La catena delle opzioni mostra i dati chiave delle opzioni azionarie di MicroAlgo a vari prezzi di esercizio e date di scadenza. I trader utilizzano queste informazioni per analizzare potenziali operazioni e valutare il sentiment del mercato per MicroAlgo..

MicroAlgo (NASDAQ:MLGO) Azioni, Catena delle Opzioni

MicroAlgo

MicroAlgo Inc is divided into two segments: Central processing algorithm services & Intelligent chips and services. The majority is from the Central Processing Algorithm Services. which refers to a range of computing algorithms, analytical algorithms, recommendation algorithms, & acceleration algorithms. The businesses engaged in internet advertisement, game development, intelligent chip design, finance, retail, & logistics depend on the ability to process & analyze data with optimized computing software & hardware capable of handling the data workload. Intelligent chips and services revenues include revenues generated from the resale of intelligent chips. All of the Company's net revenues were generated in the PRC, Hong Kong, & Singapore, out of which the majority is from the PRC.

MicroAlgo Inc

In a brutally honest Reddit <a href="https://www.reddit.com/user/thecouponnerd/comments/1fju3tk/im_a_massive_savings_nerd_here_are_the_stupidest/?p=1&amp;impressionid=5485231103230909708">post</a> that&#8217;s gaining traction among personal finance communities, everyday Americans are calling out the financial missteps that drain thousands from their bank accounts annually. While financial advisors focus on complex investment strategies, these real-world insights reveal simpler—and more immediately impactful—ways to keep more money in your pocket.
<h2 class="wp-block-heading">The Car Insurance Money Drain</h2>
Perhaps the most shocking revelation: the average American overpays for car insurance by more than $410 annually, with some individuals reporting savings as high as $1,300 simply by switching carriers. This happens because insurance companies prioritize acquiring new customers with attractive introductory rates, then gradually increase premiums for existing policyholders who don&#8217;t shop around.
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The solution isn&#8217;t complicated. Using third-party comparison sites like Coverage.com or Auto-Savings.com once per year can uncover significant savings. Financial experts suggest annual comparisons strike the right balance—switching every six months is considered excessive and potentially counterproductive.
<h2 class="wp-block-heading">The Amazon Price Trap</h2>
Major online retailers have conditioned consumers to assume they&#8217;re getting competitive prices, but this assumption can be costly. Amazon and similar platforms often maintain higher prices precisely because they understand most shoppers won&#8217;t comparison shop across multiple sites.
Browser extensions like Capital One Shopping automatically scan for better prices and apply available coupon codes during checkout. This passive approach to price optimization can save hundreds annually without requiring additional research time from consumers.
<h2 class="wp-block-heading">Going Solo Against Debt Collectors</h2>
For Americans carrying $10,000 or more in unsecured debt—including credit cards and medical bills—attempting to negotiate independently with creditors often leaves money on the table. Professional debt relief companies leverage established relationships and negotiation expertise that individual consumers typically lack.
Trending: ‘Scrolling To UBI' — Deloitte's #1 fastest-growing software company allows users to earn money on their phones. You can <a href="https://www.benzinga.com/money/mode-mobile-2">invest today for just $0.30/share.</a>
Industry data suggests these services can reduce debt burdens by approximately 23% on average, even after accounting for their fees. While debt relief isn&#8217;t appropriate for everyone, those with substantial unsecured debt may benefit from professional intervention rather than struggling alone.
<h2 class="wp-block-heading">The Tax Planning Blind Spot</h2>
Wealthy individuals don&#8217;t primarily use financial advisors for stock picking—they use them for tax optimization. This distinction matters because effective tax planning can improve annual returns by roughly 3%, not through market timing but through strategic tax reduction.
For middle-class investors, this represents a significant blind spot. Complex tax implications around retirement accounts, capital gains timing, and tax-loss harvesting often require professional guidance. Services like WiserAdvisor help connect individuals with vetted financial advisors based on specific needs and client reviews.
<h2 class="wp-block-heading">The Savings Account Stagnation</h2>
Many Americans continue using savings accounts offering 0.5% annual interest or less, often out of habit or lack of awareness about alternatives. This represents a substantial opportunity cost when hundreds of banks offer rates eight to 10 times higher.
High-yield savings accounts from established institutions can provide 4%-5% annual returns with Federal Deposit Insurance Corp. protection, dramatically improving the growth potential of emergency funds and short-term savings without additional risk.
See Also: Warren Buffett once said, "If you don't find a way to make money while you sleep, you will work until you die."<a href="https://www.benzinga.com/money/warren-buffet-make-money-when-you-sleep"> Here&#8217;s how you can earn passive income with just $10.</a>
<h2 class="wp-block-heading">The Real-World Impact</h2>
These aren&#8217;t theoretical optimizations—they represent immediate, actionable changes that can improve household finances by thousands annually. The Reddit post&#8217;s popularity suggests many Americans recognize these patterns in their own financial lives but lack the specific knowledge to address them effectively.
Unlike complex investment strategies that require market timing or specialized knowledge, these adjustments focus on eliminating unnecessary expenses and optimizing routine financial decisions. For most households, addressing these fundamentals provides more immediate benefit than pursuing aggressive investment returns.
Read Next: Many are using retirement income calculators to check if they&#8217;re on pace —<a href="https://www.benzinga.com/money/how-do-i-calculate-my-retirement-income-adv"> here&#8217;s a breakdown on what&#8217;s behind this formula.</a>
Image: Shutterstock

Personal Finance

5 'Stupid Money Mistakes' That Could Be Draining Thousands From Your Wallet—What Financial Advisors Aren't Telling You

Famed investor&nbsp;Peter Lynch&nbsp;once underscored the significance of understanding the business behind a stock before investing in it, while also questioning the efficacy of economic forecasting.
What Happened: Lynch, who is recognized for his successful stint at&nbsp;Fidelity Investments, disclosed his investment insights during a 1997 <a href="https://www.youtube.com/watch?v=myu4Nv0pt0U">speech</a>.
He emphasized the importance of understanding&nbsp;the business behind the stock, advising, &#8220;If you can't explain to an 11-year-old in two minutes or less, why you own the stock, you shouldn't own it. Understanding the business behind the stock is the most important principle of investing in the stock market. This is why&nbsp;Buffett&nbsp;only invests into what he understands and what falls in his circle of competence. I buy stuff like Dunkin Donuts, Stop and Shop and made money on them," Lynch said during the speech.&#8221;
This philosophy is in line&nbsp;with&nbsp;Warren Buffett&#8216;s investment strategy, which advocates for&nbsp;investing in areas of personal&nbsp;expertise.
Lynch dismissed&nbsp;the concept of economic forecasting,&nbsp;identifying himself as a &#8220;bottom-up&#8221; investor who concentrates&nbsp;on individual stocks through comprehensive&nbsp;company and industry analysis.
Also Read: <a href="https://www.benzinga.com/news/stock-split/24/12/42635790/investment-guru-peter-lynch-often-great-investments-are-the-ones-where-everyone-else-will-think-you-are-crazy">Investment Guru Peter Lynch: &#8216;Often Great Investments Are The Ones Where Everyone Else Will Think You Are Crazy&#8217;</a>
He also underscored the significance of patience in investing, suggesting&nbsp;that substantial returns could be&nbsp;realized&nbsp;even a decade after a&nbsp;company&#8217;s&nbsp;initial public offering. He cited&nbsp;Walmart as an example, stressing&nbsp;that investing is a marathon,&nbsp;not a sprint.
&#8220;A decade after Walmart when public in 1970, it only had 15% penetration across the U.S. Thus, one could assume they had plenty of runway ahead to expand across the country, but success wasn&#8217;t guaranteed, so some investors might have though they already missed the bus,&#8221; Lynch said while talking about the Walmart.
Why It Matters: Lynch&#8217;s principles provide&nbsp;a valuable roadmap for both&nbsp;novice and seasoned&nbsp;investors. His emphasis on understanding&nbsp;the business, focusing on individual&nbsp;stocks, and practicing patience aligns&nbsp;with the strategies of successful&nbsp;investors like Buffett. 
His insights&nbsp;serve as a reminder to&nbsp;investors that successful investing hinges&nbsp;on making informed decisions and&nbsp;playing the long game.
Read Next
<a href="https://www.benzinga.com/markets/25/05/45483312/peter-lynchs-market-advice-you-dont-need-a-lot-in-your-lifetime-you-only-need-a-few-good-socks-in-your-lifetime">Peter Lynch&#8217;s Market Advice: &#8216;You Don&#8217;t Need A Lot In Your Lifetime, You Only Need A Few Good Stocks In Your Lifetime&#8217;</a>
Image: Shutterstock

News

Success Stories

Peter Lynch: You Shouldn't Own a Stock if You Can't Explain It to an 11-Year-Old in 2 Minutes

In light of a disappointing jobs report released on Friday, Jim Cramer has urged the Federal Reserve to implement a cut in interest rates.
What Happened: The nonfarm payroll growth for July was a mere 73,000, falling significantly short of the anticipated 100,000. Additionally, the figures for&nbsp;May and June were revised&nbsp;downwards by a total of 258,000. 
The unemployment rate for the nation rose to 4.2% last month, as forecasted, while wages saw a modest year over year increase of 3.9%.
During a <a href="https://www.cnbc.com/2025/08/01/cramer-has-an-urgent-message-for-powell-after-julys-terrible-jobs-growth.html">show </a>on CNBC, Cramer voiced his concerns, stating, &#8220;We&nbsp;have very little job growth,&nbsp;and we have wages that&nbsp;are not going up. That is when you cut.&#8221; He also criticized Federal Reserve Chairman Jerome Powell for his delay in implementing rate cuts.
"I've been a big backer of Jay Powell. But this is a number that says, ‘Jay, you didn't need to wait' to cut rates," Cramer added.
Also Read: <a href="https://www.benzinga.com/markets/macro-economic-events/25/07/46736975/powell-holds-rates-copper-crashes-after-tariff-change-trump">Powell Puts Breaks On September Rate Cut—And Trump Triggers A Metal Market Crash</a> 
This disappointing jobs report comes on the heels of the Federal Reserve&#8217;s decision to keep short-term rates between 4.25% and 4.5% for the fifth consecutive meeting, despite President Donald Trump&#8216;s insistence on a rate cut. 
The market is now forecasting a higher likelihood of a rate cut at the central bank&#8217;s meeting in September.
The dismal jobs data, along with President Trump&#8217;s revised tariff plans, has sparked a substantial market sell-off. The S&amp;P 500 and Nasdaq experienced declines of over&nbsp;1.5% and 2%, respectively, during&nbsp;morning trading.
Why It Matters: The sluggish jobs growth and stagnant wage increases underscore the challenges facing the U.S. economy. The Federal Reserve&#8217;s reluctance to cut rates, despite mounting pressure from the White House, has raised concerns about the central bank&#8217;s ability to stimulate economic growth. 
The market&#8217;s reaction to the jobs report and revised tariff plans indicates growing investor uncertainty. The potential rate cut in September could provide a much-needed boost to the economy, but its impact remains to be seen.
Read Next
<a href="https://www.benzinga.com/news/politics/25/07/46650830/donald-trump-announces-15-tariff-trade-agreement-with-eu-ending-months-of-trade-uncertainty">Donald Trump Announces 15% Tariff Trade Agreement With EU, Ending Months Of Trade Uncertainty</a>
Image: Shutterstock

Politics

Jim Cramer Has Blunt Message for Fed Chair Powell After July Job Numbers Tanked

In recent polling data, President Donald Trump&#8216;s disapproval rating has hit a new high for the year, with the Jeffrey Epstein scandal and economic issues playing significant roles.
What Happened: The most recent ActiVote poll, conducted in July, reveals a disapproval rating of 52.1 percent for Trump, a rise from 51.5 percent in the previous month. The president&#8217;s approval rating remains consistent at 44.5 percent.
The handling of the Jeffrey Epstein case and Trump&#8217;s tariff policies, which have significantly affected the economy, have been key concerns for voters. 
Despite the drop, Trump&#8217;s approval rating still surpasses his first-term average and is higher than President Biden&#8217;s full-term average.
As per the <a href="https://www.activote.net/trumps-approval-holding-steady/">poll</a>, Trump&#8217;s&nbsp;approval within his own base&nbsp;has seen a decline, with support from&nbsp;the moderate right and right&nbsp;dipping to 82 percent, a 4-point drop from June. 
The Epstein scandal continues to loom over Trump&#8217;s administration, with&nbsp;a bipartisan majority of voters,&nbsp;including those who support MAGA, now advocating for the release of all Epstein-related government files.
Also Read: <a href="https://www.benzinga.com/news/politics/25/07/46266316/donald-trumps-approval-rating-jumps-among-baby-boomers-heres-whats-driving-it">Donald Trump&#8217;s Approval Rating Jumps Among Baby Boomers — Here&#8217;s What&#8217;s Driving It</a>
Economic issues are also proving problematic for the Trump administration, as recent polls indicate a downward trajectory&nbsp;in the president&#8217;s approval rating&nbsp;regarding his management&nbsp;of the economy and inflation.&nbsp;
The latest Reuters/Ipsos poll indicates that Trump&#8217;s approval rating has fallen&nbsp;to 40 percent, with 56&nbsp;percent disapproving, resulting in&nbsp;a net approval rating of&nbsp;-16 points.
Why It Matters: The rising disapproval rating for Trump comes at a crucial time, with the Epstein case and economic concerns casting a shadow over his administration. The decrease in approval from his own base could potentially impact his political standing and future prospects. 
The demand for transparency in the Epstein case and dissatisfaction with economic policies could influence public sentiment and voter behavior in the future. 
The administration&#8217;s response to these issues could be pivotal in shaping Trump&#8217;s legacy and political future.
Read Next:&nbsp;
<a href="https://www.benzinga.com/news/25/05/45482902/poll-shows-trumps-approval-rating-underwater-on-nearly-everything-from-economy-to-abortion" target="_blank" rel="noreferrer noopener">Poll Shows Trump's Approval Rating Underwater on Nearly Everything From Economy to Abortion</a>
Image: Shutterstock/Shutterstock AI

Trump's Disapproval Rating Soars Amid Economic Woes, Epstein Drama

Billionaire investor Warren Buffett is known for his emphasis on long-term investments. He focuses on businesses that he believes will maintain a competitive edge for decades to come.
What Happened: Buffett&#8217;s &#8220;buy and hold&#8221; strategy is the key to his advice for Apple investors to not get caught up in short-term metrics.
&#8220;Nobody buys a farm based on whether they think it&#8217;s going to rain next year. 
They buy it because they think it&#8217;s a good investment over 10 or 20 years,&#8221; he said in an interview in 2018. 
Buffett&#8217;s investment decisions are rooted in the longevity of a business, not its current performance. This approach led him to invest in See&#8217;s Candies in 1972 and Coca-Cola in 1988,&nbsp;both of which turned out&nbsp;to be profitable investments that he still owns today.
Also Read: <a href="https://www.benzinga.com/personal-finance/entrepreneurship/25/07/46510607/forget-wealth-warren-buffett-says-this-word-is-the-true-measure-of-success">Forget &#8216;Wealth&#8217;: Warren Buffett Says This Word Is the True Measure of Success</a>
In his 1996 <a href="https://www.berkshirehathaway.com/letters/1996.html">letter</a> to shareholders Buffett wrote, "Put together a portfolio of companies whose aggregate earnings march upward over the years, and so also will the portfolio's market value. If you aren't willing to own a stock for ten years, don't even think about owning it for ten minutes."
Buffett&#8217;s core principle of long-term investment can be applied to almost every purchase we make. Whether it&#8217;s deciding to buy a home, clothing, appliances, or furniture, the value of an investment usually increases the longer you hold onto it.
Buffett&#8217;s strategy serves as a reminder to consider the long-term value of an investment, whether it&#8217;s a stock or a new car. 
If the Oracle of Omaha serves as any example, the discipline to buy things only when you really, really like them pays off.
Read Next
<a href="https://www.benzinga.com/markets/25/01/42803589/warren-buffetts-advice-for-overpriced-stocks-zip-up-your-wallet-take-a-vacation-and-come-back-in-a-few-years-to-buy-stocks-at-cheap-prices" target="_blank" rel="noreferrer noopener">Warren Buffett&#8217;s Advice for Overpriced Stocks: ‘Zip up Your Wallet, Take a Vacation, and Come Back in a Few Years To Buy Stocks at Cheap Prices&#8217;</a>

Warren Buffett's Advice: 'If You Aren't Willing To Own A Stock For Ten Years, Don't Even Think About Owning It For Ten Minutes'

Apple Inc.&nbsp;(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/AAPL#NASDAQ">AAPL</a>) is reportedly developing a new rival to OpenAI&#8217;s ChatGPT via its newly formed &#8216;Answers&#8217; team. Meanwhile, an iPhone 17 Pro has been sighted in San Francisco.
Bloomberg's Mark Gurman, in his <a href="https://www.bloomberg.com/news/newsletters/2025-08-03/apple-s-chatgpt-rival-from-new-answers-team-iphone-17-spotted-in-the-wild-mdvmqs6g?srnd=undefined">latest </a>"Power On&#8221; report revealed that Apple is working on a stripped-down competitor to ChatGPT to enhance user access to global knowledge. This comes despite previous dismissals by Apple&#8217;s top software and marketing executives of the need for a chatbot. The company had earlier integrated ChatGPT into Siri, its voice assistant, in partnership with OpenAI.
Apple&#8217;s new team, known as Answers, Knowledge, and Information (AKI), is exploring various in-house AI services to create&nbsp;a new ChatGPT-like search experience.&nbsp;The AKI team is led&nbsp;by Robby Walker, a senior&nbsp;director reporting to AI chief&nbsp;John Giannandrea.
Apple&#8217;s current AI platform, Apple Intelligence, lacks search capabilities and is primarily focused&nbsp;on summarizing notifications, rewriting text,&nbsp;generating Genmoji images, and cleaning up photos. The new initiative aims to fill this gap.
Also Read: <a href="https://www.benzinga.com/trading-ideas/technicals/25/07/46510551/apples-first-foldable-iphone-a-game-changer-or-just-catching-up">Apple&#8217;s First Foldable iPhone: A Game-Changer or Just Catching Up?</a>
In other news,&nbsp;an iPhone 17 Pro was&nbsp;spotted in San Francisco, indicating that the company is testing its new device in real-world conditions. The device was seen in a stealth case designed to disguise the phone&#8217;s appearance.
Apple has also reportedly lost&nbsp;its fourth AI researcher in&nbsp;a month to&nbsp;Meta Platforms Inc.&nbsp;(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FB#NASDAQ">FB</a>). The company&#8217;s foundation models team, responsible for developing large language models for generative AI, has been experiencing an exodus of talent.
The formation of the new &#8216;Answers&#8217; team and the development of a ChatGPT rival indicate Apple&#8217;s renewed focus on enhancing its AI capabilities. This comes amidst a talent drain from its AI research team to Meta Platforms. 
The sighting of the iPhone 17 Pro in the wild suggests that Apple is making progress in its device development and is likely nearing the launch of the new model. 
The company&#8217;s efforts to improve its AI services and continue its device innovation could potentially strengthen its position in the tech industry.
Read Next
<a href="https://www.benzinga.com/news/topics/25/07/46383701/apple-undergoing-major-management-overhaul-but-ceo-tim-cook-to-stay-on" target="_blank" rel="noreferrer noopener">Apple Undergoing Major Management Overhaul, But CEO Tim Cook To Stay On</a>

Tech

AAPL

Apple's New 'Answers' Team Developing ChatGPT Rival, iPhone 17 Pro Spotted In San Francisco

More investors are shaking off Wall Street's rigidity to explore unconventional retirement holdings such as cryptocurrencies, private <a href="https://www.benzinga.com/news/topics/25/07/46264585/12-next-gen-ai-and-social-startups-backed-by-thrive-capital-and-y-combinator-shaping-2025-were-on-the-brink-of-another-big-consumer-wave">startups</a>, and even livestock.
At the center are self‑directed investment retirement arrangements, custodial accounts that empower you to move beyond index funds and opt for digital assets, farmland, or a startup equity stake, <a href="https://info.irafinancial.com/lp/irafi-crypto/?utm_source=benzinga.com&amp;utm_medium=affiliate&amp;utm_campaign=y2">IRA Financial</a> says. These accounts have become a bridge between traditional retirement saving and more personalized wealth‑building strategies.
According to a<a href="https://lansons.com/lansons-survey-alternative-asset-platforms-vol2"> Lansons</a> survey, 26% of Americans are planning to invest in alternative assets within the next few years, and 48% more say they might consider it, with active investors open to allocating around 25% of their portfolios to private equity, farmland, digital collectibles, and other non-traditional assets.
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<li>$100k+ in investable assets? <a href="https://www.benzinga.com/money/wiseradvisor-retirement-planning">Match with a fiduciary advisor for free to learn how you can maximize your retirement and save on taxes</a> – no cost, no obligation.</li>
<li>Accredited Investors: Grab Pre-IPO Shares of the AI Company Powering Hasbro, Sephora &amp; MGM—<a href="https://www.benzinga.com/money/rad-intel">Just $0.63 Before NASDAQ Launch</a></li>
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<h2 class="wp-block-heading">Flourish or Farmland: Unexpected Assets in Retirement Accounts</h2>
Self-directed IRAs operate under the same Internal Revenue Service rules as traditional accounts but offer a far broader universe of eligible investment options,<a href="https://learn.rocketdollar.com/hc/en-us/articles/4404037206291-What-are-the-IRS-rules-regarding-owning-livestock-cattle-or-racehorses-in-my-Self-Directed-IRA-account"> Rocket Dollar</a> says. Allowed assets include real estate, private equity, precious metals, digital assets, and yes, even livestock like cows or racehorses, so long as the investment is handled by the IRA trustee and rules are strictly followed.
Investing in agriculture with an IRA can mean purchasing farmland or leasing it out to operators, with revenue flowing tax‑deferred into the IRA. Over time, the land may appreciate.<a href="https://www.myiralender.com/non-recourse-loan-2/can-you-invest-in-agriculture-with-your-self-directed-ira/"> My IRA Lender</a> says farmland IRAs also open the door to small farms, apple orchards, corn and grain fields, or even herds of cattle, though the upkeep must be outsourced, and prohibited transactions avoided.
According to My IRA Lender, using an IRA to buy farmland allows income and gains from the land to flow back into the IRA on a tax‑deferred basis.
High-net-worth individuals have placed substantial capital into farmland, a tangible asset often considered a hedge against inflation and volatility. <a href="https://www.benzinga.com/general/education/25/05/45607543/warren-buffett-you-can-make-a-fortune-but-your-life-is-a-disaster-if-you-overlook-this-one-thing">Warren Buffett</a> once <a href="https://www.youtube.com/watch?v=OJvprC3eX44&amp;t=2s&amp;ab_channel=kguy70">remarked</a> he'd rather own U.S. farmland than all the gold, and in an interview with <a href="https://www.youtube.com/watch?v=2sWhvOaavTQ&amp;ab_channel=BloombergOriginals">Bloomberg</a>, Michael Burry called agricultural land potentially "very valuable," especially in the long term. The trend is supported by analysis showing that farmland can generate stable returns and low correlation with public markets.
<h2 class="wp-block-heading">Digital Assets Beyond Bitcoin: How Crypto Fits In</h2>
The crypto boom ignited a surge in retail demand for digital asset exposure, especially for investors interested in retirement accounts. A global survey by<a href="https://www.coinbase.com/en-de/blog/rising-allocations-broadening-use-cases-new-research-from-EY-parthenon-and-Coinbase"> Coinbase (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/COIN#NASDAQ">COIN</a>) and EY‑Parthenon</a> found that as of January, 86% of institutional investors either already had exposure to digital assets or planned to this year. A strong majority, or 83%, said they intend to increase crypto allocations, with 59% aiming for more than 5% of total assets under management.
Trending: ‘Scrolling To UBI' — Deloitte's #1 fastest-growing software company allows users to earn money on their phones. You can <a href="https://www.benzinga.com/money/mode-mobile-2">invest today for just $0.30/share.</a>
Retail investors are increasingly taking the same path, an <a href="https://www.ey.com/en_us/insights/financial-services/how-investors-make-digital-assets-part-of-their-lives">EY-Parthenon</a> survey says. Many are expanding beyond Bitcoin and Ethereum into altcoins, staking, and tokenized assets that provide access to opportunities once reserved for institutions.
Several well-known investors and companies are jumping into crypto as part of a broader "crypto-treasury" strategy, according to <a href="https://www.wsj.com/finance/currencies/crypto-treasury-e7ae573c">The Wall Street Journal</a>. MicroStrategy (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/MSTR#NASDAQ">MSTR</a>) CEO Michael Saylor, pioneered this approach in 2020 by selling shares and debt to build a massive Bitcoin position, with the company now worth more than $115 billion. Former Barclays (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/BCS#NASDAQ">BCS</a>) CEO Bob Diamond has also joined the trend through Atlas Merchant Capital, partnering with major investors to form a $305 million fund to buy a new crypto token called Hyperliquid.
<h2 class="wp-block-heading">Startup Equity and Private Placements: Access the Next Unicorn</h2>
Self‑directed Roth IRAs can hold private startup investments and venture deals, allowing capital growth to unfold inside a tax‑advantaged structure. According to<a href="https://www.madisontrust.com/exploring-venture-capital-with-a-self-directed-ira/"> Madison Trust</a>, these plans enable direct participation in private equity, venture capital, and private placement deals, well aligned with the multi‑year horizon of IRA investing.
Perhaps the most famous example is Peter Thiel, who used a self‑directed Roth IRA to invest in early PayPal (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PYPL#NASDAQ">PYPL</a>) shares with just $1,700. As PayPal, and later Facebook and Palantir (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PLTR#NASDAQ">PLTR</a>), surged in value, those holdings remained inside the Roth and grew tax‑free, reportedly accounting for over $5 billion in value without a tax liability,<a href="https://www.altoira.com/insights/invest-like-peter-thiel"> Alto IRA</a> reports.
That kind of structure lets investors pursue private opportunities alongside the tax benefits typical of a Roth IRA. Of course, compliance is essential as deals must avoid prohibited transactions, and income from pass-through entities may trigger unrelated business taxable income, <a href="https://info.irafinancial.com/lp/irafi-crypto/?utm_source=benzinga.com&amp;utm_medium=affiliate&amp;utm_campaign=y2">IRA Financial</a> says. Legal expertise and a proper custodian help manage these complexities.
Investor gains in a self‑directed Roth, if structured properly, can compound aggressively over time, especially when early stakes in startups go on to scale significantly.
See Also: Warren Buffett once said, "If you don't find a way to make money while you sleep, you will work until you die."<a href="https://www.benzinga.com/money/warren-buffet-make-money-when-you-sleep"> Here&#8217;s how you can earn passive income with just $10.</a>
<h2 class="wp-block-heading">IRA Financial: A Partner for Alternative Retirement Investing</h2>
Platforms such as <a href="https://info.irafinancial.com/lp/irafi-crypto/?utm_source=benzinga.com&amp;utm_medium=affiliate&amp;utm_campaign=y2">IRA Financial</a> have become central to this shift. As a leading custodian for self‑directed IRAs and Solo 401(k) accounts, IRA Financial provides tools for individuals to manage non‑traditional assets inside a retirement account. The company specializes in helping investors hold assets like real estate, crypto, farmland, precious metals, and private equity while maintaining compliance with IRS rules.
Its flat‑fee structure, expert guidance, and support for checkbook IRAs and Roth strategies have made it a preferred choice for investors who want more control over their retirement funds. The platform's services extend to handling trustee tasks, tax filings, and reporting, allowing investors to focus on building wealth in the areas they know best.<a href="https://info.irafinancial.com/lp/irafi-crypto/?utm_source=benzinga.com&amp;utm_medium=affiliate&amp;utm_campaign=y2"> IRA Financial</a> has earned industry recognition for innovations such as crypto‑enabled retirement investing and real‑time online account management.
By removing many of the traditional limitations of retirement accounts, <a href="https://info.irafinancial.com/lp/irafi-crypto/?utm_source=benzinga.com&amp;utm_medium=affiliate&amp;utm_campaign=y2">IRA Financial</a> gives investors the ability to move beyond Wall Street's menu of stocks and bonds and pursue a strategy that aligns with their knowledge, goals, and risk tolerance.
<h2 class="wp-block-heading">The Bigger Picture</h2>
The post‑crypto boom landscape has created a new appetite for alternative assets. From farmland leases to startup equity, the options inside a self‑directed IRA can be as unconventional as they are potentially rewarding.
Self‑directed IRAs offer a structure where these ambitions can be realized without abandoning tax advantages. For those who want more control over how their retirement money works, platforms like I<a href="https://info.irafinancial.com/lp/irafi-crypto/?utm_source=benzinga.com&amp;utm_medium=affiliate&amp;utm_campaign=y2">RA Financial</a> represent a pathway to build a portfolio that looks very different from Wall Street's standard playbook.
Read Next: <a href="https://www.benzinga.com/money/are-you-rich">Are you rich?</a> Here&#8217;s what Americans think you need to be considered wealthy.
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Elon Musk has revealed his plans to restore the Vine video archive. This marks his second attempt to bring back the once-popular short-form video sharing platform.
What Happened: Musk, who acquired and rebranded Twitter to X in 2022, has stated that the company has successfully recovered the Vine video archive and is now working on restoring user access. 
This announcement follows Musk&#8217;s previous unsuccessful attempts to revive Vine.
Contrary to expectations, Musk&#8217;s announcement indicates&nbsp;that Vine will not be&nbsp;making a comeback as a standalone app. Instead,&nbsp;the video archive will be&nbsp;integrated into Musk&#8217;s platform, allowing users to share existing videos.
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<blockquote class="twitter-tweet" data-width="500" data-dnt="true">Grok Imagine is AI Vine! Btw, we recently found the Vine video archive (thought it had been deleted) and are working on restoring user access, so you can post them if you want.
&mdash; Elon Musk (@elonmusk) <a href="https://twitter.com/elonmusk/status/1951697566325981414?ref_src=twsrc%5Etfw">August 2, 2025</a></blockquote>
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Vine, at its height of popularity, had an impressive user base of approximately 200 million. The platform was well-known for its entertaining and quirky video clips. 
Also Read: <a href="https://www.benzinga.com/personal-finance/management/25/07/46510590/elon-musk-returns-to-intense-work-schedule-back-to-working-7-days-a-week-and-sleeping-in-the-office">Elon Musk Returns To Intense Work Schedule: &#8216;Back To Working 7 Days a Week and Sleeping in the Office&#8217;</a>
However, due to alleged mismanagement and the rise of competitive platforms like TikTok, Vine was eventually discontinued.
The success of Musk&#8217;s attempt to restore Vine is still up in the air. The announcement has elicited a range of reactions, from excitement to skepticism, particularly due to its link with Musk&#8217;s AI chatbot, Grok.
Why It Matters: The restoration of Vine&#8217;s video archive could potentially add a new dimension to Musk&#8217;s platform. It could also provide a nostalgic trip down memory lane for former Vine users. 
However, the success of this endeavor largely depends on the execution and how it will be received by the users. 
The mixed response to the announcement suggests that the restoration of Vine may be met with both enthusiasm and skepticism. Only time will tell if Musk&#8217;s second attempt to revive Vine will be a success or another failed venture.
Read Next:
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Elon Musk Again Trying To Revive Vine Video Archive

President Donald Trump&#8216;s former personal attorney Michael Cohen has predicted that Trump might set his sights on the fortune of tech magnate Elon Musk following their recent spat. 
What Happened:&nbsp;Cohen thinks Trump&#8217;s jealousy of Musk&#8217;s position as the wealthiest man in the world could drive him to target Musk&#8217;s wealth. 
Musk, who is the CEO of&nbsp;Tesla Inc.&nbsp;(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TSLA#NASDAQ">TSLA</a>), had earlier contributed $250 million to Trump&#8217;s 2024 campaign and was chosen to spearhead a cost-reduction initiative under&nbsp;the Department of Government Efficiency&nbsp;(DOGE).
Earlier speaking <a href="https://www.youtube.com/watch?v=9iKpUAYcdQQ">with </a>MSNBC, Cohen said, "I said from the very start that this bromance was going to come to an end. I'm going to go one step even further, again, and I'm going to say Trump will ultimately go after Elon's money next because it bothers him that he is the richest man in the world." 
Cohen, now a prominent critic of Trump, speculates that Trump could utilize DOGE to probe how Musk and his businesses &#8220;exploited the United States of America&#8221; and try to &#8220;reclaim&#8221; government subsidies given to Tesla.
Also Read: <a href="https://www.benzinga.com/news/politics/25/07/46266380/ex-trump-lawyer-sent-this-message-to-elon-musk-after-feud-with-donald-trump-erupted">Ex-Trump Lawyer Sent This Message To Elon Musk After Feud With Donald Trump Erupted</a>
However,&nbsp;White House communications director Steven&nbsp;Cheung dismissed Cohen&#8217;s forecasts, describing him as a &#8220;deeply disturbed&#8221; person spreading &#8220;falsehoods and deception&#8221;.
Why It Matters: The conjecture by Cohen, if it materializes, could lead to a significant shift in the dynamics between Trump and Musk. 
The latter&#8217;s wealth, largely attributed to his leadership at Tesla, has been a subject of public interest. Musk&#8217;s contribution to Trump&#8217;s campaign and his role in DOGE further intertwine their professional relationship. 
Any action by Trump targeting Musk&#8217;s fortune could potentially impact Tesla&#8217;s operations and its standing in the market. However, these are mere predictions at this point, and it remains to be seen how the situation unfolds.
Read Next
<a href="https://www.benzinga.com/news/politics/25/07/46264859/ex-trump-family-attorney-raises-alarms-over-trumps-actions-as-president-i-have-never-been-as-concerned" target="_blank" rel="noreferrer noopener">Ex-Trump Family Attorney Raises Alarms Over Trump's Actions as President: ‘I Have Never Been As Concerned'</a>
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TSLA

Ex-Trump Lawyer Says Trump Could Set Sights on Musk's Billions: 'It Bothers Him That He Is the Richest Man'

Luxury brands are grappling with a significant sales slump, raising concerns over&nbsp;the long-term structural attractiveness of&nbsp;the industry. 
What Happened: Last week Kering disclosed a less-than-expected Q2 2025 performance, with a 15% YoY drop in sales to $4.27 billion. This falls short of the €3.96 billion predicted by LSEG analysts.
Gucci, a significant contributor to Kering&#8217;s overall revenue, reported a 25% decrease in sales for the quarter, amounting to €1.46 billion. 
As per a report <a href="https://www.cnbc.com/2025/07/29/kering-ker-fr-earnings-q2-2025.html">by </a>CNBC, François-Henri Pinault, the CEO of the luxury group, acknowledged the disappointing results but expressed optimism about the company&#8217;s ongoing efforts to enhance its performance.
Despite the challenging economic and geopolitical landscape, Kering remains committed to executing its strategy for profitable long-term growth. Sales&nbsp;were weaker across all markets,&nbsp;with Japan and the Asia Pacific region leading the decline.
Bernard Arnault,&nbsp;owner of Louis Vuitton and&nbsp;over 70 other luxury brands, remains optimistic, despite a 20% drop in&nbsp;LVMH MC&#8217;s&nbsp;stock this year.
According to&nbsp;<a href="https://www.wsj.com/business/retail/luxury-brands-sales-weak-bcc209ca?gaa_at=eafs&amp;gaa_n=ASWzDAjqZluWmCKOI_WnfMvSYqRmn_Rl0zbg62URCUApL_nRTZu9VbRwi2fx3uEXY2Y%3D&amp;gaa_ts=688f65a6&amp;gaa_sig=BGcZX58ga1odP9kJJRuvq-HEjS38eEk3rwD8oRZ_HLkYs1AVZwOKLVyOT1U0YLFF5_ZS-s7wWj3qHUGsfH97lw%3D%3D">The</a> Wall Street Journal, Arnault has invested over $1 billion in the company&#8217;s shares since January. However, investors are growing concerned. LVMH reported disappointing results last week, with a 9% drop in sales from&nbsp;its fashion and leather goods&nbsp;division in the second quarter. 
The company attributed this to weak demand for brands like&nbsp;Louis Vuitton and Christian Dior&nbsp;due to reduced tourist spending.
Also Read: <a href="https://www.benzinga.com/news/24/04/38155531/prada-gucci-louis-vuitton-brace-for-sales-slump-as-chinas-economic-turbulence-hits-luxury-market">Prada, Gucci, Louis Vuitton Brace For Sales Slump As China&#8217;s Economic Turbulence Hits Luxury Market</a>
Industry-wide, sales are expected to remain flat this year, marking&nbsp;the second consecutive year of&nbsp;lackluster demand. This is a significant deviation from the norm, as the industry typically&nbsp;grows at twice the rate&nbsp;of global economic growth.
Furthermore, Gen Z&#8217;s spending on luxury goods fell by 7% last year,&nbsp;equivalent to a $5.7 billion&nbsp;drop. This decline is attributed to negative stories about the industry&#8217;s supply chain abuses and extreme price markups going viral on social media, reports the outlet. 
The luxury industry is now 50% larger than a decade ago, making growth even more challenging for established brands. Despite these hurdles, new creative designers from major luxury brands like Chanel, Gucci, and Dior are set to unveil&nbsp;fresh collections later this year.
Why It Matters:&nbsp;The luxury goods market is facing a critical juncture. The industry&#8217;s growth has traditionally outpaced global economic growth, but recent trends suggest a possible structural shift. 
The decline in Gen Z&#8217;s spending, driven by concerns over supply chain abuses and extreme price markups, indicates a changing consumer landscape. 
The industry&#8217;s response to these challenges, including the introduction of new collections by major brands, will be crucial in determining its future trajectory.
Read Next
<a href="https://www.benzinga.com/markets/equities/24/05/38967742/louis-vuitton-and-alibaba-strengthen-ties-to-boost-ai-powered-luxury-retail">Louis Vuitton And Alibaba Strengthen Ties To Boost AI-Powered Luxury Retail</a>
Image: Shutterstock/Andrei Antipov

Luxury Labels Lose Their Luster Amid Changing Vibes, Gucci Sales Plunge 25% and LVMH Disappoints

Amid record-high markets, six Wall Street strategists shared where they would deploy $10,000 right now, identifying areas ranging from artificial intelligence to emerging markets, <a href="https://www.businessinsider.com/where-to-invest-10000-right-now-stock-market-advice-recommendations-2025-7">according</a> to Business Insider.
Experts say there&#8217;s still opportunity across various asset classes, including U.S. and global equities, small-cap stocks, and dividend-paying stocks.
<h2 class="wp-block-heading">JPMorgan Backs International Stocks Over U.S.</h2>
J.P. Morgan Asset Management Chief Market Strategist for the Americas Gabriela Santos said that she would allocate $7,000 to developed-market ex-U.S. equities and $3,000 to emerging markets, pointing out that U.S. stocks now trade at roughly a 35% premium to international peers—much higher than their historical 15% premium.
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"After 15 years of disappointment, it's really been all about international equities this year — huge outperformance, and something we see as just the beginning," Santos told Business Insider.
She added that a weaker U.S. dollar and growing investor interest in global markets support this shift. Santos cited the Vanguard FTSE Developed Markets ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/VEA#NYSE">VEA</a>) and iShares MSCI Emerging Markets ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/EEM#NYSE">EEM</a>), which were up 19.7% and 18.6%, respectively, as of last week.
<h2 class="wp-block-heading">Stifel's Bannister Favors Diversified Equity Exposure</h2>
With tech stocks dominating market headlines, Stifel Financial Corp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SF#NYSE">SF</a>, SFB)) Chief Equity Strategist Barry Bannister is steering in a different direction. He recommends spreading a $10,000 investment equally across small-cap, international, and value stocks to offset tech-sector concentration, Business Insider reported.
&#8220;Right now, the market&#8217;s obsessively focused on tech. But it&#8217;s hard to run an economy on seven stocks,&#8221; Bannister said.
He highlighted the concentration risk in the tech sector and pointed to the Vanguard Value ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/VTV#NYSE">VTV</a>), iShares Russell 2000 ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/IWM#NYSE">IWM</a>), and iShares MSCI ACWI ex U.S. ETF (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ACWX#NASDAQ">ACWX</a>) as preferred picks for diversification—and said he's recently adopted the approach himself using fresh capital received in May.
Trending: $100k+ in investable assets? <a href="https://www.benzinga.com/money/wiseradvisor-retirement-planning">Match with a fiduciary advisor for free to learn how you can maximize your retirement and save on taxes</a> – no cost, no obligation.
<h2 class="wp-block-heading">Equal Weight for Better Balance, Says Haverford Trust</h2>
Haverford Trust Chief Investment Office Hank Smith recommended a two-part allocation: 50% to 60% in an equal-weighted S&amp;P 500 ETF such as the Invesco S&amp;P 500 Equal Weight ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RSP#NYSE">RSP</a>) and 40% to 50% in a cap-weighted index such as the Nasdaq 100.
Smith said equal weighting helps reduce overexposure to the top tech names, while the Nasdaq allocation ensures continued participation in any tech-driven rally.
"Now you get all your top tech holdings that are driving this market," Smith told Business Insider.
He said the approach works best with a minimum investment horizon of five years.
<h2 class="wp-block-heading">Piper Sandler Emphasizes U.S. Large-Cap Leaders</h2>
​​With elevated interest rates and a split in corporate earnings performance, investors may benefit more from selective stock-picking than from index investing, Piper Sandler (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PIPR#NYSE">PIPR</a>) Chief Investment Officer Michael Kantrowitz told Business Insider.
He said he expects U.S. large-cap leaders to continue outperforming and advised avoiding passive sector ETFs, which can misrepresent actual stock performance due to their weighting structures.
"The earnings backdrop is going to be very bifurcated, and interest rates are going to remain elevated," Kantrowitz told the outlet.
Companies currently screening well in Piper Sandler's models include Nvidia Corp. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NVDA#NASDAQ">NVDA</a>), Microsoft Corp. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/MSFT#NASDAQ">MSFT</a>), Alphabet Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/GOOG#NASDAQ">GOOG</a>, GOOGL)), Meta Platforms Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/META#NASDAQ">META</a>), Oracle Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/ORCL#NYSE">ORCL</a>), Costco Wholesale Corp. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/COST#NASDAQ">COST</a>), Johnson &amp; Johnson (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JNJ#NYSE">JNJ</a>), and Home Depot Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/HD#NYSE">HD</a>).
See Also: Many are using retirement income calculators to check if they&#8217;re on pace —<a href="https://www.benzinga.com/money/how-do-i-calculate-my-retirement-income-adv"> here&#8217;s a breakdown on what&#8217;s behind this formula.</a>
<h2 class="wp-block-heading">BlackRock Strategist Looks Beyond Just Tech</h2>
Investors shouldn&#8217;t abandon Big Tech — but diversification is key, according to BlackRock Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BLK#NYSE">BLK</a>) Global Chief Investment Officer of Fundamental Equities Tony DeSpirito, who manages several value-focused funds.
&#8220;I&#8217;m not negative on the Mag Seven,&#8221; he told Business Insider. &#8220;Many of them have really good growth and really good free cash flow. That&#8217;s an incredibly powerful combination, and so they earn the multiples that they&#8217;re trading at.&#8221;
DeSpirito recommends splitting a portfolio across large-cap growth, dividend stocks, and value plays to hedge against volatility. He flagged dividend names for their downside resilience and steady income, and called healthcare — especially medical device makers — a ‘quality value' area that's been largely overlooked. The S&amp;P 500 healthcare sector is down about 2% year-to-date.
Still, he warned that some large pharmaceutical companies could be value traps, with earnings too dependent on soon-to-expire patents.
<h2 class="wp-block-heading">Janus Henderson Sees Growth in Tech, Europe, and Mid-Caps</h2>
Janus Henderson Group plc (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JHG#NYSE">JHG</a>) U.S. Head of Portfolio Construction and Strategy Lara Castleton recommended a diversified portfolio approach for investors with longer time horizons and higher risk tolerance.
"We see strong potential in U.S. mid-caps and international equities," Castleton told Business Insider, recommending a three-part portfolio: 60% in large-cap U.S. equities with a tech tilt — via funds like the Invesco QQQ Trust (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/QQQ#NASDAQ">QQQ</a>) or Technology Select Sector SPDR Fund (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/XLK#NYSE">XLK</a>) — along with 20% in ex-U.S. stocks, and 20% in U.S. mid-caps.
She said international names, especially in Europe, are showing improved fundamentals, while U.S. mid-caps are benefiting from reshoring trends and offer greater upside than their larger peers.
Read Next: Warren Buffett once said, "If you don't find a way to make money while you sleep, you will work until you die."<a href="https://www.benzinga.com/money/warren-buffet-make-money-when-you-sleep"> Here&#8217;s how you can earn passive income with just $10.</a>
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Rep. Marjorie Taylor Greene (R-Ga.) is reportedly distancing herself from the Republican Party, citing discontent with its current direction.
What Happened: Greene&#8217;s disillusionment with the GOP has been growing. &#8220;The course that it&#8217;s on, I don&#8217;t&nbsp;want to have anything to&nbsp;do with it,&#8221; she said.
While not directly criticizing President Donald Trump, Greene expressed dissatisfaction with the White House&#8217;s decision to withdraw Elise Stefanik&#8216;s nomination for United Nations ambassador in favor of Mike Waltz, who is known for his involvement in the Signalgate scandal, reports <a href="https://www.dailymail.co.uk/news/article-14960689/marjorie-taylor-greene-floats-breakup-republican-party.html">the </a>Daily Mail. 
Greene also raised concerns about the treatment of women within the party. &#8220;I think there&#8217;s&nbsp;other women in our party&nbsp;that are really sick and&nbsp;tired of the way men&nbsp;treat Republican women,&#8221; she stated.
Additionally, Greene criticized the GOP for moving away from the &#8220;America First&#8221; policy and ignoring the interests of workers and ordinary Americans. She pointed to the party&#8217;s lack of support for her recent initiatives as evidence of this shift.
Also Read: <a href="https://www.benzinga.com/news/politics/25/06/46160094/marjorie-taylor-greene-muslim-takeover-threatens-american-women">Marjorie Taylor Greene: &#8216;Muslim Takeover&#8217; Threatens American Women</a>
Among her initiatives, Greene has been pushing for&nbsp;renaming the Gulf of Mexico&nbsp;to the &#8220;Gulf of America,&#8221; making&nbsp;English the official language, defunding&nbsp;NPR and PBS, and criminalizing&nbsp;&#8220;deadly&#8221; weather manipulation.
She expressed her desire for the GOP to refocus on reducing foreign aid, slashing&nbsp;federal spending, decreasing the national&nbsp;debt, and combating inflation. &#8220;What happened to all those issues?&#8221; she asked.
Why It Matters: Greene&#8217;s break with the GOP could signal a growing divide within the party, reflecting a broader trend of political polarization in the United States.
Her criticism of the party&#8217;s trajectory and treatment of women could potentially influence other members&#8217; perceptions and decisions. 
Furthermore, her focus on issues such as reducing foreign aid and federal spending, and combating inflation, highlight key policy areas that may become focal points in future political debates.
Read Next
<a href="https://www.benzinga.com/news/politics/25/06/46043789/marjorie-taylor-greenes-response-to-trump-bombing-iran-let-us-pray-that-we-are-not-attacked-by-terrorists-on-our-homeland" target="_blank" rel="noreferrer noopener">Marjorie Taylor Greene's Response To Trump Bombing Iran: ‘Let Us Pray That We Are Not Attacked By Terrorists On Our Homeland'</a>
Image: Shutterstock

MTG Continues Break From GOP: 'The Course That It's On, I Don't Want To Have Anything To Do With It'

Digital asset investment firm&nbsp;CoinShares&nbsp;predicts a potential surge in Bitcoin&#8216;s (CRYPTO: <a class="ticker" href="https://www.benzinga.com/quote/btc/usd">BTC</a>) value, suggesting a 65% increase if the cryptocurrency captures a small portion&nbsp;of the global liquidity and&nbsp;gold&#8217;s market cap.
What Happened: CoinShares&#8217; report posits that Bitcoin could experience a significant rally if it manages to seize&nbsp;just 2% of the global&nbsp;liquidity (global M2) and 5% of gold&#8217;s market cap.
The predictions are&nbsp;based on the total addressable&nbsp;market (TAM) model,&nbsp;a tool used to estimate&nbsp;the maximum market&nbsp;opportunity available to a product&nbsp;or service. In this case, the model is applied to Bitcoin, assuming it can capture the entire market.
The <a href="https://coinshares.com/corp/insights/research-data/bitcoins-tam-model-2025-edition/">report </a>states, &#8220;If&nbsp;you believe bitcoin is unlikely&nbsp;to compete with the cash&nbsp;positions of Corporate Treasuries or&nbsp;FX Reserves (assigning them 0%)&nbsp;but more likely to take&nbsp;a share of Global M2&nbsp;(let's assume 2%) and Gold&nbsp;(5%), the sum of those&nbsp;contributions would estimate a value&nbsp;of $189,000/BTC.&#8221;
Currently,&nbsp;the global liquidity (global M2)&nbsp;is valued&nbsp;at $127.3 trillion, while the&nbsp;total market cap of all&nbsp;the mined gold is $23.9&nbsp;trillion. 
Also Read: <a href="https://www.benzinga.com/crypto/cryptocurrency/25/08/46815845/decade-old-bitcoin-wallet-emptied-millions-in-btc-moved-amid-market-correction">Decade-Old Bitcoin Wallet Emptied, Millions in BTC Moved Amid Market Correction</a>
CoinShares suggests that Bitcoin is &#8220;increasingly&nbsp;likely to obtain a higher&nbsp;share of monetary markets&#8221; as it evolves into a &#8220;more useful form of money.&#8221;
"Bitcoin does not need to replace the global monetary system to be profoundly valuable. Capturing a small share of these enormous markets would be more than enough," the report adds. 
This prediction comes at a time when Bitcoin and other cryptocurrencies are gaining traction as alternative investment options. 
The potential for Bitcoin to capture a portion&nbsp;of the global liquidity and&nbsp;gold&#8217;s market cap could significantly impact its value, making it an attractive option for investors. 
The report&#8217;s findings underscore the growing recognition of Bitcoin&#8217;s potential in the financial market.
At the time of writing,&nbsp;Bitcoin was trading at $113,352.03. 
Read Next
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Coverage of Bitcoin, Etherum, Ripple and all the latest digital currencies.

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$BTC

Analysts Say $127.3 Trillion Liquidity Surge Could Be Rocket Fuel for Bitcoin

Kevin Hassett, the White House economic adviser, has come forward in support of President Donald Trump&#8216;s decision to terminate&nbsp;the Bureau of Labor Statistics&nbsp;(BLS) head after a disappointing jobs report was released.
What Happened: In an interview with NBC News&nbsp;on Sunday, Hassett defended Trump&#8217;s decision to dismiss BLS Commissioner Erika McEntarfer and backed the President&#8217;s allegations of &#8220;rigged&#8221; jobs reports, despite the absence of any supporting evidence.
The BLS had published a monthly jobs report on Friday, revealing less than satisfactory figures for July, and significant downward revisions for May and June. 
In response, Trump ordered his team to fire McEntarfer, a Biden appointee, citing the need for &#8220;accurate Jobs Numbers.&#8221;
During <a href="https://www.nbcnews.com/politics/economics/economic-adviser-kevin-hassett-defends-trumps-firing-labor-jobs-report-rcna222725">the</a> interview, Hassett echoed Trump&#8217;s skepticism about the accuracy of the jobs figures, referring to past revisions made after former President Joe Biden stopped running for re-election. He stressed the importance of reliable data and understanding the reasons behind these unreliable revisions.
Also Read: <a href="https://www.benzinga.com/news/politics/25/07/46650646/ex-cia-officer-refutes-gabbards-claim-against-obama-we-had-intel-to-show-that-specific-goal-of-russians-was-to-get-trump-elected">Ex-CIA Officer Refutes Gabbard&#8217;s Claim Against Obama: &#8216;We Had Intel To Show That Specific Goal of Russians Was To Get Trump Elected&#8217;</a>
The decision to dismiss McEntarfer has been met with criticism from both Democrats and Republicans, with some questioning whether this action would lead to improved jobs figures in future reports. 
Despite the criticism, Hassett asserted that the appointment of Trump's "own people" would result in&nbsp;more "transparent and reliable" jobs&nbsp;reports going forward.
Why It Matters: The dismissal of the BLS Commissioner and the allegations of &#8220;rigged&#8221; jobs reports have raised concerns about the integrity of future jobs data. 
The accuracy of these reports is crucial for policymakers and economists in making informed decisions. 
The controversy surrounding this dismissal and the potential impact on future jobs reports will be closely watched by all stakeholders.
Read Next
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Image: Shutterstock/Joshua Sukoff

Hassett Backs Dismissal of BLS Chief, Says Trump's 'Own People' Would Bring More Transparent and Reliable Jobs Reports

When QR codes first hit the scene, they were a niche tool, employed by factories to track inventory or by museums to offer visitors unique interactive experiences. The pandemic made them more ubiquitous, and they can now be found everywhere from air travel to parking payments.
QR codes make our lives easier in a number of ways, but unfortunately, they also seem poised to make it a lot harder. As their popularity has risen, scammers have started to eye them as their next target for exploitation.
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"As with many technological advances that start with good intentions, QR codes have increasingly become targets for malicious use. Because they are everywhere — from gas pumps and yard signs to television commercials — they're simultaneously useful and dangerous," BlueVoyant Senior Director of Proactive Cybersecurity Services Dustin Brewer told <a href="https://www.cnbc.com/2025/07/27/cybersecurity-scams-quishing-qr-code-consumer-risks-hackers.html">CNBC</a>.&nbsp;
Brewer told the network that hackers are using the codes to trick unsuspecting people into visiting malicious websites or giving away sensitive personal information. This type of scam is called "quishing."
Quishing appeals to scammers because of how easy it is to execute. There are plenty of free QR code generators online, and all it takes is slapping one on a sticker at a parking meter or slipping a pre-printed letter into your mailbox to get things going.&nbsp;
Trending: $100k+ in investable assets? <a href="https://www.benzinga.com/money/wiseradvisor-retirement-planning">Match with a fiduciary advisor for free to learn how you can maximize your retirement and save on taxes</a> – no cost, no obligation.
"The crooks are relying on you being in a hurry and you needing to do something," University of Rochester electrical and computer engineering professor Gaurav Sharma told CNBC.&nbsp;
As safeguards have been put into place to crack down on the number of traditional phishing e-mails going around, and as consumers wisen up to old-school text and phone scams, crooks have had to get creative with their tactics.
And get creative, they are. NordVPN told CNBC that 73% of Americans scan QR codes without verifying their authenticity. This has led to upwards of 26 million people being directed to malicious sites.
Part of the reason quishing scams are so successful is that we aren't yet well-versed in how to recognize them. A report published by the cybersecurity platform <a href="https://keepnetlabs.com/blog/2024-qr-code-phishing-trends-in-depth-analysis-of-rising-quishing-statistics">KeepNet</a> found that only 36% of quishing scams have been accurately identified and reported.&nbsp;
See Also: Warren Buffett once said, "If you don't find a way to make money while you sleep, you will work until you die."<a href="https://www.benzinga.com/money/warren-buffet-make-money-when-you-sleep"> Here&#8217;s how you can earn passive income with just $10.</a>
"The cat and mouse game of security will continue and that people will figure out solutions and the crooks will either figure out a way around or look at other places where the grass is greener," Sharma told CNBC.
Companies are working to fortify QR codes against intrusion, and to educate the public on how to spot potential scams that use the codes, but say there's still a long way to go.
"QR codes weren't built with security in mind, they were built to make life easier, which also makes them perfect for scammers," Rob Lee, chief of research and chief of AI at SANS Institute, told CNBC. "We've seen this playbook before with phishing emails; now it just comes with a smiley pixelated square. It's not panic-worthy yet, but it's exactly the kind of low-effort, high-return tactic attackers love to scale."
Read Next: <a href="https://www.benzinga.com/money/are-you-rich">Are you rich?</a> Here&#8217;s what Americans think you need to be considered wealthy.
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From Phishing To 'Quishing': The Sneaky New QR Code Scam Targeting 26 Million Americans

Billionaire investor&nbsp;Mark Cuban&nbsp;shared his wisdom on starting a thriving business without any initial capital, drawing from his own early entrepreneurial journey.
What Happened:&nbsp;Cuban has shared his initial business venture prior to his triumph with MicroSolutions. At the age of 24, he tried to market powdered milk, a venture that lasted a mere 30 days due to consumer disinterest.
Despite the setback, Cuban gleaned a crucial lesson about perseverance in the business world. &#8220;It&nbsp;doesn&#8217;t matter how many times&nbsp;you fail. You only have&nbsp;to be right one time.&nbsp;Just one time,&#8221; he <a href="https://www.youtube.com/watch?v=UwSyPvOdhbs">shared </a>with Emma Grede on her &#8220;Aspire&#8221; podcast.
"I remember taking samples to people, mixing it up like, 'Look, milk's expensive. We're broke, right? This will save you money. And just seeing the look on their face. point taken," he said. 
Subsequently, he launched MicroSolutions, which he sold for $6 million at the age of 32. His next venture, Broadcast.com, was sold for a whopping $6 billion. As per Forbes, Cuban&#8217;s estimated net worth today stands at $6 billion.
Also Read: <a href="https://www.benzinga.com/personal-finance/entrepreneurship/25/07/46266500/mark-cuban-says-his-children-struggle-with-the-downsides-of-his-wealth-not-that-they-want-to-be-poor-but-it-sets-an-expectation">Mark Cuban Says His Children Struggle With the Downsides of His Wealth: &#8216;Not That They Want To Be Poor, But It Sets An Expectation&#8217;</a>
Talking about how to start the business if one doesn&#8217;t have the money, Cuban said, &#8220;First, you've got to find the right product or service. If you don't have any money, most likely [your business] is going to be a service."
&#8220;Think of something you do well, and a need that other people have, and combine the two. This could include tutoring, freelance writing or graphic design, dog walking or social media management, for example,&#8221; Cuban added during the podcast. 
Why It Matters:&nbsp;Cuban&#8217;s advice for budding entrepreneurs without capital is to exploit sweat equity. He recommends identifying a service that aligns with one&#8217;s abilities and market demands. 
He also underscored the potential of artificial intelligence (AI), asserting that if he were to start a business today without any money, his focus would be on AI.
This insight is particularly relevant in today&#8217;s rapidly evolving technology landscape, where AI is increasingly becoming a cornerstone of innovation. 
Cuban&#8217;s emphasis on persistence and adaptability, coupled with his endorsement of AI, provides a valuable roadmap for aspiring entrepreneurs navigating the complex world of business.
Read Next
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Shutterstock: Kathy Hutchins

Mark Cuban's Secret To Launching Successful Business: 'It Doesn't Matter How Many Times You Fail, You Only Have To Be Right One Time'

Former CIA Director John Brennan leveled a serious allegation against President Donald Trump, comparing Trump&#8217;s political maneuvers to those the Nazis.
What Happened: The accusations come in the wake of claims against Brennan and other officials from the Obama administration.
During a recent <a href="https://podcasts.apple.com/us/podcast/the-new-yorker-radio-hour/id1050430296">podcast</a> appearance, Brennan expressed his concerns and suggested that Trump&#8217;s recent focus on him and other officials from the Obama era is a tactic to divert attention from demands by Trump&#8217;s supporters for the release of more documents related to Jeffrey Epstein.
Brennan refuted the allegations against him, emphasizing that&nbsp;the Russia probe has been&nbsp;thoroughly detailed in testimonies and multiple reports that confirm Russia&#8217;s interference in the election. 
"It's not lost on me that there is a real coincidence in timing between these allegations and the challenges Donald Trump is faced with right now related to the Epstein Files and other things. So is the motivation to put something out there that the MAGA base will respond to because it's trying to show that the Deep State was a real problem and they're finally going to have some accountability here?" Brennan said during the interaction.
Also Read: <a href="https://www.benzinga.com/news/politics/25/07/46382060/ex-trump-lawyer-dershowitz-claims-knowledge-of-epstein-client-list-i-know-the-names-but-im-bound-by">Ex-Trump Lawyer Dershowitz Claims Knowledge of Epstein Client List: &#8216;I Know the Names, But I&#8217;m Bound by Confidentiality&#8217;</a>
He further pointed out that despite the investigation reports, he has not been contacted by&nbsp;the Department of Justice or&nbsp;any other agency.
"Obama made very clear to us, he wanted us to try to uncover everything the Russians were doing, but also not to do anything that would in any way interfere in the election. So we took great steps, extraordinary procedures to try and protect a lot of this information," he added.
In a stark comparison, Brennan equated Trump&#8217;s strategy of targeting political rivals to the &#8220;political theories&#8221; employed by Nazis. He referenced the work of Carl Schmitt, a&nbsp;German jurist and political philosopher&nbsp;from the 1930s, whose theories were foundational to much of the Nazi party&#8217;s ideology.
&#8220;I've pointed out a number of times, it appears what the Trump administration is doing is following some of the political theories of&nbsp;Carl Schmitt, the German jurist and political philosopher of the 1930s that really served as the basis for a lot of thinking of the Nazi party, which is, you know, if you, especially if you're going to go after the liberals and the progressives, don't worry about right and wrong, you know, or good and bad, whatever,&#8221; Brennan continued. 
Why It Matters: Brennan&#8217;s allegations add to the growing tension between the Trump administration and officials from the previous Obama administration. 
The former CIA Director&#8217;s comparison of Trump&#8217;s political tactics to those of the Nazis is a serious charge that could potentially escalate the ongoing political discord. 
The accusations also shed light on the increasing scrutiny faced by the Trump administration over its handling of the Epstein case. 
The demand for more transparency in the Epstein documents by Trump&#8217;s supporters indicates a growing public interest in the case.
Read Next
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Image: Shutterstock/imageBROKER.com

Ex-CIA Chief John Brennan Accuses Trump of Borrowing Nazi Tactics

When a 61-year-old was laid off just before starting retirement, they saw it as perfect timing. With their <a href="https://www.benzinga.com/news/politics/25/07/46749278/chuck-schumer-says-scott-bessent-slipped-and-told-the-truth-about-trumps-social-security-privatization-plan">Social Security benefits</a> already approved and a severance package in hand, they were ready to start the next chapter. But then came a surprise twist — their employer offered them a new role in a department they had always been curious about.
Now, they&#8217;re facing a choice: follow through with the retirement they'd planned, or take one last job — complete with a good salary and health benefits — before stepping away from work for good.
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<h2 class="wp-block-heading">The Unexpected Offer</h2>
In a <a href="https://www.reddit.com/r/retirement/comments/1mc1yl9/planned_to_retire_got_laid_off_but_offered/">post on Reddit</a>, this soon-to-be retiree shared that they had planned to step away from work shortly after turning 62. The layoff came as a relief — it meant severance pay would bridge the gap until Social Security started. But then the company's offer of a new, team-leading role threw a wrench in the plan.
The role was in a department the Reddit user had long admired, but it would require leadership and client-facing work. "I don't feel I should take the job knowing I won't be around much longer," they wrote, noting that even if they accepted, they wouldn't stay beyond the end of the year.
<h2 class="wp-block-heading">Health Insurance: A Major Factor</h2>
One of the most pressing issues in early retirement is health insurance. Since Medicare doesn't kick in until age 65, the Reddit user would need to find coverage in the meantime if they didn't take the new job.
Many commenters pointed out the cost of buying insurance on the open market. According to <a href="https://www.forbes.com/advisor/health-insurance/how-much-does-health-insurance-cost/">Forbes</a>, average health insurance premiums for someone in their early 60s can exceed $1,200 a month — over $14,000 a year. And that's just for a single person.
By staying employed, the Redditor could keep their employer-sponsored health coverage, possibly saving thousands while protecting against unexpected medical expenses.
Trending: $100k+ in investable assets? <a href="https://www.benzinga.com/money/wiseradvisor-retirement-planning">Match with a fiduciary advisor for free to learn how you can maximize your retirement and save on taxes</a> – no cost, no obligation.
<h2 class="wp-block-heading">Social Security and Income Strategy</h2>
Others pointed out that continuing to work — even for a year or two — could offer significant financial advantages. Delaying Social Security benefits results in an 8% increase per year until age 70. Even a modest delay could boost monthly payments for life.
Still, if the Redditor starts collecting <a href="https://www.benzinga.com/personal-finance/management/25/07/46725989/survey-96-of-americans-say-social-security-is-important-and-its-even-more-crucial-than-5-years-ago">Social Security</a> while working, they may face taxes on their benefits depending on how much they earn. Staying under the earnings limit would be important if they don't want part of their benefit withheld.
<h2 class="wp-block-heading">Career Satisfaction Versus Commitment</h2>
While some urged the Redditor to take the job — especially if it's one they'd enjoy — others cautioned against stepping into a leadership role only to leave in a few months.
"If you don't plan to stay, don't take it," one commenter warned. But another encouraged them to try it anyway, pointing out that this could be a rare chance to enjoy work in a new way — perhaps even ending their career on a high note.
See Also: Warren Buffett once said, "If you don't find a way to make money while you sleep, you will work until you die."<a href="https://www.benzinga.com/money/warren-buffet-make-money-when-you-sleep"> Here&#8217;s how you can earn passive income with just $10.</a>
<h2 class="wp-block-heading">The Big Picture</h2>
This crossroads highlights a common challenge for older workers: balancing personal goals, financial realities, and unexpected opportunities. As one commenter shared, <a href="https://www.benzinga.com/personal-finance/management/25/07/46697218/the-internet-is-full-of-people-bragging-about-early-retirement-for-everyone-else-it-just-makes-them-feel-behind">retirement</a> doesn't have to be the end of working — it can be a chance to explore long-postponed interests or part-time roles that feel more meaningful.
Ultimately, the decision comes down to personal priorities. But for this 61-year-old, what started as a clean break may end up being a new beginning.
Read Next: Can you guess how many retire with a $5,000,000 nest egg? <a href="https://www.benzinga.com/money/5mil-nest-egg-adv">The percentage may shock you</a>.
Image: Shutterstock

61-Year-Old Was Thrilled To Be Laid Off And Start Retirement — Until Their Employer Offered A Role They'd Always Wanted

Six months into his second term, President Donald Trump&#8216;s handling of the economy is under the microscope, and survey results indicate that voters are dissatisfied.
Despite a decrease in hiring and a contracted GDP in the first quarter of 2025, Trump has praised the US for having the world&#8217;s &#8220;most vibrant&#8221; economy.
Trump&#8217;s economic control was solidified with the enactment of the &#8220;One Big Beautiful Bill&#8221; tax-and-spending law and the latest stage of his global tariff implementation, <a href="https://www.bloomberg.com/news/articles/2025-08-02/trump-s-next-job-selling-skeptical-americans-on-his-economy?srnd=homepage-Americas">reports</a> Bloomberg.
"The economy has held up remarkably well. Inflation has stayed relatively tame. But I do think there are storm clouds on the horizon," Republican strategist&nbsp;Marc Short, who served in Trump's first administration told the outlet. 
&#8220;Many businesses have so far avoided passing on tariff costs to consumers, but the frog has been boiling all along," he added. 
However, polls show that voters are dissatisfied with the tariffs and tax plans, potentially providing Democrats an opportunity in the forthcoming midterm elections.
Also Read: <a href="https://www.benzinga.com/markets/25/04/44891004/meet-the-key-five-people-who-are-shaping-trumps-economic-agenda">Meet the Key Five People Who Are Shaping Trump&#8217;s Economic Agenda</a>
"I'll be looking at how House and Senate Republicans fare back home as they try to sell the recent budget bill," Democratic strategist Jim Manley said. 
"If you look at the polling, Democrats have to focus on his handling of the economy, because Americans are not happy," Manley continued. 
Despite the economic slowdown, unemployment remains low and there&#8217;s been minimal evidence of the tariff-induced price increase. 
However, a recent Fox News poll reveals&nbsp;that 62% of voters disapprove&nbsp;of Trump&#8217;s tariff management, while 58% oppose&nbsp;the tax and spending bill,&nbsp;and 55% are displeased with his overall economic management.
Trump&#8217;s economic performance will be a critical issue in the upcoming midterm elections. 
A potential&nbsp;loss of GOP majorities in&nbsp;Congress could hinder Trump&#8217;s legislative plans and potentially&nbsp;expose him to impeachment efforts,&nbsp;similar to his first term.
Also Read:&nbsp;<a href="https://www.benzinga.com/markets/25/04/44780349/trumps-tariff-policies-fuel-economic-concerns-economists-expect-slower-growth-ahead" target="_blank" rel="noreferrer noopener">Trump's Tariff Policies Fuel Economic Concerns, Economists Expect Slower Growth Ahead</a>
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Six Months In, Trump Struggles To Sell His Economic Vision To Skeptical Americans

Retirement is supposed to be a time to relax — but for some, letting go of financial worries is harder than expected. One 64-year-old retiree recently posted on <a href="https://www.reddit.com/r/retirement/comments/1m99rqt/how_do_i_stop_obsessing_about_my_retirement/">Reddit</a> that she checks her Schwab account five times a day, even though she's confident she has enough money to last. "It's ridiculous and I know it," she wrote. "But I don't seem to be able to resist."
She's not alone. Many retirees find themselves obsessively checking account balances, worried about market dips or the future — even when their financial situation is sound. So what's behind this behavior, and how can retirees break the cycle?
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</ul>
<h2 class="wp-block-heading">The Emotional Side of Retirement Worry</h2>
For some, checking investment accounts isn't just about money — it's about control. One Reddit commenter pointed out that for many retirees, money worry is a stand-in for bigger life questions: "Our worry about money is a proxy for existential worry about retirement life."
Retirement comes with major changes — the end of a career, shifting identity, concerns about health, aging, and purpose. With more free time and fewer structured goals, it's easy for those concerns to get funneled into obsessing over finances.
<h2 class="wp-block-heading">Why Checking Too Often Can Backfire</h2>
While staying informed about your investments is important, experts warn that checking too often can actually do more harm than good.
Frequent check-ins can cause investors to focus too much on short-term fluctuations, triggering emotional decisions that might hurt long-term results. "By checking too often, you may be tempted to make changes to your plan that can be a big mistake," Kendall Meade, a certified financial planner at SoFi (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/SOFI#NASDAQ">SOFI</a>), told <a href="https://www.gobankingrates.com/retirement/iras/financial-advisor-how-often-you-should-check-retirement-account-balance/">GoBankingRates</a>.
Trending: $100k+ in investable assets? <a href="https://www.benzinga.com/money/wiseradvisor-retirement-planning">Match with a fiduciary advisor for free to learn how you can maximize your retirement and save on taxes</a> – no cost, no obligation.
In fact, behavioral research suggests that investors who check their accounts too often may see lower long-term returns, especially if they panic during downturns or take on too much risk during bull markets.
<h2 class="wp-block-heading">How Often Should You Check Your Accounts?</h2>
There's no one-size-fits-all answer, but many financial experts agree that reviewing retirement accounts once a quarter — or even once a year — may be enough for most people.
James Allen, CPA and founder of Billpin.com, compared investing to gardening. "You wouldn't dig up your seeds every week to see if they've sprouted, would you? The same principle applies to your investments," he told GoBankingRates.&nbsp;
Quarterly or annual reviews can help ensure your portfolio is still aligned with your goals — without causing unnecessary stress.
See Also: Can you guess how many retire with a $5,000,000 nest egg? <a href="https://www.benzinga.com/money/5mil-nest-egg-adv">The percentage may shock you</a>.
<h2 class="wp-block-heading">Tips for Breaking the Habit</h2>
If you're finding it hard to step away from your balance tracker, here are a few strategies to try:
<ul class="wp-block-list">
<li>Outsource the worry: Some Redditors said hiring a <a href="https://www.benzinga.com/money/best-online-financial-advisors">financial advisor</a> helped reduce their anxiety. One person joked that now their advisor "gets paid to worry" for them.</li>
<li>Focus on what you can control: Rather than obsessing over stock performance, consider tracking expenses, revisiting your budget, or setting goals for home improvements or health care planning.</li>
<li>Adjust your risk level: Moving some funds into more conservative investments or a money market account may provide peace of mind.</li>
<li>Replace the habit: One commenter gave themselves a playful "penalty" for checking too often — buying a share of stock each time. Another said shifting their attention to activities like pickleball helped redirect their focus.</li>
</ul>
<h2 class="wp-block-heading">Let Your Plan Work for You</h2>
<a href="https://www.benzinga.com/personal-finance/management/25/07/46646076/a-59-year-old-career-nurse-feels-defeated-and-cooked-after-learning-her-coworker-has-saved-nearly-500000-more-for-retirement">Retirement</a> is a major life change, and it's normal to feel uncertain. But if you've built a sound financial plan, the best move may be to trust it — and give yourself permission to step back.
As one commenter summed it up: "I was surprised at how much better I was feeling after getting things squared away." Sometimes, reducing financial anxiety starts with making a few small changes — and then letting go.
Read Next: Warren Buffett once said, "If you don't find a way to make money while you sleep, you will work until you die."<a href="https://www.benzinga.com/money/warren-buffet-make-money-when-you-sleep"> Here&#8217;s how you can earn passive income with just $10.</a>
Image: Shutterstock

SOFI

She's 64, Retired, And Checks Her Schwab Account 5 Times A Day — 'How Do I Stop Obsessing About My Retirement Accounts?'

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