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North Korean leader Kim Jong Un has supervised the testing of &#8220;exploding drones&#8221; and is now advocating for their mass production.
What Happened: The tests were conducted last week at an undisclosed location within North Korea. The drones, designed to explode upon impact with their targets, were showcased in state media images, which included a burning vehicle and destroyed tanks.
Kim expressed satisfaction with the development of these weapons and stressed the need to &#8220;build a serial production system as early as possible and go into full-scale mass production.&#8221; He highlighted the increasing significance of drones in contemporary warfare, reports Reuters.
The drone tests coincide with ongoing military exercises by the U.S., South Korea, and Japan in nearby international waters. These exercises involve advanced fighter jets and a U.S. aircraft carrier, demonstrating their defense posture against North Korea.
North Korea&#8217;s official Korean Central News Agency (KCNA) reported that the drones flew various routes and accurately struck targets. However, it did not specify if South Korea, which the North Korean drones are apparently designed to target, was directly mentioned by Kim.
Also Read: <a href="https://www.benzinga.com/news/24/11/41701460/kim-jong-uns-sister-ukraine-and-south-korea-are-bad-dogs-bred-by-us">Kim Jong Un&#8217;s Sister: Ukraine And South Korea Are &#8216;Bad Dogs&#8217; Bred By US</a>
&#8220;(Kim) underscored the need to build a serial production system as early as possible and go into full-scale mass production,&#8221; Reuters quoted the KCNA report.
&#8220;Such objective change urgently calls for updating many parts of military theory, practice and education,&#8221; KCNA quoted Kim as saying.
Previously, North Korea had accused South Korea of using drones to drop anti-North Korean propaganda leaflets over Pyongyang, threatening to respond with force if such flights occur again. South Korea&#8217;s military has not confirmed the truth of these claims.
Why It Matters The successful testing and potential mass production of exploding drones by North Korea could significantly alter the dynamics of regional security. Kim Jong Un&#8217;s emphasis on the importance of drones in modern warfare indicates a strategic shift in North Korea&#8217;s military approach.
This development comes at a time of heightened military exercises by the United States, South Korea, and Japan in nearby international waters, demonstrating a robust defense posture against North Korea. 
The introduction of these drones could potentially escalate tensions in the region.
Read Next
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This content was partially produced with the help of <a href="https://www.benzinga.com/author/benzinga-neuro" target="_blank" rel="noreferrer noopener">Benzinga Neuro</a> and was reviewed and published by Benzinga editors.
Image: Flickr

News

Global

Kim Jong Un Pushes Mass Production Of Exploding Drones

President-elect Donald Trump has made several key appointments to bolster U.S. <a href="https://www.benzinga.com/topic/energy" target="_blank" rel="noreferrer noopener">leadership in energy production</a>, with one of the most notable being Interior Secretary-designate Doug Burgum to head a newly created National Energy Council.
Politico <a href="https://www.politico.com/news/2024/11/15/doug-burgum-national-energy-council-trump-00189456" target="_blank" rel="noreferrer noopener">reports</a> that the selection of Burgum, currently governor of North Dakota, for the position underscores Trump&#8217;s commitment to revitalizing America&#8217;s energy sector and enhancing the country&#8217;s energy independence.
The Energy Department has always played a pivotal role in ensuring national security and economic stability, particularly as global energy demands rise. Trump has not yet named a nominee to head that department.
As energy consumption continues to rise, especially with the growing demand for electricity driven by emerging technologies like artificial intelligence (AI), maintaining a robust and reliable energy infrastructure is essential for economic growth and national security.
Also Read: <a target="_blank" href="https://www.benzinga.com/markets/esg/24/10/41621596/net-zero-by-2050-might-cost-the-world-78-trillion-wood-mackenzie-estimates" rel="noreferrer noopener">Net Zero By 2050 Might Cost The World $78 Trillion, Wood Mackenzie Estimates</a>
In his new role, Burgum will have a broad mandate, overseeing all forms of U.S. energy production and distribution. Trump has positioned him as an &#8220;energy czar&#8221; with direct access to the National Security Council, enabling a coordinated federal approach to energy policy across agencies.
Burgum&#8217;s task is to ensure the U.S. continues its path toward &#8220;energy dominance,&#8221; with a particular focus on fossil fuels, as well as expanding the country&#8217;s electricity grid to meet the needs of new AI data centers, Politico added.
The creation of the National Energy Council reflects Trump&#8217;s ambition to streamline energy policy, particularly around critical issues like permitting reform, which has been slow to gain bipartisan support in Congress.
This all-encompassing approach, supported by key allies like Sen. Kevin Cramer (R-N.D.), aims to eliminate bureaucratic hurdles and make U.S. energy policies more agile and responsive to modern demands.
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Interior Pick Burgum Named Trump's Energy Czar

In a soon-to-be-published book, former President Bill Clinton recounts his experience watching President-elect Donald Trump on January 6, 2021. &#8220;Citizen: My Life After the White House&#8221; is set to hit the shelves on Tuesday.
What Happened: Clinton&#8217;s book includes his reflections on the events of January 6, the day Congress convened to certify Joe Biden&#8216;s 2020 election victory. The former president discusses Trump&#8217;s allegations of election fraud, which sparked a large, angry crowd to storm Capitol Hill.
In an opinion <a href="https://www.msnbc.com/opinion/msnbc-opinion/bill-clinton-watching-donald-trump-jan-6-rcna180364">piece</a> on MSNBC, Clinton draws a comparison between the January 6 events and the violence witnessed at the Unite the Right rally in Charlottesville a few years prior.
He recalls how Trump&#8217;s false claims fueled the crowd, comprising professionals, business owners, and law enforcement officers, leading them to attempt to disrupt the democratic process.
Clinton&#8217;s book also sheds light on the aftermath of the Capitol attack, noting that over 1,400 individuals have been charged and approximately 880 have been sentenced for related crimes. 
Also Read: <a href="https://www.benzinga.com/news/23/08/33806596/trump-refuses-to-pledge-compliance-with-judges-order-in-jan-6-case-the-whole-thing-is-a-fake">Trump Refuses To Pledge Compliance With Judge&#8217;s Order In Jan. 6 Case: &#8216;The Whole Thing Is A Fake&#8217;</a>
The Justice Department estimates that around 2,000 people committed crimes during the attack, with investigations still underway.
Clinton observes that many Republicans initially denounced the attacks but later altered their stance following Trump&#8217;s denial of the events. 
He cautions against the peril of disregarding facts and law for the sake of power, asserting that this is how democracy gradually crumbles from within.
Why It Matters: Clinton&#8217;s book provides a unique perspective on the events of January 6, offering insights from a former president who watched the events unfold. 
His observations on the role of misinformation and the response of political figures to the attack highlight the ongoing debates about the state of democracy in the U.S. 
The book&#8217;s release could further fuel these discussions and potentially influence public opinion and future political discourse.
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This content was partially produced with the help of AI tools and was reviewed and published by Benzinga editors.
Photo: Wikimedia Commons

Bill Clinton Recalls Trump's Actions On January 6

Skybridge Capital founder Anthony Scaramucci anticipates a significant increase in Bitcoin&#8217;s value, foreseeing a potential shift towards a less politicized regulatory environment for cryptocurrencies under <a href="https://www.benzinga.com/news/24/11/41866624/scaramucci-on-trump-win-i-got-it-wrong-im-not-going-to-whine-about-it">the upcoming U.S. administration</a>.
What Happened: Scaramucci, who will be a headline speaker at Benzinga's upcoming <a href="https://www.benzinga.com/events/digital-assets/agenda/" target="_blank" rel="noreferrer noopener">Future of Digital Assets</a> event on Tuesday, expressed optimism about U.S. crypto policy in a recent interview <a href="https://www.home.saxo/en-gb/insights/us-elections">with</a> Saxo.
Being a significant investor in Bitcoin (CRYPTO: <a class="ticker" href="https://www.benzinga.com/quote/btc/usd">BTC</a>) and Solana (CRYPTO: <a class="ticker" href="https://www.benzinga.com/quote/sol/usd">SOL</a>), Scaramucci believes that a depoliticized regulatory landscape could fuel growth in the decentralized finance and blockchain sectors.
Scaramucci predicts Bitcoin&#8217;s value could surge to $150,000 if the regulatory issues are addressed. He also mentioned that ex-U.S. Securities and Exchange Commission (SEC) Chair Jay Clayton and former Acting Comptroller of the Currency Brian Brooks are allegedly working on a &#8220;100-day plan&#8221; to revise stablecoin legislation and clarify asset classifications. 
According to Scaramucci, this move could greatly benefit the cryptocurrency sector.
Also Read: <a href="https://www.benzinga.com/markets/cryptocurrency/24/06/39447328/anthony-scaramucci-says-crypto-will-soar-if-this-presidential-candidate-wins-the-election-">Anthony Scaramucci Says Crypto Will Soar If This Presidential Candidate Wins The Election: &#8216;I Think We&#8217;ll See All-Time Highs For Bitcoin And Other Assets&#8217;</a>
Despite his endorsement of Vice President Kamala Harris over Donald Trump for the 2024 presidential race, Scaramucci recognized Trump&#8217;s positive stance on cryptocurrencies and expressed his readiness to contribute to shaping crypto regulations if given the opportunity. 
However, he cautioned that Trump&#8217;s isolationist policies could potentially impact the U.S. economy negatively.
&#8220;I think Bitcoin has been suppressed by U.S. faulty politicized regulation and so this is one of the good things about the Trump administration they're going to depoliticize the cryptocurrency regulations be very good for crypto,&#8221; he said during the interview. 
Why It Matters: The potential shift towards a less politicized regulatory environment for cryptocurrencies could lead to significant growth in the defi and blockchain sectors. 
This change, coupled with the proposed updates to stablecoin legislation and asset categorizations, could provide a more favorable environment for cryptocurrencies, potentially driving their values higher. 
Scaramucci&#8217;s prediction of Bitcoin reaching $150,000 reflects this optimism. However, the impact of political changes on the regulatory landscape remains to be seen.
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Coverage of Bitcoin, Etherum, Ripple and all the latest digital currencies.

Cryptocurrency

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$SOL

Scaramucci: Trump's Crypto Support Could Push Bitcoin To $150K

A witness has come forward alleging that Attorney General-designate Matt Gaetz had sexual relations with a minor back in 2017. This information was shared with the House Ethics Committee, as per the witness&#8217;s attorney.
What Happened: The unnamed woman&#8217;s testimony is part of an ongoing investigation into Gaetz&#8217;s conduct during his time in Congress. 
Gaetz resigned from his position after then President-elect Donald Trump expressed his intention to nominate him as the head of the Justice Department.
House Speaker Mike Johnson has chosen not to release the committee report, citing House precedent. However, the unnamed woman&#8217;s attorney, Joel Leppard, has stated that the public has a right to know his client&#8217;s account.
Leppard was quoted <a href="https://www.nbcnews.com/politics/politics-news/woman-told-house-ethics-committee-saw-gaetz-sex-minor-lawyer-says-rcna180435">by</a> NBC News saying, &#8220;My client testified to the House Ethics Committee that she witnessed Rep. Gaetz having sex with a minor at a house party in Orlando in 2017. The American people deserve to know the truth about the person slated to become the top law enforcement officer in the country.&#8221;
Also Read: <a href="https://www.benzinga.com/24/11/41997181/kevin-mccarthy-says-matt-gaetz-wont-get-confirmed-by-the-senate-and-everybody-knows-that">Kevin McCarthy Says Matt Gaetz Won&#8217;t Get Confirmed By The Senate And &#8216;Everybody Knows That&#8217;</a>
Gaetz, first elected to the House from Florida in 2016, has denied the allegations against him and has not faced any criminal charges. A representative for Gaetz told ABC News, &#8220;Merrick Garland's DOJ cleared Matt Gaetz and didn't charge him. Are you alleging Garland is part of a cover-up?&#8221;
It was reported by ABC that Leppard is representing two separate women who both testified before the ethics committee. 
Both women allegedly attended parties with Gaetz. Joel Greenberg, a former friend of Gaetz, is currently serving an 11-year prison sentence after pleading guilty to multiple federal crimes, including sex trafficking of a minor and introducing her to other adult men.
Why It Matters: The allegations against Gaetz are significant due to his previous role in Congress and his potential nomination as head of the Justice Department. 
The ongoing investigation and the testimonies of the women involved could have far-reaching implications for Gaetz&#8217;s future and for those who supported his nomination.
Read Next
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This content was partially produced with the help of&nbsp;<a href="https://www.benzinga.com/author/benzinga-neuro" target="_blank" rel="noreferrer noopener">Benzinga Neuro</a>&nbsp;and was reviewed and published by Benzinga editors.

Lawyer: Ethics Committee Witness Says She Saw AG Nominee Gaetz 'Having Sex With A Minor'

In light of President-elect Donald Trump&#8216;s commitment to trim U.S. government expenditures, the World Bank, currently under investigation for the misplacement of $24 billion in climate funds, is bracing for <a href="https://www.benzinga.com/general/social-media/24/11/41869407/trump-says-he-wont-sell-truth-social-stock-calls-for-probe-on-rumors">substantial budget reductions</a>.
What Happened: Senior officials at the World Bank are expressing concern following Trump&#8217;s election win. The Washington-based financial institution, criticized for functioning like a bureaucratic slush fund despite its mission to fight poverty and climate change, is wary of the incoming administration&#8217;s fiscal austerity.
According to a report <a href="https://nypost.com/2024/11/15/business/world-bank-fears-donald-trumps-austerity-axemen-could-demand-spending-cuts-sources/">by</a> the New York Post, Elon Musk and Vivek Ramaswamy are poised to head a White House advisory body, the Department of Government Efficiency (DOGE), which could single out the World Bank for budgetary cutbacks.
An anonymous staffer told the outlet, &#8220;They have been running around like headless chickens since Trump won.&#8221;
One potential area for cost reduction is the World Bank&#8217;s lavish spending on air travel, which allows unelected officials to upgrade to business class for flights longer than five hours. 
Leaked documents show nearly $9,000 was spent on a round-trip business class ticket with a private suite from Washington Dulles airport to Baku, Azerbaijan.
Also Read: <a href="https://www.benzinga.com/markets/24/11/41869001/heres-how-trumps-policies-might-shape-the-markets-future">Here&#8217;s How Trump&#8217;s Policies Might Shape The Market&#8217;s Future</a>
During Trump&#8217;s previous term, World Bank officials made attempts to maintain a good relationship with the President, often inviting his daughter and then-advisor Ivanka Trump to speak at their conferences. 
However, following Trump&#8217;s victory over Kamala Harris, there is &#8220;lots of anxiety&#8221; within the global organization, a second World Bank source told The Post.
According to a World Bank spokesperson, a productivity savings initiative was launched last year, requiring each vice presidency to reduce its budget by 5% annually from less essential expenses. 
Ajay Banga, the Biden-nominated head of the World Bank, has set the lender &#8220;on a fast course to become better and more effective.&#8221;
Why It Matters: The World Bank&#8217;s anticipated budget cuts come at a time when the institution is already under scrutiny for mismanagement of funds. 
The potential cutbacks, coupled with the existing investigation, could significantly impact the World Bank&#8217;s ability to fulfill its mandate of combating poverty and climate change. 
The appointment of Musk and Ramaswamy to lead the DOGE could further intensify the scrutiny on the World Bank&#8217;s spending.
Read Next
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This content was partially produced with the help of <a href="https://www.benzinga.com/author/benzinga-neuro" target="_blank" rel="noreferrer noopener">Benzinga Neuro</a> and was reviewed and published by Benzinga editors.
Photo: Wikimedia Commons

World Bank Worries Over Budget Cuts After $24B Mishap, Trump Win

Popular podcaster Joe Rogan hosted Donald Trump, J.D. Vance and Trump ally Elon Musk in separate interviews on his popular podcast during the campaign season, which may have helped Trump <a href="https://www.benzinga.com/news/24/11/41768178/donald-trump-defeats-kamala-harris-to-win-2024-election">win the presidential election</a>.
But a <a href="https://www.benzinga.com/analyst-ratings/analyst-color/24/10/41370777/trump-harris-consider-joe-rogan-podcast-could-spotify-ride-2024-election-wave-analy">proposed podcast between</a> Rogan and presidential candidate Kamala Harris never came to fruition and there are new details on why it didn&#8217;t happen.
What Happened: Rogan <a href="https://www.benzinga.com/news/24/11/41734989/joe-rogan-endorses-trump-as-elon-musk-presents-compelling-case-for-ex-president-heres-what-the-duo-d">endorsed Trump for president</a> and his conversations with Trump and Vance were viewed as long free-flowing conversations that may have helped voters have new views on the campaign team that ultimately won the 2024 election race.
A key driver of subscribers for Spotify Technology (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SPOT#NYSE">SPOT</a>), "The Joe Rogan Experience" podcast is one of the most listened to podcasts around the world and its popularity can help provide name awareness for people like political candidates.
In a recent episode of the podcast, Rogan said that one of the reasons the Harris team did not agree to the vice president appearing on the podcast was wanting to have stipulations on topics that were off-limits.
"I think they had requirements on things that she didn't want to talk about. She didn't want to talk about marijuana legalization, which I thought was hilarious," Rogan said on the recent episode. &nbsp;
Rogan alleged that Harris' team didn't want to upset progressive voters, as <a href="https://nypost.com/2024/11/13/us-news/joe-rogan-claims-harris-wanted-to-avoid-marijuana-legalization/">reported</a> by the New York Post.
The popular podcaster said Harris' team reached out to Rogan's team about a potential interview after news reports of Trump agreeing to a sit down with Rogan surfaced. Scheduling did not work out between Rogan's team and Harris' team, with the podcaster saying he wanted to shoot the episode at the studio in Texas.
Another demand from the Harris team was to limit the sit-down interview to around one hour, instead of the typical three hours for Rogan interviews. Not going to the studio in Texas is said to have been the dealbreaker for Rogan.
"They had, I don't know how many conversations with my folks, but multiple conversations giving different dates, different times, different this, different that, and we knew that she was going to be in Texas, so I said, ‘open invitation.'"
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Why It's Important: Harris <a href="https://www.benzinga.com/markets/cannabis/24/11/41752800/kamala-harris-promises-to-legalize-recreational-marijuana-in-groundbreaking-instagram-post">supported marijuana legalization </a>ahead of the 2024 presidential election, but her team may have worried where the conversation would lead and if progressive voters would be upset about the election issue.
Rogan's recent guest comedian Adrienne Iapalucci asked Rogan why her team wouldn't want to talk about cannabis.
"Because of her prosecuting record,&#8221; Rogan said. "She put a lot of people in jail for weed."
The comments were in reference to Harris' past time serving as the California attorney general and San Francisco district attorney.
While its unknown how many downloads the podcast with Trump has on Spotify, the video upload on YouTube has around 50 million views.
Harris may have not wanted to talk about marijuana on "The Joe Rogan Experience," but she did make reference to it during one of her appearance on "The Howard Stern Show."
Harris <a href="https://www.benzinga.com/markets/cannabis/24/10/41270606/kamala-harris-advises-on-howard-stern-show-dont-get-stoned-before-visiting-the-sphere-in-las-veg" target="_blank" rel="noreferrer noopener">told talk show host</a> Howard Stern that she attended a U2 concert at the Las Vegas Sphere with husband Doug Emhoff earlier this year.
&#8220;Oh my god, have you been to the Sphere?&#8221; Harris asked Stern. &#8220;It&#8217;s extraordinary. You&#8217;re sitting there and it&#8217;s almost like Disneyland or Disneyworld where things just start to change around you and you feel like you lose sense of gravity. It&#8217;s really phenomenal.&#8221;
Harris also encouraged anyone attending a concert or film at the Las Vegas Sphere to go in &#8220;with a clear head&#8221; and not to be high.
&#8220;There&#8217;s a lot of visual stimulation.&#8221;
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Image: YouTube

Entertainment

SPOT

Joe Rogan Says Harris Avoided Podcast Due To One Issue

Ukrainian President Volodymyr Zelensky has expressed confidence that the war with Russia will close &#8220;sooner&#8221; once <a href="https://www.benzinga.com/news/global/24/11/41865062/putin-congratulates-trump-on-2024-election-victory-russian-leader-said-president-elect-manly-for-how-he-handled-assassination-attempt" target="_blank" rel="noreferrer noopener">Donald Trump becomes US president</a>.
In a recent interview with Ukrainian media outlet Suspilne, Zelensky shared his belief that the incoming US administration&#8217;s policies would expedite the resolution of the ongoing conflict, <a target="_blank" href="https://www.bbc.com/news/articles/c0mzgv4x901o" rel="noreferrer noopener">reported</a> BBC.
While Zelensky did not divulge the specifics of his recent conversation with Trump after the latter&#8217;s victory in the US presidential election, he described the exchange as &#8220;constructive.&#8221; Zelensky noted that Trump had not made any demands contrary to Ukraine&#8217;s position, reinforcing his belief that Trump&#8217;s approach <a href="https://www.benzinga.com/markets/24/11/41866189/elon-musk-joined-trumps-call-with-zelenskyy" target="_blank" rel="noreferrer noopener">would lead to a quicker end to the war</a>.
Zelensky remarked that the war was likely to end sooner with the policies of the team set to lead the White House, implying that Trump&#8217;s administration would prioritize bringing the conflict to a swift conclusion as part of their commitment to their citizens, BBC added.
Also Read: <a target="_blank" href="https://www.benzinga.com/etfs/24/11/42018463/trumps-post-election-rally-fades-dollar-surges-to-over-1-year-highs-powell-puts-december-interest-rate-cut-into-question-this-week-in-the-market" rel="noreferrer noopener">Trump&#8217;s Post-Election Rally Fades, Dollar Surges To Over 1-Year Highs, Powell Puts December Interest Rate Cut Into Question: This Week In The Market</a>
Zelensky also emphasized Ukraine&#8217;s commitment to seeking a diplomatic resolution to the war, expressing that Ukraine must do everything possible to ensure the conflict ends the following year through diplomatic means.
The Ukrainian president acknowledged that the battlefield remains challenging, with Russian forces continuing to advance. Nevertheless, he expressed hope that international efforts, including those from the US, could help bring an end to the conflict.
The phone call between Zelensky and Trump comes amid heightened global attention on the war and the US&#8217;s role in supporting Ukraine.
Since the start of Russia&#8217;s invasion in February 2022, the U.S. has been Ukraine&#8217;s largest arms supplier, delivering military aid worth over $55 billion. This support, in the form of weapons and equipment, has been critical in bolstering Ukraine&#8217;s defense efforts.
Trump, who has repeatedly stated that his priority is to end the war and reduce the drain on US resources, has made clear his desire to bring about a peaceful resolution to the conflict.
However, his critics, particularly within the Democratic Party, have raised concerns about his stance on Russia. They argue that Trump&#8217;s rhetoric and past relationships with Russian President Vladimir Putin could potentially lead to policies that might undermine Ukraine&#8217;s sovereignty and security.
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Photo: Shutterstock

Zelensky Sees Swift End To War With Trump As President

A <a href="https://www.youtube.com/watch?v=_GoUEO4sGrc">recent episode</a> of The Ramsey Show had hosts <a href="https://www.benzinga.com/personal-finance/24/09/40874922/rachel-cruze-shares-comparison-of-the-average-americans-finances-how-do-you-compare">Rachel Cruze</a> and George Kamel tackling a tough financial and relational dilemma. A caller, Jeremy from Ottawa, Canada, reached out for advice after taking a drastic pay cut and moving his family 3,000 miles to be closer to his partner's family. His income dropped from over $150,000 to under $50,000, leaving him struggling to cover bills and support his children.&nbsp;
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Jeremy asked, "I wanna know if it makes me a deadbeat father if I move back to my old job."
Despite his good intentions to move closer to his family, Jeremy made it clear that they are <a href="https://www.benzinga.com/personal-finance/24/10/41662332/financial-stress-why-women-and-gen-xers-are-feeling-the-pinch-more-than-others">struggling financially</a>. He also expressed that his partner has further reduced her hours at her job, lowering their income even further.&nbsp;
As Kamel and Cruze questioned Jeremy about his situation, it became clear that he and his partner approach finances very differently and separately. Jeremy handles major expenses like the mortgage and one of their cars, while his partner manages other costs independently from him. They don't combine their finances or share details about monthly expenses.&nbsp;
Cruze stated, "It's sounding more like a relationship issue, Jeremy. It sounds like you guys aren&#8217;t generally doing well as a couple." She noted that money concerns may be a symptom of their struggles, but a bigger problem within their relationship is not being addressed.&nbsp;
Trending: The global games market is projected to generate $272B by the end of the year —<a href="https://www.benzinga.com/money/gameflip"> for $0.55/share, this VC-backed startup with a 7M+ userbase gives investors easy access to this asset market.</a>
Kamel suggested that Jeremy might need a "come to Jesus" conversation with his partner to address their <a href="https://www.benzinga.com/personal-finance/24/08/40429850/caller-at-wits-end-with-husbands-spending-the-ramsey-show-hosts-say-you-need-to-follow-safe-guid">financial and relationship strains</a>. He stated that they need to lay it all out, clarify that they are not doing well financially and come together to discuss a plan to move forward.&nbsp;
"That's what it's going to take," Kamel said. "And that's when we lay out the finances together, get on a budget together and figure out what the hole is and how we're getting out of it. And that might mean you need to find a higher paying job, she needs to work more hours, we need to combine bank accounts."
Cruze reiterated these points, encouraging Jeremy to sit down with his partner to determine their minimum income to cover bills and how they can best achieve that. Cruze and Kamel both stressed that if Jeremy wants to make his relationship work, he and his partner must come together to solve their financial struggles – ideally with him staying close rather than moving 3,000 miles away from his family.
On the topic of their relationship, Cruze said that Jeremy will have to make some difficult decisions and that his partner may not be the best for him long term if she can't recognize that she shares in this <a href="https://www.benzinga.com/personal-finance/24/10/41125098/suze-orman-says-the-personal-finance-of-americans-is-really-really-bad-even-though-the-stock-mar">financial responsibility</a>. "You both have to come to that understanding," she stated. "She is so in the clouds in that and she may not be a great partner long term."
See Also: <a href="https://www.benzinga.com/money/100k-cd">$100K Sitting In A CD Account, Should I Move Money Into The Stock Market?</a>
Jeremy and his partner aren't alone in their struggle to communicate about finances. Recent data from Fidelity shows that around half of couples don't make financial decisions jointly and two in five couples are not aligned on how often they discuss finances.&nbsp;
Fidelity also reports that couples who communicate well about their finances are more likely to rate their household's financial health as excellent or very good.&nbsp;
While the Ramsey Show hosts offer financial advice, they have clarified that finances can struggle when the relationship struggles and vice versa. Consider talking to a <a href="https://www.benzinga.com/money/best-online-financial-advisors">financial advisor</a> if you and your partner struggle to align on big financial decisions. They can help you understand the current state of your finances and offer advice tailored to your unique circumstances.&nbsp;
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<li>Many are using this retirement income calculator to check if they&#8217;re on pace —<a href="https://www.benzinga.com/money/how-do-i-calculate-my-retirement-income-adv"> here&#8217;s a breakdown on how on what&#8217;s behind this formula.</a></li>
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</ul>

Personal Finance

'It Sounds Like a Relationship Issue:' Ramsey Show Hosts On Father's $100K Paycut And 3,000-Mile Move

Goldman Sachs Research predicts a strong year for global economic growth in 2025, forecasting a 2.7% increase in global GDP on an annual average basis, <a href="https://www.benzinga.com/calendars/economic" target="_blank" rel="noreferrer noopener">just above the consensus</a>.
The US is expected to lead the way, with GDP growth of 2.5%, significantly surpassing the consensus of 1.9%, Goldman Sachs Research said in a report. The consensus forecast is done by economists surveyed by Bloomberg.
However, the euro area is projected to lag behind, with growth forecasted at just 0.8%, below the consensus of 1.2%. A key factor driving these disparities is the potential for new trade policies under President-elect Donald Trump, who is predicted to impose fresh tariffs, particularly on China and imported cars.
Also Read: <a target="_blank" href="https://www.benzinga.com/analyst-ratings/analyst-color/24/10/41631465/us-gdp-rises-2-8-in-q3-but-can-the-momentum-last-what-6-top-economists-are-saying" rel="noreferrer noopener">US GDP Rises 2.8% In Q3, But Can The Momentum Last? What 6 Top Economists Are Saying</a>
Goldman Sachs Chief Economist Jan Hatzius highlights that global inflation has significantly declined over the past two years, which supports real income growth and allows central banks to normalize monetary policy.
The US Federal Reserve is expected to cut its policy rate to 3.25-3.5%, while the European Central Bank is anticipated to lower its rate to 1.75%. Despite these adjustments, inflation in the US is expected to slow to 2.4% by late 2025, although an across-the-board 10% tariff could push it higher.
The forecast for the US economy reflects continued strong productivity growth, which has outpaced other developed markets. Since 2019, US labor productivity has grown at an annualized rate of 1.7%, compared to just 0.2% in the euro area.
However, potential US trade policies could create headwinds. Tariffs are expected to subtract 0.4% from global GDP, with larger tariffs possibly having a more severe impact.
For the euro area and China, trade uncertainty could reduce GDP growth by up to 0.9% and 0.7%, respectively. Despite this, Goldman Sachs remains optimistic about global economic growth, assuming that trade tensions do not escalate further.
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</ul>
Image: Shutterstock

Analyst Color

Equities

Macro Economic Events

Goldman Sachs: US To Dominate 2025 Growth With 2.5% GDP Boost, Euro Area Will Struggle

Jamie Dimon, the <a href="https://www.benzinga.com/news/24/09/40914747/jpmorgan-ceo-jamie-dimon-thinks-social-media-platforms-like-tiktok-and-facebook-are-a-total-stupid-w">outspoken CEO</a> of JPMorgan Chase (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JPM#NYSE">JPM</a>), isn&#8217;t pulling any punches regarding his feelings about U.S. financial regulations. In a fiery speech at a recent conference, Dimon made it clear that the banking industry is fed up with what he describes as overlapping, ill-conceived rules. He's had enough and it&#8217;s time, he says, to &#8220;fight back.&#8221;
<figure class="wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter"> 
<div class="wp-block-embed__wrapper">
<blockquote class="twitter-tweet" data-width="500" data-dnt="true">Jamie Dimon, CEO of JPMorgan Chase, says it&#39;s time for corporations to &quot;fight back&quot; against regulators. &quot;You know, if you&#39;re in a knife fight, you better damn well bring a knife &#8230; It&#39;s time to fight back.&quot; JPMorgan Chase made an astonishing $50 billion in profits last year. <a href="https://t.co/zWyERJ5LQm">pic.twitter.com/zWyERJ5LQm</a>
&mdash; More Perfect Union (@MorePerfectUS) <a href="https://twitter.com/MorePerfectUS/status/1851294825548763534?ref_src=twsrc%5Etfw">October 29, 2024</a></blockquote>
<script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script></div>
</figure>
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According to Dimon, regulations like capital requirements, card payments and open banking have gotten out of control. He thinks these <a href="https://www.benzinga.com/news/24/10/41586685/jamie-dimon-rips-stupid-calculations-in-proposed-banking-reforms-calls-for-regulatory-overhaul">regulations hurt companies, </a>particularly smaller ones and prevent growth rather than make the financial system safer. He stated that lower-paid people ultimately face the weight of limited access to financial services.
At the heart of his argument is a belief that banks are getting pushed around by regulators and that it&#8217;s time to push back. He compared the current situation to a knife fight, where bringing a knife is the only way to have a chance. For Dimon, that means not shying away from lawsuits and direct challenges to what he calls unfair regulations.&nbsp;
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One point of contention is the Basel III endgame – a set of proposed rules to align U.S. banking standards with the Basel Committee on Banking Supervision. While regulators argue that these changes will make the industry more resilient to economic shocks, Dimon sees things differently. To him, it's all about the details and he's not convinced that these tweaks are in the best interest of banks or their customers.
Dimon also criticized how card-issuing companies like American Express and Discover can charge more for debit card transactions, while banks face strict limits. To him, this is just another example of a regulation that's &#8220;grossly unfair.&#8221;
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Another target of Dimon&#8217;s criticism was the <a href="https://www.benzinga.com/24/10/41599526/new-consumer-financial-regulations-unlock-data-for-ai">Consumer Financial Protection Bureau</a> (CFPB). Although their recent decision to facilitate client switching between financial service providers sounds like a win for customers, to Dimon, it creates opportunities for fraud and data breaches. He's not against open banking in theory but he's ready to fight any policy that puts consumers at risk.
And while his name often gets thrown into the ring for top government roles like Treasury Secretary, Dimon has been clear that <a href="https://www.benzinga.com/government/24/11/41783392/jamie-dimon-doesnt-plans-to-join-trump-administration-affirms-commitment-to-jpmorgan">he&#8217;s not interested</a>. He's focused on leading JPMorgan Chase, which he's done for nearly two decades and fighting what he considers unnecessary and damaging regulations from the outside.
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</ul>

Startups

'If You're In A Knife Fight, You Better Damn Well Bring A Knife' – JPMorgan CEO Jamie Dimon Calls For A Stand Against Regulation

Amid the transformative rise of digital currencies and blockchain technology, one project has captured global attention for its simplicity and ingenuity: Notcoin. Conceived by Sasha Plotvinov and his team at Open Builders, what began as a straightforward clicker game has blossomed into a viral phenomenon, drawing over 35 million users on Telegram in record time.
As the creative mind behind Notcoin, a wildly popular Telegram-based clicker game, Sasha and his team have redefined how people interact with blockchain.
In an exclusive interview with Benzinga, Sasha shares his goal on how to transform Notcoin into a vibrant, community-powered gaming ecosystem which can bridge the gap between entertainment and blockchain technology.
How was your journey with Notcoin from 70,000 users to 35 million users. Share with us the success story so far.
The journey is interesting. There is a saying that it&#8217;s not the station, it&#8217;s a journey, but maybe it&#8217;s who you become in this journey, right? So, the team transforms a lot right now, and I really like to see many things that happens right now that did not happen there at the time. And, I mean, every time a person creates something big, it changes them as well. So, imagine you as a developer, you always worked with applications that would have 100K users, that&#8217;s it, and then 10 million and it moved on further.
From my perspective, I want to not only build it, but also shape the vibe. I&#8217;m still doing all my Notcoin social media myself, just for fun. It&#8217;s just some kind of thing that I just don&#8217;t want to delegate to anyone. About new games, all the new projects that we&#8217;re working with, we help docs, for example, to basically, the core idea of the mining through your age in Telegram is something that we contributed in some part of the product as well.
You need to make sure that the games are new and authentic enough, so people are not bored before, because right now, it&#8217;s hard to attract people to top tier.
Share something about the Tap to Earn and why do you think this Tap to Earn model resonates so strongly with users?
In Tap to earn model, you just tap to the something, button, or a coin or something, and then you see how more and more coins are adding to your balance. Then you can, let&#8217;s say, spend these coins to some in-app boosts and so on and so on, and then you can compete with others. Basically, it&#8217;s more like, again, it&#8217;s just a simple mechanic that allows people to mine coins. You can do this in many ways. You cannot ask to tap. You can ask to open it.
So, I mean, it&#8217;s just different ways to do the same thing. Make a distribution of coins across millions of users while they&#8217;re doing some actions for that.
Which marketing strategies were most effective in building Not&#8217;s user base? 
I think if you&#8217;re talking about real practical advice and so on, I don&#8217;t see that purchasing traffic as a way because it&#8217;s just, you know, you&#8217;ll spend too much. And usually, if you need to spend too much money to traffic, that&#8217;s the smallest thing and not really engaging with your product. It doesn&#8217;t make any sense. It&#8217;s just wasting your money. So, in my opinion, Notcoin and all other successful apps, they&#8217;re doing just some mechanic within the game or app that basically using motivation that users have.
And then the horizontal layer is just going broad and that&#8217;s where it starts. It means that you just create a system when people are motivated enough to invite other people. Basically, that&#8217;s the pure advice, how to make whatever 10, 50 million user applications.
How does Notcoin manage technical challenges with such rapid user growth?
We have learned a lot. At the beginning, it was hard. Then we figured out how to do stuff. And then in couple of months we became professionals, we started advising other apps how to do that because we already knew many, many limitations, many, many ways how to optimize it and so on. So basically, there are two difficulties. First one is just data server and database and all this stuff. So, you can work with different backend language and stack. You can work with different databases.
You can work with different approaches, how to build these things. And because of that, some spikes might occur. So, you must be smart on building this in the remaining components. Another thing is the Telegram API, building on top of Telegram, obviously. So, Telegram has its own limitations. So, for example, you cannot send more than two million-ish notifications per day. If you&#8217;re building the app that gives 50 million people, like, it&#8217;s hard to engage them without any notification experience.
You must learn how to navigate through all these limitations. And the better you adjust, in general, the better you survive.
What strategies are in place to keep users engaged over the long term?
It&#8217;s the same how games work in general. You see, like, what kind of games usually people play for a long time? I think there are two types. First one is that when you have cycles, let&#8217;s say Tetris, you have a cycle. You start, the speed is growing up, then you got some score, you start again from scratch. Fortnite, the same thing. You are deploying with 100 people, the circle gets smaller, smaller, smaller, then you repeat again, once again, if you win or lose, it doesn&#8217;t matter.
So that kind of cycles, Counterstrike, everything. I mean, this is kind of games that people playing for many, many, many years. I think that&#8217;s one of the ways. Another way is to go with long, you know, kind of building a character, building a profile. Let&#8217;s say World of Warcraft, people are playing this for many, many years. EVE Online, like EVE Online is crazy.
It&#8217;s like 16% of people that played EVE Online on the first year, 10 years ago, are still playing the game, That&#8217;s quite huge. People are so stick to this game and all the new users are coming as well.
How does Notcoin plan to differentiate itself as more projects adopt similar models?
I think the only way is basically just to be ready for a change. So, it&#8217;s true. Everything that worked in April doesn&#8217;t work right now. Everything that worked on the summer doesn&#8217;t work right now.
Your advertisement model doesn&#8217;t work anymore because everyone can dump their price. Their community is more kind of, how to say that, like not that loyal, not that cool, not that wealthy. And they always will have lower price. You cannot fight and compete with them, right? So, we must learn and see, okay, what model we can use right now. Right now, we think our advantage is to build things with soul inside. Let&#8217;s say we help projects to build games that are really touching, nice games, that it&#8217;s not just make people addictive or something.
It&#8217;s more about real emotional experience that you have for some time. Again, Pixel Battle is a great example. Another one, Lost Dogs. I don&#8217;t see a big difference between TV show, game, book, because it&#8217;s all imagined, some worlds that are kind of existing in imagination and people, they can play and they can believe in this world. You literally start believing in this in-game economy as a real one because people can trade with each other, some things, some items, some goods and so on. It&#8217;s like, it&#8217;s really the whole markets that that exists within the game.
What's next for Notcoin as it continues to grow?
Two things. First one, we learn how to do these experiences, games, all those things. We just want to replicate it. We have some teams that are working right now on different stuff. We help them, we build together. We&#8217;re making sure that it&#8217;s not just a random clicker or something. It&#8217;s just interesting. Emotionally game creates emotional connection. This is the one thing; this is a really good side because we learned a lot in our experience right now. And we can really use this expertise to launch projects to 10, 20, 50 million people. That&#8217;s no brainer.
On the other side, we understood business part as well. So, we know how to right now to make a business from this. And also from our community side, what we do right now, we&#8217;re trying to put Notcoin community holders in the center of every single thing we&#8217;ve built. Let&#8217;s say we help game to go and be published through Notcoin. And we have agreement that 20% of the stock of this game will go to the Notcoin community. 
So that&#8217;s the way how we basically attract more and more value into the ecosystem. We do what we know how to do, and we just continue to grow the ecosystem. Sometimes I think we switch our tactical plans, but the strategy is the same.

Interview

Notcoin's Plotvinov On Making Blockchain Accessible Through Gaming: 'A Game Creates Strong Emotional Connection'

Emily Fisher, founder and CEO of Leafwell, took the stage at the recent Benzinga Cannabis Capital Conference to share groundbreaking insights from her company's latest research. She emphasized the importance of following the science in shaping the future of cannabis policy and healthcare, pointing to significant financial and societal impacts.
"We published a study a couple of weeks ago that looked at the impact of medical cannabis on U.S. healthcare and found that it could save U.S. healthcare $29 billion annually," Fisher said. Her remarks highlighted the untapped potential of cannabis in reducing healthcare costs and improving patient outcomes.
<h3 class="wp-block-heading">Key Findings From New Research</h3>
Fisher also unveiled preliminary results from another study conducted by Leafwell, involving over 15,000 patients. Half of the participants were new to cannabis use, while the other half had been using cannabis for more than a year. The findings were striking:
<ul>
<li>A 48% reduction in doctor visits among long-term cannabis users</li>
<li>A 50% reduction in emergency room visits</li>
</ul>
These reductions, Fisher explained, could have cascading benefits beyond the healthcare system. "What does that mean when you trickle it down into the workforce?" she asked. "It means fewer days off. It means a reduction in absenteeism. This is speaking directly to an employer's objectives."
<h3 class="wp-block-heading">A Call To Action</h3>
Fisher's presentation highlighted the early days of cannabis' integration into mainstream healthcare but also its growing importance as a tool for employers and policymakers. She called for a science-driven approach to cannabis advocacy and policy-making, emphasizing the broader economic and social benefits that legalization and medical adoption could bring.
"This could help many, many more people than it's already helping," Fisher said, urging the audience to consider the evidence and support further research.
Cover image made with AI

Cannabis

Health Care

Cannabis Could Save $29 Billion Per Year In U.S. Healthcare Costs, Says CEO

Toyota Motor North America has weighed in on California&#8217;s ambitious new<a href="https://www.benzinga.com/startups/24/10/41198502/toyota-slows-down-ev-production-amid-industrywide-shift-heres-why-theyre-changing-course"> electric vehicle (EV)</a> mandates, calling the goals &#8220;impossible&#8221; given the slow growth of EVs in America. Currently, only 9% of U.S. car buyers choose EVs and in many states, the adoption rates of EVs are even lower.&nbsp;
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However, the California Air Resources Board (CARB) has set an ambitious mandate that 35% of all light-duty vehicle sales be zero-emission vehicles (ZEVs) or plug-in hybrids by 2026. The ultimate target is that by 2035, every new car sold in the state should be zero-emission.
As cited by CNBC, Toyota Chief Operating Officer Jack Hollis questioned the feasibility of such a timeline, saying, &#8220;I have not seen a forecast by anyone – government or private – that says that number is achievable.&#8221;
Toyota fears the mandate could force automakers to ignore what customers need, especially in markets where electric vehicles are less popular. Hollis suggested that pushing automakers to meet these requirements without adequate market support could limit consumer choices.
Trending: With over 7.8K investors including Meta, Google and Amazon Execs – this AI start-up's valuation has skyrocketed from $5 million to $85 million in just three years.<a href="https://www.benzinga.com/money/rad-ai"> <a href="https://www.benzinga.com/money/rad-ai-2">Be an early investor with just $1,000 for only $0.50/share today before the offer closes next week</a>!</a>
<a href="https://www.benzinga.com/personal-finance/24/08/40582239/californias-new-plan-taxpayers-might-soon-be-funding-home-loans-for-illegal-migrants-heres-what-">California </a>has traditionally taken a strict stance on emissions, setting standards more stringent than those required nationally under a federal waiver. This has led to a split market: some states follow California&#8217;s rules, while others follow national regulations.&nbsp;
Toyota, however, calls for a single national standard, arguing that a uniform rule for all states would help automakers more easily produce cars. &#8220;We would always want a 50-state rule because that way we can treat all customers, all dealers, equally,&#8221; Hollis explained.
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The emissions standards debate has sparked significant discussion throughout the industry. Hollis said California's mandate could &#8220;limit consumer choice&#8221; by reducing the number of models available. Some politicians, including Democrat Elissa Slotkin, have echoed similar points, saying, "What you drive is your call, no one else's."
While Toyota has been vocal in its criticisms, it is not the only automaker to doubt the feasibility of California&#8217;s goals. Other carmakers have also expressed concerns about whether such a rapid shift is possible with today&#8217;s infrastructure and market.&nbsp;
Environmentalists counter that these requirements are necessary to address climate change and promote a cleaner automotive future. Such policies and incentives, they argue, can help bridge the EV adoption gap across the country, even in states with lower demand.
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</ul>

Toyota Slams California's 'Impossible' EV Mandate, Calls For National Regulation To Protect Consumers And Keep Manufacturing Viable

The European Union has directed&nbsp;Apple Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/AAPL#NASDAQ">AAPL</a>) to discontinue geo-blocking on its media services. The European Commission has identified several geo-blocking practices on Apple's platforms, including the App Store, Apple Arcade, <a href="https://www.benzinga.com/news/global/24/11/41897368/apple-ordered-by-eu-to-end-geo-blocking-on-app-store-itunes-and-other-apps" target="_blank" rel="noreferrer noopener">Music, iTunes Store, Books, and Podcasts</a>.
Following the 2024 U.S. Presidential election, Taylor Swift's fanbase, known as "Swifties," have reportedly started leaving Elon Musk‘s social media platform X, <a href="https://www.benzinga.com/24/11/41872302/taylor-swift-fans-abandon-elon-musks-x-for-bluesky-how-trumps-election-victory-triggered-swifties-uprising" target="_blank" rel="noreferrer noopener">formerly </a><a href="https://www.benzinga.com/24/11/41872302/taylor-swift-fans-abandon-elon-musks-x-for-bluesky-how-trumps-election-victory-triggered-swifties-uprising" target="_blank" rel="noreferrer noopener">Twitter</a><a href="https://www.benzinga.com/24/11/41872302/taylor-swift-fans-abandon-elon-musks-x-for-bluesky-how-trumps-election-victory-triggered-swifties-uprising" target="_blank" rel="noreferrer noopener">, for </a><a href="https://www.benzinga.com/24/11/41872302/taylor-swift-fans-abandon-elon-musks-x-for-bluesky-how-trumps-election-victory-triggered-swifties-uprising" target="_blank" rel="noreferrer noopener">Bluesky</a>.
Gaming
Microsoft Corporation (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/MSFT#NASDAQ">MSFT</a>) Gaming CEO&nbsp;Phil Spencer&nbsp;has confirmed the company has its sights set on a handheld gaming device under the Xbox brand. He did temper expectations, saying the device is <a target="_blank" href="https://www.benzinga.com/general/gaming/24/11/41948549/xbox-handheld-a-few-years-out-says-microsoft-gaming-ceo-hints-at-cross-platform-games-new-acquisitions" rel="noreferrer noopener">still &#8220;a few years out&#8221;&nbsp;from release</a>.
Nintendo Co., Ltd. (OTC:<a class="ticker" href="https://www.benzinga.com/stock/NTDOY#OTC">NTDOY</a>) filed a lawsuit against a gamer for allegedly streaming pirated games <a target="_blank" href="https://www.benzinga.com/general/gaming/24/11/41887408/nintendo-sues-streamer-over-pirated-games-claims-millions-dollars-lost-revenue" rel="noreferrer noopener">before their&nbsp;official release dates</a>.
Valve is launching a limited-edition Steam Deck OLED: White Edition on Nov. 18, with global <a target="_blank" href="https://www.benzinga.com/general/gaming/24/11/41914135/valves-steam-deck-oled-gets-makeover-heres-what-you-need-to-know" rel="noreferrer noopener">availability and limited stock.</a>
Read: <a target="_blank" href="https://www.benzinga.com/general/gaming/24/11/41884190/did-rockstar-drop-gta-6-trailer-hint-fans-spot-moon-clue-pointing-to-nov-22" rel="noreferrer noopener">Did Rockstar Drop GTA 6 Trailer Hint? Fans Spot Moon Clue Pointing To Nov. 22</a>
Smartphones
Apple introduced an automatic reboot feature for idle&nbsp;iPhones in its latest&nbsp;iOS 18.1 update <a target="_blank" href="https://www.benzinga.com/media/24/11/41873261/apples-ios-18-1-update-adds-inactivity-reboot-to-lock-down-unused-iphones-heres-how-it-protects-your-privacy" rel="noreferrer noopener">to bolster device security</a>.
Apple has begun selling repair parts&nbsp;for its latest&nbsp;iPhone 16 and iPhone 16 Pro models via <a target="_blank" href="https://www.benzinga.com/tech/24/11/41870693/apple-starts-selling-iphone-16-repair-parts-heres-what-you-need-to-know-about-diy-fixes-for-your-iphone" rel="noreferrer noopener">its self-service repair store</a>.
Apple reportedly plans to make its "first foray" into the smart home IP camera market in 2026, aiming for "tens of millions" of annual shipments, <a target="_blank" href="https://www.benzinga.com/tech/24/11/41891237/apples-smart-camera-coming-in-2026-cupertino-eyeing-tens-of-millions-in-annual-shipments-says-top-supply-chain-analyst" rel="noreferrer noopener">according to&nbsp;</a><a target="_blank" href="https://www.benzinga.com/tech/24/11/41891237/apples-smart-camera-coming-in-2026-cupertino-eyeing-tens-of-millions-in-annual-shipments-says-top-supply-chain-analyst" rel="noreferrer noopener">Ming-Chi Kuo</a>.
Read: <a target="_blank" href="https://www.benzinga.com/tech/24/11/41894509/apples-next-big-bet-think-smaller-says-analyst-there-will-never-be-another-iphone" rel="noreferrer noopener">Apple&#8217;s Next Big Bet? Think Smaller, Says Analyst: &#8216;There Will Never Be Another… iPhone&#8217;</a>
Apple reportedly plans to unveil a new AI wall tablet to challenge&nbsp;Amazon.com, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/AMZN#NASDAQ">AMZN</a>) and&nbsp;Alphabet Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/GOOG#NASDAQ">GOOG</a>) <a target="_blank" href="https://www.benzinga.com/media/24/11/41928049/apples-new-ai-wall-tablet-with-siri-and-video-calling-set-to-challenge-amazon-and-google-in-smart-home-race" rel="noreferrer noopener">in the smart home race</a>.
Apple announced a new feature for its Find My app that allows users to share the location of lost items <a target="_blank" href="https://www.benzinga.com/tech/24/11/41931360/apples-airtag-users-can-now-share-location-with-airlines-for-faster-recovery-of-lost-luggage" rel="noreferrer noopener">with third parties, including airlines</a>.
Also Read: <a target="_blank" href="https://www.benzinga.com/tech/24/11/41931521/apples-2024-mac-mini-is-a-compact-powerhouse-but-its-power-button-placement-is-not-the-most-accessible-here-are-some-workable-fixes" rel="noreferrer noopener">Apple&#8217;s 2024 Mac Mini Is A Compact Powerhouse, But Its Power Button Placement Is Not The Most Accessible: Here Are Some Workable Fixes</a>
Consumer group&nbsp;Which?&nbsp;has filed a £3 billion ($3.81 billion) legal claim against&nbsp;Apple, accusing the tech giant of breaching U.K. competition law <a href="https://www.benzinga.com/news/global/24/11/41964915/apple-faces-legal-action-over-rip-off-icloud-charges-could-pay-out-38b-to-uk-customers" target="_blank" rel="noreferrer noopener">through its&nbsp;iCloud service</a>.
Online Retail
In a move to attract holiday shoppers,&nbsp;Amazon.com rolled out early Black Friday discounts on a range of&nbsp;Apple products. These deals offer significant savings on the latest MacBook Pro, <a target="_blank" href="https://www.benzinga.com/tech/24/11/41872968/amazon-offers-early-black-friday-deals-with-up-to-350-off-on-apple-macbooks-heres-more" rel="noreferrer noopener">Mac mini, and MacBook Air models</a>.
Amazon is reportedly&nbsp;developing smart eyeglasses for its&nbsp;delivery drivers, aiming to streamline&nbsp;the final stretch of an&nbsp;<a target="_blank" href="https://www.benzinga.com/media/24/11/41891126/amazons-new-smart-eyeglasses-for-drivers-aim-to-shave-seconds-off-deliveries-but-theres-more-than-what-meets-the-eye" rel="noreferrer noopener">order's journey to a customer's&nbsp;home</a>.
Amazon is preparing to introduce its newest artificial intelligence chips in December. His strategic move aims to leverage Amazon's significant investments in semiconductors and reduce reliance on Jensen <a target="_blank" href="https://www.benzinga.com/tech/24/11/41895759/amazon-set-to-introduce-new-ai-chips-in-december-to-rival-jensen-huangs-ai-stalwart-we-want-to-be-absolutely-the-best-place-to-run-nvidia" rel="noreferrer noopener">Huang's&nbsp;</a><a target="_blank" href="https://www.benzinga.com/tech/24/11/41895759/amazon-set-to-introduce-new-ai-chips-in-december-to-rival-jensen-huangs-ai-stalwart-we-want-to-be-absolutely-the-best-place-to-run-nvidia" rel="noreferrer noopener">NVIDIA Corporation </a><a target="_blank" href="https://www.benzinga.com/tech/24/11/41895759/amazon-set-to-introduce-new-ai-chips-in-december-to-rival-jensen-huangs-ai-stalwart-we-want-to-be-absolutely-the-best-place-to-run-nvidia" rel="noreferrer noopener">(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NVDA#NASDAQ">NVDA</a>)</a>.
Amazon.com&nbsp;confirmed a vendor data breach exposing employee contact information, linking the company to the widening&nbsp;MOVEit&nbsp;hack. The exact number of affected employees is unclear, but a screenshot from the hacking forum shows over 2.8 million lines <a target="_blank" href="https://www.benzinga.com/media/24/11/41927913/amazon-confirms-vendor-data-breach-affecting-2-8m-employee-contacts-adds-to-growing-list-of-moveit-hack-victims" rel="noreferrer noopener">in the alleged Amazon dataset</a>.
Socia Media &amp; Technology
Meta Platforms, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/META#NASDAQ">META</a>)&nbsp;is reportedly planning to introduce ads on its&nbsp;Threads&nbsp;platform in early 2025 as&nbsp;Elon Musk's X&nbsp;is&nbsp;<a target="_blank" href="https://www.benzinga.com/general/social-media/24/11/41963996/mark-zuckerbergs-meta-eyes-2025-to-introduce-ads-on-threads-as-elon-musks-x-loses-favor-with-major-brands-report" rel="noreferrer noopener">losing favor with major brands</a>.
Several prominent French media organizations, including those owned by billionaire&nbsp;Bernard Arnault, have filed a lawsuit against&nbsp;Elon Musk's&nbsp;social media platform&nbsp;X&nbsp;for allegedly using <a target="_blank" href="https://www.benzinga.com/general/social-media/24/11/41964636/elon-musk-bernard-arnault-once-discussed-potential-spacex-louis-vuitton-collab-the-french-billionaires-media-group-has-now-sued-x-over-alleged-unpaid-content-use" rel="noreferrer noopener">their content without compensation</a>.
Google Gemini&nbsp;app has been spotted as a <a target="_blank" href="https://www.benzinga.com/tech/24/11/41891904/googles-standalone-gemini-app-for-iphone-spotted-with-live-activity-what-it-could-mean-for-your-ai-experience" rel="noreferrer noopener">standalone&nbsp;app on the&nbsp;</a><a target="_blank" href="https://www.benzinga.com/tech/24/11/41891904/googles-standalone-gemini-app-for-iphone-spotted-with-live-activity-what-it-could-mean-for-your-ai-experience" rel="noreferrer noopener">App Store</a>.
Microsoft President&nbsp;Brad Smith&nbsp;emphasized China's swift technological advancements, suggesting they <a target="_blank" href="https://www.benzinga.com/news/global/24/11/41939983/microsoft-president-warns-beijings-tech-progress-is-catching-up-with-the-west-people-who-dont-go-to-china-too-often-assume-theyre-behind" rel="noreferrer noopener">are on par with Western nations</a>.
Artificial Intelligence
To counter AI-driven misinformation,&nbsp;OpenAI's ChatGPT&nbsp;rejected 250,000 deepfake image requests of candidates in the month<a target="_blank" href="https://www.benzinga.com/24/11/41870783/chatgpt-denies-250k-deepfake-requests-in-lead-up-to-election-day-aiming-to-curb-ai-driven-misinformation-in-2024-presidential-race" rel="noreferrer noopener"> before the&nbsp;2024 election</a>.
OpenAI CEO&nbsp;Sam Altman&nbsp;has expressed his appreciation for&nbsp;Tesla&nbsp;and&nbsp;SpaceX&nbsp;CEO&nbsp;Elon Musk's&nbsp;initial financial <a target="_blank" href="https://www.benzinga.com/24/11/41893707/openai-ceo-sam-altman-thanks-elon-musk-for-early-support-in-chatgpts-rise-and-shares-advice-hed-give-his-younger-self-at-stanford" rel="noreferrer noopener">backing&nbsp;in&nbsp;</a><a target="_blank" href="https://www.benzinga.com/24/11/41893707/openai-ceo-sam-altman-thanks-elon-musk-for-early-support-in-chatgpts-rise-and-shares-advice-hed-give-his-younger-self-at-stanford" rel="noreferrer noopener">ChatGPT</a><a target="_blank" href="https://www.benzinga.com/24/11/41893707/openai-ceo-sam-altman-thanks-elon-musk-for-early-support-in-chatgpts-rise-and-shares-advice-hed-give-his-younger-self-at-stanford" rel="noreferrer noopener">-parent</a>.
OpenAI co-founder&nbsp;Greg Brockman&nbsp;has announced his comeback to the AI startup<a target="_blank" href="https://www.benzinga.com/tech/24/11/41927135/greg-brockman-returns-to-work-at-chatgpts-parent-company-back-to-building-openai" rel="noreferrer noopener"> after a three-month leave</a>.
OpenAI&nbsp;reportedly plans to launch a new&nbsp;AI agent, codenamed <a target="_blank" href="https://www.benzinga.com/media/24/11/41964846/openais-operator-ai-agent-will-perform-tasks-like-coding-travel-booking-and-more-launch-expected-in-january-next-year-report" rel="noreferrer noopener">&#8220;Operator,&#8221; in January</a>.
Dario Amodei, CEO of&nbsp;Anthropic, predicts&nbsp;AGI could become&nbsp;a reality by 2026 or 2027 but warns that external <a target="_blank" href="https://www.benzinga.com/tech/24/11/41928832/anthropic-ceo-says-ai-similar-to-human-intelligence-could-be-around-the-corner-well-get-there-by-2026-or-2027" rel="noreferrer noopener">factors may delay progress</a>.
Unbabel, a startup based in Lisbon, has introduced a new AI-powered translation service called Widn.AI. The company's CEO,&nbsp;Vasco Pedro, predicts that human translators might become<a target="_blank" href="https://www.benzinga.com/tech/24/11/41932536/ai-coming-for-translator-jobs-this-ceo-says-humans-wont-be-needed-for-translation-except-most-difficult-use-cases-in-3-years" rel="noreferrer noopener"> obsolete within the next three years</a>.

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Tech

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NTDOY

NVDA

Consumer Tech News (November 11-15): Apple Plans To Launch An AI Wall Tablet, Meta Plans To Introduce Ads On Threads & More

Frequent power outages can disrupt daily life, especially for indoor cannabis grows that rely on artificial light. Cris Roots, a <a href="http://www.benzinga.com/cannabis">420</a> influencer and cultivation expert, offers essential advice to protect your plants from prolonged blackouts and maintain their photoperiod.
The photoperiod, or the number of light hours plants are exposed to, is critical. "You have to maintain it religiously every day, no matter what," Roots explains. If a power outage happens while you're home, he suggests opening the tent to let in natural light or using a flashlight or emergency light so that the plants don't suffer completely from the interruption. Although the emergency light has a lower intensity, it helps to maintain the photoperiod, which, according to the expert, "doesn't affect the plant as much as losing the light hours."
However, if the outage occurs while you're away, Cris advises making no adjustments. "Nothing happens at all," he assures, as long as it's not a daily and continuous interruption. If power outages occur frequently and at different times, this can create issues with the plant's development.
For those who want to keep track of light timing while they're away, Cris suggests checking the timer, especially if it's an analog model, as these stop with the power outage, potentially disrupting the plants&#8217; light exposure schedule. In these cases, it&#8217;s recommended to reset the timer when power is restored, but avoid extending the light period to make up for lost hours. "By no means should you extend the light period because, for example, you lost two hours due to a power cut," emphasizes the grower.
Finally, for those with the option to move plants to an outdoor space, such as a patio or terrace, Cris advises keeping the same light exposure schedule. He notes that this option can be effective as long as the plants receive a similar daily amount of light.
Article via <a href="https://elplanteo.com/cultivo-de-cannabis-indoor-y-cortes-de-luz/">El Planteo</a>
Cover image made with AI

Protecting Indoor Cannabis Plants During Power Outages: Experts Shares Dos And Don'ts

Benzinga examined the prospects for<a href="http://www.benzinga.com/trading-ideas"> many investors&#8217; favorite stocks</a> over the last week — here&#8217;s a look at some of our top stories.
The major indexes, which had been climbing following Trump&#8217;s election victory, lost momentum this week, with the S&amp;P 500 down 2.1%, the Nasdaq dropping 3.2%, and the Dow shedding 1.2%. 
October consumer inflation matched expectations, but producer inflation exceeded forecasts, sparking concerns about the sustainability of disinflation as the year closes. 
Investor sentiment weakened further after Federal Reserve Chair Jerome Powell made unexpectedly hawkish comments, emphasizing the Fed&#8217;s cautious approach and lack of urgency to reduce interest rates. As a result, market expectations for a December rate cut have significantly decreased, leaving traders uncertain <a href="https://www.benzinga.com/etfs/24/11/42018463/trumps-post-election-rally-fades-dollar-surges-to-over-1-year-highs-powell-puts-december-interest-rate-cut-into-question-this-week-in-the-market">about the Fed's next steps.</a>
Benzinga provides daily reports on the stocks most popular with investors. Here are a few of this past week&#8217;s most bullish and bearish posts that are worth another look.
<h3 class="wp-block-heading">The Bulls</h3>
&#8220;<a href="https://www.benzinga.com/analyst-ratings/analyst-color/24/11/41988194/trump-plans-to-erase-ev-tax-credit-analyst-says-its-net-bullish-calls-sell-off-wrong-knee-jerk-reaction">Trump Plans To Erase EV Tax Credit: Tesla Analyst Says It&#8217;s &#8216;Net Bullish,&#8217; Calls Sell-Off &#8216;Wrong Knee-Jerk Reaction&#8217;</a>,&#8221; by <a href="https://www.benzinga.com/author/adam-eckert">Adam Eckert</a>, discusses Donald Trump&#8217;s plan to end the $7,500 EV tax credit, which initially caused a sell-off in Tesla Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TSLA#NASDAQ">TSLA</a>) shares. However, Wedbush analyst Dan Ives sees it as a &#8220;net bullish&#8221; move for Tesla long-term, with minimal impact due to the company's strong market position.
&#8220;<a href="https://www.benzinga.com/markets/cryptocurrency/24/11/41897397/bitcoin-to-peak-between-100k-150k-solana-to-top-600-this-cycle-say-hedge-funds-vcs">Bitcoin To Peak Between $100K-150K, Solana To Top $600 This Cycle, Say Hedge Funds, VCs</a>,&#8221; by <a href="https://www.benzinga.com/author/aniket-verma">Aniket Verma</a> reveals predictions from venture capital and hedge fund managers that Bitcoin (CRYPTO: <a class="ticker" href="https://www.benzinga.com/quote/btc/usd">BTC</a>) could peak at $150,000 and Solana (CRYPTO: <a class="ticker" href="https://www.benzinga.com/quote/sol/usd">SOL</a>) at $600 this bull cycle, reflecting tempered optimism amid recent market volatility.
&#8220;<a href="https://www.benzinga.com/general/sports/24/11/42015289/disney-q4-report-had-a-lot-to-like-analyst-calls-it-a-high-quality-profit-growth-performer">Disney Q4 Earnings Show &#8216;A Lot To Like&#8217;: Analyst Calls It &#8216;High-Quality&#8217; Profit Growth Performer</a>,&#8221; by <a href="https://www.benzinga.com/author/chris-katje">Chris Katje</a>, highlights The Walt Disney Company (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/DIS#NYSE">DIS</a>) exceeding Q4 direct-to-consumer profit estimates and unveiling multi-year guidance, prompting analysts like Guggenheim&#8217;s Michael Morris to raise price targets, citing double-digit EPS growth expected by 2026.
For additional bullish calls of the past week, check out the following:
<a href="https://www.benzinga.com/analyst-ratings/price-target/24/11/41884655/bank-of-america-predicts-positive-stock-re-rating-for-wells-fargo-after-asset-cap-removal">Bank Of America Predicts Positive Stock Re-Rating For Wells Fargo After Asset Cap Removal</a>
<a href="https://www.benzinga.com/24/11/41890600/anthony-scaramucci-optimistic-of-a-us-strategic-bitcoin-reserve-trumps-victory-accelerated-the-cycle">Anthony Scaramucci Optimistic On US Strategic Bitcoin Reserve: &#8216;Trump&#8217;s Victory Accelerated The Cycle&#8217;</a>
<a href="https://www.benzinga.com/news/earnings/24/11/41991912/sam-altman-backed-oklo-reports-q3-earnings-momentum-is-building-every-week">Sam Altman-Backed Oklo Reports Q3 Earnings: &#8216;Momentum Is Building Every Week&#8217;</a>
The Bears
&#8220;<a href="https://www.benzinga.com/24/11/41932146/spirit-airlines-shares-plunge-nearly-63-after-hours-as-it-delays-q3-results-mulls-equity-cancellation">Spirit Airlines Nears Bankruptcy, Creditors May Approve Equity &#8216;Cancellation:&#8217; Here&#8217;s What It Means For Investors As Shares Fall With A Thud</a>,&#8221; by <a href="https://www.benzinga.com/author/rishabhmishra-benzinga-com">Rishabh Mishra</a>, details Spirit Airlines Inc.&#8216;s (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SAVE#NYSE">SAVE</a>) 63% share plunge after delaying Q3 earnings and entering restructuring talks, potentially canceling existing equity. 
&#8220;<a href="https://www.benzinga.com/etfs/specialty-etfs/24/11/41888750/gold-etf-hit-with-1-billion-outflow-investors-dump-safe-haven-asset-after-trump-win">Gold ETF Hit With $1 Billion Outflow: Investors Dump Safe Haven Asset After Trump Win</a>,&#8221; by <a href="https://www.benzinga.com/author/piero-cingari">Piero Cingari</a>, highlights a $1 billion outflow from SPDR Gold Trust (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/GLD#NYSE">GLD</a>) as investors shift from gold, citing expectations of a stronger dollar and economic growth under Donald Trump&#8217;s re-election, while Bitcoin gains popularity as &#8220;digital gold.&#8221;
&#8220;<a href="https://www.benzinga.com/analyst-ratings/analyst-color/24/11/41986341/what-is-plug-powers-future-analysts-warn-of-cash-crunch-and-slow-hydrogen-market-growth">What Is Plug Power&#8217;s Future? Analysts Warn Of Cash Crunch And Slow Hydrogen Market Growth</a>,&#8221; by <a href="https://www.benzinga.com/author/lekha-gupta">Lekha Gupta</a>, highlights concerns over Plug Power Inc.&#8216;s (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PLUG#NASDAQ">PLUG</a>) high cash burn and weak Q3 results, with analysts forecasting revenue below estimates for 2024 and 2025, despite potential DOE loan support and European hydrogen project backing.
For more bearish takes, be sure to see these posts:
<a href="https://www.benzinga.com/media/24/11/41941228/att-data-breach-exposes-50-billion-records-hackers-identified-ransom-paid">AT&amp;T Data Breach Exposes 50 Billion Records: Hackers Identified, Ransom Paid</a>
<a href="https://www.benzinga.com/analyst-ratings/analyst-color/24/11/41880110/solar-renewables-stocks-crash-after-trump-win-should-you-buy-now-at-cheap-valuations">Solar, Renewables Stocks Crash After Trump Win: Should You Buy Now At Cheap Valuations?</a>
<a href="https://www.benzinga.com/trading-ideas/movers/24/11/41902202/trumps-china-hawks-rumored-for-top-roles-yuan-hits-3-month-low">Chinese Currency Hits 3-Month Low: Trump&#8217;s Anti-China Cabinet Appointments Rattle Investors</a>
Keep up with all the latest breaking news and trading ideas by following<a href="https://twitter.com/Benzinga"> Benzinga</a><a href="http://twitter.com/Benzinga"> on Twitter</a>.
Image created using artificial intelligence via Midjourney.

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Benzinga Bulls And Bears: Tesla, Disney, Gold — And Hedge Funds Project Bitcoin To Hit $100K-$150K

Billionaire entrepreneur Mark Cuban is well known for investing in cash-hungry startups on the popular television show &#8220;Shark Tank.&#8221; Interestingly enough, if you really want to make the &#8220;big bucks,&#8221; Cuban says you shouldn&#8217;t be <a href="https://www.benzinga.com/news/23/01/30510598/mark-cuban-has-4-rules-for-making-money-how-you-can-succeed-and-become-a-millionaire-1">raising capital for your business</a>. 
Instead, you should be trying to launch a business &#8220;with as little money as possible,&#8221; Cuban said at the 2023 SXSW Conference,&nbsp;<a href="https://www.cnbc.com/2023/04/09/mark-cuban-best-way-to-start-a-business-is-with-little-to-no-money.html#Echobox=1681052365">per&nbsp;</a>CNBC.
Cuban&#8217;s Advice: Although Cuban spends a lot of time investing in startups, he doesn&#8217;t recommend that entrepreneurs take on investors if they really want to make the &#8220;big bucks.&#8221;
&#8220;The more of your equity that you can retain and control, the more the upside,&#8221; Cuban said.
The thing that people forget is that when you raise money from someone, that person expects a return, he said, adding&nbsp;you are actually better off using your own personal savings and letting that money take you as far as you can.
Check This Out: <a href="https://www.benzinga.com/news/24/11/41865587/mark-cuban-planned-to-retire-by-age-35-he-says-theres-only-one-reason-he-didnt">Mark Cuban Planned To Retire By Age 35: He Says There&#8217;s Only One Reason He Didn&#8217;t</a>
There are plenty of examples of people who have sold companies for billions of dollars, but didn&#8217;t&nbsp;end up with nearly as much profit as you would think, Cuban said: &#8220;They own 2% of the company, when it was all said and done.&#8221;
Fresh out of college, Cuban founded&nbsp;software consulting business&nbsp;MicroSolutions. He sold the company for $6 million by the time he turned 32, pocketing around $2 million in profit.
A few years later, he bought a small audio network startup and turned it into Broadcast.com, which he went on to sell to Yahoo!&nbsp;<a href="https://www.benzinga.com/news/23/02/31092598/mark-cuban-celebrates-closing-5-7b-deal-with-middle-seat-flight-to-vegas-this-is-just-perfect-1">for $5.7 billion</a>.
&#8220;If you look at people with a B next to their name, it's because they own all that equity in their company,&#8221;&nbsp;Cuban said.
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Some elements of this story were previously reported by Benzinga and it has been updated.
Photo: courtesy of ABC.

Entrepreneurship

Mark Cuban Says Most Entrepreneurs Make The Same Critical Mistake When Starting A Business

Corvain Cooper, co-founder of the social initiative and cannabis brand 40 Tons, has a story marked by injustice and redemption.
"Trump, in his last two minutes in office, gave me clemency and I got my life back," says Cooper, who went from facing life imprisonment for allegedly transporting 40 tons of cannabis to becoming a vocal advocate for industry reform and a champion for those most affected by the war on drugs.
"I want to use this second chance for a purpose," he said during an interview at the latest <a href="https://cannabismarketspotlight.com/california/anaheim-november-12/">Benzinga Cannabis Market Spotlight</a> event in California.
<h3 class="wp-block-heading">40 Tons: A Multidimensional Effort For Justice And Support</h3>
Cooper has dedicated his new chapter to assisting individuals still caught in the justice system for cannabis-related offenses. 
"I want to give back everything that was taken from me and try to restore another person's life the way mine was restored," he says. Through 40 Tons, Cooper backs initiatives like the &#8220;<a href="https://www.benzinga.com/markets/cannabis/22/10/29343352/mission-green-petitions-president-to-release-parker-coleman-who-is-serving-60-years-for-marijuan">Free Parker Coleman</a>&#8221; campaign. Coleman served 23 years of a 60-year sentence in federal prison on a nonviolent marijuana conspiracy charge. The organization also hosts events like CannaChristmas to raise funds for people still imprisoned on cannabis-related convictions.
The efforts of 40 Tons extend beyond advocacy. The organization also runs career fairs, offering resume writing, haircuts and LinkedIn support to help participants connect with job opportunities. They actively push for public campaigns to secure pardons before the current administration changes in the hope that what happened to Cooper might happen to others.
"We pray that Biden stands on his word and gets our POWs, ‘prisoners of war,' back home with their families," Cooper says.
Read Also: <a href="https://www.benzinga.com/markets/cannabis/24/02/37084761/exclusive-40-tons-founder-says-cannabis-company-a-force-for-social-change">EXCLUSIVE: 40 Tons Founder Says Cannabis Company &#8216;A Force For Social Change&#8217;</a>
Get Benzinga&#8217;s exclusive analysis and the top news about the cannabis industry and markets daily in your inbox for free. Subscribe to our newsletter&nbsp;<a href="https://newsletteremail.benzinga.com/subscribe" target="_blank" rel="noreferrer noopener">here</a>. If you&#8217;re serious about the business, you can&#8217;t afford to miss out.
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"> 
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<iframe loading="lazy" title="&#039;TRUMP Gave Me MY LIFE BACK': JUSTICE IN CANNABIS and Corvain Cooper's Fight" width="500" height="281" src="https://www.youtube.com/embed/saNGgxw4wdQ?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe>
</div>
</figure>
<h3 class="wp-block-heading">Addressing Inequities In The Cannabis Industry</h3>
Having attended <a href="https://www.benzinga.com/markets/cannabis/23/07/33208271/what-does-it-mean-to-be-a-social-impact-cannabis-brand-40-tons-ceo-breaks-it-down">numerous</a> Benzinga events, Cooper sees these conferences as key opportunities to bridge the gap between diverse communities and investors, who are often underrepresented in such spaces and reluctant to participate.
"I want to bring people of color and folks like me and show them who to pitch to; this is where the money's at," he says. His goal is not only to secure investments but also to learn and share valuable knowledge with his community, aiming to expand the reach of the 40 Tons brand globally.
When discussing the hurdles of the <a href="https://www.benzinga.com/topic/california-cannabis">California cannabis market</a>, a major base of operations for 40 Tons, Cooper is straightforward in his critique. "It's a serious mess," he says, comparing the state&#8217;s cannabis market unfavorably to those of New York and Minnesota, which he believes are better managed, offering timely payments and higher wages. "It's hard to get off the ground when you're getting paid every 90 days," he adds.
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<li>Read Next: <a href="https://www.benzinga.com/news/events/24/11/41997980/glass-house-ceo-calls-for-unity-in-california-cannabis-market-optimistic-about-federal-reform">Glass House CEO Calls For Unity In California Cannabis Market, Optimistic About Federal Reform</a></li>
</ul>

Events

40 Tons: The Social Initiative And Brand Empowering Communities Impacted By Cannabis Prohibition

After Donald Trump won the <a href="https://www.benzinga.com/news/24/11/41768178/donald-trump-defeats-kamala-harris-to-win-2024-election">U.S. presidential election</a>, many Americans considered moving abroad. On Nov. 6, Google Trends showed a spike in searches from the United States for phrases like "moving abroad" and "foreign citizenship." Websites for expats – people who live outside their native country – have seen large jumps in traffic since the election.&nbsp;
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A survey from Casino.org, taken before the election, found about 20% of Americans would consider moving abroad if the election results were unfavorable. However, among those surveyed, 60% said they would be "very unlikely" to move and only 2.6% said they would be "very likely" to pack up and go.&nbsp;
For Americans contemplating the leap, <a href="https://www.benzinga.com/personal-finance/24/08/40429893/thinking-of-retiring-abroad-heres-the-expense-most-americans-regret-when-they-move">moving abroad</a> can be more than a romanticized escape – it's a substantial financial commitment. Costs vary greatly depending on the country, but potential expats need to factor in key expenses and legal requirements.
Casino.org's survey reveals the countries Americans most desire to move to postelection are Canada, the United Kingdom and Japan. Here's a closer look at what it would take to move to each destination.&nbsp;
Trending: Studies show 50% of consumers think Financial Advisors cost much more than they do –<a href="https://www.benzinga.com/money/money-pickle"> to debunk this, this company provides matching for free and a complimentary first call with the matched advisor.</a>
<h2 class="wp-block-heading">Moving to Canada</h2>
With its proximity to the U.S. and cultural similarities, <a href="https://www.benzinga.com/24/11/41867032/trumps-tariff-plans-on-canadian-goods-would-inevitably-hurt-american-workers-warns-justin-trudeau">Canada</a> seems like a natural choice. There are a few primary visa options for Americans looking to move north. One is the Express Entry program, a points-based system targeting skilled workers. Applicants must qualify based on age, education, language proficiency (French) and work experience to be eligible. Application fees are around CAD 2,300 (USD 1,700) for a single applicant and CAD 4,500 (USD 3,200) for a couple.&nbsp;
Immigrants to Canada through Express Entry must also show they are financially stable and have sufficient funds in their bank accounts. For a single person, this amount is CAD 14,690 (USD 10,500).&nbsp;
Another visa option in Canada is the startup Visa Program, which requires a minimum investment and sponsorship by an approved organization. Without a visa, most Americans can stay in Canada for up to 180 days before they must leave.&nbsp;
Trending: <a href="https://www.benzinga.com/money/100k-cd">$100K Sitting In A CD Account, Should I Move Money Into The Stock Market?</a>
<h2 class="wp-block-heading">Leaving for the UK</h2>
The United Kingdom, another popular destination, has complex visa fees and regulations. U.S. citizens can stay in the UK for up to six months without a visa. Beyond that, Americans looking to move permanently must apply for a work visa if they have a job offer from a UK-based employer or try for a student visa if they are pursuing education.&nbsp;
The visa application fee for skilled workers starts at around £719 (USD 910), with additional costs for health care coverage under the Immigration Health Surcharge, which runs around £1,035 (USD 1,310) per year. Those without job offers may find the Global Talent Visa appealing, especially if they are leaders in science or the arts. The UK has no straightforward retirement visa for retirees, making it difficult for those no longer working.
Trending: Many are using this retirement income calculator to check if they&#8217;re on pace –<a href="https://www.benzinga.com/money/how-do-i-calculate-my-retirement-income-adv"> here&#8217;s a breakdown on how on what&#8217;s behind this formula.</a>
<h2 class="wp-block-heading">Migrating to Japan</h2>
<a href="https://www.benzinga.com/government/regulations/24/11/41939018/japan-increases-semiconductor-funding-as-us-trade-policies-pressure-taiwan-semiconductor">Japan</a> presents unique options and challenges for Americans considering an international move. Americans can stay in Japan for up to 90 days without a visa. Japan offers a digital nomad visa that allows visitors to work remotely and stay for six months (with no extensions), though it has an annual income requirement of JPY 10 million (around USD 64,000).&nbsp;
For those wanting a longer-term stay, a work visa is generally required and they must have a job offer from a Japanese employer to obtain one.&nbsp;
<a href="https://www.benzinga.com/money/best-online-financial-advisors">Financial planning</a> for an international move is necessary regardless of destination. Beyond visa application fees, Americans should consider moving costs, whether shipping personal belongings or buying everything anew in their new location. Living costs vary by country – countries like the UK and Japan have higher living costs than many places in the U.S. and may require a larger financial cushion to get started.&nbsp;
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<li><a href="https://www.benzinga.com/money/62-years-old-with-1-mil-saved">I&#8217;m 62 Years Old And Have $1.2 Million Saved. Is This Enough to Retire Stress-Free?</a></li>
<li>Can you guess how many retire with a $5,000,000 nest egg? <a href="https://www.benzinga.com/money/5mil-nest-egg-adv">The percentage may shock you</a>.</li>
</ul>

After The Election, Americans Are Exploring Life Abroad – But What Are The Financial Costs?

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IsoEnergy Announces Filing and Mailing of the Management Information Circular in Connection with its Special Meeting of Shareholders to Approve the Acquisition of Anfield

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