean-Americans and other multi-ethnic communities across California, Colorado, Georgia, Illinois, New Jersey, New York, Texas, Virginia, and Washington. The bank mainly focuses on small businesses and commercial and real estate loans. Hanmi also offers trade-finance products. The bank has several lending offices outside California and plans to expand outside the state mainly through acquisitions. The Bank's revenues are derived from interest and fees on loans, interest, and dividends on the securities portfolio, service charges on deposit accounts, and sales of SBA loans.
<h3>Breaking Down Hanmi Financial's Financial Performance</h3>
Market Capitalization: With restricted market capitalization, the company is positioned below industry averages. This reflects a smaller scale relative to peers.
Revenue Challenges: Hanmi Financial's revenue growth over 3 months faced difficulties. As of 30 June, 2024, the company experienced a decline of approximately -7.71%. This indicates a decrease in top-line earnings. In comparison to its industry peers, the company trails behind with a growth rate lower than the average among peers in the Financials sector.
Net Margin: Hanmi Financial's net margin is impressive, surpassing industry averages. With a net margin of 25.27%, the company demonstrates strong profitability and effective cost management.
Return on Equity (ROE): Hanmi Financial's ROE lags behind industry averages, suggesting challenges in maximizing returns on equity capital. With an ROE of 2.03%, the company may face hurdles in achieving optimal financial performance.
Return on Assets (ROA): Hanmi Financial's ROA lags behind industry averages, suggesting challenges in maximizing returns from its assets. With an ROA of 0.19%, the company may face hurdles in achieving optimal financial performance.
Debt Management: With a below-average debt-to-equity ratio of 0.6, Hanmi Financial adopts a prudent financial strategy, indicating a balanced approach to debt management.
<h2>What Are Analyst Ratings?</h2>
Benzinga tracks 150 analyst firms and reports on their stock expectations. Analysts typically arrive at their conclusions by predicting how much money a company will make in the future, usually the upcoming five years, and how risky or predictable that company's revenue streams are.
Analysts attend company conference calls and meetings, research company financial statements, and communicate with insiders to publish their ratings on stocks. Analysts typically rate each stock once per quarter or whenever the company has a major update.
Some analysts will also offer forecasts for metrics like growth estimates, earnings, and revenue to provide further guidance on stocks. Investors who use analyst ratings should note that this specialized advice comes from humans and may be subject to error.
Which Stocks Are Analysts Recommending Now?
Benzinga Edge gives you instant access to all major analyst upgrades, downgrades, and price targets. Sort by accuracy, upside potential, and more. <a href="https://www.benzinga.com/premium/ideas/benzinga-edge-checkout/?t=be8be9arja3be22bz21&amp;utm_source=benzinga-insights">Click here to stay ahead of the market</a>.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Beyond The Numbers: 3 Analysts Discuss Hanmi Financial Stock

Wedbush analyst David Chiaverini reiterates Hanmi Financial (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/HAFC#NASDAQ">HAFC</a>) with a Neutral and maintains $21 price target.

Reiteration

Wedbush Reiterates Neutral on Hanmi Financial, Maintains $21 Price Target

Jones Trading analyst Jason Weaver reiterates Hanmi Financial (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/HAFC#NASDAQ">HAFC</a>) with a Hold.

Jones Trading Reiterates Hold on Hanmi Financial

Hanmi Financial (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/HAFC#NASDAQ">HAFC</a>) reported quarterly earnings of $0.49 per share which beat the analyst consensus estimate of $0.48 by 2.08 percent. The company reported quarterly sales of $58.489 million which missed the analyst consensus estimate of $58.984 million by 0.84 percent. This is a 11.49 percent decrease over sales of $66.083 million the same period last year.

Earnings

Earnings Beats

Earnings Misses

Hanmi Financial Q3 2024 GAAP EPS $0.49 Beats $0.48 Estimate, Sales $58.489M Miss $58.984M Estimate

Hanmi Financial (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/HAFC#NASDAQ">HAFC</a>) is preparing to release its quarterly earnings on Tuesday, 2024-10-22. Here's a brief overview of what investors should keep in mind before the announcement.
Analysts expect Hanmi Financial to report an earnings per share (EPS) of $0.48.
Investors in Hanmi Financial are eagerly awaiting the company's announcement, hoping for news of surpassing estimates and positive guidance for the next quarter.
It's worth noting for new investors that stock prices can be heavily influenced by future projections rather than just past performance.
<h3>Earnings History Snapshot</h3>
The company's EPS beat by $0.01 in the last quarter, leading to a 6.23% drop in the share price on the following day.
Here's a look at Hanmi Financial's past performance and the resulting price change:

<table>
<thead>
<tr>
<th>Quarter</th>
<th>Q2 2024</th>
<th>Q1 2024</th>
<th>Q4 2023</th>
<th>Q3 2023</th>
</tr>
</thead>
<tbody>
<tr>
<td>EPS Estimate</td>
<td>0.47</td>
<td>0.52</td>
<td>0.59</td>
<td>0.62</td>
</tr>
<tr>
<td>EPS Actual</td>
<td>0.48</td>
<td>0.50</td>
<td>0.61</td>
<td>0.62</td>
</tr>
<tr>
<td>Price Change %</td>
<td>-6.0%</td>
<td>-3.0%</td>
<td>-9.0%</td>
<td>-4.0%</td>
</tr>
</tbody>
</table>

<img src="https://www.benzinga.com/files/images/story/2024/1729533676_0.png" alt="eps graph" />
<h3>Tracking Hanmi Financial's Stock Performance</h3>
Shares of Hanmi Financial were trading at $20.65 as of October 18. Over the last 52-week period, shares are up 37.45%. Given that these returns are generally positive, long-term shareholders are likely bullish going into this earnings release. 
<a href="https://www.benzinga.com/quote/HAFC/earnings">To track all earnings releases for Hanmi Financial visit their earnings calendar on our site.</a>
This article was generated by Benzinga's automated content engine and reviewed by an editor.

A Look at Hanmi Financial's Upcoming Earnings Report

Hanmi Financial (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/HAFC#NASDAQ">HAFC</a>) has been analyzed by 4 analysts in the last three months, revealing a diverse range of perspectives from bullish to bearish.
The following table encapsulates their recent ratings, offering a glimpse into the evolving sentiments over the past 30 days and comparing them to the preceding months.
<table>
<thead>
<tr>
<th></th>
<th style="text-align: right;">Bullish</th>
<th style="text-align: right;">Somewhat Bullish</th>
<th style="text-align: right;">Indifferent</th>
<th style="text-align: right;">Somewhat Bearish</th>
<th style="text-align: right;">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">3</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">2</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
</tbody>
</table>
The 12-month price targets assessed by analysts reveal further insights, featuring an average target of $21.5, a high estimate of $22.00, and a low estimate of $21.00. Observing a 11.69% increase, the current average has risen from the previous average price target of $19.25. 
<img src="https://www.benzinga.com/files/images/story/2024/1727874021_0.png" alt="price target chart" />
<h2>Breaking Down Analyst Ratings: A Detailed Examination</h2>
The analysis of recent analyst actions sheds light on the perception of Hanmi Financial by financial experts. The following summary presents key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Kelly Motta</td>
<td>Keefe, Bruyette &amp; Woods</td>
<td>Raises</td>
<td>Outperform</td>
<td>$22.00</td>
<td>$20.00</td>
</tr>
<tr>
<td>David Chiaverini</td>
<td>Wedbush</td>
<td>Lowers</td>
<td>Neutral</td>
<td>$21.00</td>
<td>$22.00</td>
</tr>
<tr>
<td>David Chiaverini</td>
<td>Wedbush</td>
<td>Raises</td>
<td>Neutral</td>
<td>$22.00</td>
<td>$17.00</td>
</tr>
<tr>
<td>Gary Tenner</td>
<td>DA Davidson</td>
<td>Raises</td>
<td>Neutral</td>
<td>$21.00</td>
<td>$18.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: Analysts adapt their recommendations to changing market conditions and company performance. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their response to recent developments related to Hanmi Financial. This information provides a snapshot of how analysts perceive the current state of the company.</li>
<li>Rating: Gaining insights, analysts provide qualitative assessments, ranging from 'Outperform' to 'Underperform'. These ratings reflect expectations for the relative performance of Hanmi Financial compared to the broader market.</li>
<li>Price Targets: Analysts predict movements in price targets, offering estimates for Hanmi Financial's future value. Examining the current and prior targets offers insights into analysts' evolving expectations.</li>
</ul>
Navigating through these analyst evaluations alongside other financial indicators can contribute to a holistic understanding of Hanmi Financial's market standing. Stay informed and make data-driven decisions with our Ratings Table.
<a href="https://www.benzinga.com/quote/HAFC/analyst-ratings?utm_source=Benzinga Insights">Stay up to date on Hanmi Financial analyst ratings.</a>
If you are interested in following small-cap stock news and performance <a href="https://www.benzinga.com/news/small-cap">you can start by tracking it here</a>.
<h2>All You Need to Know About Hanmi Financial</h2>
Hanmi Financial Corp is a Los Angeles-based bank that caters to Korean-Americans and other multi-ethnic communities across California, Colorado, Georgia, Illinois, New Jersey, New York, Texas, Virginia, and Washington. The bank mainly focuses on small businesses and commercial and real estate loans. Hanmi also offers trade-finance products. The bank has several lending offices outside California and plans to expand outside the state mainly through acquisitions. The Bank's revenues are derived from interest and fees on loans, interest, and dividends on the securities portfolio, service charges on deposit accounts, and sales of SBA loans.
<h3>Hanmi Financial: Delving into Financials</h3>
Market Capitalization Analysis: With a profound presence, the company's market capitalization is above industry averages. This reflects substantial size and strong market recognition.
Revenue Growth: Hanmi Financial's revenue growth over a period of 3 months has faced challenges. As of 30 June, 2024, the company experienced a revenue decline of approximately -7.71%. This indicates a decrease in the company's top-line earnings. When compared to others in the Financials sector, the company faces challenges, achieving a growth rate lower than the average among peers.
Net Margin: Hanmi Financial's financial strength is reflected in its exceptional net margin, which exceeds industry averages. With a remarkable net margin of 25.27%, the company showcases strong profitability and effective cost management.
Return on Equity (ROE): Hanmi Financial's ROE lags behind industry averages, suggesting challenges in maximizing returns on equity capital. With an ROE of 2.03%, the company may face hurdles in achieving optimal financial performance.
Return on Assets (ROA): Hanmi Financial's ROA is below industry averages, indicating potential challenges in efficiently utilizing assets. With an ROA of 0.19%, the company may face hurdles in achieving optimal financial returns.
Debt Management: Hanmi Financial's debt-to-equity ratio is below the industry average. With a ratio of 0.6, the company relies less on debt financing, maintaining a healthier balance between debt and equity, which can be viewed positively by investors.
<h2>Analyst Ratings: What Are They?</h2>
Within the domain of banking and financial systems, analysts specialize in reporting for specific stocks or defined sectors. Their work involves attending company conference calls and meetings, researching company financial statements, and communicating with insiders to publish "analyst ratings" for stocks. Analysts typically assess and rate each stock once per quarter.
Beyond their standard evaluations, some analysts contribute predictions for metrics like growth estimates, earnings, and revenue, furnishing investors with additional guidance. Users of analyst ratings should be mindful that this specialized advice is shaped by human perspectives and may be subject to variability.
Which Stocks Are Analysts Recommending Now?
Benzinga Edge gives you instant access to all major analyst upgrades, downgrades, and price targets. Sort by accuracy, upside potential, and more. <a href="https://www.benzinga.com/premium/ideas/benzinga-edge-checkout/?t=be8be9arja3be22bz21&amp;utm_source=benzinga-insights">Click here to stay ahead of the market</a>.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

The Analyst Verdict: Hanmi Financial In The Eyes Of 4 Experts

Keefe, Bruyette &amp; Woods analyst Kelly Motta upgrades Hanmi Financial (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/HAFC#NASDAQ">HAFC</a>) from Market Perform to Outperform and raises the price target from $20 to $22.

Keefe, Bruyette & Woods Upgrades Hanmi Financial to Outperform, Raises Price Target to $22

Wedbush analyst David Chiaverini maintains Hanmi Financial (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/HAFC#NASDAQ">HAFC</a>) with a Neutral and lowers the price target from $22 to $21.

Wedbush Maintains Neutral on Hanmi Financial, Lowers Price Target to $21

Wedbush analyst David Chiaverini maintains Hanmi Financial (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/HAFC#NASDAQ">HAFC</a>) with a Neutral and raises the price target from $17 to $22.

Wedbush Maintains Neutral on Hanmi Financial, Raises Price Target to $22

DA Davidson analyst Gary Tenner maintains Hanmi Financial (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/HAFC#NASDAQ">HAFC</a>) with a Neutral and raises the price target from $18 to $21.

DA Davidson Maintains Neutral on Hanmi Financial, Raises Price Target to $21

Hanmi Financial (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/HAFC#NASDAQ">HAFC</a>) reported quarterly earnings of $0.48 per share which beat the analyst consensus estimate of $0.47 by 2.13 percent. The company reported quarterly sales of $56.677 million which missed the analyst consensus estimate of $58.700 million by 3.45 percent. This is a 10.54 percent decrease over sales of $63.357 million the same period last year.

Hanmi Financial Q2 2024 GAAP EPS $0.48 Beats $0.47 Estimate, Sales $56.677M Miss $58.700M Estimate

This whale alert can help traders discover the next big trading opportunities.
Whales are entities with large sums of money and we track their transactions here at Benzinga on our options activity scanner.
Traders will search for circumstances when the market estimation of an option diverges heavily from its normal worth. High amounts of trading activity could push option prices to exaggerated or underestimated levels. 
Below are some instances of options activity happening in the Financials sector: 
<table>
<thead>
<tr>
<th>Symbol</th>
<th>PUT/CALL</th>
<th>Trade Type</th>
<th>Sentiment</th>
<th>Exp. Date</th>
<th>Strike Price</th>
<th>Total Trade Price</th>
<th>Open Interest</th>
<th>Volume</th>
</tr>
</thead>
<tbody>
<tr>
<td>TFC</td>
<td>CALL</td>
<td>TRADE</td>
<td>BULLISH</td>
<td>08/16/24</td>
<td>$45.00</td>
<td>$636.3K</td>
<td>895</td>
<td>10.1K</td>
</tr>
<tr>
<td>UPST</td>
<td>CALL</td>
<td>TRADE</td>
<td>BULLISH</td>
<td>12/20/24</td>
<td>$17.50</td>
<td>$119.0K</td>
<td>4.7K</td>
<td>3.2K</td>
</tr>
<tr>
<td>JPM</td>
<td>PUT</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>07/26/24</td>
<td>$210.00</td>
<td>$30.9K</td>
<td>1.2K</td>
<td>2.1K</td>
</tr>
<tr>
<td>COIN</td>
<td>PUT</td>
<td>SWEEP</td>
<td>BULLISH</td>
<td>07/26/24</td>
<td>$262.50</td>
<td>$32.0K</td>
<td>99</td>
<td>439</td>
</tr>
<tr>
<td>BX</td>
<td>CALL</td>
<td>SWEEP</td>
<td>NEUTRAL</td>
<td>01/17/25</td>
<td>$145.00</td>
<td>$53.1K</td>
<td>2.4K</td>
<td>238</td>
</tr>
<tr>
<td>V</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>12/20/24</td>
<td>$275.00</td>
<td>$167.7K</td>
<td>279</td>
<td>159</td>
</tr>
<tr>
<td>TRV</td>
<td>PUT</td>
<td>TRADE</td>
<td>BEARISH</td>
<td>10/18/24</td>
<td>$200.00</td>
<td>$47.0K</td>
<td>140</td>
<td>107</td>
</tr>
<tr>
<td>HAFC</td>
<td>CALL</td>
<td>TRADE</td>
<td>NEUTRAL</td>
<td>10/18/24</td>
<td>$17.50</td>
<td>$30.0K</td>
<td>314</td>
<td>100</td>
</tr>
<tr>
<td>CUBI</td>
<td>PUT</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>08/16/24</td>
<td>$60.00</td>
<td>$27.3K</td>
<td>48</td>
<td>96</td>
</tr>
<tr>
<td>MCO</td>
<td>PUT</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>08/16/24</td>
<td>$430.00</td>
<td>$38.5K</td>
<td>33</td>
<td>83</td>
</tr>
</tbody>
</table>

<h2>Explanation</h2>
These itemized elaborations have been created using the accompanying table. 
• Regarding TFC (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/TFC#NYSE">TFC</a>), we observe a call option trade with bullish sentiment. It expires in 25 day(s) on August 16, 2024. Parties traded 9790 contract(s) at a $45.00 strike. The total cost received by the writing party (or parties) was $636.3K, with a price of $65.0 per contract. There were 895 open contracts at this strike prior to today, and today 10196 contract(s) were bought and sold. 
• Regarding UPST (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/UPST#NASDAQ">UPST</a>), we observe a call option trade with bullish sentiment. It expires in 151 day(s) on December 20, 2024. Parties traded 100 contract(s) at a $17.50 strike. The total cost received by the writing party (or parties) was $119.0K, with a price of $1190.0 per contract. There were 4744 open contracts at this strike prior to today, and today 3253 contract(s) were bought and sold. 
• Regarding JPM (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JPM#NYSE">JPM</a>), we observe a put option sweep with bearish sentiment. It expires in 4 day(s) on July 26, 2024. Parties traded 200 contract(s) at a $210.00 strike. This particular put needed to be split into 9 different trades to become filled. The total cost received by the writing party (or parties) was $30.9K, with a price of $154.0 per contract. There were 1249 open contracts at this strike prior to today, and today 2138 contract(s) were bought and sold. 
• Regarding COIN (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/COIN#NASDAQ">COIN</a>), we observe a put option sweep with bullish sentiment. It expires in 4 day(s) on July 26, 2024. Parties traded 40 contract(s) at a $262.50 strike. This particular put needed to be split into 5 different trades to become filled. The total cost received by the writing party (or parties) was $32.0K, with a price of $802.0 per contract. There were 99 open contracts at this strike prior to today, and today 439 contract(s) were bought and sold. 
• Regarding BX (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BX#NYSE">BX</a>), we observe a call option sweep with neutral sentiment. It expires in 179 day(s) on January 17, 2025. Parties traded 55 contract(s) at a $145.00 strike. This particular call needed to be split into 4 different trades to become filled. The total cost received by the writing party (or parties) was $53.1K, with a price of $964.0 per contract. There were 2429 open contracts at this strike prior to today, and today 238 contract(s) were bought and sold. 
• Regarding V (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/V#NYSE">V</a>), we observe a call option sweep with bearish sentiment. It expires in 151 day(s) on December 20, 2024. Parties traded 144 contract(s) at a $275.00 strike. This particular call needed to be split into 46 different trades to become filled. The total cost received by the writing party (or parties) was $167.7K, with a price of $1165.0 per contract. There were 279 open contracts at this strike prior to today, and today 159 contract(s) were bought and sold. 
• For TRV (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/TRV#NYSE">TRV</a>), we notice a put option trade that happens to be bearish, expiring in 88 day(s) on October 18, 2024. This event was a transfer of 100 contract(s) at a $200.00 strike. The total cost received by the writing party (or parties) was $47.0K, with a price of $470.0 per contract. There were 140 open contracts at this strike prior to today, and today 107 contract(s) were bought and sold. 
• For HAFC (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/HAFC#NASDAQ">HAFC</a>), we notice a call option trade that happens to be neutral, expiring in 88 day(s) on October 18, 2024. This event was a transfer of 100 contract(s) at a $17.50 strike. The total cost received by the writing party (or parties) was $30.0K, with a price of $300.0 per contract. There were 314 open contracts at this strike prior to today, and today 100 contract(s) were bought and sold. 
• For CUBI (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CUBI#NYSE">CUBI</a>), we notice a put option sweep that happens to be bearish, expiring in 25 day(s) on August 16, 2024. This event was a transfer of 76 contract(s) at a $60.00 strike. This particular put needed to be split into 14 different trades to become filled. The total cost received by the writing party (or parties) was $27.3K, with a price of $360.0 per contract. There were 48 open contracts at this strike prior to today, and today 96 contract(s) were bought and sold. 
• Regarding MCO (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MCO#NYSE">MCO</a>), we observe a put option sweep with bearish sentiment. It expires in 25 day(s) on August 16, 2024. Parties traded 82 contract(s) at a $430.00 strike. This particular put needed to be split into 9 different trades to become filled. The total cost received by the writing party (or parties) was $38.5K, with a price of $470.0 per contract. There were 33 open contracts at this strike prior to today, and today 83 contract(s) were bought and sold. 
Options Alert Terminology 
 - Call Contracts: The right to buy shares as indicated in the contract. 
 - Put Contracts: The right to sell shares as indicated in the contract. 
 - Expiration Date: When the contract expires. One must act on the contract by this date if one wants to use it. 
 - Premium/Option Price: The price of the contract. 
For more information, visit our <a href="https://pro.benzinga.com/blog/how-to-understand-option-alerts/">Guide to Understanding Options Alerts</a> or read <a href="https://www.benzinga.com/markets/options">more about unusual options activity</a>. 
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Options

COIN

UPST

10 Financials Stocks Whale Activity In Today's Session

During times of turbulence and uncertainty in the markets, many investors turn to dividend-yielding stocks. These are often companies that have high free cash flows and reward shareholders with a <a href="https://www.benzinga.com/yield-investments">high dividend payout</a>. 
Benzinga readers can review the latest analyst takes on their favorite stocks by visiting our <a href="https://www.benzinga.com/analyst-stock-ratings">Analyst Stock Ratings</a> page. Traders can sort through Benzinga's extensive database of analyst ratings, including <a href="https://www.benzinga.com/analyst-ratings/analyst-color/22/09/28888638/exclusive-study-finds-benzinga-analyst-ratings-data-yields-market-beating-strategie">by analyst accuracy</a>.
Below are the ratings of the most accurate analysts for three high-yielding stocks in the financial sector.
<h3 class="wp-block-heading">Hanmi Financial Corporation (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/HAFC#NASDAQ">HAFC</a>)</h3>
<ul>
<li>Dividend Yield: 5.76%</li>
<li>Wedbush analyst David Chiaverini reiterated a Neutral rating with a price target of $17 on April 24. This analyst has an accuracy rate of 61%.</li>
<li>Piper Sandler analyst Matthew Clark maintained a Neutral rating and cut the price target from $20 to $17 on May 1, 2023. This analyst has an accuracy rate of 66%.</li>
<li>Recent News: Hanmi Financial said it will report second quarter financial results on Tuesday, July 23.</li>
<li>Benzinga Pro's real-time newsfeed alerted to <a href="http://www.benzinga.com/pro/register/?utm_source=BZprocontent071224&amp;t=be2bearmibe3na1">latest HAFC's news</a></li>
</ul>
<figure class="wp-block-image size-full"><a href="http://www.benzinga.com/pro/register/?utm_source=BZprocontent071224&amp;t=be2bearmibe3na1"><img loading="lazy" decoding="async" width="680" height="727" src="https://editorial-assets.benzinga.com/wp-content/uploads/2024/07/12083339/HAFC.png" alt="" class="wp-image-433265" srcset="https://editorial-assets.benzinga.com/wp-content/uploads/2024/07/12083339/HAFC.png 680w,https://editorial-assets.benzinga.com/wp-content/uploads/2024/07/12083339/HAFC-281x300.png 281w" sizes="(max-width: 680px) 100vw, 680px" /></a></figure>
<h3 class="wp-block-heading">Capitol Federal Financial, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CFFN#NASDAQ">CFFN</a>)</h3>
<ul>
<li>Dividend Yield: 5.81%</li>
<li>Keefe, Bruyette &amp; Woods analyst Damon Delmonte reiterated a Market Perform rating and cut the price target from $7 to $6 on April 25. This analyst has an accuracy rate of 74%.</li>
<li>Piper Sandler analyst Andrew Lieschmaintained a Neutral rating and lowered the price target from $6 to $5.5 on April 25. This analyst has an accuracy rate of 74%.</li>
<li>Recent News: On April 24, Capitol Federal Financial posted downbeat quarterly sales resulst.</li>
<li>Benzinga Pro's charting tool helped identify the <a href="http://www.benzinga.com/pro/register/?utm_source=BZprocontent071224&amp;t=be2bearmibe3na1">trend in CFFN's stock</a>.</li>
</ul>
<figure class="wp-block-image size-full"><a href="http://www.benzinga.com/pro/register/?utm_source=BZprocontent071224&amp;t=be2bearmibe3na1"><img loading="lazy" decoding="async" width="688" height="746" src="https://editorial-assets.benzinga.com/wp-content/uploads/2024/07/12083343/CFFN.png" alt="" class="wp-image-433266" srcset="https://editorial-assets.benzinga.com/wp-content/uploads/2024/07/12083343/CFFN.png 688w,https://editorial-assets.benzinga.com/wp-content/uploads/2024/07/12083343/CFFN-277x300.png 277w" sizes="(max-width: 688px) 100vw, 688px" /></a></figure>
<h3 class="wp-block-heading">Financial Institutions, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FISI#NASDAQ">FISI</a>)</h3>
<ul>
<li>Dividend Yield: 5.83%</li>
</ul>
<ul>
<li>Keefe, Bruyette &amp; Woods analyst Damon Delmontemaintained a Market Perform rating and cut the price target from $23 to $20 on April 5. This analyst has an accuracy rate of 74%.</li>
<li>Piper Sandler analyst Alexander Twerdahidowngraded the stock from Overweight to Neutral and slashed the price target from $23 to $19 on March 25. This analyst has an accuracy rate of 68%.</li>
<li>Recent News: Financial Institutions said it will release results for the second quarter after the closing bell on July 25.</li>
<li><a href="http://www.benzinga.com/pro/register/?utm_source=BZprocontent071224&amp;t=be2bearmibe3na1">Benzinga Pro's signals feature</a> notified of a potential breakout in FISI's shares.</li>
</ul>
<figure class="wp-block-image size-full"><a href="http://www.benzinga.com/pro/register/?utm_source=BZprocontent071224&amp;t=be2bearmibe3na1"><img loading="lazy" decoding="async" width="659" height="714" src="https://editorial-assets.benzinga.com/wp-content/uploads/2024/07/12083356/FISI.png" alt="" class="wp-image-433268" srcset="https://editorial-assets.benzinga.com/wp-content/uploads/2024/07/12083356/FISI.png 659w,https://editorial-assets.benzinga.com/wp-content/uploads/2024/07/12083356/FISI-277x300.png 277w" sizes="(max-width: 659px) 100vw, 659px" /></a></figure>
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Dividends

Pre-Market Outlook

Markets

Trading Ideas

Wall Street's Most Accurate Analysts Spotlight On 3 Financial Stocks With Over 5% Dividend Yields

Buybacks

Hanmi Financial Announces New Share Repurchase Authorization Of Up To 1.5M Shares

Keefe, Bruyette &amp; Woods analyst Kelly Motta reiterates Hanmi Financial (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/HAFC#NASDAQ">HAFC</a>) with a Market Perform and lowers the price target from $18.5 to $18.

Keefe, Bruyette & Woods Reiterates Market Perform on Hanmi Financial, Lowers Price Target to $18

Wedbush analyst David Chiaverini reiterates Hanmi Financial (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/HAFC#NASDAQ">HAFC</a>) with a Neutral and maintains $17 price target.

Wedbush Reiterates Neutral on Hanmi Financial, Maintains $17 Price Target

Reports Q3 revenue $$58.5M , consensus $58.98M."Our third quarter results were strong, with solid performance across all key operating metrics in t...

Hanmi Financial reports Q3 EPS 49c, consensus 48c

Hanmi Financial GAAP EPS of $0.49 beats by $0.01, revenue of $58.49M misses by $0.61M

Hanmi Financial Corporation (HAFC) Q3 2024 Earnings Call Transcript

Janney Montgomery analyst Timothy Coffey maintained a Hold rating on Hanmi Financial (HAFC – Research Report) today. The company's shares closed ye...

Janney Montgomery Sticks to Its Hold Rating for Hanmi Financial (HAFC)

D.A. Davidson analyst Gary Tenner maintained a Hold rating on Hanmi Financial (HAFC – Research Report) today and set a price target of $22.00. The ...

D.A. Davidson Sticks to Its Hold Rating for Hanmi Financial (HAFC)

Piper Sandler upgraded Hanmi Financial (HAFC) to Overweight from Neutral with a price target of $25.50, up from $20. Published first on TheFly – th...

Hanmi Financial upgraded to Overweight from Neutral at Piper Sandler

Piper Sandler analyst Matthew Clark upgraded Hanmi Financial (HAFC) to Overweight from Neutral with a price target of $25.50, up from $20, citing w...

Hanmi Financial upgraded to Overweight at Piper on 'much better' outlook

Hanmi Financial upped to Overweight as Piper sees 'meaningful' NIM expansion

Hanmi Financial declares $0.25 dividend

The most talked about and market moving research calls around Wall Street are now in one place. Here are today's research calls that investors need...

Verizon downgraded, Canadian Pacific upgraded: Wall Street's top analyst calls

CATX

CGEM

CGON

IDYA

IOVA

JANX

KURA

MRUS

NRIX

NUVL

SIRI

SNDX

Press Releases

Hanmi Financial to Participate in the D.A. Davidson 26th Annual Financial Institutions Conference

Hanmi Financial Corporation Announces Second Quarter 2024 Earnings and Conference Call Date

Hanmi Reports 2024 Second Quarter Results

Hanmi Financial to Participate in the 25th Annual KBW Community Bank Investor Conference

Hanmi Financial Declares Cash Dividend of $0.25 per share

Hanmi Financial to Participate in the Janney Financial Services Conference

American Banker names Bonnie Lee as one of The Most Powerful Women to Watch in 2024

Hanmi Financial Corporation Announces Third Quarter 2024 Earnings and Conference Call Date

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