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UPDATED: Nov 13, 2025

Stock Analysis

LU Logo
$2.73
-$0.01 |-0.36%
Day Range:
$2.69 - $2.77
Market Cap:
2.41B
P/E Ratio:
0.0000
Avg Value:
$3.40
Year Range:
$2.22 - $4.57
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General Information
Lufax Holding Ltd is a technology-empowered personal financial services platform in China. The company address the large unmet demand for personal lending among small business owners as well as salaried workers in China and provides tailor-made wealth management solutions to China's middle class and affluent population.

Its platform has two hubs namely Retail Credit Facilitation Hub and Wealth Management Hub.

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Lufax Holding (LU) Stock Graph
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How We Grade Lufax Holding (LU)

We grade stocks based on past performance, their future growth potential, intrinsic value, dividend history, and overall financial health.

The chart below shows how we grade Lufax Holding (LU) across the board compared to its closest peers.

4
Benzinga Edge Rankings

Benzinga Edge stock rankings give you four critical scores to help you identify the strongest and weakest stocks to buy and sell.

3.22

Growth measures a stock's combined historical expansion in earnings and revenue across multiple time periods, with emphasis on both long-term trends and recent performance.

Momentum measures a stock's relative strength based on its price movement patterns and volatility over multiple timeframes, ranked as a percentile against other stocks.

Stock Score Locked: Want to See it?
Benzinga Rankings give you vital metrics on any stock – anytime.
5
Peer Ratings

See how Lufax Holding compares to its peers in these key performance metrics from Benzinga Rankings.

Top Peers
Value
Quality
Growth
Momentum
Short
Medium
Long
LCLendingClub
0
0
67.78
84.49
BFHBread Finl Hldgs
0
65.42
61.7
64.77
ENVAEnova International
72.11
80.8
72.49
78.54
DAVEDave
33.82
0
98.17
93.74
Short: price trend over the last couple of months
Medium: price trend over the last couple of quarters
Long: price trend over the past year
Stock Score Locked: Want to See it?
Benzinga Rankings give you vital metrics on any stock – anytime.
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Dividend
There are few things we like to see when evaluating the quality of a company's dividend history and future

Ideally, we would like to see a company have a long history of consistently high dividend payouts that have grown at a consistent rate. From here we want to be confident that this sort of dividend growth and consistency will persist into the future.

The chart below shows the historical trend in Lufax Holding (LU) dividend yield on an annual basis.

1,453.06%
Lufax Holding (LU) saw a increase in it's dividend yield since 2022
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Past Performance
How has Lufax Holding (LU) performed over the past 5 years?

The two main factors that we consider when analyzing past performance is overall return and volatility

Using these two metrics, we can determine if this stock gave its investors enough return for the risk that they took on by owning it. This is measured by the sharpe ratio, which has been used as a primary measure of risk/reward trade-off for almost 60 years.

This ratio can be interpreted as the amount of return an investor has received for the amount of risk that they took on by owning the stock over that timeframe.

Lufax Holding (LU) sharpe ratio over the past 5 years is -0.1639 which is considered to be below average compared to the peer average of 0.6574