La catena delle opzioni mostra i dati chiave delle opzioni azionarie di Bank of America a vari prezzi di esercizio e date di scadenza. I trader utilizzano queste informazioni per analizzare potenziali operazioni e valutare il sentiment del mercato per Bank of America..

Bank of America (NYSE:BAC) Azioni, Catena delle Opzioni

BANK OF AMERICA CORP

Bank of America

Bank of America is one of the largest financial institutions in the United States, with more than $3.2 trillion in assets. It is organized into four major segments: consumer banking, global wealth and investment management, global banking, and global markets. Bank of America's consumer-facing lines of business include its network of branches and deposit-gathering operations, retail lending products, credit and debit cards, and small-business services. The company's Merrill Lynch operations provide brokerage and wealth-management services, as does its private bank. Wholesale lines of business include investment banking, corporate and commercial real estate lending, and capital markets operations. Bank of America has operations in several countries but is primarily US-focused.

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Bank of America Corp

BERENSON ACQUISITION CORP I CL A

Berenson Acquisition Corp I Warrants (01/08/2026)

Blue Acquisition Corp Units (1 Ord Cls A & 1 Rts)

Blue Acquisition Corp

BANK OF CHINA LTD ORD by Bank of China, Ltd.

Bank Of China Ltd

BANK OF CHINA UNSP/ADR by Bank of China, Ltd.

IMAC Holdings Inc

Bleichroeder Acquisition Corp. I - Class A Ordinary Shares

Bleichroeder Acquisition Corp I

Bleichroeder Acquisition Corp. I - Right

BANK OF AMERICA 7.00B PFD by Bank of America Corp.

Bank of America Corporation Depositary Shares, each representing a 1/1,000th interest in a share of 6.000% Non-Cumulative Preferred Stock, Series GG

Bank of America Corporation Depositary Sh repstg 1/1000th Perp Pfd Ser E

Bank of America Corporation Depositary Shares, each representing a 1/1,000th interest in a share of 5.875% Non- Cumulative Preferred Stock, Series HH

Bank of America Corporation Non Cumulative Perpetual Conv Pfd Ser L

Bank of America Corporation Depositary Shares, each representing a 1/1,000th interest in a share of 5.375% Non-Cumulative Preferred Stock, Series KK

Bank of America Corporation Depositary shares, each representing 1/1,000th interest in a share of 5.000% Non-Cumulative Preferred Stock, Series LL

Bank of America Corporation Depositary shares, each representing 1/1,000th interest in a share of 4.375% Non-Cumulative Preferred Stock, Series NN

Bank of America Corporation Depositary Shares, each representing a 1/1,000th interest in a share of 4.125% Non-Cumulative Preferred Stock, Series PP

Bank of America Corporation Depositary shares, each representing 1/1,000th interest in a share of 4.250% Non-Cumulative Preferred Stock, Series QQ

Bank of America Corporation Depositary shares, each representing 1/1,000th interest in a share of 4.750% Non-Cumulative Preferred Stock, Series SS

Whales with a lot of money to spend have taken a noticeably bearish stance on Bank of America.
Looking at options history for Bank of America (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BAC#NYSE">BAC</a>) we detected 19 trades.
If we consider the specifics of each trade, it is accurate to state that 21% of the investors opened trades with bullish expectations and 68% with bearish.
From the overall spotted trades, 6 are puts, for a total amount of $1,178,484 and 13, calls, for a total amount of $745,738.
<h3>Projected Price Targets</h3>
Taking into account the Volume and Open Interest on these contracts, it appears that whales have been targeting a price range from $40.0 to $50.0 for Bank of America over the last 3 months. 
<h3>Insights into Volume &amp; Open Interest</h3>
Looking at the volume and open interest is an insightful way to conduct due diligence on a stock.
This data can help you track the liquidity and interest for Bank of America's options for a given strike price.
Below, we can observe the evolution of the volume and open interest of calls and puts, respectively, for all of Bank of America's whale activity within a strike price range from $40.0 to $50.0 in the last 30 days. 
<h3>Bank of America Option Volume And Open Interest Over Last 30 Days</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1749751314_0.png" alt="Options Call Chart" />
<h3>Noteworthy Options Activity:</h3>

<table>
<thead>
<tr>
<th>Symbol</th>
<th>PUT/CALL</th>
<th>Trade Type</th>
<th>Sentiment</th>
<th>Exp. Date</th>
<th>Ask</th>
<th>Bid</th>
<th>Price</th>
<th>Strike Price</th>
<th>Total Trade Price</th>
<th>Open Interest</th>
<th>Volume</th>
</tr>
</thead>
<tbody>
<tr>
<td>BAC</td>
<td>PUT</td>
<td>TRADE</td>
<td>BEARISH</td>
<td>01/15/27</td>
<td>$6.45</td>
<td>$6.35</td>
<td>$6.44</td>
<td>$47.00</td>
<td>$966.0K</td>
<td>1.8K</td>
<td>1.5K</td>
</tr>
<tr>
<td>BAC</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BULLISH</td>
<td>10/17/25</td>
<td>$1.12</td>
<td>$1.1</td>
<td>$1.12</td>
<td>$49.00</td>
<td>$115.2K</td>
<td>4.6K</td>
<td>1.0K</td>
</tr>
<tr>
<td>BAC</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>06/17/27</td>
<td>$5.0</td>
<td>$4.9</td>
<td>$4.9</td>
<td>$50.00</td>
<td>$98.0K</td>
<td>845</td>
<td>490</td>
</tr>
<tr>
<td>BAC</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BULLISH</td>
<td>01/16/26</td>
<td>$1.66</td>
<td>$1.65</td>
<td>$1.66</td>
<td>$50.00</td>
<td>$83.0K</td>
<td>35.0K</td>
<td>539</td>
</tr>
<tr>
<td>BAC</td>
<td>CALL</td>
<td>TRADE</td>
<td>NEUTRAL</td>
<td>06/17/27</td>
<td>$4.9</td>
<td>$4.8</td>
<td>$4.85</td>
<td>$50.00</td>
<td>$77.6K</td>
<td>845</td>
<td>160</td>
</tr>
</tbody>
</table>

<h3>About Bank of America</h3>
Bank of America is one of the largest financial institutions in the United States, with more than $3.2 trillion in assets. It is organized into four major segments: consumer banking, global wealth and investment management, global banking, and global markets. Bank of America's consumer-facing lines of business include its network of branches and deposit-gathering operations, retail lending products, credit and debit cards, and small-business services. The company's Merrill Lynch operations provide brokerage and wealth-management services, as does its private bank. Wholesale lines of business include investment banking, corporate and commercial real estate lending, and capital markets operations. Bank of America has operations in several countries but is primarily US-focused.
In light of the recent options history for Bank of America, it's now appropriate to focus on the company itself. We aim to explore its current performance.
<h3>Where Is Bank of America Standing Right Now?</h3>
<ul>
<li>Trading volume stands at 15,065,253, with BAC's price down by -0.44%, positioned at $44.53.</li>
<li>RSI indicators show the stock to be is currently neutral between overbought and oversold.</li>
<li>Earnings announcement expected in 34 days.</li>
</ul>
<h3>Expert Opinions on Bank of America</h3>
A total of 1 professional analysts have given their take on this stock in the last 30 days, setting an average price target of $52.0.
Unusual Options Activity Detected: Smart Money on the Move
Benzinga Edge's Unusual Options board spots potential market movers before they happen. See what positions big money is taking on your favorite stocks. <a href="https://www.benzinga.com/premium/ideas/benzinga-edge-checkout/?t=Be8be9arja3be22bz20&amp;adType=benzinga-insights&amp;ad=options-activity&amp;campaign=wallstreetadvantage">Click here for access</a>. 
&#x2A; Maintaining their stance, an analyst from Goldman Sachs continues to hold a Buy rating for Bank of America, targeting a price of $52. 
Options trading presents higher risks and potential rewards. Astute traders manage these risks by continually educating themselves, adapting their strategies, monitoring multiple indicators, and keeping a close eye on market movements. Stay informed about the latest Bank of America options trades with real-time alerts from <a href="https://www.benzinga.com/pro/">Benzinga Pro</a>.

Options

Market Whales and Their Recent Bets on BAC Options

Many big tech companies, including startups, are foraying into the emerging field of quantum computing. Out of the 300 quantum computing patents issued in 2025, two companies have received the most.
What Happened: International Business Machines Corp. and Alphabet Inc.&#8216;s (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/GOOGL#NASDAQ">GOOGL</a>) Google appear to have made significant investments in the quantum computing space on a year-to-date basis.
According to the data shared by Martin Shkreli, there was a steep drop-off in issued patents after IBM and Google, suggesting that other companies are either smaller players or not prioritizing quantum computing as heavily.
IonQ Inc., D-Wave Quantum Inc., PsiQuantum, Quantinuum, and Intel Corp., followed the first two firms.
<figure class="wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter"> 
<div class="wp-block-embed__wrapper">
<blockquote class="twitter-tweet" data-width="500" data-dnt="true">I looked at every quantum computing patent issued this year (&gt;300) so you don&#39;t have to. A few takeaways 1) QC is a very small space with only two companies seriously investing (rest are startups or not serious) 2) Craig Gidney is 1337 (1/2) <a href="https://t.co/rqtcbvpUO9">pic.twitter.com/rqtcbvpUO9</a>
&mdash; Martin Shkreli (@MartinShkreli) <a href="https://twitter.com/MartinShkreli/status/1932861083938635989?ref_src=twsrc%5Etfw">June 11, 2025</a></blockquote>
<script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script></div>
</figure>
Furthermore, he highlighted that Wells Fargo &amp; Co. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/WFC#NYSE">WFC</a>), Bank of America Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BAC#NYSE">BAC</a>), and JPMorgan Chase &amp; Co. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JPM#NYSE">JPM</a>) also hold quantum patents, which he describes as &#8220;big company spend.&#8221;
Large corporations often invest in emerging technologies like quantum computing to hedge against future disruptions, even if they're not leading the field.
Shkreli also notes that companies like Cisco Systems Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CSCO#NASDAQ">CSCO</a>) are working on Quantum Key Distribution (QKD) and quantum networking patents. QKD uses quantum mechanics to secure communications, offering theoretically unbreakable encryption.
Lastly, Shkreli suggests that Microsoft Corp.&#8217;s patent output doesn't match its spending or public statements, implying they may be focusing more on development or partnerships rather than patenting their work.
<figure class="wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter"> 
<div class="wp-block-embed__wrapper">
<blockquote class="twitter-tweet" data-width="500" data-dnt="true">3) China is surprisingly involved at the level of top companies (Alibaba, Tencent) 4) Wells Fargo, Bank of America, JPMorgan all have some quantum patents (emblematic of &quot;big company spend&quot; that I&#39;ve been talking about) 5) Cisco and other networking players have some QKD/quantum…
&mdash; Martin Shkreli (@MartinShkreli) <a href="https://twitter.com/MartinShkreli/status/1932861086224494849?ref_src=twsrc%5Etfw">June 11, 2025</a></blockquote>
<script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script></div>
</figure>
See Also: <a href="https://www.benzinga.com/markets/equities/25/06/45888626/nvidia-apple-amazon-microsoft-and-alphabets-insitutional-investors-sold-8-4-billion-shares-in-q1-filings-reveal">Nvidia, Apple, Amazon, Microsoft, And Alphabet&#8217;s Institutional Investors Sold 8.4 Billion Shares In Q1, Filings Reveal</a>
Why It Matters: The evolving quantum computing space relies on qubits, which, unlike classical bits in traditional computers, can superpose and entangle 0 and 1 to solve complex problems.
While still in the development stage, many publicly listed firms are involved in their research and development. Here&#8217;s a list of a few companies and an exchange-traded fund that tracks such companies.
<figure class="wp-block-table is-style-stripes"> 
<table class="has-fixed-layout">
<tbody>
<tr>
<td>Stocks</td>
<td>YTD Performance</td>
<td>One Year Performance</td>
</tr>
<tr>
<td>International Business Machines Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/IBM#NYSE">IBM</a>)</td>
<td>28.00%</td>
<td>66.58%</td>
</tr>
<tr>
<td>Alphabet Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/GOOG#NASDAQ">GOOG</a>)</td>
<td>-6.21%</td>
<td>-0.43%</td>
</tr>
<tr>
<td>Intel Corp. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/INTC#NASDAQ">INTC</a>)</td>
<td>2.27%</td>
<td>-32.77%</td>
</tr>
<tr>
<td>Cisco Systems Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CSCO#NASDAQ">CSCO</a>)</td>
<td>8.61%</td>
<td>40.71%</td>
</tr>
<tr>
<td>Microsoft Corp. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/MSFT#NASDAQ">MSFT</a>)</td>
<td>12.91%</td>
<td>7.16%</td>
</tr>
<tr>
<td>IonQ Inc (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/IONQ#NYSE">IONQ</a>)</td>
<td>-7.89%</td>
<td>399.37%</td>
</tr>
<tr>
<td>D-Wave Quantum Inc (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/QBTS#NYSE">QBTS</a>)</td>
<td>72.01%</td>
<td>1325.00%</td>
</tr>
<tr>
<td>Rigetti Computing Inc (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/RGTI#NASDAQ">RGTI</a>)</td>
<td>-37.40%</td>
<td>1127.45%</td>
</tr>
<tr>
<td>Quantum Computing Inc (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/QUBT#NASDAQ">QUBT</a>)</td>
<td>1.12%</td>
<td>2864.06%</td>
</tr>
<tr>
<td>Defiance Quantum ETF (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/QTUM#NASDAQ">QTUM</a>)</td>
<td>8.24%</td>
<td>38.92%</td>
</tr>
</tbody>
</table>
</figure>
The SPDR S&amp;P 500 ETF Trust (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SPY#NYSE">SPY</a>) and Invesco QQQ Trust ETF (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/QQQ#NASDAQ">QQQ</a>), which track the S&amp;P 500 index and Nasdaq 100 index, respectively, fell on Wednesday. The SPY was down 0.29% at $601.36, while the QQQ declined 0.34% to $532.41, according to <a href="https://pro.benzinga.com/dashboard">Benzinga Pro</a> data.
The futures of the S&amp;P 500, Dow Jones, and Nasdaq 100 indices fell on Thursday.
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Photo courtesy: JHVEPhoto / Shutterstock.com

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IBM, Google Emerge As Top Investors In Quantum Computing With Most Patents Issued In 2025: 'Only Two Companies Seriously Investing,' Says Martin Shkreli

<a href="https://beincrypto.com/bank-of-america-stablecoin-development-started/#:~:text=Bank%20of%20America%20is%20reportedly%20developing%20its%20own%20stablecoin%2C%20signaling,prior%20statements%20suggesting%20its%20inevitability" title="https://beincrypto.com/bank-of-america-stablecoin-development-started/#:~:text=Bank%20of%20America%20is%20reportedly%20developing%20its%20own%20stablecoin%2C%20signaling,prior%20statements%20suggesting%20its%20inevitability">https://beincrypto.com/bank-of-america-stablecoin-development-started/#:~:text=Bank%20of%20America%20is%20reportedly%20developing%20its%20own%20stablecoin%2C%20signaling,prior%20statements%20suggesting%20its%20inevitability</a>.

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Across the recent three months, 15 analysts have shared their insights on Bank of America (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BAC#NYSE">BAC</a>), expressing a variety of opinions spanning from bullish to bearish.
The table below provides a concise overview of recent ratings by analysts, offering insights into the changing sentiments over the past 30 days and drawing comparisons with the preceding months for a holistic perspective.
<table>
<thead>
<tr>
<th></th>
<th align="right">Bullish</th>
<th align="right">Somewhat Bullish</th>
<th align="right">Indifferent</th>
<th align="right">Somewhat Bearish</th>
<th align="right">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td align="right">6</td>
<td align="right">7</td>
<td align="right">2</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td align="right">3</td>
<td align="right">4</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td align="right">2</td>
<td align="right">3</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
Analysts provide deeper insights through their assessments of 12-month price targets, revealing an average target of $48.97, a high estimate of $56.00, and a low estimate of $42.00. A negative shift in sentiment is evident as analysts have decreased the average price target by 5.04%. 
<img src="https://www.benzinga.com/files/images/story/2025/1749578456_0.png" alt="price target chart" />
<h2>Diving into Analyst Ratings: An In-Depth Exploration</h2>
A comprehensive examination of how financial experts perceive Bank of America is derived from recent analyst actions. The following is a detailed summary of key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Richard Ramsden</td>
<td>Goldman Sachs</td>
<td>Raises</td>
<td>Buy</td>
<td>$52.00</td>
<td>$46.00</td>
</tr>
<tr>
<td>Chris Kotowski</td>
<td>Oppenheimer</td>
<td>Raises</td>
<td>Outperform</td>
<td>$51.00</td>
<td>$50.00</td>
</tr>
<tr>
<td>Stephen Biggar</td>
<td>Argus Research</td>
<td>Lowers</td>
<td>Buy</td>
<td>$47.00</td>
<td>$53.00</td>
</tr>
<tr>
<td>Gerard Cassidy</td>
<td>RBC Capital</td>
<td>Lowers</td>
<td>Outperform</td>
<td>$45.00</td>
<td>$50.00</td>
</tr>
<tr>
<td>David Konrad</td>
<td>Keefe, Bruyette &amp; Woods</td>
<td>Lowers</td>
<td>Outperform</td>
<td>$52.00</td>
<td>$55.00</td>
</tr>
<tr>
<td>Erika Najarian</td>
<td>UBS</td>
<td>Raises</td>
<td>Buy</td>
<td>$50.00</td>
<td>$46.00</td>
</tr>
<tr>
<td>Scott Siefers</td>
<td>Piper Sandler</td>
<td>Lowers</td>
<td>Neutral</td>
<td>$42.00</td>
<td>$45.00</td>
</tr>
<tr>
<td>John McDonald</td>
<td>Truist Securities</td>
<td>Lowers</td>
<td>Buy</td>
<td>$47.00</td>
<td>$50.00</td>
</tr>
<tr>
<td>Jason Goldberg</td>
<td>Barclays</td>
<td>Lowers</td>
<td>Overweight</td>
<td>$54.00</td>
<td>$58.00</td>
</tr>
<tr>
<td>Betsy Graseck</td>
<td>Morgan Stanley</td>
<td>Lowers</td>
<td>Overweight</td>
<td>$47.00</td>
<td>$56.00</td>
</tr>
<tr>
<td>John McDonald</td>
<td>Truist Securities</td>
<td>Lowers</td>
<td>Buy</td>
<td>$50.00</td>
<td>$53.00</td>
</tr>
<tr>
<td>Vivek Juneja</td>
<td>JP Morgan</td>
<td>Lowers</td>
<td>Overweight</td>
<td>$43.50</td>
<td>$49.50</td>
</tr>
<tr>
<td>Glenn Schorr</td>
<td>Evercore ISI Group</td>
<td>Lowers</td>
<td>Outperform</td>
<td>$48.00</td>
<td>$51.00</td>
</tr>
<tr>
<td>Keith Horowitz</td>
<td>Citigroup</td>
<td>Lowers</td>
<td>Buy</td>
<td>$50.00</td>
<td>$54.00</td>
</tr>
<tr>
<td>Betsy Graseck</td>
<td>Morgan Stanley</td>
<td>Lowers</td>
<td>Equal-Weight</td>
<td>$56.00</td>
<td>$57.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: In response to dynamic market conditions and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their reaction to recent developments related to Bank of America. This insight gives a snapshot of analysts' perspectives on the current state of the company.</li>
<li>Rating: Offering insights into predictions, analysts assign qualitative values, from 'Outperform' to 'Underperform'. These ratings convey expectations for the relative performance of Bank of America compared to the broader market.</li>
<li>Price Targets: Analysts gauge the dynamics of price targets, providing estimates for the future value of Bank of America's stock. This comparison reveals trends in analysts' expectations over time.</li>
</ul>
Understanding these analyst evaluations alongside key financial indicators can offer valuable insights into Bank of America's market standing. Stay informed and make well-considered decisions with our Ratings Table.
<a href="https://www.benzinga.com/quote/BAC/analyst-ratings?adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantage">Stay up to date on Bank of America analyst ratings.</a>
<h2>Discovering Bank of America: A Closer Look</h2>
Bank of America is one of the largest financial institutions in the United States, with more than $3.2 trillion in assets. It is organized into four major segments: consumer banking, global wealth and investment management, global banking, and global markets. Bank of America's consumer-facing lines of business include its network of branches and deposit-gathering operations, retail lending products, credit and debit cards, and small-business services. The company's Merrill Lynch operations provide brokerage and wealth-management services, as does its private bank. Wholesale lines of business include investment banking, corporate and commercial real estate lending, and capital markets operations. Bank of America has operations in several countries but is primarily US-focused.
<h3>Breaking Down Bank of America's Financial Performance</h3>
Market Capitalization Analysis: With an elevated market capitalization, the company stands out above industry averages, showcasing substantial size and market acknowledgment.
Positive Revenue Trend: Examining Bank of America's financials over 3M reveals a positive narrative. The company achieved a noteworthy revenue growth rate of 6.0% as of 31 March, 2025, showcasing a substantial increase in top-line earnings. As compared to competitors, the company encountered difficulties, with a growth rate lower than the average among peers in the Financials sector.
Net Margin: Bank of America's financial strength is reflected in its exceptional net margin, which exceeds industry averages. With a remarkable net margin of 25.54%, the company showcases strong profitability and effective cost management.
Return on Equity (ROE): Bank of America's ROE falls below industry averages, indicating challenges in efficiently using equity capital. With an ROE of 2.55%, the company may face hurdles in generating optimal returns for shareholders.
Return on Assets (ROA): Bank of America's ROA is below industry averages, indicating potential challenges in efficiently utilizing assets. With an ROA of 0.21%, the company may face hurdles in achieving optimal financial returns.
Debt Management: Bank of America's debt-to-equity ratio is below the industry average at 1.26, reflecting a lower dependency on debt financing and a more conservative financial approach.
<h2>Analyst Ratings: Simplified</h2>
Analysts are specialists within banking and financial systems that typically report for specific stocks or within defined sectors. These people research company financial statements, sit in conference calls and meetings, and speak with relevant insiders to determine what are known as analyst ratings for stocks. Typically, analysts will rate each stock once a quarter. 
Analysts may supplement their ratings with predictions for metrics like growth estimates, earnings, and revenue, offering investors a more comprehensive outlook. However, investors should be mindful that analysts, like any human, can have subjective perspectives influencing their forecasts.
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This article was generated by Benzinga's automated content engine and reviewed by an editor.

Analyst Ratings

Deep Dive Into Bank of America Stock: Analyst Perspectives (15 Ratings)

Goldman Sachs analyst Richard Ramsden maintains Bank of America (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BAC#NYSE">BAC</a>) with a Buy and raises the price target from $46 to $52.

Price Target

Goldman Sachs Maintains Buy on Bank of America, Raises Price Target to $52

A powerful yet underappreciated force may be behind Wall Street&#8217;s 2025 rally: a flood of corporate share buybacks, reaching levels <a href="https://www.benzinga.com/topic/expert-ideas">not seen in years.</a>
As of June 9, the S&amp;P 500 and Nasdaq 100 are both trading just 2% below all-time highs, a dramatic shift from the March correction and the tariff-induced volatility that rattled markets just two months ago.
"Corporate buybacks, arguably one of the less-discussed catalysts, likely provided an additional boost to the market's quick recovery," said Adam Turnquist, chief technical strategist at LPL Financial, in a recent note.
<h3 class="wp-block-heading">Buyback Authorizations Surge to Multi-Year High</h3>
As of June 5, S&amp;P 500 companies had authorized $750 billion in share repurchases year-to-date, a record pace compared to the roughly $600 billion authorized by this time in both 2023 and 2024, based on aggregated data from LPL Financial.
The lion's share of buyback programs came from three heavyweight sectors: communication services with $210 billion, financials with $200 billion and technology at $196 billion. 
These figures reflect announced intentions—not necessarily actual repurchases—but Turnquist said the window for execution is "nearly wide open".
<h3 class="wp-block-heading">2025 Confirms Buyback Appetite</h3>
Buybacks weren't just authorized—they were executed in size. In the first quarter of 2025, S&amp;P 500 companies repurchased $283 billion in stock, marking a 23.6% increase from the prior quarter and a 26.9% rise over last year. Compared to 2023, the increase is even steeper, at 38.4%.
The top four contributors—Apple Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/AAPL#NASDAQ">AAPL</a>), Meta Platforms Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/META#NASDAQ">META</a>), Alphabet Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/GOOGL#NASDAQ">GOOGL</a>) and Nvidia Corp. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NVDA#NASDAQ">NVDA</a>)—accounted for nearly $73 billion in combined buybacks thus far this year. 
Large banks including JPMorgan Chase &amp; Co. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JPM#NYSE">JPM</a>) and Bank of America Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BAC#NYSE">BAC</a>) added another $18 billion in total.
<h3 class="wp-block-heading">Do Buybacks Actually Work?</h3>
Multiple long-term studies suggest they do. 
A 2021 study from the U.S. Chamber of Commerce Center for Capital Markets Competitiveness found that buybacks improved liquidity, reduced volatility, and saved retail investors between $2.1 billion and $4.2 billion in transaction costs since 2004.
Separately, data from S&amp;P Global show that since 2000, the S&amp;P 500 Buyback Index—which tracks the top 100 repurchasing companies by buyback ratio—has gained over 1,000% in price return, excluding dividends. 
That's almost double the return of the equal-weighted S&amp;P 500, which rose 536%, and far above the 310% gain in the cap-weighted index.
For comparison, the S&amp;P 500 Dividend Aristocrats Index, which includes companies that have raised dividends for 25 consecutive years, gained 537% over the same period.
<h3 class="wp-block-heading">Will AI Capex Disrupt The Buyback Boom?</h3>
Despite the record pace, buybacks are now competing with a new capital priority: artificial intelligence investments. 
LPL's data show that S&amp;P 500 companies are increasingly allocating excess cash to capital expenditures, especially in tech.
Four hyperscalers—Amazon, Alphabet, Meta and Microsoft Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MSFT#NYSE">MSFT</a>)—are projected to spend $333 billion on AI-related investments this year, a 35% jump from 2024. 
That shift could limit the headroom for buybacks going forward, especially in tech where the overlap is strongest.
Yet, for now, the firepower remains. "Corporate America has a substantial amount of stock to repurchase," Turnquist said, adding that the combination of available capital and improved market conditions continues to favor share repurchases in the near term.
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</ul>
Image created using artificial intelligence via Midjourney.

Analyst Color

Large Cap

Stock Buybacks Are Quietly Powering Wall Street's 2025 Rally

This whale alert can help traders discover the next big trading opportunities.
Whales are entities with large sums of money and we track their transactions here at Benzinga on our options activity scanner.
Traders will search for circumstances when the market estimation of an option diverges heavily from its normal worth. High amounts of trading activity could push option prices to exaggerated or underestimated levels. 
Below are some instances of options activity happening in the Financials sector: 
<table>
<thead>
<tr>
<th>Symbol</th>
<th>PUT/CALL</th>
<th>Trade Type</th>
<th>Sentiment</th>
<th>Exp. Date</th>
<th>Strike Price</th>
<th>Total Trade Price</th>
<th>Open Interest</th>
<th>Volume</th>
</tr>
</thead>
<tbody>
<tr>
<td>BAC</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BULLISH</td>
<td>06/13/25</td>
<td>$46.00</td>
<td>$111.7K</td>
<td>20.7K</td>
<td>23.4K</td>
</tr>
<tr>
<td>NU</td>
<td>CALL</td>
<td>TRADE</td>
<td>BULLISH</td>
<td>07/18/25</td>
<td>$13.00</td>
<td>$69.0K</td>
<td>7.4K</td>
<td>5.7K</td>
</tr>
<tr>
<td>KKR</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BULLISH</td>
<td>12/19/25</td>
<td>$125.00</td>
<td>$59.0K</td>
<td>236</td>
<td>1.8K</td>
</tr>
<tr>
<td>COF</td>
<td>CALL</td>
<td>TRADE</td>
<td>BEARISH</td>
<td>06/20/25</td>
<td>$200.00</td>
<td>$39.0K</td>
<td>5.5K</td>
<td>995</td>
</tr>
<tr>
<td>SOFI</td>
<td>CALL</td>
<td>TRADE</td>
<td>BULLISH</td>
<td>01/16/26</td>
<td>$15.00</td>
<td>$34.6K</td>
<td>77.4K</td>
<td>752</td>
</tr>
<tr>
<td>JPM</td>
<td>CALL</td>
<td>TRADE</td>
<td>NEUTRAL</td>
<td>09/19/25</td>
<td>$275.00</td>
<td>$103.0K</td>
<td>2.1K</td>
<td>163</td>
</tr>
<tr>
<td>V</td>
<td>CALL</td>
<td>TRADE</td>
<td>BEARISH</td>
<td>07/18/25</td>
<td>$365.00</td>
<td>$54.2K</td>
<td>907</td>
<td>81</td>
</tr>
<tr>
<td>XYZ</td>
<td>CALL</td>
<td>TRADE</td>
<td>BULLISH</td>
<td>01/16/26</td>
<td>$70.00</td>
<td>$45.0K</td>
<td>3.2K</td>
<td>70</td>
</tr>
<tr>
<td>AFRM</td>
<td>PUT</td>
<td>TRADE</td>
<td>BEARISH</td>
<td>01/16/26</td>
<td>$65.00</td>
<td>$66.7K</td>
<td>2.2K</td>
<td>64</td>
</tr>
<tr>
<td>SYF</td>
<td>CALL</td>
<td>SWEEP</td>
<td>NEUTRAL</td>
<td>06/20/25</td>
<td>$57.50</td>
<td>$25.6K</td>
<td>186</td>
<td>57</td>
</tr>
</tbody>
</table>

<h2>Explanation</h2>
These bullet-by-bullet explanations have been constructed using the accompanying table. 
• For BAC (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BAC#NYSE">BAC</a>), we notice a call option sweep that happens to be bullish, expiring in 4 day(s) on June 13, 2025. This event was a transfer of 6943 contract(s) at a $46.00 strike. This particular call needed to be split into 34 different trades to become filled. The total cost received by the writing party (or parties) was $111.7K, with a price of $16.0 per contract. There were 20711 open contracts at this strike prior to today, and today 23467 contract(s) were bought and sold. 
• For NU (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/NU#NYSE">NU</a>), we notice a call option trade that happens to be bullish, expiring in 39 day(s) on July 18, 2025. This event was a transfer of 3000 contract(s) at a $13.00 strike. The total cost received by the writing party (or parties) was $69.0K, with a price of $23.0 per contract. There were 7403 open contracts at this strike prior to today, and today 5772 contract(s) were bought and sold. 
• For KKR (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/KKR#NYSE">KKR</a>), we notice a call option sweep that happens to be bullish, expiring in 193 day(s) on December 19, 2025. This event was a transfer of 41 contract(s) at a $125.00 strike. This particular call needed to be split into 6 different trades to become filled. The total cost received by the writing party (or parties) was $59.0K, with a price of $1440.0 per contract. There were 236 open contracts at this strike prior to today, and today 1813 contract(s) were bought and sold. 
• For COF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/COF#NYSE">COF</a>), we notice a call option trade that happens to be bearish, expiring in 11 day(s) on June 20, 2025. This event was a transfer of 100 contract(s) at a $200.00 strike. The total cost received by the writing party (or parties) was $39.0K, with a price of $390.0 per contract. There were 5599 open contracts at this strike prior to today, and today 995 contract(s) were bought and sold. 
• Regarding SOFI (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/SOFI#NASDAQ">SOFI</a>), we observe a call option trade with bullish sentiment. It expires in 221 day(s) on January 16, 2026. Parties traded 150 contract(s) at a $15.00 strike. The total cost received by the writing party (or parties) was $34.6K, with a price of $231.0 per contract. There were 77439 open contracts at this strike prior to today, and today 752 contract(s) were bought and sold. 
• For JPM (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JPM#NYSE">JPM</a>), we notice a call option trade that happens to be neutral, expiring in 102 day(s) on September 19, 2025. This event was a transfer of 100 contract(s) at a $275.00 strike. The total cost received by the writing party (or parties) was $103.0K, with a price of $1030.0 per contract. There were 2181 open contracts at this strike prior to today, and today 163 contract(s) were bought and sold. 
• Regarding V (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/V#NYSE">V</a>), we observe a call option trade with bearish sentiment. It expires in 39 day(s) on July 18, 2025. Parties traded 50 contract(s) at a $365.00 strike. The total cost received by the writing party (or parties) was $54.2K, with a price of $1085.0 per contract. There were 907 open contracts at this strike prior to today, and today 81 contract(s) were bought and sold. 
• Regarding XYZ (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/XYZ#NYSE">XYZ</a>), we observe a call option trade with bullish sentiment. It expires in 221 day(s) on January 16, 2026. Parties traded 50 contract(s) at a $70.00 strike. The total cost received by the writing party (or parties) was $45.0K, with a price of $900.0 per contract. There were 3251 open contracts at this strike prior to today, and today 70 contract(s) were bought and sold. 
• For AFRM (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/AFRM#NASDAQ">AFRM</a>), we notice a put option trade that happens to be bearish, expiring in 221 day(s) on January 16, 2026. This event was a transfer of 47 contract(s) at a $65.00 strike. The total cost received by the writing party (or parties) was $66.7K, with a price of $1420.0 per contract. There were 2202 open contracts at this strike prior to today, and today 64 contract(s) were bought and sold. 
• For SYF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SYF#NYSE">SYF</a>), we notice a call option sweep that happens to be neutral, expiring in 11 day(s) on June 20, 2025. This event was a transfer of 58 contract(s) at a $57.50 strike. This particular call needed to be split into 58 different trades to become filled. The total cost received by the writing party (or parties) was $25.6K, with a price of $441.0 per contract. There were 186 open contracts at this strike prior to today, and today 57 contract(s) were bought and sold. 
Options Alert Terminology 
 - Call Contracts: The right to buy shares as indicated in the contract. 
 - Put Contracts: The right to sell shares as indicated in the contract. 
 - Expiration Date: When the contract expires. One must act on the contract by this date if one wants to use it. 
 - Premium/Option Price: The price of the contract. 
For more information, visit our <a href="https://pro.benzinga.com/blog/how-to-understand-option-alerts/">Guide to Understanding Options Alerts</a> or read <a href="https://www.benzinga.com/markets/options">more about unusual options activity</a>. 
This article was generated by Benzinga's automated content engine and reviewed by an editor.

AFRM

SOFI

10 Financials Stocks With Whale Alerts In Today's Session

This whale alert can help traders discover the next big trading opportunities.
Whales are entities with large sums of money and we track their transactions here at Benzinga on our options activity scanner.
Traders will search for circumstances when the market estimation of an option diverges heavily from its normal worth. High amounts of trading activity could push option prices to exaggerated or underestimated levels. 
Here's the list of options activity happening in today's session: 
<table>
<thead>
<tr>
<th>Symbol</th>
<th>PUT/CALL</th>
<th>Trade Type</th>
<th>Sentiment</th>
<th>Exp. Date</th>
<th>Strike Price</th>
<th>Total Trade Price</th>
<th>Open Interest</th>
<th>Volume</th>
</tr>
</thead>
<tbody>
<tr>
<td>HOOD</td>
<td>CALL</td>
<td>TRADE</td>
<td>BEARISH</td>
<td>06/13/25</td>
<td>$75.00</td>
<td>$32.6K</td>
<td>7.0K</td>
<td>16.1K</td>
</tr>
<tr>
<td>BAC</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>06/20/25</td>
<td>$45.50</td>
<td>$77.5K</td>
<td>1.9K</td>
<td>10.0K</td>
</tr>
<tr>
<td>ETOR</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>10/17/25</td>
<td>$75.00</td>
<td>$39.0K</td>
<td>5</td>
<td>1.0K</td>
</tr>
<tr>
<td>JPM</td>
<td>PUT</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>06/06/25</td>
<td>$262.50</td>
<td>$30.3K</td>
<td>742</td>
<td>614</td>
</tr>
<tr>
<td>FUTU</td>
<td>PUT</td>
<td>TRADE</td>
<td>BEARISH</td>
<td>09/19/25</td>
<td>$85.00</td>
<td>$65.0K</td>
<td>113</td>
<td>208</td>
</tr>
</tbody>
</table>

<h2>Explanation</h2>
These itemized elaborations have been created using the accompanying table. 
• For HOOD (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/HOOD#NASDAQ">HOOD</a>), we notice a call option trade that happens to be bearish, expiring in 8 day(s) on June 13, 2025. This event was a transfer of 99 contract(s) at a $75.00 strike. The total cost received by the writing party (or parties) was $32.6K, with a price of $330.0 per contract. There were 7056 open contracts at this strike prior to today, and today 16188 contract(s) were bought and sold. 
• Regarding BAC (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BAC#NYSE">BAC</a>), we observe a call option sweep with bearish sentiment. It expires in 15 day(s) on June 20, 2025. Parties traded 2501 contract(s) at a $45.50 strike. This particular call needed to be split into 19 different trades to become filled. The total cost received by the writing party (or parties) was $77.5K, with a price of $31.0 per contract. There were 1978 open contracts at this strike prior to today, and today 10083 contract(s) were bought and sold. 
• For ETOR (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ETOR#NASDAQ">ETOR</a>), we notice a call option sweep that happens to be bearish, expiring in 134 day(s) on October 17, 2025. This event was a transfer of 40 contract(s) at a $75.00 strike. This particular call needed to be split into 3 different trades to become filled. The total cost received by the writing party (or parties) was $39.0K, with a price of $975.0 per contract. There were 5 open contracts at this strike prior to today, and today 1023 contract(s) were bought and sold. 
• For JPM (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JPM#NYSE">JPM</a>), we notice a put option sweep that happens to be bearish, expiring in 1 day(s) on June 6, 2025. This event was a transfer of 300 contract(s) at a $262.50 strike. This particular put needed to be split into 30 different trades to become filled. The total cost received by the writing party (or parties) was $30.3K, with a price of $101.0 per contract. There were 742 open contracts at this strike prior to today, and today 614 contract(s) were bought and sold. 
• Regarding FUTU (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FUTU#NASDAQ">FUTU</a>), we observe a put option trade with bearish sentiment. It expires in 106 day(s) on September 19, 2025. Parties traded 200 contract(s) at a $85.00 strike. The total cost received by the writing party (or parties) was $65.0K, with a price of $325.0 per contract. There were 113 open contracts at this strike prior to today, and today 208 contract(s) were bought and sold. 
Options Alert Terminology 
 - Call Contracts: The right to buy shares as indicated in the contract. 
 - Put Contracts: The right to sell shares as indicated in the contract. 
 - Expiration Date: When the contract expires. One must act on the contract by this date if one wants to use it. 
 - Premium/Option Price: The price of the contract. 
For more information, visit our <a href="https://pro.benzinga.com/blog/how-to-understand-option-alerts/">Guide to Understanding Options Alerts</a> or read <a href="https://www.benzinga.com/markets/options">more about unusual options activity</a>. 
This article was generated by Benzinga's automated content engine and reviewed by an editor.

ETOR

FUTU

HOOD

5 Financials Stocks With Whale Alerts In Today's Session

<a target="_blank" href="https://www.benzinga.com/fintech" rel="noreferrer noopener">Fintech mortgage lender</a> Beeline Holdings (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/BLNE#NASDAQ">BLNE</a>) announced Wednesday the upcoming launch of a new home equity access product that allows homeowners to convert a portion of their home equity into immediate cash without incurring debt or monthly payments.
Beeline has partnered with a company ("RealCo") co-owned by Beeline's principal shareholder and CEO.
RealCo will issue stablecoins to access capital to purchase equity from homeowners seeking liquidity.
Also Read: <a target="_blank" href="https://www.benzinga.com/news/25/04/45064810/exclusive-beeline-breaks-1-billion-barrier-bets-big-on-ai-and-short-term-rental-surge" rel="noreferrer noopener">Beeline Breaks $1 Billion Barrier, Bets Big On AI And Short-Term Rental Surge</a>
RealCo is engaging with Beeline, which will source consumers and provide services. Beeline Title will provide title and escrow services.
The company said this product will be funded through a stablecoin-backed model, offering homeowners a fast and flexible alternative to traditional refinancing or HELOCs.
The hard launch is likely for late July, with beta transactions beginning in June.
The coins will be backed by ownership through a fractional deed on the property. RealCo will acquire minority ownership in homes (up to 49%) as a nominee for the funders who will receive the stablecoins. Homeowners selling equity can opt to receive RealCo-issued stablecoins or U.S. dollars.
Unlike conventional lending products, this is not a loan transaction tied to interest rates or a buy-back obligation, allowing Beeline to generate consistent revenue in any rate environment.
The company expects it would drive faster percentage-based revenue growth than traditional mortgage lenders, and with the fees, it expects to be well-positioned to reach operational profitability beginning in the fourth quarter of 2025.
RealCo will initially launch in approximately ten thousand U.S. zip codes and only enter into equity purchases on homes valued at $1 million.
Nick Liuzza, CEO of Beeline Holdings, said that provided there's equity in the home, RealCo will mint coins at closing, which may then be converted into U.S. dollars.
The stablecoin mechanism becomes the catalyst for funding, and it is secured by property recorded in 1:1 in the blockchain and in the public record, he said.
Participating homeowners will receive cash at closing and will not be required to repay the funds until the property is sold. Upon sale, RealCo, as nominee for the token holders, will receive its pro rata percentage of the net proceeds.
Beeline's existing product suite includes conventional mortgage offerings and a range of non-QM loan programs, many of which are optimized for 1099 earners, self-employed borrowers, and younger homeowners. The company emphasized that this new product is an addition, not a pivot, from its core model.
The product will likely benefit individuals who do not qualify for traditional cash-out refinancing or HELOCs but have meaningful equity. Beeline anticipates additional use cases to emerge as the product rolls out to a broader audience in the months ahead.
Key U.S. home equity lending players included Bank of America Corp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BAC#NYSE">BAC</a>), JPMorgan Chase &amp; Co (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JPM#NYSE">JPM</a>), LendingTree Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TREE#NASDAQ">TREE</a>), and US Bancorp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/USB#NYSE">USB</a>).
Price Action: At the last check on Wednesday, BLNE shares were trading higher by 11.7% at $0.9880 premarket.
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EXCLUSIVE: Beeline Launches Stablecoin-Backed Home Equity Product, Targets Profitability By Late 2025

As Donald Trump&#8216;s administration nears completion of a proposal to ease big bank rules, Wall Street&#8217;s megabanks are largely expected to cheer the lower supplementary leverage ratio (SLR), allowing them to hold fewer capital reserves against their assets.
What Happened: Analysts largely agree that the Trump administration's push to ease big bank rules, particularly the SLR, is a boon for banks and could stimulate broader economic growth.
Gennadiy Goldberg, the head of U.S. rates strategy at TD Securities, <a href="https://www.politico.com/news/2025/05/31/trump-administration-prepares-to-ease-big-bank-rules-00377347">told </a>Politico that easing capital rules for the banks will free the capital to buy more U.S. Treasuries
However, Phillip Basil, Better Markets&#8217; director of economic growth and financial stability, told Politico that lowering big banks&#8217; capital requirements heightens financial stability risks, accusing the banking industry of exploiting recent Treasury market turmoil as a pretext to push for long-sought regulatory relief.
Meanwhile, Kepp Loeffler, the administrator of the U.S. Small Business Administration, said that Small businesses &#8220;can win with a level playing field – ESPECIALLY combined with tax cuts and deregulation.&#8221;
<figure class="wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter"> 
<div class="wp-block-embed__wrapper">
<blockquote class="twitter-tweet" data-width="500" data-dnt="true">Small businesses finally have a fighter in the White House who won't keep allowing unfair trade practices to crush their industries and outsource their jobs. They know they can win with a level playing field – ESPECIALLY combined with tax cuts and deregulation. <a href="https://t.co/APEVgiLIb6">pic.twitter.com/APEVgiLIb6</a>
&mdash; Kelly Loeffler (@SBA_Kelly) <a href="https://twitter.com/SBA_Kelly/status/1927856861576831355?ref_src=twsrc%5Etfw">May 28, 2025</a></blockquote>
<script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script></div>
</figure>
See Also:&nbsp;<a href="https://www.benzinga.com/news/politics/25/05/45691310/trump-tariff-uncertainty-enters-courts-experts-say-investors-should-expect-elevated-turbulence-amid-the-bullish-gridlock">Trump Tariff Uncertainty Enters Courts: Experts Say ‘Investors Should Expect Elevated Turbulence' Amid The Bullish ‘Gridlock'</a>
Why It Matters: Here a list of some banking stocks that investors could consider.
<figure class="wp-block-table is-style-stripes"> 
<table class="has-fixed-layout">
<tbody>
<tr>
<td>Stocks</td>
<td>Year-To-Date Performance</td>
<td>One-Year Performance</td>
</tr>
<tr>
<td>Bank of America Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BAC#NYSE">BAC</a>)</td>
<td>-0.36%</td>
<td>10.66%</td>
</tr>
<tr>
<td>JPMorgan Chase &amp; Co. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JPM#NYSE">JPM</a>)</td>
<td>10.00%</td>
<td>30.81%</td>
</tr>
<tr>
<td>Goldman Sachs Group Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/GS#NYSE">GS</a>)</td>
<td>4.43%</td>
<td>31.97%</td>
</tr>
<tr>
<td>Morgan Stanley (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MS#NYSE">MS</a>)</td>
<td>2.60%</td>
<td>31.43%</td>
</tr>
<tr>
<td>Citigroup Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/C#NYSE">C</a>)</td>
<td>7.69%</td>
<td>21.64%</td>
</tr>
<tr>
<td>Wells Fargo &amp; Co. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/WFC#NYSE">WFC</a>)</td>
<td>6.54%</td>
<td>26.02%</td>
</tr>
<tr>
<td>Fifth Third Bancorp (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FITB#NASDAQ">FITB</a>)</td>
<td>-9.44%</td>
<td>3.64%</td>
</tr>
<tr>
<td>Grupo Financiero Galicia SA (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/GGAL#NASDAQ">GGAL</a>)</td>
<td>-15.63%</td>
<td>63.06%</td>
</tr>
<tr>
<td>BancFirst Corp. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/BANF#NASDAQ">BANF</a>)</td>
<td>6.55%</td>
<td>46.67%</td>
</tr>
</tbody>
</table>
</figure>
Here are some banking exchange-traded funds to look out for.
<figure class="wp-block-table is-style-stripes"> 
<table class="has-fixed-layout">
<tbody>
<tr>
<td>ETFs</td>
<td>Year-To-Date Performance</td>
<td>One-Year Performance</td>
</tr>
<tr>
<td>Invesco KBW Bank ETF (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/KBWB#NASDAQ">KBWB</a>)</td>
<td>0.51%</td>
<td>22.70%</td>
</tr>
<tr>
<td>SPDR S&amp;P Bank ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/KBE#NYSE">KBE</a>)</td>
<td>-3.11%</td>
<td>16.44%</td>
</tr>
<tr>
<td>First Trust Nasdaq Bank ETF (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FTXO#NASDAQ">FTXO</a>)</td>
<td>-1.92%</td>
<td>17.65%</td>
</tr>
<tr>
<td>Themes Global Systemically Important Banks ETF (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/GSIB#NASDAQ">GSIB</a>)</td>
<td>25.20%</td>
<td>36.01%</td>
</tr>
</tbody>
</table>
</figure>
The SPDR S&amp;P 500 ETF Trust (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SPY#NYSE">SPY</a>) and Invesco QQQ Trust ETF (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/QQQ#NASDAQ">QQQ</a>), which track the S&amp;P 500 index and Nasdaq 100 index, respectively, fell on Friday. The SPY was down 0.11% at $589.39, while the QQQ declined 0.16% to $519.11, according to <a href="https://pro.benzinga.com/dashboard">Benzinga Pro</a> data.
On Monday, the futures of the S&amp;P 500, Dow Jones and Nasdaq 100 indices were trading lower.
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BANF

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Trump Administration Set To Ease Big Bank Rules In Major Rollback Since 2008 Crisis: Here Are The Stocks And ETFs Investors Could Consider

This whale alert can help traders discover the next big trading opportunities.
Whales are entities with large sums of money and we track their transactions here at Benzinga on our options activity scanner.
Traders often look for circumstances when the market estimation of an option diverges away from its normal worth. Abnormal amounts of trading activity could push option prices to hyperbolic or underperforming levels. 
Here's the list of options activity happening in today's session: 
<table>
<thead>
<tr>
<th>Symbol</th>
<th>PUT/CALL</th>
<th>Trade Type</th>
<th>Sentiment</th>
<th>Exp. Date</th>
<th>Strike Price</th>
<th>Total Trade Price</th>
<th>Open Interest</th>
<th>Volume</th>
</tr>
</thead>
<tbody>
<tr>
<td>COIN</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>06/06/25</td>
<td>$267.50</td>
<td>$51.5K</td>
<td>951</td>
<td>18.0K</td>
</tr>
<tr>
<td>BAC</td>
<td>PUT</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>06/20/25</td>
<td>$40.00</td>
<td>$34.4K</td>
<td>39.5K</td>
<td>2.1K</td>
</tr>
<tr>
<td>HOOD</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BULLISH</td>
<td>06/20/25</td>
<td>$75.00</td>
<td>$31.0K</td>
<td>6.6K</td>
<td>1.6K</td>
</tr>
<tr>
<td>WFC</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>01/16/26</td>
<td>$65.00</td>
<td>$141.6K</td>
<td>10.7K</td>
<td>1.5K</td>
</tr>
<tr>
<td>JPM</td>
<td>PUT</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>11/21/25</td>
<td>$195.00</td>
<td>$51.8K</td>
<td>26</td>
<td>185</td>
</tr>
<tr>
<td>FUTU</td>
<td>PUT</td>
<td>TRADE</td>
<td>BULLISH</td>
<td>01/16/26</td>
<td>$123.05</td>
<td>$83.3K</td>
<td>9</td>
<td>34</td>
</tr>
<tr>
<td>GS</td>
<td>PUT</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>01/16/26</td>
<td>$500.00</td>
<td>$40.6K</td>
<td>3.2K</td>
<td>21</td>
</tr>
</tbody>
</table>

<h2>Explanation</h2>
These bullet-by-bullet explanations have been constructed using the accompanying table. 
• For COIN (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/COIN#NASDAQ">COIN</a>), we notice a call option sweep that happens to be bearish, expiring in 8 day(s) on June 6, 2025. This event was a transfer of 161 contract(s) at a $267.50 strike. This particular call needed to be split into 3 different trades to become filled. The total cost received by the writing party (or parties) was $51.5K, with a price of $320.0 per contract. There were 951 open contracts at this strike prior to today, and today 18045 contract(s) were bought and sold. 
• Regarding BAC (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BAC#NYSE">BAC</a>), we observe a put option sweep with bearish sentiment. It expires in 22 day(s) on June 20, 2025. Parties traded 1902 contract(s) at a $40.00 strike. This particular put needed to be split into 23 different trades to become filled. The total cost received by the writing party (or parties) was $34.4K, with a price of $18.0 per contract. There were 39538 open contracts at this strike prior to today, and today 2176 contract(s) were bought and sold. 
• For HOOD (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/HOOD#NASDAQ">HOOD</a>), we notice a call option sweep that happens to be bullish, expiring in 22 day(s) on June 20, 2025. This event was a transfer of 272 contract(s) at a $75.00 strike. This particular call needed to be split into 19 different trades to become filled. The total cost received by the writing party (or parties) was $31.0K, with a price of $114.0 per contract. There were 6659 open contracts at this strike prior to today, and today 1689 contract(s) were bought and sold. 
• For WFC (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/WFC#NYSE">WFC</a>), we notice a call option sweep that happens to be bearish, expiring in 232 day(s) on January 16, 2026. This event was a transfer of 107 contract(s) at a $65.00 strike. This particular call needed to be split into 3 different trades to become filled. The total cost received by the writing party (or parties) was $141.6K, with a price of $1324.0 per contract. There were 10704 open contracts at this strike prior to today, and today 1575 contract(s) were bought and sold. 
• Regarding JPM (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JPM#NYSE">JPM</a>), we observe a put option sweep with bearish sentiment. It expires in 176 day(s) on November 21, 2025. Parties traded 185 contract(s) at a $195.00 strike. This particular put needed to be split into 41 different trades to become filled. The total cost received by the writing party (or parties) was $51.8K, with a price of $280.0 per contract. There were 26 open contracts at this strike prior to today, and today 185 contract(s) were bought and sold. 
• For FUTU (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FUTU#NASDAQ">FUTU</a>), we notice a put option trade that happens to be bullish, expiring in 232 day(s) on January 16, 2026. This event was a transfer of 34 contract(s) at a $123.05 strike. The total cost received by the writing party (or parties) was $83.3K, with a price of $2450.0 per contract. There were 9 open contracts at this strike prior to today, and today 34 contract(s) were bought and sold. 
• Regarding GS (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/GS#NYSE">GS</a>), we observe a put option sweep with bearish sentiment. It expires in 232 day(s) on January 16, 2026. Parties traded 20 contract(s) at a $500.00 strike. This particular put needed to be split into 11 different trades to become filled. The total cost received by the writing party (or parties) was $40.6K, with a price of $2030.0 per contract. There were 3228 open contracts at this strike prior to today, and today 21 contract(s) were bought and sold. 
Options Alert Terminology 
 - Call Contracts: The right to buy shares as indicated in the contract. 
 - Put Contracts: The right to sell shares as indicated in the contract. 
 - Expiration Date: When the contract expires. One must act on the contract by this date if one wants to use it. 
 - Premium/Option Price: The price of the contract. 
For more information, visit our <a href="https://pro.benzinga.com/blog/how-to-understand-option-alerts/">Guide to Understanding Options Alerts</a> or read <a href="https://www.benzinga.com/markets/options">more news on unusual options activity</a>. 
This article was generated by Benzinga's automated content engine and reviewed by an editor.

COIN

7 Financials Stocks With Whale Alerts In Today's Session

In the current market session, Bank of America Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BAC#NYSE">BAC</a>) stock price is at $44.03, after a 0.43% drop. However, over the past month, the company's stock spiked by 10.48%, and in the past year, by 14.06%. Shareholders might be interested in knowing whether the stock is overvalued, even if the company is not performing up to par in the current session. 

<img src="https://www.benzinga.com/files/images/story/2025/1748469619_0.png" alt="Past Year Chart" />

<h3>Bank of America P/E Compared to Competitors</h3>
The P/E ratio is used by long-term shareholders to assess the company's market performance against aggregate market data, historical earnings, and the industry at large. A lower P/E could indicate that shareholders do not expect the stock to perform better in the future or it could mean that the company is undervalued. 
Bank of America has a better P/E ratio of 13.2 than the aggregate P/E ratio of 12.44 of the Banks industry. Ideally, one might believe that Bank of America Inc. might perform better in the future than it's industry group, but it's probable that the stock is overvalued. 

<img src="https://www.benzinga.com/files/images/story/2025/1748469619_1.png" alt="Guage" />

In conclusion, the price-to-earnings ratio is a useful metric for analyzing a company's market performance, but it has its limitations. While a lower P/E can indicate that a company is undervalued, it can also suggest that shareholders do not expect future growth. Additionally, the P/E ratio should not be used in isolation, as other factors such as industry trends and business cycles can also impact a company's stock price. Therefore, investors should use the P/E ratio in conjunction with other financial metrics and qualitative analysis to make informed investment decisions.

Intraday Update

P/E Ratio Insights for Bank of America

Payments startup Airwallex<a href="https://www.airwallex.com/newsroom/airwallex-raises-usd300-million-at-a-usd6-2-billion-valuation-to-build-the-future-of-global-banking"> announced</a> Wednesday that it secured a new $300 million funding round, pushing its valuation to $6.2 billion.
Founded in 2015, Airwallex has grown into a global player by helping businesses send, receive, and manage international payments at scale, <a href="https://www.reuters.com/business/finance/fintech-airwallex-valued-over-6-billion-latest-funding-round-2025-05-21/">Reuters</a> reports. With a network spanning more than 150 countries, the company now reports over $1.2 billion in total funding, with investors of the latest round including major names like DST Global, Square Peg, Lone Pine Capital, and Blackbird.
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<h2 class="wp-block-heading">Strategic Growth Amid Industry Slowdown</h2>
While fintech startups exploded in valuation post-pandemic, many are now facing investor fatigue. According to Reuters, persistently high interest rates, recession concerns, and geopolitical volatility have forced many firms to delay fundraising or accept lower terms.
Airwallex has bucked that trend since its 11% increase in valuation from the previous round in 2022 is a signal of both operational strength and investor confidence. The company now counts industry giants like Shein, Qantas, and Xero among its client base, Reuters says.
CEO Jack Zhang told Reuters that more than 70% of the company's net revenue now comes from online payment processing and spend management, rather than just cross-border infrastructure.
The diversification strategy appears to be paying off. Zhang emphasized in the company&#8217;s announcement that Airwallex is no longer just a cross-border payments solution, but a broader financial operating system for modern businesses.
Trending: Maker of the $60,000 foldable home has 3 factory buildings, 600+ houses built, and big plans to solve housing — <a href="https://www.benzinga.com/money/boxabl-scaling-fast-from-spacex-orders-to-600-homes-built-this-60k-foldable-home-may-be-the-future-of-housing">this is your last chance to become an investor for $0.80 per share.</a>
&#8220;The global financial system wasn't built for today's borderless economy,&#8221; Zhang said. &#8220;Too many businesses are held back by legacy infrastructure that's slow, costly, and fragmented. At Airwallex, we're building a new foundation for the global economy – one that's fast, seamless, and built for scale. This investment marks a major milestone in our journey to redefine global banking, and to empower businesses everywhere to grow without limits.&#8221;
<h2 class="wp-block-heading">Expanding Global Footprint With U.S. And Asia Focus</h2>
Airwallex is also doubling down on global expansion. The company said it opened its U.S. headquarters in San Francisco last year and recently opened new offices in New York, Toronto, and Paris. According to Reuters, the startup is joining other payment providers competing with major players like JPMorgan Chase (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JPM#NYSE">JPM</a>), Bank of America (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BAC#NYSE">BAC</a>), and Citigroup (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/C#NYSE">C</a>).
In addition to its growing presence in North America, Airwallex is targeting Japan, South Korea, and Latin America as core areas for future growth. With a global headquarters now based in Singapore, the company is positioning itself as a truly borderless platform for modern business finance, Reuters says.
See Also: Nancy Pelosi Invested $5 Million In An AI Company Last Year — <a href="https://www.benzinga.com/money/elf-labs-ym?v=123">Here's How You Can Invest In Multiple Pre-IPO AI Startups With Just $1,000.</a>
<h2 class="wp-block-heading">Riding A New Wave Of Fintech Infrastructure</h2>
Airwallex said it developed a proprietary global infrastructure designed to modernize how businesses move money across borders. By building direct connections to local clearing systems and card networks, the company has created a faster, more efficient alternative to traditional banking rails. Most of the company&#8217;s transactions are completed within hours, with a majority processed instantly.
With tools that span global business accounts, FX, spend management, and embedded finance APIs, Airwallex is positioning itself as the operating system for modern businesses. With the new funding, Airwallex said in its funding announcement that it is now preparing for its next phase: deeper integration, bigger partnerships, and an even broader global footprint.&nbsp;
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Airwallex Raises $300M As It Expands In U.S. And Latin America, Now Valued At $6.2B With Clients Like Shein And Xero

Deep-pocketed investors have adopted a bullish approach towards Bank of America (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BAC#NYSE">BAC</a>), and it's something market players shouldn't ignore. Our tracking of public options records at Benzinga unveiled this significant move today. The identity of these investors remains unknown, but such a substantial move in BAC usually suggests something big is about to happen.
We gleaned this information from our observations today when Benzinga's options scanner highlighted 20 extraordinary options activities for Bank of America. This level of activity is out of the ordinary.
The general mood among these heavyweight investors is divided, with 55% leaning bullish and 30% bearish. Among these notable options, 14 are puts, totaling $609,992, and 6 are calls, amounting to $477,466.
<h3>What's The Price Target?</h3>
Taking into account the Volume and Open Interest on these contracts, it appears that whales have been targeting a price range from $38.0 to $50.0 for Bank of America over the last 3 months. 
<h3>Insights into Volume &amp; Open Interest</h3>
Looking at the volume and open interest is an insightful way to conduct due diligence on a stock.
This data can help you track the liquidity and interest for Bank of America's options for a given strike price.
Below, we can observe the evolution of the volume and open interest of calls and puts, respectively, for all of Bank of America's whale activity within a strike price range from $38.0 to $50.0 in the last 30 days. 
<h3>Bank of America 30-Day Option Volume &amp; Interest Snapshot</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1748361631_0.png" alt="Options Call Chart" />
<h3>Noteworthy Options Activity:</h3>

<table>
<thead>
<tr>
<th>Symbol</th>
<th>PUT/CALL</th>
<th>Trade Type</th>
<th>Sentiment</th>
<th>Exp. Date</th>
<th>Ask</th>
<th>Bid</th>
<th>Price</th>
<th>Strike Price</th>
<th>Total Trade Price</th>
<th>Open Interest</th>
<th>Volume</th>
</tr>
</thead>
<tbody>
<tr>
<td>BAC</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>06/18/26</td>
<td>$3.85</td>
<td>$3.75</td>
<td>$3.77</td>
<td>$47.00</td>
<td>$112.7K</td>
<td>11.9K</td>
<td>1.3K</td>
</tr>
<tr>
<td>BAC</td>
<td>CALL</td>
<td>TRADE</td>
<td>NEUTRAL</td>
<td>06/18/26</td>
<td>$3.7</td>
<td>$3.6</td>
<td>$3.65</td>
<td>$47.00</td>
<td>$109.5K</td>
<td>11.9K</td>
<td>1.0K</td>
</tr>
<tr>
<td>BAC</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>08/15/25</td>
<td>$1.73</td>
<td>$1.71</td>
<td>$1.72</td>
<td>$45.00</td>
<td>$90.3K</td>
<td>3.1K</td>
<td>647</td>
</tr>
<tr>
<td>BAC</td>
<td>PUT</td>
<td>SWEEP</td>
<td>BULLISH</td>
<td>06/20/25</td>
<td>$0.83</td>
<td>$0.82</td>
<td>$0.82</td>
<td>$43.00</td>
<td>$82.0K</td>
<td>12.1K</td>
<td>1.0K</td>
</tr>
<tr>
<td>BAC</td>
<td>CALL</td>
<td>TRADE</td>
<td>BULLISH</td>
<td>06/18/26</td>
<td>$2.6</td>
<td>$2.59</td>
<td>$2.6</td>
<td>$50.00</td>
<td>$71.5K</td>
<td>6.1K</td>
<td>318</td>
</tr>
</tbody>
</table>

<h3>About Bank of America</h3>
Bank of America is one of the largest financial institutions in the United States, with more than $3.2 trillion in assets. It is organized into four major segments: consumer banking, global wealth and investment management, global banking, and global markets. Bank of America's consumer-facing lines of business include its network of branches and deposit-gathering operations, retail lending products, credit and debit cards, and small-business services. The company's Merrill Lynch operations provide brokerage and wealth-management services, as does its private bank. Wholesale lines of business include investment banking, corporate and commercial real estate lending, and capital markets operations. Bank of America has operations in several countries but is primarily US-focused.
Following our analysis of the options activities associated with Bank of America, we pivot to a closer look at the company's own performance.
<h3>Current Position of Bank of America</h3>
<ul>
<li>Currently trading with a volume of 13,606,400, the BAC's price is up by 1.56%, now at $43.88. </li>
<li>RSI readings suggest the stock is currently may be overbought.</li>
<li>Anticipated earnings release is in 50 days.</li>
</ul>
<h3>Expert Opinions on Bank of America</h3>
Over the past month, 1 industry analysts have shared their insights on this stock, proposing an average target price of $51.0.
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&#x2A; An analyst from Oppenheimer persists with their Outperform rating on Bank of America, maintaining a target price of $51. 
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Behind the Scenes of Bank of America's Latest Options Trends

Editor&#8217;s note: This story has been updated to add more context on the move in bond yields.
Long-term U.S. bond yields spiked last week to levels not seen since late 2023, after President Donald Trump's "One Big, Beautiful Tax Bill" was passed in the Republican-controlled House. The yield on 30-year Treasuries <a href="https://www.benzinga.com/markets/25/05/45600354/trumps-big-tax-bill-clears-the-house-30-year-yields-jump-to-5-15-as-bond-market-freaks">broke above the key 5% level</a>, climbing as high as 5.15% on May 22, on investor concerns about ballooning deficits and the long-term risks of the country's mounting indebtedness.
To be sure, yields have retreated somewhat since then thanks to easing trade tensions after the president paused a move to slap 50% tariffs on Europe. A global yield decline in response to Japan's move to cut long-term debt issuance also helped.
Yet, according to&nbsp;Lawrence McDonald, founder of the Bear Traps Report, it's too soon to take comfort.
On Monday, McDonald fired off a blunt warning on X, about the potential catastrophic consequences of an extended surge in bond yields on the financial sector.
<h3 class="wp-block-heading">&#8216;Smoking In The Dynamite Shed&#8217;</h3>
"Washington – They are smoking in the dynamite shed," he wrote, urging investors to prepare for a world with 5% or even 5.5% yields on 10-year Treasuries. Ten-year yields peaked at 4.63% on May 22, and last topped 5% in October 2023.
&#8220;There is a price for higher for longer – it&#8217;s NOT free. Interest rates up, bond prices down,&#8221; McDonald said in an accompanying post on X, pointing to billions of dollars in bond losses faced by Japanese insurance firms.
McDonald also highlighted a policy shift floated by Treasury Secretary Scott Bessent: the possible reduction of the Supplementary Leverage Ratio, a key regulatory capital rule for large banks.
"Bessent&#8217;s move toward lowering the SLR&#8230; reeks of financial repression," McDonald said. Loosening the SLR would allow banks to load up on more Treasuries with less capital, possibly papering over demand issues but at the cost of financial stability.
<h3 class="wp-block-heading">Regional Banks Are More Interest-Rate Sensitive</h3>
The surge in yields has created winners and losers within the banking sector—and the divide is stark. In a follow-up comment, McDonald highlighted a striking divergence between large-cap financials and regional lenders.
"Who is wearing the interest rate risk? Who doesn't have the hedges on? It's pretty clear."
The interest-rate risks are once again squarely on the shoulders of banks—especially smaller ones.
The Financial Select Sector SPDR Fund (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/XLF#NYSE">XLF</a>)—dominated by financial behemoths like&nbsp;JPMorgan Chase&nbsp;&amp; Co.&nbsp;(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JPM#NYSE">JPM</a>),&nbsp;Goldman Sachs Group Inc.&nbsp;(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/GS#NYSE">GS</a>), and&nbsp;Bank of America&nbsp;Corp.&nbsp;(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BAC#NYSE">BAC</a>)—has been up 30% since January 2022.
Meanwhile, the SPDR S&amp;P Regional Banking ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/KRE#NYSE">KRE</a>) is down 21%, a gap that McDonald says you'd need to "look far and wide historically to find&#8230; outside some kind of crisis."
McDonald's comments also echo lessons of the March 2023 banking crisis, when Silicon Valley Bank&#8217;s failure exposed the danger of unhedged interest rate exposure. That crisis erupted after SVB sold long-term Treasuries at a loss to raise liquidity, prompting a wave of withdrawals.
The aftermath saw federal regulators step in with extraordinary support measures, including the Bank Term Funding Program. 
<figure class="wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter"> 
<div class="wp-block-embed__wrapper">
<blockquote class="twitter-tweet" data-width="500" data-dnt="true">Big vs. Small Who is wearing the interest rate risk? Who doesn&#39;t have the hedges on? It&#39;s pretty clear, indeed. &#x2A;Everyone knows the XLF is 42% BRK, JPM, MA, V, BAC. Since January 2022 XLF +30% KRE -21% &#x2A;You have to look far and wide historically to find this kind or… <a href="https://t.co/vQuG3JYwbo">pic.twitter.com/vQuG3JYwbo</a>
&mdash; Lawrence McDonald (@Convertbond) <a href="https://twitter.com/Convertbond/status/1927080575086551527?ref_src=twsrc%5Etfw">May 26, 2025</a></blockquote>
<script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script></div>
</figure>
<h3 class="wp-block-heading">Steep Yield Curve Lifts Big Banks, Sinks Regionals—Here's Why</h3>
Higher Treasury yields impact banks differently based on their size, funding structures and asset-liability profiles. 
As the yield curve steepens, large banks gain from wider net interest margins, stronger trading revenue and diversified income streams.
Since Trump&#8217;s election victory in November 2024, the 30-year and 2-year Treasury spread has widened from 30 to 100 basis points, helping boost large-cap financials.
The Financial Select Sector SPDR Fund (XLF) has outperformed the SPDR S&amp;P Regional Banking ETF (KRE) by 20% during the same period. 
For regional banks, higher short-term funding costs, long-duration asset losses and weaker hedging strategies are eroding profitability. Many smaller lenders remain exposed to the same vulnerabilities that triggered the 2023 bank failures. 
In this environment, a steeper curve is more of a risk signal than a recovery story for America's regional banking industry.
<h3 class="wp-block-heading">Chart: Big Banks Crushed Regionals As The Treasury Yield Curve Steepened</h3>
<figure class="wp-block-image size-large"><img loading="lazy" decoding="async" width="1024" height="535" src="https://editorial-assets.benzinga.com/wp-content/uploads/2025/05/27110310/image-342-1024x535.png" alt="" class="wp-image-928599" srcset="https://editorial-assets.benzinga.com/wp-content/uploads/2025/05/27110310/image-342-1024x535.png 1024w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/05/27110310/image-342-300x157.png 300w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/05/27110310/image-342-768x401.png 768w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/05/27110310/image-342-1536x803.png 1536w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/05/27110310/image-342-2048x1070.png 2048w" sizes="(max-width: 1024px) 100vw, 1024px" /></figure>
Read now: 
<ul class="wp-block-list">
<li><a href="https://www.benzinga.com/government/regulations/25/05/45569891/big-tax-cuts-big-deficits-wall-street-winners-and-losers-emerge">Big Tax Cuts, Big Deficits: Wall Street Winners And Losers Emerge </a></li>
</ul>
Photo: Shutterstock
<ul class="wp-block-list">
<li></li>
</ul>

Government

Regulations

Sector ETFs

Bonds

Treasuries

Econ #s

Federal Reserve

Trump May Be 'Smoking In The Dynamite Shed' With The Big, Beautiful Bill Pressuring Yields Higher (UPDATED)

Ethereum (CRYPTO: <a class="ticker" href="https://www.benzinga.com/quote/eth/usd">ETH</a>) is trading at $2,654.33, having increased by 0.77% over the past 24 hours. The token grew 1.95% over the week, <a href="https://www.benzinga.com/money/how-to-buy-ethereum">and has surged 48.44% over the month</a>.&nbsp;
The growth comes on the back of Ethereum's milestone, as it crossed Bank of America Corp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BAC#NYSE">BAC</a>) by market cap, while ETH Co-founder makes a large transfer.&nbsp;
ETH reached a market cap of $327.82 billion, which is higher than Bank of America&#8217;s market cap of $326.20 billion. Bank of America has existed for more than a century, yet Ethereum has outpaced it within a decade, giving a boost to investors' confidence, and a strong sign that crypto is surpassing traditional finance on more than just technical grounds.
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The Ethereum network has completed the Pectra upgrade that doubled the capacity of its layer-2 solutions. The upgrade improved validator tools, as well as smart wallets, which make products in the Ethereum ecosystem easier to use.
Stripe has integrated Ethereum-based stablecoin accounts, enabling users in more than 100 countries to receive, send, and store assets like USDC. Ethereum has the potential to become the global infrastructure for decentralized finance.
Ethereum co-founder, Jeffrey Wilcke, made a transfer of 78,000 ETH (around $260 million) to Kraken, raising concerns among traders. Wilcke's previous large sales have coincided with local market peaks. The timing is also right as ETH&#8217;s price has nearly doubled its recent low at $1,390, which can invite a short-term correction.
Bitcoin (CRYPTO: <a class="ticker" href="https://www.benzinga.com/quote/btc/usd">BTC</a>) saw a similar pattern, where an anonymous whale placed an $800 million leveraged long bet on the token using 40x leverage. With the Federal Reserve adding to the uncertainty with unclear policy signals, traders are now worried about a violent market shift.&nbsp;
A post from Ethereum's official X account, formerly Twitter, showed 21 developments over the last few weeks. Along with the Pectra update and Stripe integration, names like CoalaPay, BTCS Inc (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/BTCS#NASDAQ">BTCS</a>), and Coinbase Global Inc (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/COIN#NASDAQ">COIN</a>) have contributed to Ethereum&#8217;s growing reach and technical ability. Layer-2 solutions are active, secure, and faster than ever, and the ecosystem continues to innovate in ways that traditional finance can&#8217;t keep up with.
Ethereum passing Bank of America indicates that talent, capital, and attention are pouring into it, not due to hype, but because it&#8217;s providing actual utility.&nbsp;
It&#8217;s the space for developers to build, users to spend, and a new financial infrastructure to form.&nbsp;
More Opportunities:
<ul class="wp-block-list">
<li>Grow your IRA or 401(k) with Crypto – <a href="https://info.irafinancial.com/lp/irafi-crypto/?utm_source=benzinga.com&amp;utm_medium=affiliate&amp;utm_campaign=y2">unlock the power of alternative investments including a Crypto IRA within your retirement account</a>.</li>
<li>Trade, earn, and grow your crypto portfolio with Crypto.com — <a href="https://www.benzinga.com/go/crypto-com-signup-bonus">plus receive up to $500 worth of rewards in the most popular tokens if you're a new customer</a>.</li>
</ul>
Image: Shutterstock

$ETH

BTCS

Ethereum Surpasses Bank of America As Price Soars 48%, Stripe Integrates Stablecoins

Bank of America Corporation Announced That It Will Redeem On June 12, 2025 All CHF375,000,000 Principal Amount Outstanding Of Its 0.2525% Senior Notes, Due June 12

Top U.S. banks are contemplating a joint venture to issue a dollar-pegged stablecoin in an attempt to counter the increasing competition from the cryptocurrency sector, according to a report dated Thursday.
What Happened: Companies co-owned by&nbsp;JPMorgan Chase&nbsp;(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JPM#NYSE">JPM</a>),&nbsp;Bank of America&nbsp;(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BAC#NYSE">BAC</a>),&nbsp;Citigroup&nbsp;(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/C#NYSE">C</a>), and&nbsp;Wells Fargo&nbsp;(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/WFC#NYSE">WFC</a>) are exploring the possibility of a joint stablecoin, the Wall Street Journal reported, citing sources familiar with the matter. The discussions, still in their infancy, involve Early Warning Services, the operator of&nbsp;mobile payment app Zelle, and the Clearing House,&nbsp;a real-time payment network.
The decision to proceed with the stablecoin will hinge on several factors, including&nbsp;legislative actions around stablecoins and&nbsp;the demand for them. The banking industry has been gearing up for the potential widespread adoption of stablecoins, which could divert&nbsp;the deposits and transactions they&nbsp;handle.
A Bank of America spokesperson declined to comment when contacted by Benzinga. Responses from other banks are awaited.
See Also:&nbsp;<a href="https://benzinga.com/markets/cryptocurrency/25/05/45579297/peter-schiff-says-a-president-shouldnt-sell-white-house-tours-and-pocket-the-proceeds-as-t" target="_blank" rel="noreferrer noopener">Peter Schiff Says A President Shouldn&#8217;t &#8216;Sell White House Tours&#8217; And Pocket The Proceeds As Trump Prepares To Have Dinner With Memecoin Holders</a>
Why It Matters: The potential joint venture by these banking giants comes at a time when the Senate is making strides towards the final passage of the <a href="https://www.benzinga.com/markets/cryptocurrency/25/05/45510057/senate-crypto-bill-passes-key-vote-genius-act-moves-toward-final-passage">GENIUS Act, also known as the stablecoin bill</a>. The proposed legislation aims to establish the first U.S. regulatory framework for issuers of stablecoins—digital tokens that are tied to fiat currencies like the dollar.
The SEC has already clarified that <a href="https://www.sec.gov/newsroom/speeches-statements/statement-stablecoins-040425#_ftn4">certain stablecoins</a>, particularly those pegged to the U.S. dollar and backed by low-risk, liquid assets, are not securities.
Price Action:&nbsp; Financial Select Sector SPDR Fund (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/XLF#NYSE">XLF</a>), an exchange-traded fund that exposes investors to the major U.S. money banks. closed 0.12% lower at $50.23 during Thursday&#8217;s trading session, according to <a href="https://pro.benzinga.com/dashboard?_gl=1&#x2A;380nj0&#x2A;_ga&#x2A;MTEyOTAyOTcxMy4xNzEzMzY0NTYy&#x2A;_ga_V7ZK73W7N0&#x2A;MTcxNDk4MzIzMi42LjEuMTcxNDk4OTE0Ni4wLjAuMA..">data from Benzinga Pro</a>. 
The stock exhibited a moderately high momentum score as of this writing. To access more such high-momentum banking ETF stocks, visit <a href="https://www.benzinga.com/premium/ideas/benzinga-edge-2#:~:text=Turn%20Market%20Chaos,when%20markets%20rebound">Benzinga Edge Stock Rankings</a> for more details.
<figure class="wp-block-image size-full"><a href="https://www.benzinga.com/premium/ideas/benzinga-edge-2#:~:text=Turn%20Market%20Chaos,when%20markets%20rebound"><img loading="lazy" decoding="async" width="717" height="174" src="https://editorial-assets.benzinga.com/wp-content/uploads/2025/05/22235624/Screenshot-2025-05-23-092605.png" alt="" class="wp-image-925274" srcset="https://editorial-assets.benzinga.com/wp-content/uploads/2025/05/22235624/Screenshot-2025-05-23-092605.png 717w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/05/22235624/Screenshot-2025-05-23-092605-300x73.png 300w" sizes="(max-width: 717px) 100vw, 717px" /></a></figure>
Photo Courtesy: Panchenko Vladimir on Shutterstock.com
Read Next:&nbsp;
<ul class="wp-block-list">
<li><a href="https://benzinga.com/trading-ideas/movers/25/05/45579725/bitcoin-flirts-with-112000-ethereum-dogecoin-spike-even-as-stocks-flat-on-debt-worries-analytics-platform-sees-challenge-for-btc-at-this-level" target="_blank" rel="noreferrer noopener">Bitcoin Flirts With $112,000 — Ethereum, Dogecoin Spike Even As Stocks Flat On Debt Worries: Analytics Platform Sees Challenge For BTC At This Level</a></li>
</ul>
Disclaimer:&nbsp;This content was partially produced with the help of&nbsp;<a href="https://www.benzinga.com/author/benzinga-neuro" target="_blank" rel="noreferrer noopener">Benzinga Neuro</a>&nbsp;and was reviewed and published by Benzinga editors.<a href="https://www.benzinga.com/apis?utm_source=benzinga.com&amp;utm_campaign=article-bottom" rel="noreferrer noopener" target="_blank"></a>

Movers

JPMorgan, Bank Of America, And Other Banking Titans Discussing Joint Stablecoin To Tackle Crypto Competition: Report

Press Releases

BofA Boosts Cash Back for New Cash Rewards Credit Cardholders

QR Sign-Ins Surge 60% on BofA's CashPro® Platform

Offerings

Bank of America Announces Redemption of CHF 375 Million of 0.2525% Senior Notes, Due June 12, 2026

Real Estate

BofA Report: 60% of Homeowners and Prospective Buyers Uncertain About the Housing Market - A Three-Year High

Record $50.4 million raised for charitable causes at 2025 Boston Marathon presented by Bank of America

BofA Clients Embrace New $10 Million Limit in U.S. Real-Time Payments

Visa, Street Soccer USA and Bank of America Join Forces to Expand Access to Soccer in Communities Across the United States

Bank of America Announces Redemption of $3,000,000,000 1.319% Fixed/Floating Rate Senior Notes, Due June 2026

Chicago Economy Infused with Record $683 Million Impact from 2024 Bank of America Chicago Marathon

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