La catena delle opzioni mostra i dati chiave delle opzioni azionarie di Bank of New York Mellon a vari prezzi di esercizio e date di scadenza. I trader utilizzano queste informazioni per analizzare potenziali operazioni e valutare il sentiment del mercato per Bank of New York Mellon..

Bank of New York Mellon (NYSE:BK) Azioni, Catena delle Opzioni

BANK OF NEW YORK MELLON CORP

Bank of New York Mellon

BNY Mellon is a global investment company involved in managing and servicing financial assets throughout the investment lifecycle. The bank provides financial services for institutions, corporations, and individual investors and delivers investment management and investment services in 35 countries and more than 100 markets. BNY Mellon is the largest global custody bank in the world, with $52.1 trillion in under custody or administration (as of December 2024), and can act as a single point of contact for clients looking to create, trade, hold, manage, service, distribute, or restructure investments. BNY Mellon's asset-management division manages about $2.0 trillion in assets.

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XRP (CRYPTO: <a class="ticker" href="https://www.benzinga.com/quote/xrp/usd">XRP</a>) recorded impressive gains over the past week, rising by nearly 7%, with Ripple Labs&#8217; partnership with Bank of New York Mellon (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BK#NYSE">BK</a>) providing the latest impetus.
What happened: XRP has been one of the most successful large-cap cryptocurrencies in the last seven days, outgaining Bitcoin (CRYPTO: <a class="ticker" href="https://www.benzinga.com/quote/btc/usd">BTC</a>) and Solana (CRYPTO: <a class="ticker" href="https://www.benzinga.com/quote/sol/usd">SOL</a>) and trailing only Ethereum (CRYPTO: <a class="ticker" href="https://www.benzinga.com/quote/eth/usd">ETH</a>).&nbsp;
On Wednesday, it surged to a 7-week high of $2.40. In a note to Benzinga, Arthur Azizov, founder and investor at B2 Ventures, said that XRP is likely to hit $2.65 if it manages to hold over $2.34.
"Since XRP has been in accumulation for quite a long time, the outlook remains positive. Most likely, the breakout will be to the upside, with targets in the $4–6 range," Azizov said.
See Also:<a href="https://www.benzinga.com/25/04/44621245/gold-backed-cryptos-match-yellow-metals-highs-following-trumps-liberation-day-shock"> </a><a href="https://www.benzinga.com/crypto/cryptocurrency/25/07/46319635/xrp-ethereum-solana-and-one-surprise-crypto-not-bitcoin-are-bitwises-cleanest-plays">XRP, Ethereum, Solana And One Surprise Crypto (Not Bitcoin) Are Bitwise&#8217;s &#8216;Cleanest Plays&#8217;</a>
Why It Matters: Ripple, which uses XRP for its payment solutions, said Wednesday that BNY Mellon, the oldest bank in the U.S., <a href="https://www.benzinga.com/crypto/cryptocurrency/25/07/46323539/xrp-boosted-4-by-ripples-stablecoin-partnership-with-bny-mellon">will serve as the primary custodian</a> for reserves backing its $500 million Ripple USD (CRYPTO: <a class="ticker" href="https://www.benzinga.com/quote/">RLUSD</a>) stablecoin.
The bank&#8217;s history is tied to America's founding father, Alexander Hamilton, who co-founded The Bank of New York in 1784, a direct predecessor of today&#8217;s BNY Mellon.
A slew of bullish triggers have aided the cryptocurrency's advance this year.
First and foremost, the resolution of Ripple's years-long legal battle with the SEC, with the company <a href="https://www.benzinga.com/markets/25/07/46264499/blackrock-xrp-etf-coming-expert-says-sec-case-resolution-clears-way">withdrawing its appeal</a> against the regulator.&nbsp;
Secondly, Ripple <a href="https://www.benzinga.com/crypto/cryptocurrency/25/07/46230381/xrp-spikes-3-as-ripple-applies-for-us-banking-license">applied for a national banking license </a>with the U.S. Office of the Comptroller of the Currency in a bid for increased legitimacy and regulatory clarity.&nbsp;
Furthermore, issuers such as Grayscale, WisdomTree, and 21Shares filed for various spot <a href="https://www.benzinga.com/etfs/sector-etfs/25/06/46024346/xrp-next-big-etf-bet-polymarket-bettors-predict">XRP exchange-traded funds</a>, adding to optimism about its mainstream adoption.
Price Action:&nbsp; At the time of writing, XRP was exchanging hands at $2.44, up 4,68% in the last 24 hours, according to <a href="https://pro.benzinga.com/dashboard?_gl=1&#x2A;380nj0&#x2A;_ga&#x2A;MTEyOTAyOTcxMy4xNzEzMzY0NTYy&#x2A;_ga_V7ZK73W7N0&#x2A;MTcxNDk4MzIzMi42LjEuMTcxNDk4OTE0Ni4wLjAuMA..">data from Benzinga Pro</a>. Year-to-date, it has gained 16.46%.
Read Next:&nbsp;
<ul class="wp-block-list">
<li><a href="https://www.benzinga.com/crypto/cryptocurrency/25/07/46327959/xrp-spikes-3-is-a-breakout-imminent">XRP Spikes 3%: Is A Breakout Imminent?</a></li>
</ul>
Photo: Shutterstock

Coverage of Bitcoin, Etherum, Ripple and all the latest digital currencies.

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$RLUSD

$SOL

$XRP

XRP Is Now Up 7% Over The Week, Bolstered By Ripple's Partnership With Alexander Hamilton-Founded Bank On New Stablecoin Project

Wall Street's biggest banks have rallied hard in 2025, outpacing the S&amp;P 500 with an average 18% year-to-date gain, but as second-quarter earnings roll in starting July 15, analysts warn the easy gain may <a href="https://www.benzinga.com/markets">already be priced in.</a>
In a note shared Wednesday, Bank of America analyst Ebrahim H. Poonawala said this earnings season may represent a &#8220;breather&#8221; for the group.
While structural tailwinds remain strong, especially for names like Citigroup Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/C#NYSE">C</a>) and Wells Fargo &amp; Co. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/WFC#NYSE">WFC</a>), the absence of fresh catalysts in the second half could slow the pace of gains unless earnings surprises deliver.
<figure class="wp-block-table is-style-stripes"> 
<table class="has-fixed-layout">
<thead>
<tr>
<th>Bank</th>
<th>YTD return as of July 9, 2025</th>
</tr>
</thead>
<tbody>
<tr>
<td>The Goldman Sachs Group, Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/GS#NYSE">GS</a>) </td>
<td>22.94%</td>
</tr>
<tr>
<td>Citigroup Inc.</td>
<td>22.4%</td>
</tr>
<tr>
<td>Morgan Stanley (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MS#NYSE">MS</a>)</td>
<td>13.84</td>
</tr>
<tr>
<td>Wells Fargo &amp; Company</td>
<td>17.44</td>
</tr>
<tr>
<td>JPMorgan Chase &amp; Co. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JPM#NYSE">JPM</a>)</td>
<td>19.86</td>
</tr>
<tr>
<td>Bank of America Corporation (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BAC#NYSE">BAC</a>)</td>
<td>7.83</td>
</tr>
</tbody>
</table>
</figure>
<h3 class="wp-block-heading">JPMorgan Sets The Bar—But It's Already High</h3>
According to Poonawala, JPMorgan is expected to post earnings per share of $4.48 for the second quarter, slightly above consensus.
 Net interest income is expected at $11.96 billion, up 3.4% quarter over quarter, with FY25 guidance revised higher to $95.2 billion. 
CFO Jeremy Barnum said 2025 net interest income might "end up a little better, maybe by $1 billion," reflecting fewer expected Fed cuts. But with JPMorgan stock already up sharply by 19% year to date, the market is wondering if the near-term upside is limited.
<h3 class="wp-block-heading">Citi And Wells Fargo: Underdogs With Upside?</h3>
Citigroup could be one of the most interesting stories this quarter. While its second-quarter EPS estimate was trimmed to $1.62 by Bank of America, focus will be on whether its multi-year restructuring plan is finally bearing fruit.
Citigroup's trading revenues, adjusted for a $400 million gain from the sale of Visa shares, are expected to grow more than 17% year over year. The bank reaffirmed full-year revenue guidance of $83.1 billion to $84.1 billion.
Wells Fargo &amp; Co. is entering its first full quarter without the Fed-imposed asset cap. Second-quarter EPS is estimated at $1.42, with full-year net interest income projected at $48.5 billion, representing 1.1% year-over-year growth.
<h3 class="wp-block-heading">Capital Markets Slowdown A Drag On Morgan Stanley, Goldman Sachs?</h3>
Morgan Stanley and Goldman Sachs face tougher comps. Morgan Stanley's second-quarter EPS was cut to $1.96 due to higher provisions and lower net interest income. Still, the bank is seen as stable, supported by strong equity trading and its high-performing wealth management arm, which contributes around 40% of earnings.
Goldman Sachs, on the other hand, is forecast to post an EPS of $9.74, slightly above the consensus.
Strength in trading (+7% YoY) and improving M&amp;A activity are offsetting weaker asset management results. The bank has a $40 billion buyback program and increased dividends to $4.00 per share, reflecting confidence in future performance.
<h3 class="wp-block-heading">BNY Mellon and Northern Trust: M&amp;A Buzz Builds</h3>
M&amp;A chatter is swirling around The Bank of New York Mellon Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BK#NYSE">BK</a>) and Northern Trust Corp. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NTRS#NASDAQ">NTRS</a>). BNY's Q2 EPS was raised to $1.80, as deposit strength lifts full-year NII growth to 6.8% year over year. 
Northern Trust is expected to deliver $2.08 in second-quarter EPS, driven by a strong wealth management business (accounting for 50% of profits) and deposit inflows.
Read Next:
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<li><a href="https://www.benzinga.com/markets/emerging-markets/25/07/46306953/emerging-markets-etfs-inflows-iemg-vwo-2025">Wall Street Is On Fire—So Why Is This Wall Of Cash Moving Abroad? </a></li>
</ul>
Image created using artificial intelligence via Midjourney.

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Big Bank Stocks Soared In 2025—But This Earnings Season Could Shake Things Up

Ripple Selects BNY Mellon As Primary Custodian For Ripple USD (RLUSD) Reserves To Support Institutional-Scale Stablecoin Adoption

The Bank of New York Mellon Corporation (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BK#NYSE">BK</a>) will release earnings results for the second quarter, <a href="https://www.benzinga.com/quote/BK/earnings">before the opening bell on Tuesday, July 15.</a>
Analysts expect the New York-based company to report quarterly earnings at $1.75 per share, up from $1.51 per share in the year-ago period. Bank of New York Mellon projects to report quarterly revenue at $4.81 billion, compared to $4.6 billion a year earlier, according to data from <a href="https://pro.benzinga.com/dashboard">Benzinga Pro</a>.
On July 1, BNY announced intention to increase quarterly common stock dividend by 13% to 53 cents per share.
Bank of New York Mellon shares gained 0.4% to close at $92.43 on Thursday.
Benzinga readers can access the latest analyst ratings on the <a href="https://www.benzinga.com/analyst-ratings/analyst-color/22/09/28888638/exclusive-study-finds-benzinga-analyst-ratings-data-yields-market-beating-strategie">Analyst Stock Ratings</a> page. Readers can sort by stock ticker, company name, analyst firm, rating change or other variables.
Let's have a look at how Benzinga's most-accurate <a href="https://www.benzinga.com/quote/bk/analyst-ratings">analysts have rated the company</a> in the recent period.
<ul class="wp-block-list">
<li>Evercore ISI Group analyst Glenn Schorr maintained an In-Line rating and raised the price target from $88 to $90 on July 2, 2025. This analyst has an accuracy rate of 71%.</li>
<li>Morgan Stanley analyst Betsy Graseck maintained an Overweight rating and increased the price target from $94 to $95 on June 3, 2025. This analyst has an accuracy rate of 61%.</li>
<li>Truist Securities analyst David Smith downgraded the stock from Buy to Hold and raised the price target from $87 to $97 on May 28, 2025. This analyst has an accuracy rate of 72%.</li>
<li>Citigroup analyst Keith Horowitz maintained a Neutral rating and increased the price target from $82 to $85 on March 24, 2025. This analyst has an accuracy rate of 77%.</li>
<li>RBC Capital analyst Gerard Cassidy reiterated a Sector Perform rating with a price target of $90 on March 17, 2025. This analyst has an accuracy rate of 77%.</li>
</ul>
Considering buying BK stock? Here&#8217;s what analysts think: 
<figure class="wp-block-image size-large is-resized"><a href="https://www.benzinga.com/quote/bk/analyst-ratings"><img loading="lazy" decoding="async" width="1024" height="589" src="https://editorial-assets.benzinga.com/wp-content/uploads/2025/07/07024434/image-55-1024x589.png" alt="" class="wp-image-974138" style="width:586px;height:auto" srcset="https://editorial-assets.benzinga.com/wp-content/uploads/2025/07/07024434/image-55-1024x589.png 1024w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/07/07024434/image-55-300x172.png 300w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/07/07024434/image-55-768x441.png 768w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/07/07024434/image-55.png 1117w" sizes="(max-width: 1024px) 100vw, 1024px" /></a></figure>
Read This Next:
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<li> <a href="https://www.benzinga.com/analyst-stock-ratings/analyst-color/25/07/46243448/cramer-doesnt-recommend-titan-international-joby-aviation-soars-after-milestone-flight">Cramer Doesn&#8217;t Recommend Titan International, Joby Aviation Soars After Milestone Flight</a> </li>
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Bank of New York Mellon Likely To Report Higher Q2 Earnings; These Most Accurate Analysts Revise Forecasts Ahead Of Earnings Call

Evercore ISI Group analyst Glenn Schorr maintains Bank of New York Mellon (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BK#NYSE">BK</a>) with a In-Line and raises the price target from $88 to $90.

Evercore ISI Group Maintains In-Line on Bank of New York Mellon, Raises Price Target to $90

On June 27, 2025, the Federal Reserve released the results of its 2025 bank stress test, which underscore BNY's resilient business model and strong balance sheet. The Federal Reserve also notified the company that its preliminary Stress Capital Buffer ("SCB") requirement will remain 2.5%, equal to the regulatory floor. This SCB is expected to be effective from October 1, 2025, to September 30, 2026, under the current capital plan rule. Since the introduction of the SCB requirement in 2020, BNY's SCB has consistently remained at the 2.5% floor. The company does not anticipate any impact on its SCB requirement based on the Federal Reserve's notice of proposed rulemaking to reduce the volatility of the SCB requirement issued on April 17, 2025.

BNY's Stress Capital Buffer To Remain At 2.5% Floor Through 2026

Dividends

The Bank of New York Mellon Expects To Increase Its Quarterly Cash Dividend On Its Common Shares From $0.47 To $0.53 Per Share, Commencing As Early As Q3 Of 2025

Asset management giant&nbsp;Invesco filed for a cryptocurrency exchange-traded fund focused on Solana (CRYPTO: <a class="ticker" href="https://www.benzinga.com/quote/sol/usd">SOL</a>) on Wednesday, expanding its offerings beyond Bitcoin (CRYPTO: <a class="ticker" href="https://www.benzinga.com/quote/btc/usd">BTC</a>).
What Happened: The proposed Invesco Galaxy Solana ETF, filed in collaboration with the Michael Novogratz-founded firm Galaxy Digital Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/GLXY#NASDAQ">GLXY</a>), is slated to be listed on the Cboe BZX exchange under the ticker &#8220;QSOL,&#8221; according to an S-1 filing with the SEC.
Bank of New York Mellon Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BK#NYSE">BK</a>) has been appointed as the administrator and cash custodian of the ETF, while Coinbase Global Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/COIN#NASDAQ">COIN</a>) will be responsible for holding all of the trust&#8217;s SOL. 
Earlier this month, several&nbsp;companies seeking to launch Solana&nbsp;ETFs updated&nbsp;their filings with the SEC&nbsp;to address the regulator&#8217;s queries, according to Reuters. Bloomberg analyst&nbsp;James Seyffart&nbsp;<a href="https://www.benzinga.com/crypto/cryptocurrency/25/06/45876315/solana-spikes-4-as-report-signals-possible-green-light-for-etf-analyst-sets-approval-odds-a">suggested </a>that the SEC "may act early" on spot Solana ETFs.
Invesco and Galaxy Digital already operate the Invesco Galaxy Bitcoin ETF (BATS:<a class="ticker" href="https://www.benzinga.com/stock/BTCO#BATS">BTCO</a>). Check out <a href="https://www.benzinga.com/premium/ideas/benzinga-edge-2#:~:text=Turn%20Market%20Chaos,when%20markets%20rebound" target="_blank" rel="noreferrer noopener">Benzinga Edge Stock Rankings</a> for the latest figures on its momentum and growth metrics, as well as how it compares to other Bitcoin ETFs.
Price Action:&nbsp; At the time of writing, SOL traded at $144.21, down 1.18%% in the last 24 hours, according to&nbsp;<a href="https://pro.benzinga.com/dashboard?_gl=1&#x2A;380nj0&#x2A;_ga&#x2A;MTEyOTAyOTcxMy4xNzEzMzY0NTYy&#x2A;_ga_V7ZK73W7N0&#x2A;MTcxNDk4MzIzMi42LjEuMTcxNDk4OTE0Ni4wLjAuMA.." target="_blank" rel="noreferrer noopener">data from Benzinga Pro</a>.
<a href="https://www.benzinga.com/crypto/cryptocurrency/25/06/45960180/solana-treasury-firms-cantor-fitzgerald">Read Next:&nbsp;</a>
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<li><a href="https://www.benzinga.com/crypto/cryptocurrency/25/06/45960180/solana-treasury-firms-cantor-fitzgerald">Solana Treasury Firms Get Cantor Vote Of Confidence: &#8216;We Expect Developer Growth To Continue&#8217;</a></li>
</ul>
Photo Courtesy: alfernec on Shutterstock.com
Disclaimer:&nbsp;This content was partially produced with the help of&nbsp;<a href="https://www.benzinga.com/author/benzinga-neuro" target="_blank" rel="noreferrer noopener">Benzinga Neuro</a>&nbsp;and was reviewed and published by Benzinga editors.<a href="https://www.benzinga.com/apis?utm_source=benzinga.com&amp;utm_campaign=article-bottom" rel="noreferrer noopener" target="_blank"></a>

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Michael Novogratz's Galaxy And Invesco File To Launch Solana ETF: What You Should Know About QSOL

In the current market session, Bank of New York Mellon Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BK#NYSE">BK</a>) stock price is at $90.00, after a 1.32% drop. However, over the past month, the company's stock increased by 1.35%, and in the past year, by 51.16%. Shareholders might be interested in knowing whether the stock is overvalued, even if the company is not performing up to par in the current session. 

<img src="https://www.benzinga.com/files/images/story/2025/1750885228_0.png" alt="Past Year Chart" />

<h3>Comparing Bank of New York Mellon P/E Against Its Peers</h3>
The P/E ratio measures the current share price to the company's EPS. It is used by long-term investors to analyze the company's current performance against it's past earnings, historical data and aggregate market data for the industry or the indices, such as S&amp;P 500. A higher P/E indicates that investors expect the company to perform better in the future, and the stock is probably overvalued, but not necessarily. It also could indicate that investors are willing to pay a higher share price currently, because they expect the company to perform better in the upcoming quarters. This leads investors to also remain optimistic about rising dividends in the future. 
Bank of New York Mellon has a lower P/E than the aggregate P/E of 34.88 of the Capital Markets industry. Ideally, one might believe that the stock might perform worse than its peers, but it's also probable that the stock is undervalued. 

<img src="https://www.benzinga.com/files/images/story/2025/1750885228_1.png" alt="Guage" />

In summary, while the price-to-earnings ratio is a valuable tool for investors to evaluate a company's market performance, it should be used with caution. A low P/E ratio can be an indication of undervaluation, but it can also suggest weak growth prospects or financial instability. Moreover, the P/E ratio is just one of many metrics that investors should consider when making investment decisions, and it should be evaluated alongside other financial ratios, industry trends, and qualitative factors. By taking a comprehensive approach to analyzing a company's financial health, investors can make well-informed decisions that are more likely to lead to successful outcomes.

Intraday Update

P/E Ratio Insights for Bank of New York Mellon

Bank of New York Mellon (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BK#NYSE">BK</a>) has outperformed the market over the past 5 years by 5.05% on an annualized basis producing an average annual return of 19.81%. Currently, Bank of New York Mellon has a market capitalization of $64.40 billion. 
Buying $100 In BK: If an investor had bought $100 of BK stock 5 years ago, it would be worth $251.10 today based on a price of $90.01 for BK at the time of writing.
<h3>Bank of New York Mellon's Performance Over Last 5 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1750781043_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Here's How Much $100 Invested In Bank of New York Mellon 5 Years Ago Would Be Worth Today

<a href="https://www.bloomberg.com/news/articles/2025-06-23/northern-trust-commits-to-staying-independent-after-bny-report?srnd=homepage-americas" title="https://www.bloomberg.com/news/articles/2025-06-23/northern-trust-commits-to-staying-independent-after-bny-report?srnd=homepage-americas">https://www.bloomberg.com/news/articles/2025-06-23/northern-trust-commits-to-staying-independent-after-bny-report?srnd=homepage-americas</a>

'Northern Trust Commits To Staying Independent After BNY Report' - Bloomberg

<a href="https://www.wsj.com/finance/banking/bank-of-new-york-mellon-approached-northern-trust-to-discuss-potential-merger-7017f4eb">https://www.wsj.com/finance/banking/bank-of-new-york-mellon-approached-northern-trust-to-discuss-potential-merger-7017f4eb</a>&nbsp;

The Wall Street Journal Reported Sunday, Bank of New York Mellon Recently Approached Northern Trust to Discuss Potential Takeover

A former Bank of England economist is raising red flags over the growing role of stablecoins in the U.S. financial system, with major implications for banks, as well as the U.S. Dollar.
What Happened: In a recent episode of The Big View by Reuters, Dan Davies, an ex-BoE regulatory economist and veteran bank analyst, compared stablecoin issuers like Circle Internet Group Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CRCL#NYSE">CRCL</a>) and Tether to banks that lack the oversight and safeguards of traditional institutions.
&#8220;These things are basically intrinsically unstable financial structures,&#8221; Davies said, noting that their promise of 1:1 redemption in U.S. dollars makes them particularly vulnerable to sudden runs, referring to bank runs, when a large number of individuals try to withdraw their funds from an institution at the same time.
He says, &#8220;If you think there's even a small chance that it [a stablecoin] might be worth 95 cents on the dollar, then you want to get out immediately.&#8221;
See Also: <a href="https://www.benzinga.com/news/events/25/06/45967070/howard-lutnick-says-nearly-70000-register-for-5-million-trump-card-visa-as-us-eyes-1-trillion-windfall-from-premium-immigration-plan">Howard Lutnick Says Nearly 70,000 Register For $5 Million &#8216;Trump Card&#8217; Visa As US Eyes $1 Trillion Windfall From Premium Immigration Plan</a>
Davies notes that stablecoin issuers hold significant reserves in commercial bank deposits and Treasury bills, so in case redemptions spike, the banks that hold these reserves could witness withdrawal demands in the billions.
&#8220;They're very bad customers for the banking system,&#8221; he says, pointing to the systemic stress this dynamic could introduce.
Circle, for instance, works <a href="https://www.circle.com/usdc">with</a> the Bank of New York Mellon Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BK#NYSE">BK</a>) as its custodian, among a few others, while Tether works <a href="https://www.benzinga.com/markets/cryptocurrency/24/11/42166673/drug-cartels-use-tether-and-bitcoin-to-launder-millions-court-documents-reveal">with</a> Cantor Fitzergerald. 
According to Davies, the GENIUS Act, a bill introduced in Congress to regulate stablecoins, may end up doing more harm than good. 
While the legislation appears to offer guardrails, such as reserve disclosures and other transparency requirements, Davies believes that it could inadvertently normalize risk. 
On a global level, Davies said the move could accelerate &#8220;de-dollarization,&#8221; as countries seek to insulate their economies from the added volatility introduced by U.S.-backed stablecoins.
&#8220;Signing up to the U.S. dollar now means signing up to stablecoins,&#8221; he says, warning this could erode trust and encourage alternatives like central bank digital currencies in Europe and Asia.
Why It Matters: Davies&#8217; concerns have been echoed by several other prominent experts and institutions, such as the United States Financial Services Oversight Council (FSOC), which raised alarms over the <a href="https://www.benzinga.com/content/42377684/fsoc-warns-stablecoins-pose-stability-risks-due-to-lack-of-management-standards">potential risks posed</a> by stablecoins due to inadequate risk management standards late last year. 
There are, however, several other <a href="https://www.benzinga.com/24/12/42585826/stablecoins-redefining-global-finance-are-banks-falling-behind">voices in support</a> of this new asset class, such as Jan Van Eck, the CEO of VanEck, who said that &#8220;the global payments system is being rewired as we speak,&#8221; while referring to stablecoins and their utility in payments and cross-border transactions. 
Last month, it was reported that <a href="https://www.benzinga.com/trading-ideas/movers/25/05/45579978/banking-giants-like-jpmorgan-bank-of-america-mull-joint-stablecoin-to-counter-crypto-competition-report">leading U.S. Banks</a>, including JPMorgan Chase &amp; Co. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JPM#NYSE">JPM</a>), Bank of America Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BAC#NYSE">BAC</a>), Citigroup Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/C#NYSE">C</a>), and Wells Fargo &amp; Co. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/WFC#NYSE">WFC</a>) were exploring the possibility of a joint stablecoin.
<figure class="wp-block-image size-large"><a href="https://www.benzinga.com/premium/ideas/benzinga-edge-2#:~:text=Turn%20Market%20Chaos,when%20markets%20rebound"><img loading="lazy" decoding="async" width="1024" height="147" src="https://editorial-assets.benzinga.com/wp-content/uploads/2025/06/17054954/Screenshot-2025-06-17-at-3.19.38-PM-1024x147.png" alt="" class="wp-image-951944" srcset="https://editorial-assets.benzinga.com/wp-content/uploads/2025/06/17054954/Screenshot-2025-06-17-at-3.19.38-PM-1024x147.png 1024w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/06/17054954/Screenshot-2025-06-17-at-3.19.38-PM-300x43.png 300w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/06/17054954/Screenshot-2025-06-17-at-3.19.38-PM-768x110.png 768w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/06/17054954/Screenshot-2025-06-17-at-3.19.38-PM.png 1520w" sizes="(max-width: 1024px) 100vw, 1024px" /></a></figure>
According to Benzinga&#8217;s Edge Stock Rankings, Circle has a favorable price trend in the short, medium, and long term, but how does it compare with peers and competitors? Click <a href="https://www.benzinga.com/premium/ideas/benzinga-edge-2#:~:text=Turn%20Market%20Chaos,when%20markets%20rebound">here</a> to find out. 
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</ul>
Photo courtesy: Grey82 / Shutterstock.com

CRCL

Stablecoins Pose 'Systemic Risk' To US Banks And Dollar, Former BoE Advisor Warns: 'They're Very Bad Customers For The Banking System'

The Bank of New York Mellon Corporation ("BNY") (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BK#NYSE">BK</a>), a global financial services company, today announced that Chief Executive Officer Robin Vince was unanimously elected by the Board of Directors ("the Board") to the additional position of Chairman, and Joe Echevarria, the current Chairman, as lead independent director, effective September 1, 2025. Joe Echevarria previously held the lead independent director role from 2016 to 2019.

Management

Bank of New York Mellon Board Unanimously Elects Robin Vince As Chairman, Effective September 1

Bank of New York Mellon's (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BK#NYSE">BK</a>) short percent of float has risen 3.67% since its last report. The company recently reported that it has 8.09 million shares sold short, which is 1.13% of all regular shares that are available for trading. Based on its trading volume, it would take traders 2.11 days to cover their short positions on average.
<h3>Why Short Interest Matters</h3>
Short interest is the number of shares that have been sold short but have not yet been covered or closed out. <a href="https://www.benzinga.com/money/how-to-short-a-stock?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">Short selling</a> is when a trader sells shares of a company they do not own, with the hope that the price will fall. Traders make money from short selling if the price of the stock falls and they lose if it rises.
Short interest is important to track because it can act as an indicator of market sentiment towards a particular stock. An increase in short interest can signal that investors have become more bearish, while a decrease in short interest can signal they have become more bullish.
See Also: <a href="https://www.benzinga.com/short-interest?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">List of the most shorted stocks</a>
<h3>Bank of New York Mellon Short Interest Graph (3 Months)</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1748977220_0.png" alt="short_fig" />
As you can see from the chart above the percentage of shares that are sold short for Bank of New York Mellon has grown since its last report. This does not mean that the stock is going to fall in the near-term but traders should be aware that more shares are being shorted.
<h3>Comparing Bank of New York Mellon's Short Interest Against Its Peers</h3>
Peer comparison is a popular technique amongst analysts and investors for gauging how well a company is performing. A company's peer is another company that has similar characteristics to it, such as industry, size, age, and financial structure. You can find a company's peer group by reading its 10-K, proxy filing, or by doing your own similarity analysis.
According to <a href="https://www.benzinga.com/pro/">Benzinga Pro</a>, Bank of New York Mellon's peer group average for short interest as a percentage of float is 4.14%, which means the company has less short interest than most of its peers.
Did you know that increasing short interest can actually be bullish for a stock? <a href="https://www.benzinga.com/money/how-to-make-money-on-a-short-squeeze?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">This post by Benzinga Money explains how you can profit from it.</a>
This article was generated by Benzinga's automated content engine and was reviewed by an editor.

Short Sellers

Short Ideas

Peering Into Bank of New York Mellon's Recent Short Interest

Morgan Stanley analyst Betsy Graseck maintains Bank of New York Mellon (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BK#NYSE">BK</a>) with a Overweight and raises the price target from $94 to $95.

Morgan Stanley Maintains Overweight on Bank of New York Mellon, Raises Price Target to $95

Bank of New York Mellon (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BK#NYSE">BK</a>) underwent analysis by 9 analysts in the last quarter, revealing a spectrum of viewpoints from bullish to bearish.
The following table provides a quick overview of their recent ratings, highlighting the changing sentiments over the past 30 days and comparing them to the preceding months.
<table>
<thead>
<tr>
<th></th>
<th align="right">Bullish</th>
<th align="right">Somewhat Bullish</th>
<th align="right">Indifferent</th>
<th align="right">Somewhat Bearish</th>
<th align="right">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td align="right">2</td>
<td align="right">2</td>
<td align="right">5</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td align="right">2</td>
<td align="right">2</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">3</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
Analysts provide deeper insights through their assessments of 12-month price targets, revealing an average target of $91.56, a high estimate of $98.00, and a low estimate of $85.00. This current average reflects an increase of 1.98% from the previous average price target of $89.78. 
<img src="https://www.benzinga.com/files/images/story/2025/1748458880_0.png" alt="price target chart" />
<h2>Analyzing Analyst Ratings: A Detailed Breakdown</h2>
An in-depth analysis of recent analyst actions unveils how financial experts perceive Bank of New York Mellon. The following summary outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>David Smith</td>
<td>Truist Securities</td>
<td>Raises</td>
<td>Hold</td>
<td>$97.00</td>
<td>$87.00</td>
</tr>
<tr>
<td>David Smith</td>
<td>Truist Securities</td>
<td>Lowers</td>
<td>Buy</td>
<td>$87.00</td>
<td>$90.00</td>
</tr>
<tr>
<td>Betsy Graseck</td>
<td>Morgan Stanley</td>
<td>Lowers</td>
<td>Overweight</td>
<td>$94.00</td>
<td>$98.00</td>
</tr>
<tr>
<td>David Smith</td>
<td>Truist Securities</td>
<td>Lowers</td>
<td>Buy</td>
<td>$90.00</td>
<td>$93.00</td>
</tr>
<tr>
<td>Betsy Graseck</td>
<td>Morgan Stanley</td>
<td>Lowers</td>
<td>Overweight</td>
<td>$98.00</td>
<td>$99.00</td>
</tr>
<tr>
<td>Glenn Schorr</td>
<td>Evercore ISI Group</td>
<td>Raises</td>
<td>In-Line</td>
<td>$87.00</td>
<td>$83.00</td>
</tr>
<tr>
<td>Keith Horowitz</td>
<td>Citigroup</td>
<td>Raises</td>
<td>Neutral</td>
<td>$85.00</td>
<td>$82.00</td>
</tr>
<tr>
<td>Gerard Cassidy</td>
<td>RBC Capital</td>
<td>Maintains</td>
<td>Sector Perform</td>
<td>$90.00</td>
<td>$90.00</td>
</tr>
<tr>
<td>Whit Mayo</td>
<td>Wells Fargo</td>
<td>Raises</td>
<td>Equal-Weight</td>
<td>$96.00</td>
<td>$86.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: Responding to changing market dynamics and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their response to recent developments related to Bank of New York Mellon. This offers insight into analysts' perspectives on the current state of the company.</li>
<li>Rating: Providing a comprehensive analysis, analysts offer qualitative assessments, ranging from 'Outperform' to 'Underperform'. These ratings reflect expectations for the relative performance of Bank of New York Mellon compared to the broader market.</li>
<li>Price Targets: Analysts navigate through adjustments in price targets, providing estimates for Bank of New York Mellon's future value. Comparing current and prior targets offers insights into analysts' evolving expectations.</li>
</ul>
Considering these analyst evaluations in conjunction with other financial indicators can offer a comprehensive understanding of Bank of New York Mellon's market position. Stay informed and make well-informed decisions with our Ratings Table.
<a href="https://www.benzinga.com/quote/BK/analyst-ratings?adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantage">Stay up to date on Bank of New York Mellon analyst ratings.</a>
<h2>Get to Know Bank of New York Mellon Better</h2>
BNY Mellon is a global investment company involved in managing and servicing financial assets throughout the investment lifecycle. The bank provides financial services for institutions, corporations, and individual investors and delivers investment management and investment services in 35 countries and more than 100 markets. BNY Mellon is the largest global custody bank in the world, with $52.1 trillion in under custody or administration (as of December 2024), and can act as a single point of contact for clients looking to create, trade, hold, manage, service, distribute, or restructure investments. BNY Mellon's asset-management division manages about $2.0 trillion in assets.
<h3>Financial Milestones: Bank of New York Mellon's Journey</h3>
Market Capitalization: Surpassing industry standards, the company's market capitalization asserts its dominance in terms of size, suggesting a robust market position.
Revenue Growth: Bank of New York Mellon's revenue growth over a period of 3M has been noteworthy. As of 31 March, 2025, the company achieved a revenue growth rate of approximately 5.78%. This indicates a substantial increase in the company's top-line earnings. As compared to its peers, the company achieved a growth rate higher than the average among peers in Financials sector.
Net Margin: The company's net margin is below industry benchmarks, signaling potential difficulties in achieving strong profitability. With a net margin of 24.51%, the company may need to address challenges in effective cost control.
Return on Equity (ROE): The company's ROE is a standout performer, exceeding industry averages. With an impressive ROE of 3.07%, the company showcases effective utilization of equity capital.
Return on Assets (ROA): Bank of New York Mellon's ROA lags behind industry averages, suggesting challenges in maximizing returns from its assets. With an ROA of 0.27%, the company may face hurdles in achieving optimal financial performance.
Debt Management: Bank of New York Mellon's debt-to-equity ratio is below the industry average. With a ratio of 0.87, the company relies less on debt financing, maintaining a healthier balance between debt and equity, which can be viewed positively by investors.
<h2>Analyst Ratings: What Are They?</h2>
Analyst ratings serve as essential indicators of stock performance, provided by experts in banking and financial systems. These specialists diligently analyze company financial statements, participate in conference calls, and engage with insiders to generate quarterly ratings for individual stocks.
Analysts may enhance their evaluations by incorporating forecasts for metrics like growth estimates, earnings, and revenue, delivering additional guidance to investors. It is vital to acknowledge that, although experts in stocks and sectors, analysts are human and express their opinions when providing insights.
Which Stocks Are Analysts Recommending Now?
Benzinga Edge gives you instant access to all major analyst upgrades, downgrades, and price targets. Sort by accuracy, upside potential, and more. <a href="https://www.benzinga.com/premium/ideas/benzinga-edge-checkout/?t=be8be9arja3be22bz21&amp;adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantage">Click here to stay ahead of the market</a>.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Demystifying Bank of New York Mellon: Insights From 9 Analyst Reviews

Truist Securities analyst David Smith downgrades Bank of New York Mellon (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BK#NYSE">BK</a>) from Buy to Hold and raises the price target from $87 to $97.

Downgrades

Truist Securities Downgrades Bank of New York Mellon to Hold, Raises Price Target to $97

Bank of New York Mellon (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BK#NYSE">BK</a>) has outperformed the market over the past 5 years by 4.89% on an annualized basis producing an average annual return of 19.55%. Currently, Bank of New York Mellon has a market capitalization of $64.46 billion. 
Buying $1000 In BK: If an investor had bought $1000 of BK stock 5 years ago, it would be worth $2,611.59 today based on a price of $90.10 for BK at the time of writing.
<h3>Bank of New York Mellon's Performance Over Last 5 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1747776628_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

If You Invested $1000 In This Stock 5 Years Ago, You Would Have This Much Today

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Shares of banks and financial services stocks are higher after the US and China agreed to a temporary reduction in most tariffs on each other's goods. A reduction in tariffs could alleviate macro uncertainty in the lending and deal environment.

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