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UPDATED: Nov 8, 2025

Stock Analysis

NEWT Logo
NewtekOne
NASDAQ:NEWT
$10.27
$0.09 |0.88%
Day Range:
$10.00 - $10.28
Market Cap:
298.00M
P/E Ratio:
5.0396
Avg Value:
$12.31
Year Range:
$9.12 - $15.49
1
General Information
NewtekOne Inc is a financial holding company engaged in providing financial solutions to its Client Base.

It is an internally managed non-diversified closed-end management investment company. It has four reportable segments Banking, Alternative Lending, Technology, NSBF, and Payments.

2
NewtekOne (NEWT) Stock Graph
3
How We Grade NewtekOne (NEWT)

We grade stocks based on past performance, their future growth potential, intrinsic value, dividend history, and overall financial health.

The chart below shows how we grade NewtekOne (NEWT) across the board compared to its closest peers.

4
Benzinga Edge Rankings

Benzinga Edge stock rankings give you four critical scores to help you identify the strongest and weakest stocks to buy and sell.

48.45

Growth measures a stock's combined historical expansion in earnings and revenue across multiple time periods, with emphasis on both long-term trends and recent performance.

Momentum measures a stock's relative strength based on its price movement patterns and volatility over multiple timeframes, ranked as a percentile against other stocks.

22.65

Quality is a composite ranking that evaluates a company's operational efficiency and financial health by analyzing historical profitability metrics and fundamental strength indicators on a percentile basis relative to peers.

Stock Score Locked: Want to See it?
Benzinga Rankings give you vital metrics on any stock – anytime.
5
Peer Ratings

See how NewtekOne compares to its peers in these key performance metrics from Benzinga Rankings.

Top Peers
Value
Quality
Growth
Momentum
Short
Medium
Long
SORSource Capital
0
2.29
50.4
50.93
ALRSAlerus Financial
0
21.61
79.88
31.15
JXNJackson Finl
11.94
0
18.4
29.61
VOYAVoya Financial
86.66
6.34
34.12
34.97
Short: price trend over the last couple of months
Medium: price trend over the last couple of quarters
Long: price trend over the past year
Stock Score Locked: Want to See it?
Benzinga Rankings give you vital metrics on any stock – anytime.
6
Valuation

Earnings History (3 years)

It is important to look at a companies earnings history to see not only if they are profitable, but if their earnings are growing.
As you can see from the chart above, NEWT's earnings have fluctuated but has increased since, this is a positive sign for the stock.
7
Dividend
There are few things we like to see when evaluating the quality of a company's dividend history and future

Ideally, we would like to see a company have a long history of consistently high dividend payouts that have grown at a consistent rate. From here we want to be confident that this sort of dividend growth and consistency will persist into the future.

The chart below shows the historical trend in NewtekOne (NEWT) dividend yield on an annual basis.

-38.89%
NewtekOne (NEWT) saw a decrease in it's dividend yield since 2020
8
Past Performance
How has NewtekOne (NEWT) performed over the past 5 years?

The two main factors that we consider when analyzing past performance is overall return and volatility

Using these two metrics, we can determine if this stock gave its investors enough return for the risk that they took on by owning it. This is measured by the sharpe ratio, which has been used as a primary measure of risk/reward trade-off for almost 60 years.

This ratio can be interpreted as the amount of return an investor has received for the amount of risk that they took on by owning the stock over that timeframe.

NewtekOne (NEWT) sharpe ratio over the past 5 years is -0.7153 which is considered to be below average compared to the peer average of 0.4993

9
Company Financials
INCOME STATEMENT
The income statement also known as the profit and loss statement, primarily focuses on the company's revenues and expenses during a particular period.

The main purpose of an income statement is to convey details of profitability and business activities. Below, is NEWT's income statement for the previous four years along with its trailing-twelve- month profit & loss.

FISCAL YEAR (BIL.)
2021 ($)
2022 ($)
2023 ($)
2024 ($)
TTM ($)
Total Revenue
0.15
0.11
0.19
0.24
0.26
Operating Revenue
0.15
0.11
0.19
0.24
0.26
Cost Of Revenue
0.00
0.00
0.00
0.00
0.00
Gross Profit
0.00
0.00
0.00
0.00
0.00
Operating Expense
0.06
0.07
0.00
0.00
0.00
Selling General And Administration
0.01
0.01
0.09
0.10
0.11
Research and Development
0.00
0.00
0.00
0.00
0.00
Operating Income
0.00
0.00
0.00
0.00
0.00
Net Non-Operating Interest Income Expense
0.00
0.00
0.00
0.00
0.00
Other Income Expense
0.00
0.00
0.00
0.00
0.00
Other Non-Operating Income Expenses
0.00
0.00
0.00
0.00
0.00
Pre-Tax Income
0.09
0.04
0.05
0.07
0.07
Tax Provision
0.00
0.01
0.00
0.02
0.02
Net Income
0.08
0.03
0.05
0.05
0.05
Net Income Common Stockholders
0.08
0.03
0.05
0.05
0.05
Total Operating Income As Reported
0.00
0.00
0.00
0.00
0.00
Total Expenses
0.00
0.00
0.00
0.00
0.00
Net Income From Continuing And Discontinued Operation
0.08
0.03
0.05
0.05
0.05
Normalized Income
0.08
0.03
0.05
0.05
0.05
Interest Income
0.08
0.04
0.09
0.12
0.14
Interest Expense
0.02
0.03
0.07
0.08
0.09
Net Interest Income
0.06
0.01
0.03
0.04
0.05
EBIT
0.00
0.00
0.00
0.00
0.00
EBITDA
0.00
0.00
0.00
0.00
0.00
Reconciled Cost Of Revenue
0.00
0.00
0.00
0.00
0.00
Reconciled Depreciation
0.00
0.00
0.00
0.00
0.00
Normalized EBITDA
0.00
0.00
0.00
0.00
0.00
Tax Rate For Calcs
0.00
0.00
0.00
0.00
0.27
Tax Effect Of Unusual Items
0.00
0.00
0.00
0.00
0.00
BALANCE SHEET
The balance sheet is a snapshot of a companies financials during a particular period in time.

It breaks down what company owns (assets) and what a company owes (liabilities), in order to give investors an overview of its capital structure.

FISCAL YEAR (BIL.)
2021 ($)
2022 ($)
2023 ($)
2024 ($)
TTM ($)
Total Assets
1.06
1.00
1.43
2.06
2.13
Current Assets
0.00
0.00
0.00
0.00
0.00
Total Non-Current Assets
0.00
0.00
0.00
0.00
0.00
Total Liabilities Net Minority Interest
0.65
0.62
1.18
1.76
1.81
Current Liabilities
0.00
0.00
0.00
0.00
0.00
Other Non-Current Liabilities
0.00
0.00
0.00
0.00
0.00
Total Equity Gross Minority Interest
0.40
0.38
0.25
0.30
0.31
Stockholders Equity
0.00
0.00
0.00
0.00
0.00
Total Capitalization
0.88
0.91
0.83
0.91
0.89
Common Stock Equity
0.40
0.38
0.23
0.28
0.29
Net Tangible Assets
0.40
0.38
0.22
0.28
0.30
Working Capital
0.00
0.00
0.00
0.00
0.00
Invested Capital
0.88
0.91
0.87
0.98
0.95
Tangible Book Value
0.40
0.38
0.20
0.26
0.28
Total Debt
0.48
0.55
0.65
0.71
0.66
Net Debt
0.47
0.49
0.49
0.35
0.47
Share Issued
0.02
0.02
0.02
0.03
0.03
Ordinary Shares Number
0.02
0.02
0.02
0.03
0.03
CASH FLOW STATEMENTS
A companies statement of cash flows gives an investor a break down of the cash inflows and outflows from a companies operations and investment activities.
FISCAL YEAR (BIL.)
2021 ($)
2022 ($)
2023 ($)
2024 ($)
TTM ($)
Cash Flow from Continuing Operating Activities
-0.17
-0.15
-0.38
Net Income from Continuing Operations
0.08
0.03
0.05
0.05
0.05
Depreciation and Amortization
Deferred Tax
0.01
Deferred Income Tax
0.01
Stock-Based Compensation
0.01
Other Non-Cash Items
0.02
0.02
-0.10
-0.15
-0.42
Change in Working Capital
0.13
-0.06
-0.09
0.05
Change in Receivables
0.01
0.04
-0.07
0.01
0.06
Changes in Account Receivables
-0.06
Change in Inventory
Change in Payables and Accrued Expense
-0.03
Change in Payable
0.13
-0.10
-0.03
Change in Account Payable
-0.02
0.01
Change in Other Current Assets
-0.01
-0.01
0.01
-0.02
-0.01
Change in Other Current Liabilities
Change in Other Working Capital
Cash Flow from Continuing Investing Activities
-0.17
-0.21
-0.24
Net PPE Purchase and Sale
Net Business Purchase and Sale
0.01
Purchase of Business
Net Investment Purchase and Sale
-0.04
0.03
Purchase of Investment
-0.04
-0.06
-0.04
Sale of Investment
0.06
0.08
Net Other Investing Changes
Financing Cash Flow
-0.01
0.34
0.56
0.62
Cash Flow from Continuing Financing Activities
0.34
0.56
0.62
Net Issuance Payments of Debt
0.02
0.07
0.02
0.07
0.17
Net Long-Term Debt Issuance
0.02
0.07
0.02
0.07
0.17
Long-Term Debt Issuance
0.24
0.16
0.19
0.22
0.33
Long-Term Debt Payments
-0.22
-0.10
-0.17
-0.15
-0.16
Net Short-Term Debt Issuance
Net Common Stock Issuance
0.05
Common Stock Issuance
0.05
Common Stock Payments
Cash Dividends Paid
-0.07
-0.06
-0.01
-0.02
-0.02
Net Other Financing Charges
-0.01
End Cash Position
0.63
0.50
0.86
0.94
1.08
Changes in Cash
0.14
-0.06
0.20
0.01
Beginning Cash Position
0.49
0.56
0.80
0.74
1.07
Capital Expenditure
Issuance of Capital Stock
0.05
0.02
0.01
Issuance of Debt
0.24
0.16
0.19
0.22
0.33
Repayment of Debt
-0.22
-0.10
-0.17
-0.15
-0.16
Repurchase of Capital Stock
Free Cash Flow
0.14
-0.06
-0.17
-0.15
-0.38