Vanguard Total World Stock Index ETF (ARCA: VT)

Ultime notizie per Vanguard Total World Stock Index ETF (ARCA:VT)

Vanguard Total World Stock Index ETF

Technology

Financial Services

Consumer Cyclical

Industrials

Healthcare

Consumer Defensive

Basic Materials

Energy

Communication Services

Real Estate

Utilities

Other

The fund employs an indexing investment approach designed to track the performance of the FTSE Global All Cap Index. The advisor attempts to sample the target index by investing all, or substantially all, of its assets in common stocks in the index and by holding a representative sample of securities that resembles the full index in terms of key risk factors and other characteristics.

Microsoft Corp

Apple Inc

Nvidia Corp.

Amazon.Com Inc

Alphabet Inc

Meta Platforms, Inc.

Alphabet, Inc.- Cl C

Eli Lilly & Co.

Berkshire Hathaway Inc

Taiwan Semiconductor Manufacturing Co. Ltd.

Tesla, Inc.

Broadcom Inc

Advanced Petrochemical Co

News

Tech

Media

AAPL

AMZN

GOOG

GOOGL

JEPQ

NVDA

Nvidia si prepara a rivoluzionare il settore della robotica con le sue tecnologie avanzate, puntando a una nuova era di crescita.

Nvidia e la robotica: la prossima grande opportunità di crescita

VANTAGE TOWERS AG U/ADR by VANTAGE TOWERS AG

Vantage Towers AG

Catheter Precision Inc

Vanguard Total Corporate Bond ETF

Vertcoin

VerticalScope Holdings Inc

VANTAGE DRILLING INTL LTD by Vantage Drilling International Ltd

Vantage Drilling International Ltd

Vanguard Tax-Exempt Bond ETF

Vanguard California Tax-Exempt Bond ETF

VORTEX ENERGY CORP NEW by Vortex Energy Corp.

Vortex Energy Corp

VORTEX ENERGY CORP by Vortex Energy Corp.

Vanguard Tax-Managed Funds Vanguard Intermediate-Term Tax-Exempt Bond ETF

Videndum PLC

Vanguard Wellington Fund Vanguard Short-Term Tax Exempt Bond ETF

TEST SEC V by Test Comp

Vtex

DEVELOP GLOBAL LTD by DEVELOP GLOBAL LTD.

Develop Global Ltd

VANTAGE DRILLING CO ORD by Vantage Drilling Co.

Vantage Drilling Co

Vita Group Ltd

Vistagen Therapeutics, Inc. - Common Stock

Vistagen Therapeutics Inc

VeThor Token - United States Dollar

Vital Healthcare Property Trust

Vanguard Russell 3000 ETF

Vanguard Total Stock Market ETF

VITA 34 AG NAMEN-AKT by Vita 34 International AG

FamiCord AG

Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares

VTECH HOLDINGS ORD by VTech Holdings, Ltd.

VTech Holdings Ltd

VTECH HOLDINGS UNSP/ADR by VTech Holdings, Ltd.

Vital Energy, Inc. Common Stock, par value $0.01 per share

Vital Energy

Vitamin Blue Inc

VALENTINE MARK CORP by Valentine Mark Corporation

Valentine Mark Corp

VIETNAM ENTERPRS INV RED by Vietnam Enterprise Investments Ltd.

Critica Ltd

VERTU MOTORS PLC ORD by Vertu Motors PLC, Newcastle Upon Tyne

Vertu Motors PLC

Corporacion Inmobiliaria Vesta, S.A.B de C.V. American Depositary Shares, each representing ten (10) Common Shares

Corporacion Inmobiliaria Vesta SAB de CV

Vital Metals Ltd

Invesco Trust for Investment Grade New York Municipals Common Stock

Invesco Trust For Investment Grade New York Municipals

VetaNova Inc

VERTEX ENERGY INC COM

Vertex Energy Inc

Bristow Group Inc

VAST SOLUTIONS INC B 1 by Vast Solutions, Inc.

Vast Solutions Inc

Ventas Inc

VETROPACK HLDF ST PRX A by Vetropack Holding SA

Vitrolife AB

VECTRON SYSTEMS AG NEW by Vectron Systems AG New

Vectron Systems AG

Viatris Inc

VECTOR INC TOKYO by Vector Inc.

Vitru Ltd

Vitesse Energy Inc

Vitesco Technologies Group AG

Vitesco Technologies Group AG ADR

VirTra Inc

VITASOY INTL H PAR by Vitasoy International Holdings Ltd.

Vitasoy International Holdings Ltd

VITASOY INTL H UBSP/ADR by Vitasoy International Holdings Ltd.

VAT Group AG

VAST SOLUTIONS INC B 3 by Vast Solutions, Inc.

Vanguard Value ETF

vTv Therapeutics Inc. - Class A Common Stock

vTv Therapeutics Inc

Vanguard Russell 2000 Growth ETF

Vanguard Russell 2000 ETF

Vanguard Russell 2000 Value ETF

Vortex Brands Co

VERTEX RESOURCE GROUP LTD by VERTEX RESOURCE GROUP LTD.

Vertex Resource Group Ltd

Victrex PLC

VERTEX MINERALS LTD by Vertex Minerals Ltd.

Vertex Minerals Ltd

VICTORY BANCORP INC by Victory Bancorp Inc.

Victory Bancorp Inc

Ventyx Biosciences Inc

In today&#8217;s fast-paced world, many want to build wealth and achieve long-term financial <a href="https://in.benzinga.com/personal-finance/25/03/44146342/charlie-munger-said-he-was-passionate-about-getting-rich-but-not-because-i-wanted-ferraris-i-wanted-the-independence">independence</a>. Countless people dream of financially securing their future, and for many, that path is through investments in the stock market.
Yet, the path to financial independence is rarely straightforward, especially for those starting to invest later in life and have little to no knowledge of the <a href="https://in.benzinga.com/personal-finance/25/03/44287485/peter-lynch-said-theres-always-something-to-worry-about-but-success-in-the-stock-market-depends-on-your-stomach-not-the-brain">stock market</a>, as is the case of one Reddit user.
The individual, a 38-year-old, shared his concerns in a Reddit community of investors. He said that he recently came across a substantial amount of money–$750,000 in cash–but has no other assets such as a house, no pension, and no investments.
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The poster is focused on long-term growth and is seeking advice on how to invest his newly acquired money wisely. He is also cautious about the current market volatility and is wondering whether he should wait a few weeks before he starts investing, whether to go for a dollar-cost average approach and if other options beyond ETFs would suit his goals.
&#8220;I&#8217;m 38 years old with newly acquired $750,000 in cash. How should I invest? My goal is long-term growth. Should I wait a few more weeks? When [dollar-cost averaging]–what amounts and frequency should I shoot for? And advice for investments beyond ETFs given the volatility at the moment?&#8221; he asked.
Trending: Can you guess how many retire with a $5,000,000 nest egg? <a href="https://www.benzinga.com/money/5mil-nest-egg-adv">The percentage may shock you</a>.
The Reddit community has responded to the 38-year-old&#8217;s post with insights and advice, so let&#8217;s dive deeper into the comments to find out what the community has suggested.
<h2 class="wp-block-heading">How to Invest $750,000? Reddit Community Shares Insights</h2>
Use Dollar-Cost Averaging and Invest in ETFs
One of the most common suggestions was to use dollar-cost averaging to invest in ETFs, especially those tracking global and U.S. markets.
&#8220;Definitely [dollar-cost averaging] over a year or two. You should buy world ETFs, U.S. ETFs, and 20% bonds,&#8221; a comment says.
One Redditor suggested specific ETFs he thinks would grow the poster&#8217;s money in the long run.
&#8220;[Vanguard S&amp;P 500 ETF (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/voo#NYSE">VOO</a>)] or [Vanguard S&amp;P 500 Growth ETF (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/voog#NYSE">VOOG</a>)], [Vanguard Information Technology ETF (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/vgt#NYSE">VGT</a>)] or [Technology Select Sector SPDR Fund (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/xlk#NYSE">XLK</a>)], [Vanguard Total World Stock ETF (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/vt#NYSE">VT</a>)] or [Vanguard Total International Stock ETF (NASDAQ: <a class="ticker" href="https://www.benzinga.com/stock/vxus#NASDAQ">VXUS</a>)],&#8221; he said.
A commenter pointed out he has a more structured approach to dollar-cost averaging with a focus on a few particular ETFs.
&#8220;Looking forward to the responses as I'm currently sitting in [iShares 0-3 Month Treasury Bond ETF (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/sgov#NYSE">SGOV</a>)]. My plan is to ladder into [iShares Bitcoin Trust ETF (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/ibit#NYSE">IBIT</a>)], VT, and VOO. I will do bi-weekly buys starting in June,&#8221; he wrote.
A Reddit user suggested a mix of global equity exposure and bonds for a diversified portfolio.
&#8220;VT 70%, [Vanguard Total Bond Market ETF (NASDAQ: <a class="ticker" href="https://www.benzinga.com/stock/bnd#NASDAQ">BND</a>)] 30%. Increase BND 10% for each 10 years of your age from now on. Good luck to you,&#8221; the user said.
&#8220;VT, [Schwab US Dividend Equity ETF (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/schd#NYSE">SCHD</a>)], [iShares Core Dividend Growth ETF (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/dgro#NYSE">DGRO</a>)], [Invesco NASDAQ 100 ETF (NASDAQ: <a class="ticker" href="https://www.benzinga.com/stock/qqqm#NASDAQ">QQQM</a>)], [JPMorgan Nasdaq Equity Premium Income ETF (NASDAQ: JEPQ]. SGOV or [Vanguard Treasury Money Market Fund (NASDAQ: <a class="ticker" href="https://www.benzinga.com/stock/vusxx#NASDAQ">VUSXX</a>)] for other opportunities,&#8221; a comment reads.
One user mentioned a global stock market ETF but agreed that VXUS is also a good choice.
&#8220;I like [SPDR Portfolio MSCI Global Stock Market ETF (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/spgm#NYSE">SPGM</a>)], but VXUS is good as well,&#8221; a comment reads.
See Also: If there was a new fund backed by Jeff Bezos offering a <a href="https://www.benzinga.com/money/arrived-private-credit-fund">7-9% target yield with monthly dividends would you invest in it</a>?
Don&#8217;t Time the Market
Many Redditors cautioned against market timing, with some even predicting what they think the new investor will do after investing.
&#8220;Imagine hoarding $750,000 during a 15-year bull market, to only now considering investing it. The market is guaranteed to drop 20% starting the day after the OP invests it. And someone new to investing will get emotional about the 20% drop and sell at the bottom, where it will immediately go on a 5-year bull run again,&#8221; a commenter wrote.
&#8220;Man, you got $750,000 and you didn't put a cent of that into the S&amp;P 500 over the last 5 years. I can see the S&amp;P 500 being very choppy over the next four years with Trump. If I were honestly you, I would keep that money in a savings bank account. And invest new money from my wages into the S&amp;P 500, bonds ETF, and income ETFs,&#8221; another comment says.
Replying to the above user, a Redditor reminded him that the poster didn&#8217;t have the money for long.
&#8220;Sounds like he just came into the $750,000 recently,&#8221; he said.
Read Next:
<ul>
<li>Have $200K saved?<a href="https://www.benzinga.com/money/have-200k-saved-heres-how-to-turn-it-into-lasting-wealth"> Here's how to turn it into lasting wealth</a></li>
<li>BlackRock is calling 2025 the year of alternative assets. <a href="https://www.benzinga.com/money/masterworks">One firm from NYC has quietly built a group of 60,000+ investors who have all joined in on an alt asset class previously exclusive to billionaires like Bezos and Gates.</a></li>
</ul>

Personal Finance

DGRO

IBIT

QQQM

SCHD

SGOV

SPGM

VOOG

VUSXX

VXUS

$750K In Cash But No Assets Or Pension – 38-Year-Old Asks: 'My Goal Is Long-Term Growth. How Should I Invest?' Reddit Is Divided

Tesla (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TSLA#NASDAQ">TSLA</a>) is one stock that has skyrocketed from its beginning stages, leaving many wishing they got in on it from the start. One woman recently called "The Ramsey Show" for financial advice regarding her Tesla stock, which grew to an astonishing amount from her initial investment.&nbsp;
Her dilemma? Whether to cash out and pay off her mortgage or hold onto the stock because, in her words, "Nobody knows what Tesla&#8217;s capable of."
<h2 class="wp-block-heading">From $1,000 to $380,000 in Tesla Stock</h2>
The caller explained that she invested $1,000 in <a href="https://www.benzinga.com/25/02/43686887/teslas-stock-climbs-nearly-3-in-thursday-pre-market-as-analyst-predicts-growth-in-ev-ai-and-robotics">Tesla stock</a> in 2011, in the company's early stages. Over the years, without adding any additional money to her investment, the stock surged, reaching upwards of $380,000. She and her family now owe $288,000 on their home and are weighing the benefits of selling the stock to become mortgage-free.&nbsp;&nbsp;
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<ul>
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<li>‘Scrolling To UBI' — Deloitte's #1 fastest-growing software company allows users to earn money on their phones. <a href="https://www.benzinga.com/money/mode-mobile-2">You can invest today for just $0.26/share with a $1000 minimum.</a></li>
</ul>
Financial expert <a href="https://www.benzinga.com/personal-finance/25/01/43276105/trumps-tax-plan-could-slash-social-security-benefits-33-by-2035-ramsey-show-host-george-kamel-weighs-in">George Kamel</a>, a host on "The Ramsey Show," was impressed by the caller's success. "What?" he reacted in shock, before confirming that she had truly turned just $1,000 into hundreds of thousands of dollars without adding more funds to the investment.
<h2 class="wp-block-heading">The Risks of Holding a Single Stock</h2>
While acknowledging the incredible return, Kamel advised the caller to be cautious. He emphasized the risks associated with keeping such a large portion of wealth in a single stock, even one as well-known as Tesla. "As soon as you can get that house paid off and get out of a single stock, the better," he said.
His advice aligns with common financial principles: diversifying investments can help protect against market downturns. Tesla's stock, like any other, is subject to volatility. Holding onto the stock means exposure to potential price swings that could reduce the value of her gains.
Trending: Maker of the $60,000 foldable home has 3 factory buildings, 600+ houses built, and big plans to solve housing —<a href="https://www.benzinga.com/money/boxabl"> you can become an investor for $0.80 per share today.</a>
<h2 class="wp-block-heading">The Role of Taxes in the Decision</h2>
One of the biggest factors to consider in selling such a large stock position is the tax implication. Kamel advised the caller to consult a tax professional before making any moves. Since the stock's value has increased significantly since she bought it, selling would trigger <a href="https://www.benzinga.com/news/25/02/43669470/im-so-sorry-dave-ramsey-left-speechless-after-hearing-the-capital-gains-tax-a-canadian-restaurant-owner-would-owe-if-he-sold-his-business">capital gains taxes</a>. Depending on her income and how long she has held the stock, the tax bill could be substantial.
Instead of selling all at once, Kamel suggested an alternative approach: selling off portions of the stock gradually over a few years. This strategy could help reduce the overall tax burden by spreading the gains across multiple tax years, potentially keeping her in a lower tax bracket.
<h2 class="wp-block-heading">Can Her Income Cover the Mortgage Instead?</h2>
Another consideration is the caller's household income. She shared that her family is earning $275,000 annually, which is a strong financial position. Kamel's advice implies that, with such a high income, they may be able to aggressively pay down the mortgage without relying entirely on the Tesla stock sale.
See Also: If there was a new fund backed by Jeff Bezos offering a <a href="https://www.benzinga.com/money/arrived-private-credit-fund">7-9% target yield with monthly dividends would you invest in it</a>?
<h2 class="wp-block-heading">What Should She Do?</h2>
Ultimately, the decision rests on her financial goals and risk tolerance. Paying off the mortgage would provide security and eliminate monthly payments, but holding onto the stock could yield further gains—though with added risk. Consulting a financial and tax professional could help her determine the best course of action based on her specific situation.
For investors who find themselves in a similar position, the key takeaway is clear: while big gains in the stock market can be life-changing, careful planning is essential to ensure those gains translate into lasting <a href="https://www.benzinga.com/personal-finance/24/02/36957443/the-majority-of-americans-dont-feel-financially-secure-and-believe-they-need-to-earn-233-000-a-y">financial stability</a>.
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MSTY

NVDY

PLTR

SMCI

TSLA

Should She Cash Out? Woman Who Turned $1,000 Into $380,000 In Tesla Stock Asks The Ramsey Show For Guidance

Nvidia Corp (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NVDA#NASDAQ">NVDA</a>) is eying <a target="_blank" href="https://www.benzinga.com/topic/robotics" rel="noreferrer noopener">robotics</a> as its next growth catalyst as it battles intense rivalry in its artificial intelligence chipmaking business from Advanced Micro Devices, Inc (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/AMD#NASDAQ">AMD</a>).
Also, core Big Tech giants, including Amazon.Com Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/AMZN#NASDAQ">AMZN</a>), are competing in a space that aims to reduce their dependence on the chip designer by producing their own inbuilt chips.
Nvidia&#8217;s valuation breached the $3 trillion mark, rubbing shoulders with Apple Inc (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/AAPL#NASDAQ">AAPL</a>), backed by the AI frenzy. It has become a &#8216;physical AI&#8217; investor by backing humanoid robotics companies like Figure AI.
Also Read: <a target="_blank" href="https://www.benzinga.com/tech/24/11/41834327/elon-musk-reveals-toughest-part-of-building-teslas-humanoid-robot-improving-the-design-of-optimus-for-ease-of-manufacturing" rel="noreferrer noopener">Elon Musk Reveals Toughest Part Of Building Tesla&#8217;s Humanoid Robot: &#8216;Improving The Design Of Optimus For Ease Of Manufacturing</a>
Robotics company Apptronik, a Nvidia client, also tapped Alphabet Inc (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/GOOG#NASDAQ">GOOG</a>) (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/GOOGL#NASDAQ">GOOGL</a>) Google DeepMind, underscoring the growing interest in robotics.
Nvidia will showcase its advanced technology compact computers for humanoid robots known as Jetson Thor in the <a target="_blank" href="https://www.benzinga.com/media/24/11/41984426/nvidia-powers-teslas-humanoid-robots-with-new-ai-tech-heres-what-to-expect-in-2025" rel="noreferrer noopener">first half of 2025</a>.
Nvidia&#8217;s vice president of robotics <a target="_blank" href="https://www.ft.com/content/7c3dafa8-ffb9-4ca8-b677-ab3cc2afbdcb" rel="noreferrer noopener">told</a> the Financial Times that &#8220;the ChatGPT moment for physical AI and robotics is around the corner,&#8221; adding that the market has reached a &#8220;tipping point.&#8221;
Talla told the FT that the outburst of generative AI models and the ability to train robots <a target="_blank" href="https://www.benzinga.com/news/24/10/41168777/whats-going-on-with-nvidia-stock-on-thursday" rel="noreferrer noopener">leveraging simulated environments</a> drove the robotics market shift.
During Nvidia&#8217;s <a target="_blank" href="https://www.benzinga.com/media/24/11/41984426/nvidia-powers-teslas-humanoid-robots-with-new-ai-tech-heres-what-to-expect-in-2025" rel="noreferrer noopener">annual conference in March</a>, CEO Jensen Huang voiced allegiance to the robotics sector, revealing robots powered by Nvidia&#8217;s chips. Unlike how Google supplies Android for smartphones, Nvidia intends to provide the underlying technology instead of building robots.
The global robotics market is worth $78 billion with the potential to reach $165 billion by 2029, FT cites the BCC.
Nvidia stock surged 185% year-to-date. Citi&#8217;s Atif Malik expects Nvidia&#8217;s <a target="_blank" href="https://www.benzinga.com/analyst-ratings/analyst-color/24/11/42230493/nvidias-next-big-catalyst-analyst-sees-jensen-huang-led-companys-stock-jumping-27-by-early-2025" rel="noreferrer noopener">profit margin to</a> bottom out in the April 2025 quarter, with an upward trend expected thereafter as it addresses AI robotics demand in warehouses, manufacturing, and humanoid robot sectors.
Morgan Stanley&#8217;s&nbsp;Joseph Moore flagged AI PCs, autonomous vehicles, software,&nbsp;and robotics as <a target="_blank" href="https://www.benzinga.com/analyst-ratings/analyst-color/24/11/41883803/nvidias-blackwell-chip-revenue-could-hit-6-billion-next-quarter-analyst" rel="noreferrer noopener">potential revenue drivers</a> for Nvidia.
Investors can gain exposure to Nvidia through JPMorgan Nasdaq Equity Premium Income ETF (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/JEPQ#NASDAQ">JEPQ</a>) and Vanguard Total World Stock Index ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/VT#NYSE">VT</a>).
Price Action:&nbsp;NVDA stock is down 1.01% at $135.63 premarket at the last check Monday.
Also Read:
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<li><a href="https://www.benzinga.com/24/09/41039987/tesla-robocops-chamath-palihapitiya-on-joe-rogans-podcast-envisions-ai-powered-law-enforcement" target="_blank" rel="noreferrer noopener">Chamath Palihapitiya On Joe Rogan&#8217;s Podcast Envisions AI-Powered Law Enforcement</a></li>
</ul>
Image via Shutterstock

Nvidia Targets Robotics as Next Big Opportunity Amid Rising AI Rivalry

Americans receiving <a href="https://www.benzinga.com/personal-finance/24/09/40800774/gen-xs-looming-retirement-crisis-is-worse-than-they-realize-expert-compares-it-to-being-handed-a">Social Security payments</a> may see less of an increase next year, according to a nonprofit group that represents senior citizens.
The Social Security Administration is poised to announce its yearly cost of living adjustment (COLA) for payments to 71 million Americans in the middle of next month, effective in January 2025. The government agency handed out a 3.2% increase for this year last October.
The Senior Citizens League expects a 2.5% increase for next year, based on inflation falling from 2.9% in July to <a href="https://www.benzinga.com/analyst-ratings/analyst-color/24/09/40815794/fed-is-all-clear-for-launch-on-cutting-rates-as-inflation-falls-to-lowest-point-in-">2.5% in August</a>.
By law, the annual inflation adjustment is based on the average inflation during July, August, and September&nbsp;as measured by the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W).
Read Also: <a href="https://www.benzinga.com/personal-finance/24/09/40817544/report-warns-of-16-500-annual-social-security-benefit-cut-for-dual-income-couples-by-2033">Report Warns of $16,500 Annual Social Security Benefit Cut for Dual-Income Couples by 2033</a>
The Bureau of Labor Statistics averages the CPI-W for these three months and then compares it with the same time frame from the previous year. The percentage difference between the two is the COLA, payable for checks received in January 2025. 
The league says the expected 2.5% increase will not be enough for seniors to meet the higher cost of living. 
Nearly 80% of senior households report that their monthly budget for essential items like food, housing, and prescription drugs had increased over the last 12 months, according to a 2024 survey taken by the organization. Almost two-thirds &#8212; 63% &#8212; say they&#8217;re worried that their income won&#8217;t be enough to cover these basic costs in the coming months.
&#8220;Ensuring that seniors have enough to feed and house themselves with dignity is a major reason why we advocate for a minimum COLA of 3%,&#8221; said Shannon Benton, the league&#8217;s executive&nbsp;director.&nbsp;
She said about two-thirds of seniors rely on Social Security for more than half of their monthly income, and 28% depend on it entirely.
Retirement Stocks
Dividend-yielding, retirement-oriented stocks, typically selected for their risk-averse nature, experienced mixed performance by midday trading on Monday.
<ul>
<li>Coca-Cola Co (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/KO#NYSE">KO</a>) gained 0.92% to $72.06.</li>
<li>Anhueser Busch InBev (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BUD#NYSE">BUD</a>) slipped 0.41% to $64.63.</li>
<li>Dominion Energy, Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/D#NYSE">D</a>) rose 1.07% to $58.78.</li>
<li>Microsoft Corporation (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MSFT#NYSE">MSFT</a>) slipped 0.19% to $429.78.</li>
</ul>
Retirement ETFs
Exchange-traded funds that are well suited for retirement trended upward on Monday.
<ul>
<li>Vanguard High Dividend Yield ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/VYM#NYSE">VYM</a>) rose 0.41%.</li>
<li>IShares MSCI EAFE ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/EFA#NYSE">EFA</a>) gained 0.34%.</li>
<li>Vanguard Total World Stock ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/VT#NYSE">VT</a>) edged up 0.53%.</li>
<li>IShares Cohen &amp; Steers REIT ETF ((BATS: <a class="ticker" href="https://www.benzinga.com/stock/icf#BATS">ICF</a>) went up 0.20%.</li>
<li>Vanguard Total Bond Market ETF (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/BND#NASDAQ">BND</a>) inched up 0.21%.</li>
</ul>
Retirement Plan Stocks
Financial service firms that offer retirement plans were also on the upswing on Monday.
<ul>
<li>The Charles Schwab Corporation (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SCHW#NYSE">SCHW</a>) picked up 2.5% to $63.67.</li>
<li>Wells Fargo &amp; Co. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/WFC#NYSE">WFC</a>) gained 1.89% to $53.78.</li>
<li>JPMorgan Chase &amp; Co. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JPM#NYSE">JPM</a>) gained 1.47% to $201.33.</li>
</ul>
Read Now: 
<ul>
<li><a href="https://www.benzinga.com/personal-finance/24/09/40695081/we-should-not-just-be-dependent-upon-the-payroll-tax-to-fund-social-security-says-retirement-exp">&#8216;We Should Not Just Be Dependent Upon The Payroll Tax&#8217; To Fund Social Security, Says Retirement Expert Teresa Ghilarducci</a></li>
</ul>
Photo: Shutterstock

iShares Trusthen & Steers Realty Majors Index Fund

MSFT

SCHW

Social Security Payments Set For 2.5% Increase Next Year; Retirement-Oriented Dividend Stocks Like Coca-Cola, Wells Fargo See Gains

The traditional 60/40 investment portfolio has recorded a remarkable year of growth in 2023, sharply rebounding from a disappointing year in 2022. As of Dec. 27, the year-to-date performance of the 60/40 portfolio, benchmarked by the iShares Core Growth Allocation ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/AOR#NYSE">AOR</a>), <a href="https://www.benzinga.com/money/what-is-the-60-40-investment-strategy">stands at approximately 13%. </a>
This performance figure ranks as the third-best year for the strategy since its inception in 2008, trailing only behind the strong years of 2009 and 2019.
As we enter the new year, investors are pondering whether the favorable conditions that supported both equities and bonds in the second half of the year will endure.
<h2 class="wp-block-heading">60/40 Portfolio In 2022-2023: From Downturn to Upswing</h2>
The 60/40 portfolio is a time-tested investment strategy known for its simplicity and effectiveness. It involves allocating 60% of the portfolio to stocks and 40% to bonds, with the aim to strike a balance between risk and reward.
Stocks offer the potential for higher returns but come with higher risk, while bonds generally provide lower but more stable returns. By combining both asset classes, the portfolio naturally diversifies, potentially reducing the risk of significant losses since stocks and bonds often react differently to market conditions.
In 2022, the traditional 60/40 portfolio faced one of its most challenging years due to the Fed&#8217;s aggressive interest rate hikes, which created strong headwinds for both equities and fixed-income assets.
The gauge fell as much as 17%, wiping out a sizable portion of the pandemic rally. 
An initial $1,000 investment in a 60/40 portfolio at the beginning of 2022 dipped to less than $800 by November of that year, only to rebound to its current value of $928.
<figure class="wp-block-image size-full"><img loading="lazy" decoding="async" width="650" height="650" src="https://editorial-assets.benzinga.com/wp-content/uploads/2023/12/27172235/newplot-5-1.jpeg" alt="" class="wp-image-170022" srcset="https://editorial-assets.benzinga.com/wp-content/uploads/2023/12/27172235/newplot-5-1.jpeg 650w,https://editorial-assets.benzinga.com/wp-content/uploads/2023/12/27172235/newplot-5-1-300x300.jpeg 300w,https://editorial-assets.benzinga.com/wp-content/uploads/2023/12/27172235/newplot-5-1-150x150.jpeg 150w" sizes="(max-width: 650px) 100vw, 650px" /></figure>
However, as inflation subsided in 2023, traders began to anticipate a normalization of elevated interest rates, betting on the Federal Reserve reducing borrowing costs in 2024. 
Money markets currently factor in six rate cuts by 25 basis points next year, a figure substantially higher than the indications given by Federal Reserve officials at the latest meeting, with the dot-plot showing a median preference for 75-basis-point cuts. 
Read also: <a href="https://www.benzinga.com/23/08/33967223/why-the-6040-portfolio-rule-is-not-for-everyone-the-statistics-might-surprise-you">Why The 60/40 Portfolio Rule Is NOT For Everyone – The Statistics Might Surprise You</a>
<h2 class="wp-block-heading">Will the 60/40 Portfolio Continue to Rally in 2024?</h2>
Looking ahead to 2024, it remains to be seen whether the numerous rate cuts currently priced in by the market will be delivered by the Federal Reserve. 
If these rate cuts materialize, bond yields are likely to continue heading lower, benefiting fixed-income assets and potentially rate-sensitive stocks such as those in the technology, real estate, and financial sectors.
On the other hand, if the decline in inflation stalls or fresh pressures emerge, the Federal Reserve may find it inappropriate to deliver as many rate cuts as currently expected by market participants. 
This could lead to disappointment in the markets and potentially weigh on both equities and bonds.
In summary, the 60/40 portfolio has made a strong comeback in 2023, but its performance in 2024 will depend on whether the anticipated rate cuts materialize and how economic factors evolve.
<h2 class="wp-block-heading">5 Strategies to Create a 60/40 Portfolio</h2>
Aside from the iShares Core Growth Allocation ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/AOR#NYSE">AOR</a>), there are several other ways for investors to construct a 60/40 portfolio. 
Here are seven different approaches an investor can use to replicate a 60/40 portfolio, with each pairing a stock ETF with a bond ETF:
<ol>
<li>S&amp;P 500 ETF Trust (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SPY#NYSE">SPY</a>) and iShares 20+ Year Treasury Bond ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/TLT#NYSE">TLT</a>): Combining SPY, which tracks the S&amp;P 500 Index, with TLT, focusing on long-term U.S. Treasury bonds, offers a balanced portfolio with exposure to the U.S. stock market and the stability of government bonds.</li>
<li>Vanguard Total World Stock ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/VT#NYSE">VT</a>) and iShares Core U.S. Aggregate Bond ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/AGG#NYSE">AGG</a>): VT provides global stock market exposure, while AGG tracks the U.S. Aggregate Bond Index, diversifying bond exposure.</li>
<li>iShares MSCI ACWI ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/ACWI#NYSE">ACWI</a>) and Vanguard Total International Bond ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BNDX#NYSE">BNDX</a>): ACWI offers global equity exposure, and BNDX focuses on non-U.S. bonds, providing international diversification.</li>
<li>iShares Core S&amp;P 500 ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/IVV#NYSE">IVV</a>) and Vanguard Total Bond Market ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BND#NYSE">BND</a>): Similar to SPY, IVV tracks the S&amp;P 500, and BND provides diversified exposure to the U.S. bond market.</li>
<li>Vanguard Total Stock Market ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/VTI#NYSE">VTI</a>) and Vanguard Total World Bond ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BNDW#NYSE">BNDW</a>): VTI offers exposure to the entire U.S. stock market, and BNDW provides a globally diversified bond exposure.</li>
</ol>
Read now: <a href="https://www.benzinga.com/economics/macro-economic-events/23/12/36403950/treasury-etf-and-real-estate-sector-rise-together-as-30-year-yields-dip-below-4">Treasury ETF And Real Estate Sector Rise Together As 30-Year Yields Dip Below 4%</a>
Photo: Shutterstock

Equities

Large Cap

Macro Economic Events

Bonds

Broad U.S. Equity ETFs

Treasuries

Economics

ETFs

ACWI

BNDW

BNDX

iShares Trust Barclays 20+ Year Treasury Bond Fund

60/40 Portfolio Bounces Back From 2022 Slump: Is It The Right Investment Strategy For 2024?

A structurally higher inflation is currently being &quot;locked in&quot; by central banks, which will force&nbsp;the stock market to re-adjust to a new inflation-interest rate regime over the coming years, said Michael Hartnett, chief investment strategist at <a href="https://www.benzinga.com/topic/bank-of-america" target="_blank">Bank of America Securities.&nbsp;</a>
In his latest &quot;The Flow Show,&quot;&nbsp;Hartnett highlighted core&nbsp;inflation in major economies remained&nbsp;stubbornly high around 5%-7%, and now has risen above 3% also in Japan.&nbsp;Structurally low unemployment rates are key factors keeping pricing pressures sticky, according to the strategist.
<img alt="" src="https://www.benzinga.com/files/u1363475/uscir_2023-04-21_19-10-00_1bffa.png" style="height:500px; width:100%" />
&quot;The world of zero inflation and&nbsp;zero interest rates is fading into distant past,&quot; Hartnett says,&nbsp;as a classic balanced equity-bond portfolio&nbsp;is no longer the only way to invest.
One hundred dollars&nbsp;invested in a classic 60/40&nbsp;equity-bond portfolio &mdash;&nbsp;which can be replicated with a 60% allocation in the <a href="https://www.benzinga.com/money/vanguard-review/">Vanguard</a> Total World Stock Index Fund&nbsp;ETF (ARCA: VT) and a 40% allocation in the Vanguard Total World Bond Market Index&nbsp;Fund ETF (ARCA: BND), would now be worth&nbsp;$121, versus&nbsp;$118 in a less risky &quot;permanent portfolio&quot; comprised of a 25% equal weight in&nbsp;cash, gold, equity and&nbsp;bonds.
No Central Bank Is Truly Looking To Whip Inflation:&nbsp;Hartnett was surprised by the recent posture taken by global central banks, which are either intending to hold rates, as with the Reserve Bank of Australia and the Bank of Canada, or are close to holding rates, such as the Federal Reserve and the Bank of England.
&quot;No central bank is truly looking to&nbsp;whip&nbsp;inflation despite protestations to contrary,&quot; he wrote.&nbsp; Secular core inflation is a reason why U.S. 10-year Treasury yields are struggling to break below 3.5%, the level of the 200-day moving average&nbsp;despite&nbsp;peak CPI, peak Fed rates and impending recession&nbsp;narrative, according to Harnett.&nbsp;
EPS To Collapse In 2023: BofA Global EPS Model predicts a 16% decline in global EPS growth by this fall.&nbsp;
Hartnett stated that it was inconsistent for the S&amp;P 500 index to trade at a price-to-earnings (P/E) ratio of 20, which was the average over the past 20 years, indicating that stock valuations will decline.
No&nbsp;&quot;buy signal&quot;&nbsp;was triggered in the BofA Bull &amp; Bear Indicator despite the recent U.S. regional bank run.&nbsp;
Read Next:&nbsp;<a href="https://www.benzinga.com/markets/bonds/23/04/31937840/high-yield-corporate-bonds-are-attractive-amid-low-default-risk-in-2023-oaktree-capital" target="_blank">High-Yield Corporate Bonds Are Attractive Amid Low Default Risk In 2023: Oaktree Capital</a>
Photo: Shutterstock
<ul>
</ul>
&nbsp;

Analyst Color

Markets

Analyst Ratings

BofA Strategist Says Central Banks Are Locked In High Inflation, Predicts Drop In Stock Earnings

Shares of Vanguard Total World Stock Index ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/VT#NYSE">VT</a>) saw some unusual options activity on Monday. Following the unusual option alert, the stock price moved down to $101.07. 
<ul>
<li>Sentiment: BULLISH</li>
<li>Option Type: SWEEP</li>
<li>Trade Type: CALL</li>
<li>Expiration Date: 2022-02-18</li>
<li>Strike Price: $102.00</li>
<li>Volume: 218</li>
<li>Open Interest: 3</li>
</ul>
<h2>Three Ways Options Activity Is ‘Unusual'</h2>
One way options market activity can be considered unusual is when volume is exceptionally higher than its historical average. The volume of options activity refers to the number of contracts traded over a given time period. Open interest is the number of unsettled contracts that have been traded but not yet closed by either counterparty. In other words, open interest represents the quantity of contracts that individual parties have written but not yet found a counterparty for (i.e. a buyer finding a seller, or a seller finding a buyer).
Another indicator of unusual options activity is the trading of a contract with an expiration date in the distant future. Additional time until a contract expires generally increases the potential for it to grow its time value and reach its strike price. It is important to consider time value because it represents the difference between the strike price and the value of the underlying asset. 
"Out of the money" contracts are unusual because they are purchased with a strike price far from the underlying asset price. "Out of the money" occurs when the underlying price is under the strike price on a call option, or above the strike price on a put option. Buyers and sellers try to take advantage of a large profit margin in these instances because they are expecting the value of the underlying asset to change dramatically in the future. 
<h2>Bullish And Bearish Sentiments</h2>
Options are "bullish" when a call is purchased at/near ask price or a put is sold at/near bid price. Options are "bearish" when a call is sold at/near bid price or a put is bought at/near ask price. 
These observations are made without knowing the investor's true intent by purchasing these options contracts. The activity is suggestive of these strategies, but an observer cannot be sure if a bettor is playing the contract outright or if the options bettor is hedging a large underlying position in common stock. For the latter case, bullish options activity may be less meaningful than the exposure a large investor has on their short position in common stock.
<h2>Trading Options With These Strategies</h2>
Unusual options activity is an advantageous strategy that may greatly reward an investor if they are highly skilled, but for the less experienced trader, it should remain as another tool to make an educated investment decision while taking other observations into account.
For more information to understand options alerts, visit <a href="https://pro.benzinga.help/en/articles/1769505-how-do-i-understand-options-alerts" title="https://pro.benzinga.help/en/articles/1769505-how-do-i-understand-options-alerts">https://pro.benzinga.help/en/articles/1769505-how-do-i-understand-options-alerts</a>

Options

Unusual Options Activity Insight: Vanguard Total World Stock Index ETF

Saudi Arabian oil giant Saudi Aramco made its debut as a public company Wednesday on that country&#39;s Tadawul exchange in what was the world&#39;s largest initial public offering, one that also created the world&#39;s largest company by market value.
With a market capitalization of around $1.88 billion, the state-controlled oil company is worth more than either Apple Inc.&nbsp;(NASDAQ: <a class="ticker" href="https://www.benzinga.com/stock/aapl#NASDAQ">AAPL</a>) or Microsoft Corporation&nbsp;(NASDAQ: <a class="ticker" href="https://www.benzinga.com/stock/msft#NASDAQ">MSFT</a>), the two largest American companies.
That means index providers may move swiftly to add Aramco to their benchmarks, meaning the stock could soon appear in some well-known exchange traded funds.
<h3>Why It&#39;s Important</h3>
FTSE Russell is doing just that. on Wednesday, that index provider said newly public Aramaco will join the FTSE All-World Index, FTSE Global Large Cap Index and the FTSE Emerging Markets Index on Dec. 23.
Membership in the FTSE All-World Index could get Aramco into the $12.1 billion Vanguard Total World Stock ETF (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/vt#NYSE">VT</a>), which tracks a similar FTSE index.
Inclusion in the FTSE Emerging Markets Index is even more meaningful Saudi Aramco because that&#39;s the underlying benchmark for the Vanguard FTSE Emerging Markets (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/vwo#NYSE">VWO</a>), the largest ETF dedicated to developing economies, and the Schwab Emerging Markets Equity ETF (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/sche#NYSE">SCHE</a>).
Combined, SCHE and VWO have nearly $70 billion in assets under management.
<h3>What&#39;s Next</h3>
&ldquo;The investability weight of 0.47325% reflects the application of a tranching factor of 0.75 in accordance with Question 13 of the Reclassification of Saudi Arabia to Secondary Emerging Market Status,&rdquo; <a href="https://research.ftserussell.com/products/index-notices/home/getnotice?id=2594912">FTSE Russell said in a statement</a>. &ldquo;FTSE Russell notes that Saudi Aramco was subject to the 10% daily pricing limit on its first day of trading. If the pricing of Saudi Aramco is subject to the 10% daily price limit at 12pm local time on Wednesday 18 December 2019, FTSE Russell will postpone the fast entry inclusion of Saudi Aramco until after Monday 06 January 2020.&rdquo;
FTSE rival MSCI hasn&#39;t yet commented on its plans for Aramco plans, but that company is the index provider for the iShares MSCI Saudi Arabia ETF (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/ksa#NYSE">KSA</a>) and moved swiftly and effectively to add Saudi stocks to the MSCI Emerging Markets Index earlier this year.
Disclosure: The author owns shares of VWO.
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<a href="https://www.benzinga.com/trading-ideas/long-ideas/19/12/14959394/why-investors-should-consider-mortgage-reits-instead-of-long-dated-treasuries">This mREIT Looks Good</a>
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Photo credit: <a href="https://commons.wikimedia.org/wiki/File:Saudi_Aramco_oil_pipe_lines,Jubail_-_panoramio.jpg">Suresh Babunair</a>, Wikimedia

Emerging Markets

Emerging Market ETFs

IPOs

SCHE

Saudi Aramco Stock Fast-Tracked By FTSE, Will Soon Appear In Some Big-Name ETFs

Vanguard, the second-largest U.S. issuer of exchange traded funds, is again wielding its low-cost sword.
On April 26, <a href="https://www.benzinga.com/money/vanguard-review/">Vanguard</a> said it&#39;s lowering fees on 21 of its ETFs, including its two largest funds, the Vanguard S&amp;P 500 ETF (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/voo#NYSE">VOO</a>) and the Vanguard Total Stock Market ETF (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/vti#NYSE">VTI</a>).
<h3>What Happened</h3>
VTI and VOO are the third- and fourth-largest U.S.-listed ETFs, respectively, and are <a href="https://etfdb.com/compare/market-cap/">two of the four</a> ETFs with more than $100 billion in assets under management. The $114.79 billion VTI is now charging 0.03 percent year, or $3 on a $10,000 investment, down from 0.04 percent. The $112.94 billion VOO also saw its annual fee reduced to 0.03 percent from 0.04 percent.
Including VOO and VTI, Vanguard announced lower fees on <a href="https://investornews.vanguard/lower-expense-ratios-on-21-vanguard-etfs-means-more-savings-for-you/">eight domestic ETFs</a>. The following ETFs saw their fees reduced to 0.04 percent from 0.05 percent: The Vanguard Growth ETF (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/vug#NYSE">VUG</a>), the Vanguard Value ETF (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/vtv#NYSE">VTV</a>), the Vanguard Large-Cap ETF (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/vv#NYSE">VV</a>) and the Vanguard Mid-Cap ETF (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/vo#NYSE">VO</a>).
The Vanguard Extended Market ETF (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/vxf#NYSE">VXF</a>) saw its annual fee pared to 0.07 percent from 0.08 percent while the Vanguard High Dividend Yield ETF (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/vym#NYSE">VYM</a>) is charging 0.06 percent, down from 0.08 percent.
<h3>Why It&#39;s Important</h3>
As issuers have reduced fees across product lineups, international funds have steadily gotten cheaper. Nine international equity ETFs are part of the latest round of Vanguard fee reductions.
The following funds are now charging 0.09 percent, down from 0.10 percent: the Vanguard Total World Stock Market ETF (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/vt#NYSE">VT</a>), the Vanguard FTSE Europe ETF (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/vgk#NYSE">VGK</a>) and the Vanguard FTSE Pacific ETF (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/vpl#NYSE">VPL</a>).
The Vanguard Total International Stock ETF (NASDAQ: <a class="ticker" href="https://www.benzinga.com/stock/vxus#NASDAQ">VXUS</a>) and the Vanguard FTSE All-World ex-US ETF (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/veu#NYSE">VEU</a>) are now charging 0.09 percent, down from 0.11 percent.
The $72.16 billion Vanguard FTSE Developed Markets ETF (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/vea#NYSE">VEA</a>), the sixth-largest U.S.-listed ETF, saw its fee reduced to 0.05 percent from 0.07 percent,&nbsp;while the Vanguard FTSE All-World ex-US Small-Cap ETF (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/vss#NYSE">VSS</a>) saw a modest fee reduction of one basis point to 0.12 percent.
The Vanguard FTSE Emerging Markets ETF (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/vwo#NYSE">VWO</a>) and the Vanguard Global ex-U.S. Real Estate ETF (NASDAQ: <a class="ticker" href="https://www.benzinga.com/stock/vnqi#NASDAQ">VNQI</a>) both now charge 0.12 percent annually, down from 0.14 percent. Home to $65.35 billion in assets under management, VWO is the world&#39;s largest emerging markets ETF.
<h3>What&#39;s Next</h3>
Vanguard also lowered the fees on four fixed income ETFs. The Vanguard Emerging Markets Government Bond ETF (NASDAQ: <a class="ticker" href="https://www.benzinga.com/stock/vwob#NASDAQ">VWOB</a>) now charges 0.30 percent, down from 0.32 percent. The Vanguard Total International Bond ETF (NASDAQ: <a class="ticker" href="https://www.benzinga.com/stock/bndx#NASDAQ">BNDX</a>) also a fee cut of two basis points to 0.09 percent.
The Vanguard Total Bond Market ETF (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/bnd#NYSE">BND</a>) and the Vanguard Tax-Exempt Bond ETF (NASDAQ: <a class="ticker" href="https://www.benzinga.com/stock/vteb#NASDAQ">VTEB</a>), Vanguard&#39;s first municipal bond ETF, both lowered fees by one basis point.
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Long Ideas

Trading Ideas

VNQI

Vanguard FTSE All World ex US Small Cap ETF

VTEB

VWOB

Vanguard Drops The Hammer In ETF Fee War With 21 Price Cuts

Investors looking to nibble at ex-U.S. equities without the commitment of an international exchange traded fund can consider global funds, which typically feature large exposure to domestic stocks.
The Vanguard Total World Stock ETF (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/vt#NYSE">VT</a>) is a broad, cost-efficient option for investors looking for some international exposure while still maintaining a substantial U.S. profile.
<h3>What Happened</h3>
The $11.8 billion VT is a cap-weighted fund that holds over 8,100 stocks, giving it substantial coverage of overall global equity market capitalization. Funds in VT&#39;s category are typically cap-weighted. Though prosaic, the methodology has some advantages with large funds like VT.
&ldquo;Market-cap-weighting harnesses the market&#39;s collective wisdom, effectively mitigates turnover, and saves on trading costs,&rdquo; Morningstar said <a href="https://www.morningstar.com/articles/908822/an-outstanding-globalstock-fund.html">in a recent note</a>. &ldquo;It also keeps risk in check by emphasizing multinational firms that are large and stable, while underweighting smaller and more volatile companies.&rdquo;
While VT features exposure to mid- and small-cap stocks, the fund is dominated by large- and mega-caps, such as Apple Inc. (NASDAQ: <a class="ticker" href="https://www.benzinga.com/stock/aapl#NASDAQ">AAPL</a>) and Microsoft Corporation&nbsp;(NASDAQ: <a class="ticker" href="https://www.benzinga.com/stock/msft#NASDAQ">MSFT</a>).
<h3>Why It&#39;s Important</h3>
Broad funds such as VT, regardless of geographic emphasis, are typically aimed at long-term investors. That said, VT&#39;s long-term performance does not necessarily exceed that of the category average, but the Vanguard funds has some other perks.
&ldquo;The fund&#39;s long-term performance has not stood out against its peers, with total and risk-adjusted returns that were similar to the category average between July 2008 and June 2018,&rdquo; according to Morningstar. &ldquo;Its active competitors were able to take advantage of superior stock selection and earned higher returns by taking on more risk.&rdquo;
One of VT&#39;s obvious benefits is cost. The fund charges just 0.10 percent per year, the equivalent of $10 on a $10,000 investment. That makes VT <a href="https://investor.vanguard.com/etf/profile/overview/vt">cheaper than 91 percent</a> of rival funds.
<h3>What&#39;s Next</h3>
&ldquo;This global portfolio eliminates the need to hold separate U.S. and international stock funds. While the split tends to hover around 50/50, it can and has diverged in the past,&rdquo; said Morningstar.
In addition to its U.S. exposure, VT allocates about a third of its weight to Europe and Asia-Pacific markets while emerging markets represent almost 10 percent of the portfolio.
Morningstar has a Silver rating on the ETF.
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<a href="https://www.benzinga.com/markets/cryptocurrency/19/01/13037071/keeping-quality-with-junk-bonds">A Quality Junk Bond Idea</a>

Go Global With This Big Vanguard ETF

Diversification is quite possibly one of the single most powerful tools at an investor&rsquo;s disposal. Savvy investors can mitigate risk by making sure to spread out their investments across as many different economic sectors as possible. However, as the Financial Crisis proved, when the U.S. economy is on shaky ground, stocks across all sectors typically suffer.

	It can be extremely difficult to predict which economies will be impacted by economic downturns. Just a couple of years ago, China&rsquo;s economy was the envy of the world, and now it is the primary source of global concerns. In 2014 when oil prices were above $100 per barrel, few could have predicted the impact that a collapse to under $30/bbl would have on the economies of producers like Saudi Arabia less than two short years later.

	The lesson to be learned from the unpredictability of global economic conditions is that investors shouldn&rsquo;t put all their eggs in one country&rsquo;s basket, even the U.S. economy.
<h3>Invest In The World</h3>


	If you&rsquo;re looking for a great way to diversify your investments globally, <a href="https://www.stashinvest.com/blog">Stash</a>&rsquo;s &ldquo;Global Citizen&rdquo; ETF, more commonly known as the Vanguard Total World Stock (ETF) (NYSE: <a class="ticker" href="/stock/vt#NYSE">VT</a>) might be worth a look.

	The ETF is nicknamed &ldquo;Global Citizen&rdquo; because it includes shares of more than 7,000 different companies that operate in a range of sectors in 47 countries around the world.
<h3>Which Companies Are Included?</h3>


	The top holdings in the &ldquo;Global Citizen&rdquo; fund are household names for most U.S. investors, including Apple Inc. (NASDAQ: <a class="ticker" href="/stock/aapl#NASDAQ">AAPL</a>), Microsoft Corporation (NASDAQ: <a class="ticker" href="/stock/msft#NASDAQ">MSFT</a>) and ExxonMobil Corporation (NYSE: <a class="ticker" href="/stock/xom#NYSE">XOM</a>). However, the fund also has large stakes in some of the largest international companies in the world, including Nestle, Tencent and Mitsubishi.

	Not only are these names some of the most reliable blue chip companies in business today, their operations are tied to a number of different global markets.
<h3>Returns</h3>


	Diversification is all about reducing risk, but what kind of returns as &ldquo;Global Citizens&rdquo; produced? According <a href="http://www.morningstar.com/etfs/ARCX/VT/quote.html">to Morningstar</a>, over the past five years, the fund has generated a 12.9 percent return in addition to providing a level of stability and safety in a volatile global market.

	The fund also has a miniscule expense ratio of only 0.27%, meaning that investors do not lose a large part of their profits to fees and administrative costs. In fact, Vanguard reports that &ldquo;Global Citizens&rdquo; has an expense ratio that is 79% lower than the <a href="https://personal.vanguard.com/us/funds/snapshot?FundId=0628&amp;FundIntExt=INT">average fund</a> with similar holdings.
<h3>	Takeaway</h3>


	The &ldquo;Global Citizens&rdquo; fund is one of the many &ldquo;I Like&rdquo; investments that allow investors to avoid hundreds of dollars in trading fees and invest in a wide range of stocks they like all at once by buying a single ETF.

	Disclosure: the author holds no position in the stocks mentioned.

How To Get Instant Global Diversification From A Single Investment

Stifel Nicolaus upgrades Vanguard Total World Stock ETF (ETF: VT) from Hold to Buy and announces $70.00 PT.

Upgrades

Stifel Nicolaus Upgrades Vanguard Total World Stock ETF to Buy, Announces $70.00 PT

Vanguard keeps bolstering its reputation as one of the low-cost leaders among ETF issuers. Just days after the Pennsylvania-based firm <a href="http://www.benzinga.com/trading-ideas/long-ideas/13/02/3363539/vanguard-pares-fees-on-high-dividend-etf">announced lower fees</a> for the popular Vanguard High Dividend Yield ETF (NYSE: <a class="ticker" href="/stock/vym#NYSE">VYM</a>), the company unveiled lower expense ratios on eight other ETFs.

Included in the new batch of fee reductions is the Vanguard FTSE Emerging Markets ETF (NYSE: <a class="ticker" href="/stock/vwo#NYSE">VWO</a>), which has over $60 billion in assets under management making it the largest emerging markets ETF by that metric. VWO will now charge 0.18 percent from year, down from 0.2 percent. 

At 0.18 percent, VWO now has the same expense ratio as the iShares Core MSCI Emerging Markets ETF (NYSE: <a class="ticker" href="/stock/iemg#NYSE">IEMG</a>), the ETF rolled about by BlackRock's iShares unit in October as lower cost alternative to VWO and the iShares MSCI Emerging Markets Index Fund (NYSE: <a class="ticker" href="/stock/eem#NYSE">EEM</a>).

Other Vanguard ETFs that now have lower fees include the Vanguard MSCI Pacific ETF (NYSE: <a class="ticker" href="/stock/vpl#NYSE">VPL</a>) and the Vanguard MSCI Europe ETF (NYSE: <a class="ticker" href="/stock/vgk#NYSE">VGK</a>) now have expense ratios of 0.12 percent down from 0.14 percent.

The Vanguard Total International Stock Index ETF (NYSE: <a class="ticker" href="/stock/vxus#NYSE">VXUS</a>) is home to a 0.16 percent annual expense ratio compared with 0.18 percent previously while the Vanguard Total World Stock Index ETF (NYSE: <a class="ticker" href="/stock/vt#NYSE">VT</a>) is now charging 0.19 percent compared with 0.22 percent prior to the announcement.

Investors will now pay 0.32 percent per year to own the Vanguard Global ex-US Real Estate ETF (NYSE: <a class="ticker" href="/stock/vnqi#NYSE">VNQI</a>), down from 0.35 percent. The Vanguard FTSE All-World ex-US ETF (NYSE: <a class="ticker" href="/stock/veu#NYSE">VEU</a>) also saw a three-basis point fee reduction to 0.15 percent from 0.18 percent.

The Vanguard FTSE All-World ex-US Small-Cap Index ETF (NYSE: <a class="ticker" href="/stock/vss#NYSE">VSS</a>) has a new expense ratio of 0.25 percent down from 0.28 percent. 

Over the past year, Vanguard has lowered fees on 45 of its ETFs, <a href="http://www.benzinga.com/markets/bonds/12/12/3201733/vanguard-trims-fees-on-sector-etfs">including its 10 sector funds</a>.

For more on ETFs, click <a href="http://www.benzinga.com/etfs">here</a>.

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