La catena delle opzioni mostra i dati chiave delle opzioni azionarie di Mainz Biomed a vari prezzi di esercizio e date di scadenza. I trader utilizzano queste informazioni per analizzare potenziali operazioni e valutare il sentiment del mercato per Mainz Biomed..

Mainz Biomed (NASDAQ:MYNZ) Azioni, Catena delle Opzioni

Mainz Biomed

Mainz Biomed NV develops market-ready molecular genetic diagnostic solutions for life-threatening conditions. The company's flagship product is ColoAlert, is an accurate, non-invasive and easy-to-use, early-detection diagnostic test for colorectal cancer based on real-time Polymerase Chain Reaction-based (PCR) multiplex detection of molecular-genetic biomarkers in stool samples. The company operates in one operating segment, genetic diagnostic testing.

Alphabet Inc.&#8217;s (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/GOOG#NASDAQ">GOOG</a>) (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/GOOGL#NASDAQ">GOOGL</a>) Google has finalized a $2.4 billion agreement to license technology from AI coding startup Windsurf. This deal also includes hiring Windsurf&#8217;s CEO and a select group of its employees.
What Happened: Google has reached a $2.4 billion deal with Windsurf, an AI coding startup, according to a report <a href="https://www.wsj.com/tech/ai/google-to-pay-2-4-billion-in-deal-to-license-tech-of-coding-startup-hire-ceo-b9b94bbc">by</a> The Wall Street Journal. The agreement involves licensing technology and hiring the company's CEO, Varun Mohan, cofounder Douglas Chen and some of the company's key R&amp;D employees to bring them to the Google DeepMind team.
This development comes after OpenAI attempted to acquire Windsurf for $3 billion. However, negotiations fell through due to objections from Microsoft (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/MSFT#NASDAQ">MSFT</a>), OpenAI&#8217;s largest investor, particularly concerning access to Windsurf&#8217;s technology.
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Google&#8217;s arrangement will see a small number of Windsurf employees join its DeepMind division to work on agentic coding. The tech giant will gain a nonexclusive license to some of Windsurf's technology but will not acquire any equity in the startup. Most Windsurf employees will remain with the company.
See Also: <a href="https://benzinga.com/markets/cannabis/22/11/29756141/oklahoma-minnesota-marijuana-legalization-repercussions-after-congressional-hearing-cannabis-in-">Oklahoma &amp; Minnesota Marijuana Legalization, Repercussions After Congressional Hearing, Cannabis In Thailand &#8211; Benzinga</a>
Why It Matters: The backdrop to this deal is a fierce competition among tech giants to dominate the AI landscape. Earlier this year, OpenAI had <a href="https://www.benzinga.com/25/05/45224667/microsoft-backed-openai-buys-windsurf-for-3-billion-to-strengthen-ai-coding-power">agreed to acquire Windsurf</a> for $3 billion. However, the acquisition fell apart, as noted by TechCrunch, when Microsoft, a key investor in OpenAI, raised <a href="https://techcrunch.com/2025/07/11/windsurfs-ceo-goes-to-google-openais-acquisition-falls-apart/">concerns</a> about access to Windsurf&#8217;s technology.
The failed acquisition attempt by OpenAI underscores the competitive nature of Silicon Valley, where major tech companies are in a race to secure top AI talent. Google previously invested $2.7 billion to hire former researcher Noam Shazeer and license technology from Character.AI, a startup he founded.
Check out more of Benzinga&#8217;s Consumer Tech coverage by <a href="https://www.benzinga.com/topic/consumer-tech">following this link</a>.
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Disclaimer: This content was partially produced with the help of AI tools and was reviewed and published by Benzinga editors.
Photo courtesy: JHVEPhoto / Shutterstock.com

Tech

GOOG

GOOGL

MSFT

Google Beats OpenAI, Secures Windsurf Technology, CEO And Key Staff For $2.4 Billion

The Donald Trump administration has initiated the dismissal of over 1,350 employees from the State Department. This action, which affects both civil service and foreign service officers, is part of a broader restructuring initiated under the Department of Government Efficiency (DOGE), initially under Elon Musk.
What Happened: The layoffs, which commenced on Friday, are set to impact 1,107 civil service and 246 foreign service officers stationed in the U.S. This decision has drawn criticism from various quarters, with detractors arguing that it could weaken the U.S.&#8217;s ability to counter global threats.
These layoffs come at a time when the U.S. is facing several international crises, including the conflict in Ukraine, the Gaza conflict, and escalating tensions in the Middle East due to the Israel-Iran standoff, Reuters reported.
An internal State Department notice stated that the layoffs are part of a plan to streamline domestic operations and focus on diplomatic priorities. The overall workforce reduction, including voluntary departures, is expected to be nearly 3,000 out of the 18,000 employees based in the U.S.
See Also: <a href="https://benzinga.com/markets/economic-data/25/07/46364387/us-500-tariff-on-russia-can-rattle-energy-stocks-and-have-major-negative-implications-on-gl">US 500% Tariff On Russia Can Rattle Energy Stocks And Have &#8216;Major Negative Implications&#8217; On Global Economy, Says Craig Shapiro</a>
This move is the first step in a restructuring effort by President Trump to realign U.S. foreign policy with his &#8220;America First&#8221; agenda. However, according to reports, critics, including former diplomats, have voiced concerns that the dismissal of foreign service officers could compromise the U.S.&#8217;s ability to counter the growing assertiveness of countries like China and Russia.
Why It Matters: This is not the first instance of the Trump administration implementing significant staff reductions. In May, the <a href="https://www.benzinga.com/news/politics/25/05/45599865/white-house-national-security-council-faces-staff-reductions-as-part-of-major-restructuring-report">White House National Security Council saw a substantial reduction in its workforce</a>, with dozens of employees dismissed.
The administration has also faced legal challenges over its restructuring plans, such as the <a href="https://www.benzinga.com/general/health-care/25/05/45326217/trumps-hhs-overhaul-faces-legal-blowback-from-states-over-deep-staffing-cuts-slashed-programs">HHS overhaul, which was met with legal blowback from states</a> over deep staffing cuts and slashed health programs.
The Trump administration&#8217;s plans for mass federal workforce reduction received a <a href="https://www.benzinga.com/news/politics/25/07/46313304/trumps-federal-job-cuts-gets-supreme-court-go-ahead-doge-outpaces-big-tech-in-layoffs-across-us-bureaucracy">key legal green light from the U.S. Supreme Court</a>. This ruling removed a legal barrier to the administration&#8217;s plans, potentially affecting tens of thousands of government employees and reshaping bureaucratic operations across various sectors.
These developments underscore the impact of the Trump administration&#8217;s restructuring efforts on the federal workforce and U.S. diplomatic and security operations.
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Disclaimer: This content was partially produced with the help of AI tools and was reviewed and published by Benzinga editors.
Photo courtesy: Maxim Elramsisy / Shutterstock.com

Politics

Trump Administration Lays Off Over 1,350 State Department Employees After Getting Supreme Court Go-Ahead

The U.S. Treasury Department has reported that the country&#8217;s customs duty collections have surpassed $100 billion for the first time in a fiscal year.
What Happened: The U.S. Treasury Department revealed that the customs duty collections for June 2025 reached a record $27 billion. This has resulted in a surprising budget surplus of $27 billion for the month, Reuters reported. The surge in collections is attributed to President Donald Trump&#8216;s tariffs, which are now a significant revenue source for the federal government.
For the first nine months of fiscal 2025, the customs duty collections reached records of $113.3 billion on a gross basis and $108 billion on a net basis, nearly double the previous year&#8217;s collections.
Trump&#8217;s tariffs have now become the fourth-largest revenue source for the federal government, behind individual withheld receipts, non-withheld individual receipts, and corporate taxes.
See Also: <a href="https://benzinga.com/markets/economic-data/25/07/46364387/us-500-tariff-on-russia-can-rattle-energy-stocks-and-have-major-negative-implications-on-gl">US 500% Tariff On Russia Can Rattle Energy Stocks And Have &#8216;Major Negative Implications&#8217; On Global Economy, Says Craig Shapiro</a>
Despite the June budget surplus, the overall year-to-date deficit has increased by 5% to $1.337 trillion, with outlays rising for health care programs, Social Security retirement benefits, defense spending, debt interest, and the Department of Homeland Security.
Why It Matters: This news comes on the heels of the U.S. Customs and Border Protection (CBP) <a href="https://www.benzinga.com/markets/macro-economic-events/25/07/46190450/tariffs-propel-us-customs-revenue-to-a-record-106-billion-since-trumps-inauguration">collecting over $106 billion in customs revenue</a> since Trump&#8217;s inauguration, with a significant portion attributed to the administration&#8217;s tariffs.
The CBP achieved a success rate of over 99.5% in collecting customs duties and tariffs, and the department recovered an additional $16.3 billion in revenue by targeting over 35,000 shipments identified as high-risk for duty evasion or requiring further payments.
Earlier in April, U.S. customs revenue surged to an all-time high, delivering at least $15 billion in customs duties for the month, a <a href="https://www.benzinga.com/markets/25/04/44979972/us-treasury-hits-record-15-billion-in-customs-and-excise-tax-haul-amid-trumps-trade-policies">more than 60% increase over previous periods</a>.
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Photo courtesy: Shutterstock

Amid Trump Tariffs, US Customs Duty Collection Exceeds $100 Billion In A Fiscal Year For The First Time: Report

Elon Musk has rejected reports that his artificial intelligence venture xAI is gearing up for a new fundraising round.
A report had suggested that the company is looking at a funding round that could value the company between $170 billion and $200 billion.
What Happened: Saudi Arabia&#8217;s Public Investment Fund (PIF) was reported to play a crucial role in this deal, according to<a href="https://www.ft.com/content/25aab987-c2a1-4fca-8883-38a617269b68"> a</a> Financial Times report. PIF already has an indirect stake in xAI through its investment in Kingdom Holdings Company, which has committed $800 million to the firm.
Amid these reports, Musk commented on X, stating, &#8220;xAI is not seeking funding right now. We have plenty of capital.&#8221;
<figure class="wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter"> 
<div class="wp-block-embed__wrapper">
<blockquote class="twitter-tweet" data-width="500" data-dnt="true">These rumors are false. xAI is not seeking funding right now. We have plenty of capital.
&mdash; Elon Musk (@elonmusk) <a href="https://twitter.com/elonmusk/status/1943795272515301624?ref_src=twsrc%5Etfw">July 11, 2025</a></blockquote>
<script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script></div>
</figure>
In late June, Morgan Stanley disclosed that xAI had completed a $5 billion debt raise and a separate $5 billion strategic equity investment. This move is part of the startup&#8217;s strategy to enhance its AI infrastructure through data centers amid increasing competition.
See Also: <a href="https://benzinga.com/news/22/10/29434093/elon-musk-teams-up-with-philippine-billionaire-for-satellite-internet-service-in-southeast-asia-repo">Elon Musk Teams Up With Philippine Billionaire For Satellite Internet Service In Southeast Asia: Report</a>
In March, xAI acquired Musk&#8217;s social media platform, X, formerly known as Twitter, valuing xAI at $80 billion. The company aims to generate over $13 billion in annual earnings by 2029, according to a Reuters report.
Subscribe to the <a href="https://bztechtrends.beehiiv.com/subscribe">Benzinga Tech Trends newsletter</a> to get all the latest tech developments delivered to your inbox.
Why It Matters: The potential valuation of xAI at up to $200 billion highlights the company&#8217;s rapid growth and ambition in the AI sector. Recently, xAI launched <a href="https://www.benzinga.com/markets/tech/25/07/46335602/elon-musk-s-xai-launches-grok-4-with-phd-level-ai-debuts-in-300-month-supergrok-tier">Grok 4</a>, touted as the world&#8217;s most powerful AI model, surpassing competitors like OpenAI&#8217;s ChatGPT and Google&#8217;s Gemini.
Additionally, Musk announced that Grok 4 will soon be integrated into <a href="https://www.benzinga.com/markets/tech/25/07/46347324/musk-says-grok-coming-to-teslas-by-next-week-evs-getting-the-smartest-ai-in-the-world">Tesla Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TSLA#NASDAQ">TSLA</a>)</a> vehicles, further expanding its applications.
Musk's xAI had recently<a href="https://www.benzinga.com/markets/tech/25/07/46259534/elon-musks-xai-hires-trump-aide-stephen-millers-wife-katie-amid-controversial-memphis-data-center-permit-win"> hired Katie Miller</a>, wife of President Donald Trump‘s Deputy Chief of Staff Stephen Miller, as a communications manager.
Check out more of Benzinga's Consumer Tech coverage by <a href="https://www.benzinga.com/topic/consumer-tech">following this link</a>.
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Disclaimer: This content was partially produced with the help of AI tools and was reviewed and published by Benzinga editors.
Photo courtesy: JRdes / Shutterstock.com

TSLA

Elon Musk Rejects Reports That xAI Is Looking To Raise Additional Funds At $200 Billion Valuation: 'We Have Plenty Of Capital'

A preliminary report by the Aircraft Accident Investigation Bureau (AAIB) has identified a cut in the fuel supply to the engines as a contributing factor to the<a href="https://www.benzinga.com/markets/equities/25/06/45899174/boeing-dreamliner-carrying-over-200-passengers-crashes-shortly-after-takeoff-near-indias-ahmedabad-ba-stock-falls-over-5-in-thursday-pre-market"> Air India crash</a> involving the Boeing Co. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BA#NYSE">BA</a>) 787 Dreamliner that resulted in the loss of 260 lives.
What Happened: The tragic incident occurred when the engine fuel cutoff switches flipped, leading to a loss of engine power, according to a Reuters report on Friday.
&nbsp;The fuel cutoff switches "transitioned from RUN to CUTOFF position one after another with a time gap of 01 sec," according to the preliminary report.
"In the cockpit voice recording, one of the pilots is heard asking the other why did he cutoff. The other pilot responded that he did not do so," the report adds.
The Boeing 787 Dreamliner was on a flight from Ahmedabad to London when it lost thrust shortly after takeoff. India&#8217;s Aircraft Accident Investigation Bureau (AAIB) reported no apparent fault by Boeing or engine manufacturer GE Aerospace (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/GE#NYSE">GE</a>).
In 2018, the Federal Aviation Administration (FAA) issued a Special Airworthiness Information Bulletin (SAIB) regarding the potential disengagement of the fuel control switch locking feature based on reports from operators of Model 737 airplanes that the fuel control switches were installed with the locking feature disengaged.
The AAIB report adds that the airworthiness concern was not considered an unsafe condition that would warrant an airworthiness directive (AD) by the FAA. Air India did not conduct the suggested inspections as the SAIB was advisory and not mandatory
See Also: <a href="https://www.benzinga.com/news/politics/25/07/46311783/chuck-schumer-slams-trumps-faa-chief-pick-bryan-bedford-over-1500-hour-rule-he-will-weaken-safety-standards">Chuck Schumer Slams Trump&#8217;s FAA Chief Pick Bryan Bedford Over 1,500-Hour Rule: &#8216;He Will Weaken Safety Standards&#8217;</a>
The crash presents a significant challenge to the Tata Group as it strives to enhance Air India&#8217;s reputation. The report highlighted the activation of a backup energy source, indicating engine power loss.
Cockpit voice recordings revealed a pilot questioning the fuel cutoff, with the other denying any action.
Commanding pilot Sumeet Sabharwal and co-pilot Clive Kunder were experienced, with 15,638 and 3,403 flying hours, respectively. The report did not clarify how the switches flipped. U.S. aviation experts noted the improbability of accidental switch movement.
The AAIB leads the investigation, with the U.S. National Transportation Safety Board and Federal Aviation Administration involved.
Why It Matters: The crash has put a spotlight on <a href="https://www.benzinga.com/markets/equities/25/06/45940768/boeings-troubled-2000s-from-a-sweetheart-1-1b-deal-before-deadly-air-india-crash-to-stranding-astronauts-at-iss-and-airline-crashes">Boeing&#8217;s ongoing challenges</a>, as India&#8217;s aviation ministry<a href="https://www.benzinga.com/markets/equities/25/06/45919464/boeing-faces-fresh-turmoil-as-india-mulls-787-8-grounding-after-fatal-crash-ceo-kelly-cancels-paris-trip-report"> considered grounding the Boeing 787 8 fleet</a>.
The incident had also reignited discussions about Boeing&#8217;s troubled history, including past safety concerns and legal issues.
The investigation faced controversy when <a href="https://www.benzinga.com/news/politics/25/06/46133937/boeing-787-dreamliner-crash-india-shuts-door-on-un-aviation-expert-probing-plane-accident">India denied a UN Aviation investigator</a> the opportunity to join the probe.
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Disclaimer: This content was partially produced with the help of AI tools and was reviewed and published by Benzinga editors.
Photo Courtesy: Renatas Repcinskas on Shutterstock.com

News

Air India's Boeing 787 Crashed Because Of This Known Issue That FAA Flagged Years Ago: '...Fuel Supply To The Engines Was Cut Off'

Dave Ramsey has heard it all over the years, but one recent call on &#8220;<a href="https://www.youtube.com/watch?v=oijVVXJ0aKg">The Ramsey Show</a>&#8221; caught him completely off guard. What started as a routine budgeting question turned into a tense exchange that left both Ramsey and co-host George Kamel visibly shaken.
<h2 class="wp-block-heading">Budgeting Strains And A Life-Altering Diagnosis</h2>
The caller explained that he and his wife had <a href="https://www.benzinga.com/money/how-to-create-a-budget">started budgeting</a> and were working toward <a href="https://www.benzinga.com/personal-finance/management/25/07/46200580/kevin-oleary-says-if-you-got-a-bonus-dont-blow-it-pay-off-your-debt-kill-your-credit-cards-and-chase-freedom-by-living-debt-free">becoming debt-free</a> in 12 to 18 months. But arguments kept coming up whenever they discussed the budget.
&#8220;Mostly because she feels like I just make the budget and then go over it with her,&#8221; he said. &#8220;She always feels like I just make it and don't give her any input.&#8221;
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Ramsey quickly identified the classic &#8220;nerd vs. free spirit&#8221; dynamic. &#8220;You're like me—you're the nerd in the house and she's the free spirit,&#8221; he said. Ramsey explained that for a budget to work as a team effort, the so-called &#8220;free spirit&#8221; must be allowed to make changes. &#8220;Otherwise, it's not our budget. It's your budget.&#8221;
At first, the discussion seemed lighthearted. But when the caller mentioned that his wife had stage 4 cancer and he still expected her to help by delivering for Uber Eats a few times a week, the tone shifted.
&#8220;Whoa. Let's not bury the lede here,&#8221; Kamel said, stunned. &#8220;She's going through something&#8230; Bless her heart,&#8221; Ramsey added.
The caller tried to justify the request, saying, &#8220;She is stable and so she could go out and she&#8217;s on disability, so she could you know&#8230;&#8221; explaining that he just needed a little help to speed up their debt-free timeline. But Ramsey didn't hold back.&#8221;I absolutely apologize to your wife for calling her a whiner in stage 4 cancer,&#8221; he said. &#8220;And I have discovered that now you are the whiner.&#8221;
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Ramsey then called out the caller's lack of empathy. &#8220;She went and helped her sister, and now she's too exhausted with her stage 4 cancer. Bless her heart. Oh my God, man. No wonder she doesn't want to talk to you.&#8221;
He urged the man to reframe his approach: &#8220;You just say, &#8216;All right honey, I want to make sure more than anything we take care of you. Given that, this is how much money we have. How do you want to spend the money?'&#8221;
Kamel emphasized that becoming debt-free should not come at the expense of compassion or emotional connection. &#8220;If Uber Eats is delayed by six months because she can't go do a few hours a week, that's okay. We'll move at a slower pace.&#8221;
In reflecting on the call, Kamel reminded listeners that unity in budgeting comes from mutual care, not control. &#8220;You're never going to get to unity through apathy.&#8221;
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Personal Finance

Dave Ramsey Was Stunned When A Caller Criticized His Cancer-Stricken Wife For Not Picking Up A Side Hustle—'But She Is Stable'

XAIR

Trading Halt: Halted at 7:50:00 p.m. ET - Trading Halt: Halt News Pending

HTOOW

NXTC

HTOO

PASG

Insmed (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/INSM#NASDAQ">INSM</a>) has outperformed the market over the past 10 years by 2.94% on an annualized basis producing an average annual return of 14.32%. Currently, Insmed has a market capitalization of $18.67 billion. 
Buying $100 In INSM: If an investor had bought $100 of INSM stock 10 years ago, it would be worth $388.37 today based on a price of $98.28 for INSM at the time of writing.
<h3>Insmed's Performance Over Last 10 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1752277512_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Trading Ideas

INSM

$100 Invested In This Stock 10 Years Ago Would Be Worth This Much Today

IBM (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/IBM#NYSE">IBM</a>) has outperformed the market over the past 5 years by 5.39% on an annualized basis producing an average annual return of 19.74%. Currently, IBM has a market capitalization of $263.44 billion. 
Buying $100 In IBM: If an investor had bought $100 of IBM stock 5 years ago, it would be worth $249.08 today based on a price of $283.45 for IBM at the time of writing.
<h3>IBM's Performance Over Last 5 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1752276612_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

$100 Invested In IBM 5 Years Ago Would Be Worth This Much Today

Sprouts Farmers Market (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/SFM#NASDAQ">SFM</a>) has outperformed the market over the past 10 years by 8.38% on an annualized basis producing an average annual return of 19.75%. Currently, Sprouts Farmers Market has a market capitalization of $15.63 billion. 
Buying $1000 In SFM: If an investor had bought $1000 of SFM stock 10 years ago, it would be worth $5,965.63 today based on a price of $159.70 for SFM at the time of writing.
<h3>Sprouts Farmers Market's Performance Over Last 10 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1752274812_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

If You Invested $1000 In This Stock 10 Years Ago, You Would Have This Much Today

Phillips 66 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PSX#NYSE">PSX</a>) has outperformed the market over the past 5 years by 1.93% on an annualized basis producing an average annual return of 16.28%. Currently, Phillips 66 has a market capitalization of $53.66 billion. 
Buying $100 In PSX: If an investor had bought $100 of PSX stock 5 years ago, it would be worth $218.53 today based on a price of $131.71 for PSX at the time of writing.
<h3>Phillips 66's Performance Over Last 5 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1752273911_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

$100 Invested In Phillips 66 5 Years Ago Would Be Worth This Much Today

A Redditor <a href="https://www.reddit.com/r/DaveRamsey/comments/1k7731g/my_experience_following_dave_ramsey/">shared</a> on the social media platform earlier this year how he got out of heavy debt and financial troubles by following the advice of American personal finance author and radio host Dave Ramsey.
In 2013, the poster had $23,000 in credit card debt and owed $123,000 on his mortgage. He was making about $60,000 annually from his small business, but could not "put my hands on $200 cash." Today, he's debt-free with around $80,000 in cash, and both his house and car are paid off.
"We can close our business today and not have to work another day in our lives," the Redditor, 50, said. "I may have missed out on some nice beach days at a condo somewhere for a few years, but it&#8217;s nice to know that if I wanted to go to Bermuda tomorrow, I can put it on my debit card and not worry about it."
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<h2 class="wp-block-heading">‘Snowball' Method to Pay Off Debt</h2>
The Redditor said he used Ramsey's well-known "snowball" method, a debt-reduction strategy that focuses on paying off the smallest debts first. He focused on living below means and did not follow any "get rich quick" scheme or invest in bitcoin.
"We didn&#8217;t take vacations, and invested literally every penny. Every day that I&#8217;d have cash left over, it was invested, not blown," he added. "Turned off cable and internet at home, at times would use a space heater so we didn&#8217;t have to pay to heat the whole house, and dumped our two cars that still had a huge balance on them."
Trending: The secret weapon in billionaire investor portfolios that you almost certainly don't own yet. <a href="https://www.benzinga.com/money/masterworks">See which asset class has outpaced the S&amp;P 500 (1995-2024) – and with near-zero correlation.</a>
The Redditor said he paid off his mortgage "way too early" by Ramsey's standards, but owning his home was a top priority because of the uncertainty in his business. About four years ago, he renovated his house for $37,000, paid in cash. He also paid in full for two used cars.
The Redditor advised fellow investors to take "baby steps" and live below their means, using the extra money to invest. He thinks Ramsey's advice is mostly aimed at those who live paycheck to paycheck and have limited financial knowledge.
"I see a lot of people that say his advice is ridiculous, but it worked for us," he added.
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Image: Shutterstock

50-Year-Old Went From $146K in Debt to Financial Freedom Following Dave Ramsey Advice – 'People Say His Advice Ridiculous, But It Worked for Us'

Comfort Systems USA (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FIX#NYSE">FIX</a>) has outperformed the market over the past 20 years by 15.56% on an annualized basis producing an average annual return of 24.01%. Currently, Comfort Systems USA has a market capitalization of $18.27 billion. 
Buying $1000 In FIX: If an investor had bought $1000 of FIX stock 20 years ago, it would be worth $76,416.43 today based on a price of $518.00 for FIX at the time of writing.
<h3>Comfort Systems USA's Performance Over Last 20 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1752273012_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Here's How Much $1000 Invested In Comfort Systems USA 20 Years Ago Would Be Worth Today

Pure Storage (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PSTG#NYSE">PSTG</a>) has outperformed the market over the past 5 years by 12.82% on an annualized basis producing an average annual return of 27.18%. Currently, Pure Storage has a market capitalization of $18.47 billion. 
Buying $1000 In PSTG: If an investor had bought $1000 of PSTG stock 5 years ago, it would be worth $3,354.76 today based on a price of $56.50 for PSTG at the time of writing.
<h3>Pure Storage's Performance Over Last 5 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1752272112_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

PSTG

Here's How Much $1000 Invested In Pure Storage 5 Years Ago Would Be Worth Today

Ratings for Louisiana-Pacific (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/LPX#NYSE">LPX</a>) were provided by 5 analysts in the past three months, showcasing a mix of bullish and bearish perspectives.
The table below offers a condensed view of their recent ratings, showcasing the changing sentiments over the past 30 days and comparing them to the preceding months.
<table>
<thead>
<tr>
<th></th>
<th align="right">Bullish</th>
<th align="right">Somewhat Bullish</th>
<th align="right">Indifferent</th>
<th align="right">Somewhat Bearish</th>
<th align="right">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td align="right">4</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td align="right">2</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
In the assessment of 12-month price targets, analysts unveil insights for Louisiana-Pacific, presenting an average target of $112.4, a high estimate of $117.00, and a low estimate of $108.00. Observing a downward trend, the current average is 3.77% lower than the prior average price target of $116.80. 
<img src="https://www.benzinga.com/files/images/story/2025/1752271274_0.png" alt="price target chart" />
<h2>Investigating Analyst Ratings: An Elaborate Study</h2>
In examining recent analyst actions, we gain insights into how financial experts perceive Louisiana-Pacific. The following summary outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Michael Roxland</td>
<td>Truist Securities</td>
<td>Lowers</td>
<td>Buy</td>
<td>$108.00</td>
<td>$111.00</td>
</tr>
<tr>
<td>Steven Chercover</td>
<td>DA Davidson</td>
<td>Lowers</td>
<td>Buy</td>
<td>$117.00</td>
<td>$123.00</td>
</tr>
<tr>
<td>Matthew McKellar</td>
<td>RBC Capital</td>
<td>Raises</td>
<td>Outperform</td>
<td>$115.00</td>
<td>$114.00</td>
</tr>
<tr>
<td>Jeffrey Stevenson</td>
<td>Loop Capital</td>
<td>Maintains</td>
<td>Buy</td>
<td>$110.00</td>
<td>$110.00</td>
</tr>
<tr>
<td>Michael Roxland</td>
<td>Truist Securities</td>
<td>Lowers</td>
<td>Buy</td>
<td>$112.00</td>
<td>$126.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: In response to dynamic market conditions and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their reaction to recent developments related to Louisiana-Pacific. This insight gives a snapshot of analysts' perspectives on the current state of the company.</li>
<li>Rating: Offering a comprehensive view, analysts assess stocks qualitatively, spanning from 'Outperform' to 'Underperform'. These ratings convey expectations for the relative performance of Louisiana-Pacific compared to the broader market.</li>
<li>Price Targets: Analysts provide insights into price targets, offering estimates for the future value of Louisiana-Pacific's stock. This comparison reveals trends in analysts' expectations over time.</li>
</ul>
Capture valuable insights into Louisiana-Pacific's market standing by understanding these analyst evaluations alongside pertinent financial indicators. Stay informed and make strategic decisions with our Ratings Table.
<a href="https://www.benzinga.com/quote/LPX/analyst-ratings?adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantage">Stay up to date on Louisiana-Pacific analyst ratings.</a>
<h2>Discovering Louisiana-Pacific: A Closer Look</h2>
Louisiana-Pacific is primarily an oriented strand board producer and also offers engineered wood siding used in home construction and repair and remodel projects. The company is largely exposed to the North American housing market but has also established capacity in Brazil and Chile.
<h3>A Deep Dive into Louisiana-Pacific's Financials</h3>
Market Capitalization: Boasting an elevated market capitalization, the company surpasses industry averages. This signals substantial size and strong market recognition.
Revenue Growth: Louisiana-Pacific's revenue growth over a period of 3M has faced challenges. As of 31 March, 2025, the company experienced a revenue decline of approximately 0.0%. This indicates a decrease in the company's top-line earnings. As compared to its peers, the revenue growth lags behind its industry peers. The company achieved a growth rate lower than the average among peers in Materials sector.
Net Margin: Louisiana-Pacific's net margin is impressive, surpassing industry averages. With a net margin of 12.57%, the company demonstrates strong profitability and effective cost management.
Return on Equity (ROE): Louisiana-Pacific's ROE excels beyond industry benchmarks, reaching 5.41%. This signifies robust financial management and efficient use of shareholder equity capital.
Return on Assets (ROA): The company's ROA is a standout performer, exceeding industry averages. With an impressive ROA of 3.54%, the company showcases effective utilization of assets.
Debt Management: Louisiana-Pacific's debt-to-equity ratio is below the industry average at 0.22, reflecting a lower dependency on debt financing and a more conservative financial approach.
<h2>What Are Analyst Ratings?</h2>
Within the domain of banking and financial systems, analysts specialize in reporting for specific stocks or defined sectors. Their work involves attending company conference calls and meetings, researching company financial statements, and communicating with insiders to publish "analyst ratings" for stocks. Analysts typically assess and rate each stock once per quarter.
Some analysts publish their predictions for metrics such as growth estimates, earnings, and revenue to provide additional guidance with their ratings. When using analyst ratings, it is important to keep in mind that stock and sector analysts are also human and are only offering their opinions to investors.
If you want to keep track of which analysts are outperforming others, you can view updated analyst ratings along withanalyst success scores in <a href="https://www.benzinga.com/pro/">Benzinga Pro</a>.
Which Stocks Are Analysts Recommending Now?
Benzinga Edge gives you instant access to all major analyst upgrades, downgrades, and price targets. Sort by accuracy, upside potential, and more. <a href="https://www.benzinga.com/premium/ideas/benzinga-edge-checkout/?t=be8be9arja3be22bz21&amp;adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantage">Click here to stay ahead of the market</a>.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Analyst Ratings

Beyond The Numbers: 5 Analysts Discuss Louisiana-Pacific Stock

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