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Bentley Systems

Bentley Systems is a software vendor that caters to engineers, architects, constructors, and geospatial professionals by enabling design, modeling, simulation, project management, and data management of infrastructure assets. The firm delivers solutions via the cloud, desktop, and hybrid environments. While Bentley is relatively small in comparison with peers like Autodesk, it shines in core specialty areas, like bridge or rail design, as opposed to being more broad-based in its applications. Bentley's largest end market is the public works and utilities sector, which represents approximately two thirds of revenue.

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Jim Cramer si dice deluso per aver scelto GE HealthCare come la peggiore delle tre azioni. Ecco che cosa è successo.

Jim Cramer desolato: ha comprato la &#34;peggiore delle tre&#34;

Bentley Systems, Incorporated - Class B Common Stock

Bentley Systems Inc

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<a href="https://www.bloomberg.com/news/articles/2025-04-18/trump-studying-whether-removing-powell-is-option-hassett-says">https://www.bloomberg.com/news/articles/2025-04-18/trump-studying-whether-removing-powell-is-option-hassett-says</a>

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'Trump Studying Whether Removing Powell Is Option, Hassett Says'- Bloomberg

<ul>
<li>For years, Microsoft has been the leading software provider for U.S. government agencies, holding an 85% share of the market</li>
<li>But a new deal between Google and the U.S. General Services Administration may change that up</li>
<li>The deal, Google says, has the potential to save the federal government up to $2 billion</li>
</ul>
Microsoft has long been the primary software provider for federal government agencies, but <a href="https://www.reuters.com/technology/google-slashes-business-software-prices-us-federal-agencies-2025-04-10/">Reuters</a> reports that Google just secured a deal that could put an end to that reign.
According to the report, Google has offered a 71% discount as part of an agreement with the General Services Administration. If adopted, Google says the deal could save government agencies up to $2 billion.
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The deal comes at a time when President Donald Trump has been working to minimize federal spending. His administration installed Elon Musk as the de facto leader of the Department of Government Efficiency, tasking them with identifying and canceling unnecessary contracts and shrinking agencies.
The GSA, which is responsible for managing federal properties and services, was one of the first agencies targeted by DOGE. A spokesman for GSA told Reuters that, "The Workspace agreement marks a step forward in GSA&#8217;s work with Google and other companies to create cost savings for the federal government.&#8221;&nbsp;
Importantly, the deal will be based on the entire volume of the government, which could lead to more savings for it, Reuters reports. Previous deals, according to the report, have seen separate agencies get separate contracts with different discounts attached to each, making for a more chaotic and less structured system.
Trending: BlackRock is calling 2025 the year of alternative assets. <a href="https://www.benzinga.com/money/masterworks">One firm from NYC has quietly built a group of 60,000+ investors who have all joined in on an alt asset class previously exclusive to billionaires like Bezos and Gates.</a>
Reuters reports that Google is hopeful that the deal, which will be effective through September, will open the door for more extensive government contracts in the future. In 2021, it was estimated by Reuters that Microsoft's share of the U.S. government's software market was 85%, making it the largest player in the space by far.&nbsp;
For some time now, Google has been working on taking a larger share of the consumer, enterprise, and government markets. Its addition of a host of AI features powered by its large language model, Gemini, to its workspace is a perfect example of these efforts.
But it seems Google is looking to change things up at Gemini. On April 2, it said that Sissie Hsiao, who led the development of Gemini, would be stepping down. It's been widely reported that she's set to be replaced by Josh Woodward, who currently leads Google Labs and oversaw the launch of NotebookLM. Demis Hassabis, the CEO of Google DeepMind, reportedly said in a memo to staff that the move will help the company focus on the future of Gemini and that Hsiao is not leaving the company, just stepping into a new role.&nbsp;
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<li>Maker of a life-changing asthma device with 12,000+ patients waiting, FDA clearance, and a 67% drop in attacks — now <a href="https://www.benzinga.com/money/how-a-10k-bet-on-health-care-originals-could-have-skyrocketed-your-portfolio">taking final investors at just $1.52 per share.</a></li>
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Image: Shutterstock

Personal Finance

Google Just Scored A Government Deal Based On 'The Volume Of The Entire Government' – And That's Bad News For Microsoft

Agnico Eagle Mines (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/AEM#NYSE">AEM</a>) has outperformed the market over the past 5 years by 3.67% on an annualized basis producing an average annual return of 17.7%. Currently, Agnico Eagle Mines has a market capitalization of $61.49 billion. 
Buying $1000 In AEM: If an investor had bought $1000 of AEM stock 5 years ago, it would be worth $2,255.57 today based on a price of $122.21 for AEM at the time of writing.
<h3>Agnico Eagle Mines's Performance Over Last 5 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1744993810_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Here's How Much $1000 Invested In Agnico Eagle Mines 5 Years Ago Would Be Worth Today

Editor's Note: This article has been updated to clarify that the Bitcoin ETF positions disclosed in Bank of America's 13F filings represent client holdings, not investments made by the firm itself. Bank of America has no direct exposure to Bitcoin ETFs.
Warren Buffett's anti-Bitcoin (CRYPTO: <a class="ticker" href="https://www.benzinga.com/quote/btc/usd">BTC</a>) rhetoric has long been discussed in market circles, with many trying to comprehend why one of the world's most valuable assets failed to impress the "Oracle of Omaha."
That being said, his firm, Berkshire Hathaway Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BRK#NYSE">BRK</a>) (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BRK#NYSE">BRK</a>), has indirect exposure to the price moves of the apex cryptocurrency through a company that bets on spot Bitcoin exchange-traded funds.
What happened: According to the latest 13F filing, Berkshire Hathaway held 680.23 million shares of banking giant Bank of America Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BAC#NYSE">BAC</a>), translating to a stake worth nearly $29.89 billion, at the end of 2024.
Notably, BAC was Berkshire Hathaway's third-largest holding, cornering about 11.88% of its investment portfolio.
However, unlike its investor, client accounts at the financial behemoth have exposure to Bitcoin ETFs, according to 13F filings.
BAC's 13F filings show client-held positions in each of the six top ETFs tracking Bitcoin's spot price, with the largest valued at $21.78 million in the iShares Bitcoin Trust ETF (IBIT). The 13F filing indicated that clients held the shares since Q1 2024, with an increase of 249,292 shares reported in Q4.
See Also:<a href="https://www.benzinga.com/25/04/44621245/gold-backed-cryptos-match-yellow-metals-highs-following-trumps-liberation-day-shock"> </a><a href="https://www.benzinga.com/25/04/44856286/solana-outpaces-bitcoin-ethereum-after-cathie-woods-ark-invest-piles-on-sols-new-canada-based-etf">Solana Breaks Free From Bitcoin, Ethereum Lag After Cathie Wood&#8217;s Ark Invest Accumulates New SOL Staking ETF</a>
Why It Matters: The investment sharply contrasted with Buffett's disdain toward Bitcoin and cryptocurrencies. The seasoned stock picker has called Bitcoin<a href="https://www.benzinga.com/25/04/44728494/bitcoin-draws-ire-from-buffett-and-dimon-but-blockchain-technology-sees-a-softer-stance-from-both"> "probably rat poison squared"</a> and a <a href="https://www.benzinga.com/25/04/44728494/bitcoin-draws-ire-from-buffett-and-dimon-but-blockchain-technology-sees-a-softer-stance-from-both">&#8220;delusion&#8221;</a> in the past, questioning its intrinsic value.
Interestingly, like BAC, some other Berkshire Hathaway holdings are tied to cryptocurrencies.
Financial services company&nbsp;Jefferies Financial Group Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JEF#NYSE">JEF</a>) <a href="https://www.benzinga.com/25/04/44622000/warren-buffett-avoids-bitcoin-but-do-you-know-berkshire-hathaway-holds-a-stake-in-a-bitcoin-hedge-advocate">also held over $85 million worth of IBIT shares</a> and deemed Bitcoin a &#8220;critical hedge&#8221; against fiat debasement and inflation.
Additionally, Berkshire <a href="https://www.benzinga.com/markets/cryptocurrency/24/12/42480133/do-you-know-warren-buffetts-berkshire-hathaway-has-positions-in-this-lesser-known-crypto-friendly-bank-heres-how-the-stock-has-performed-this-year">has a stake</a> in Nu Holdings Ltd. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/NU#NYSE">NU</a>), a Brazil-based cryptocurrency-friendly bank.
Price Action: At the time of writing, Bitcoin traded at $84,624.93, up 0.03% in the last 24 hours, according to <a href="https://pro.benzinga.com/dashboard?_gl=1&#x2A;380nj0&#x2A;_ga&#x2A;MTEyOTAyOTcxMy4xNzEzMzY0NTYy&#x2A;_ga_V7ZK73W7N0&#x2A;MTcxNDk4MzIzMi42LjEuMTcxNDk4OTE0Ni4wLjAuMA..">data from Benzinga Pro</a>.&nbsp;
Shares of Berkshire Hathaway rose 0.13% in after-hours trading after closing 0.34% higher at $518.21 during Thursday&#8217;s regular session. BAC stock closed 0.21% higher at $37.41.
As of this writing, Berkshire Hathaway&#8217;s stock was experiencing strong momentum. Go to <a href="https://www.benzinga.com/premium/ideas/benzinga-edge-2#:~:text=Turn%20Market%20Chaos,when%20markets%20rebound">Benzinga Edge Stock Rankings</a> to see how BAC and its other top holdings perform on this metric.
<figure class="wp-block-image size-full"><img loading="lazy" decoding="async" width="484" height="123" src="https://editorial-assets.benzinga.com/wp-content/uploads/2025/04/18041626/Screenshot-2025-04-18-134602.png" alt="" class="wp-image-878091" srcset="https://editorial-assets.benzinga.com/wp-content/uploads/2025/04/18041626/Screenshot-2025-04-18-134602.png 484w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/04/18041626/Screenshot-2025-04-18-134602-300x76.png 300w" sizes="(max-width: 484px) 100vw, 484px" /></figure>
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Image via Shutterstock

Coverage of Bitcoin, Etherum, Ripple and all the latest digital currencies.

Cryptocurrency

$BTC

IBIT

MSTR

MTPLF

Warren Buffett Dislikes Bitcoin—But Client Holdings At A Top Berkshire Investment Show Exposure To BTC ETFs (CORRECTED)

The housing market is witnessing a disparity between the number of sellers and potential buyers. 
What Happened: The main reason behind this imbalance is the affordability concerns among potential buyers, leading to a rise in inventory and possible price reductions, as per a report by&nbsp;Zillow.
According to the <a href="https://www.businessinsider.com/national-association-realtors-rules-commissions-zillow-home-search-pocket-listings-2025-4">report</a>, sellers listed over 375,000 homes in the previous month, a 32% surge from the month prior, and a 9% increase year-over-year. However, the growth in buyer activity did not keep pace with this surge, resulting in flat pending home sales compared to the previous year.
This mismatch led to a net increase of 110,000 listings, pushing the overall inventory up by&nbsp;19% year-over-year to 1.15 million,&nbsp;the highest since March 2020. Despite the low mortgage rates in March 2025, high home prices have deterred buyers, leading to higher mortgage payments.
Also Read: <a href="https://www.benzinga.com/news/24/12/42716239/where-to-invest-here-are-the-top-10-us-housing-market-hot-spots-for-2025">Where To Invest? Here Are The Top 10 US Housing Market Hot Spots For 2025</a>
Skylar Olsen, Zillow&#8217;s chief economist, told the outlet,&nbsp;&#8220;While sellers leaned on the&nbsp;gas, buyers didn&#8217;t keep up.&#8221; This resulted in&nbsp;23% of listings on Zillow&nbsp;experiencing a price reduction in March, the highest percentage since 2018.
However, Zillow&#8217;s Market Heat Index indicates that the housing market has largely favored sellers over the past five years, only shifting to a &#8220;sellers market&#8221; in March for the first time since June of the previous year.
Why It Matters: The current buyer-seller mismatch in the housing market is a clear indication of the affordability concerns among potential buyers. Despite the increase in listings and potential price cuts, high home prices continue to be a deterrent. 
This situation, if it persists, could lead to a significant shift in the housing market dynamics, with potential long-term impacts on both buyers and sellers. 
The role of factors such as mortgage rates and overall economic conditions will also be crucial in determining the future trajectory of the housing market.
Read Next
<a href="https://www.benzinga.com/economics/macro-economic-events/24/11/42027218/could-trumps-housing-plans-reshape-the-real-estate-market" target="_blank" rel="noreferrer noopener">Could Trump's Housing Plans Reshape The Real Estate Market?</a>
Image: Shutterstock/Cherdchai101

Real Estate

For Sale, But No Takers: The US Housing Market's Awkward Standoff

Erik Prince, a businessman and longtime supporter of President Donald Trump, has reportedly agreed to help the Democratic Republic of Congo (DRC) secure and tax its <a href="https://www.benzinga.com/markets/commodities">vast mineral wealth</a>.
According <a href="https://www.reuters.com/world/trump-supporter-prince-reaches-deal-with-congo-help-secure-mineral-wealth-2025-04-17/">to</a> Reuters, he reached the agreement before the M23 rebel group <a href="https://www.benzinga.com/news/global/25/02/43573846/un-warns-about-escalating-conflict-dr-congo-as-rebels-seize-mining-center">launched a major offensive</a> in January 2025 that saw them seize key cities in eastern Congo, including Goma. Two sources close to Prince, a Congolese official, and two diplomats confirmed new discussions, focusing on improving tax collection and reducing cross-border smuggling of valuable minerals.
With the cash leaks in Congo's mining sector, there&#8217;s a desperate need for structure," said one source. Despite no confirmed links to the U.S. government or military, security contractors remain a possible option under future U.S. support frameworks.
Prince, best known as the founder of Blackwater—the private security firm implicated in the killing of Iraqi civilians in 2007—has operated in Africa for over a decade, providing logistics and security services for mining and oil companies. His companies have been active in Congo since 2015, though previous attempts to deploy contractors, including a 2023 proposal to send thousands to the conflict-ridden east, failed to materialize.
The DRC&#8217;s mineral wealth is staggering. The country holds an estimated 6 million metric tons of cobalt, over 57% of global reserves, essential for electric vehicle batteries. It also possesses around 75 million metric tons of copper, 150 million carats of diamonds, and vast gold, coltan, tin, and lithium deposits, most of which are extracted under poor oversight and often smuggled out of the country. KoBold Metals, a startup backed by billionaires Bill Gates and Jeff Bezos, has recently approached DRC, <a href="https://www.benzinga.com/25/03/44456007/gates-bezos-backed-startup-makes-move-for-dr-congos-lithium">inquiring about lithium mining</a>, while copper giant Freeport-McMoran (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FCX#NYSE">FCX</a>) has floated the idea about returning to the jurisdiction it exited in 2020.
Smuggling conflict minerals has been a heated topic. The DRC accused and even <a href="https://www.benzinga.com/news/legal/24/12/42527087/dr-congo-fires-first-salvo-files-complaints-against-apple-over-conflict-minerals">sued Apple</a> before the French prosecutor dropped the charges, classifying them as "not sufficiently well-founded."
Sources say Prince's initial security deployment is expected in the Katanga province, particularly at copper mines near Kolwezi – a region allegedly losing up to $40 million per month in untracked mineral flows. Sources noted they expect contractors to avoid direct conflict zones, instead deploying alongside commodity inspection specialists to improve transparency and revenue collection.
Read Next: <a href="https://www.benzinga.com/25/04/44861734/newmont-completes-a-year-long-portfolio-optimization-process">Newmont Completes A Year-Long Portfolio Optimization Process</a>
Image: Shutterstock/esfera

Government

Rumors

Commodities

Global

Blackwater Founder Reaches a Security Deal With DR Congo

Simon Property Group (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SPG#NYSE">SPG</a>) has outperformed the market over the past 5 years by 8.91% on an annualized basis producing an average annual return of 22.94%. Currently, Simon Property Group has a market capitalization of $49.08 billion. 
Buying $1000 In SPG: If an investor had bought $1000 of SPG stock 5 years ago, it would be worth $2,793.98 today based on a price of $150.41 for SPG at the time of writing.
<h3>Simon Property Group's Performance Over Last 5 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1744992912_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Here's How Much $1000 Invested In Simon Property Group 5 Years Ago Would Be Worth Today

<a href="https://www.youtube.com/watch?v=FmKfTc_ErDg">https://www.youtube.com/watch?v=FmKfTc_ErDg</a>

Fed's Daly Says Ultimately The Economy Is Heading Where We Want; Says Risks To Inflation Are Elevated; Says We May Have To Hold Policy Tighter For Longer Than We Thought; Says Could Imagine Adjusting Policy Rate Over Time, But We Have Plenty Of Time To Wait This Out

In response to allegations of AI model mimicry, OpenAI has implemented stricter access protocols. 
What Happened: Developers are now required to provide government ID verification to gain access to the company&#8217;s advanced AI models. 
The OpenAI has made it mandatory for developers to provide government ID verification to access its advanced AI models. This measure is intended to prevent misuse and protect the company&#8217;s intellectual property.
A recent study by AI content detection company, Copyleaks, found that 74% of outputs from the&nbsp;Chinese model, DeepSeek-R1, were classified&nbsp;as OpenAI-written. This indicates that OpenAI&#8217;s outputs may be used to train competing AI systems, a practice known as distillation, which could potentially&nbsp;violate OpenAI&#8217;s terms of service.
As per the report <a href="https://www.businessinsider.com/openai-tightens-access-evidence-ai-model-mimicry-deepseek-2025-4">by </a>Insider, OpenAI has not yet commented on these findings, but has previously expressed concerns about developers intentionally violating usage policies. Earlier this year, the company stated that it was investigating indications of DeepSeek distilling their models inappropriately.
Also Read: <a href="https://www.benzinga.com/tech/25/03/44066117/elon-musk-battles-openai-over-move-to-for-profit-model-and-experts-are-pushing-back">Elon Musk Battles OpenAI Over Move To For-Profit Model — And Experts Are Pushing Back</a>
While distillation is a common practice in AI research, unauthorized use could lead to legal complications. The debate over ownership in the AI industry is escalating, and tools&nbsp;like Copyleaks&#8217; digital fingerprinting system&nbsp;could help&nbsp;trace and verify authorship at&nbsp;the model level.
Why It Matters: OpenAI&#8217;s decision to tighten access protocols comes at a time when the AI industry is grappling with issues of ownership and intellectual property rights. The alleged misuse of OpenAI&#8217;s outputs by competing AI systems underscores the need for stricter regulations and verification processes. 
By requiring government ID verification, OpenAI aims to ensure that its advanced AI models are used responsibly and in compliance with its terms of service. 
This move could potentially set a precedent for other companies in the industry, leading to more robust measures to protect intellectual property in the AI space.
Read Next
<a href="https://www.benzinga.com/news/24/09/40969874/openais-employees-see-this-latest-creation-as-ominous-what-is-it">OpenAI&#8217;s Employees See This Latest Creation As &#8216;Ominous&#8217; – What Is It?</a>

Tech

OpenAI's Latest Move Has Competitors Like DeepSeek on Edge

When you leave a job, what happens to your retirement savings? If you have a 401(k) or 403(b), personal finance expert Suze Orman says it might be time to consider a rollover — especially into an IRA or Roth IRA. On a recent episode of her "<a href="https://omny.fm/shows/suze-ormans-women-and-money/ask-kt-suze-anything-revisiting-can-i-give-my-child-money-and-get-a-tax-deduction">Women &amp; Money</a>" podcast, Orman explained why she's been recommending this move for years.
Here's what you need to know about her advice and why it could benefit your long-term retirement plans.
<h2 class="wp-block-heading">More Investment Choices After a Rollover</h2>
Orman's number one reason for rolling your 401(k) or 403(b) into an IRA? Flexibility.
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Retirement plans through your employer usually limit you to a small number of mutual funds or company-selected investment options. But once you roll over your savings into an IRA or <a href="https://www.benzinga.com/personal-finance/25/04/44656837/build-your-retirement-portfolio-while-saving-for-emergencies-a-roth-ira-can-double-as-an-emergency-fund-is-that-true">Roth IRA</a> — especially through a brokerage firm like Fidelity or Schwab — you get access to a much wider variety of investments.
"When you transfer it and put it into an IRA, now you can buy exchange-traded funds, individual stocks. You could buy certificates of deposit. You could buy treasuries," Orman said. "You could probably even buy the exact same things the 401(k) is invested in."
She also pointed out that if you're looking to hold individual bonds, you won't be able to do that within most workplace plans. Instead, you're usually stuck with bond funds — something she personally doesn't recommend.
Trending: It&#8217;s no wonder Jeff Bezos holds over $250 million in art — <a href="https://www.benzinga.com/money/masterworks">this alternative asset has outpaced the S&amp;P 500 since 1995, delivering an average annual return of 11.4%. Here&#8217;s how everyday investors are getting started.</a>
<h2 class="wp-block-heading">The Tax Advantage of a Roth IRA Conversion</h2>
Depending on the type of plan you have — traditional or Roth — how you roll over your funds matters. A traditional 401(k) or 403(b) must be rolled into a traditional IRA to avoid taxes on the full amount at the time of transfer. A Roth 401(k), on the other hand, can move into a Roth IRA.
Orman encourages listeners to think carefully about converting from a traditional to a <a href="https://www.benzinga.com/personal-finance/25/03/44476776/this-53-year-old-is-losing-money-on-her-250k-roth-ira-suze-orman-says-do-this">Roth IRA during retirement</a>. That's because, in retirement, you're likely in a lower tax bracket than you were during your working years. Paying taxes on the conversion now could mean paying less than you would later when required minimum distributions kick in.
See Also: Hasbro, MGM, and Skechers trust this AI marketing firm — <a href="https://www.benzinga.com/money/rad-intel">invest pre-IPO from $0.60 per share now</a>.
<h2 class="wp-block-heading">What If You're Nervous About Managing Your Investments?</h2>
Orman acknowledges that not everyone is ready to take control of managing their own investments after a rollover. If you're comfortable with your current plan and the idea of managing a large sum on your own feels overwhelming, it's OK to leave the money where it is.
Transferring your retirement savings into an IRA or Roth IRA after you leave a job isn't just about moving money around — it's about gaining more control, more choices, and the ability to tailor your investments to your changing needs.
Whether you&#8217;re approaching retirement or already there, it may be worth exploring if a rollover makes sense for you. A <a href="https://www.benzinga.com/money/best-online-financial-advisors">financial advisor</a> can help you weigh the pros and cons based on your situation.
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<li>Deloitte's fastest-growing software company partners with Amazon, Walmart &amp; Target – <a href="https://www.benzinga.com/money/mode-mobile-2">Many are rushing to grab 4,000 of its pre-IPO shares for just $0.26/share!</a></li>
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Image: Shutterstock

Suze Orman: Why You Should Transfer Your 401(k) Or 403(b) Into A Roth IRA When You Leave A Job

Home Bancorp (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/HBCP#NASDAQ">HBCP</a>) is preparing to release its quarterly earnings on Monday, 2025-04-21. Here's a brief overview of what investors should keep in mind before the announcement.
Analysts expect Home Bancorp to report an earnings per share (EPS) of $1.14.
Investors in Home Bancorp are eagerly awaiting the company's announcement, hoping for news of surpassing estimates and positive guidance for the next quarter.
It's worth noting for new investors that stock prices can be heavily influenced by future projections rather than just past performance.
<h3>Historical Earnings Performance</h3>
Last quarter the company beat EPS by $0.10, which was followed by a 4.36% increase in the share price the next day.
Here's a look at Home Bancorp's past performance and the resulting price change:

<table>
<thead>
<tr>
<th>Quarter</th>
<th>Q4 2024</th>
<th>Q3 2024</th>
<th>Q2 2024</th>
<th>Q1 2024</th>
</tr>
</thead>
<tbody>
<tr>
<td>EPS Estimate</td>
<td>1.11</td>
<td>0.99</td>
<td>0.98</td>
<td>0.97</td>
</tr>
<tr>
<td>EPS Actual</td>
<td>1.21</td>
<td>1.18</td>
<td>1.02</td>
<td>1.14</td>
</tr>
<tr>
<td>Price Change %</td>
<td>4.0%</td>
<td>-0.0%</td>
<td>-7.000000000000001%</td>
<td>-0.0%</td>
</tr>
</tbody>
</table>

<img src="https://www.benzinga.com/files/images/story/2025/1744992069_0.png" alt="eps graph" />
<h3>Market Performance of Home Bancorp's Stock</h3>
Shares of Home Bancorp were trading at $43.13 as of April 16. Over the last 52-week period, shares are up 23.93%. Given that these returns are generally positive, long-term shareholders are likely bullish going into this earnings release. 
<a href="https://www.benzinga.com/quote/HBCP/earnings">To track all earnings releases for Home Bancorp visit their earnings calendar on our site.</a>
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Earnings

HBCP

A Peek at Home Bancorp's Future Earnings

Stem's (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/STEM#NYSE">STEM</a>) short percent of float has risen 3.54% since its last report. The company recently reported that it has 39.87 million shares sold short, which is 26.3% of all regular shares that are available for trading. Based on its trading volume, it would take traders 15.14 days to cover their short positions on average.
<h3>Why Short Interest Matters</h3>
Short interest is the number of shares that have been sold short but have not yet been covered or closed out. <a href="https://www.benzinga.com/money/how-to-short-a-stock?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">Short selling</a> is when a trader sells shares of a company they do not own, with the hope that the price will fall. Traders make money from short selling if the price of the stock falls and they lose if it rises.
Short interest is important to track because it can act as an indicator of market sentiment towards a particular stock. An increase in short interest can signal that investors have become more bearish, while a decrease in short interest can signal they have become more bullish.
See Also: <a href="https://www.benzinga.com/short-interest?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">List of the most shorted stocks</a>
<h3>Stem Short Interest Graph (3 Months)</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1744992048_0.png" alt="short_fig" />
As you can see from the chart above the percentage of shares that are sold short for Stem has grown since its last report. This does not mean that the stock is going to fall in the near-term but traders should be aware that more shares are being shorted.
<h3>Comparing Stem's Short Interest Against Its Peers</h3>
Peer comparison is a popular technique amongst analysts and investors for gauging how well a company is performing. A company's peer is another company that has similar characteristics to it, such as industry, size, age, and financial structure. You can find a company's peer group by reading its 10-K, proxy filing, or by doing your own similarity analysis.
According to <a href="https://www.benzinga.com/pro/">Benzinga Pro</a>, Stem's peer group average for short interest as a percentage of float is 5.65%, which means the company has more short interest than most of its peers.
Did you know that increasing short interest can actually be bullish for a stock? <a href="https://www.benzinga.com/money/how-to-make-money-on-a-short-squeeze?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">This post by Benzinga Money explains how you can profit from it.</a>
This article was generated by Benzinga's automated content engine and was reviewed by an editor.

Short Sellers

Short Ideas

STEM

Looking Into Stem's Recent Short Interest

Fiserv's (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FI#NYSE">FI</a>) short percent of float has risen 14.08% since its last report. The company recently reported that it has 9.02 million shares sold short, which is 1.62% of all regular shares that are available for trading. Based on its trading volume, it would take traders 3.33 days to cover their short positions on average.
<h3>Why Short Interest Matters</h3>
Short interest is the number of shares that have been sold short but have not yet been covered or closed out. <a href="https://www.benzinga.com/money/how-to-short-a-stock?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">Short selling</a> is when a trader sells shares of a company they do not own, with the hope that the price will fall. Traders make money from short selling if the price of the stock falls and they lose if it rises.
Short interest is important to track because it can act as an indicator of market sentiment towards a particular stock. An increase in short interest can signal that investors have become more bearish, while a decrease in short interest can signal they have become more bullish.
See Also: <a href="https://www.benzinga.com/short-interest?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">List of the most shorted stocks</a>
<h3>Fiserv Short Interest Graph (3 Months)</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1744992042_0.png" alt="short_fig" />
As you can see from the chart above the percentage of shares that are sold short for Fiserv has grown since its last report. This does not mean that the stock is going to fall in the near-term but traders should be aware that more shares are being shorted.
<h3>Comparing Fiserv's Short Interest Against Its Peers</h3>
Peer comparison is a popular technique amongst analysts and investors for gauging how well a company is performing. A company's peer is another company that has similar characteristics to it, such as industry, size, age, and financial structure. You can find a company's peer group by reading its 10-K, proxy filing, or by doing your own similarity analysis.
According to <a href="https://www.benzinga.com/pro/">Benzinga Pro</a>, Fiserv's peer group average for short interest as a percentage of float is 5.76%, which means the company has less short interest than most of its peers.
Did you know that increasing short interest can actually be bullish for a stock? <a href="https://www.benzinga.com/money/how-to-make-money-on-a-short-squeeze?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">This post by Benzinga Money explains how you can profit from it.</a>
This article was generated by Benzinga's automated content engine and was reviewed by an editor.

What Does the Market Think About Fiserv?

Interparfums's (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/IPAR#NYSE">IPAR</a>) short percent of float has risen 46.93% since its last report. The company recently reported that it has 1.13 million shares sold short, which is 6.23% of all regular shares that are available for trading. Based on its trading volume, it would take traders 2.35 days to cover their short positions on average.
<h3>Why Short Interest Matters</h3>
Short interest is the number of shares that have been sold short but have not yet been covered or closed out. <a href="https://www.benzinga.com/money/how-to-short-a-stock?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">Short selling</a> is when a trader sells shares of a company they do not own, with the hope that the price will fall. Traders make money from short selling if the price of the stock falls and they lose if it rises.
Short interest is important to track because it can act as an indicator of market sentiment towards a particular stock. An increase in short interest can signal that investors have become more bearish, while a decrease in short interest can signal they have become more bullish.
See Also: <a href="https://www.benzinga.com/short-interest?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">List of the most shorted stocks</a>
<h3>Interparfums Short Interest Graph (3 Months)</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1744992037_0.png" alt="short_fig" />
As you can see from the chart above the percentage of shares that are sold short for Interparfums has grown since its last report. This does not mean that the stock is going to fall in the near-term but traders should be aware that more shares are being shorted.
<h3>Comparing Interparfums's Short Interest Against Its Peers</h3>
Peer comparison is a popular technique amongst analysts and investors for gauging how well a company is performing. A company's peer is another company that has similar characteristics to it, such as industry, size, age, and financial structure. You can find a company's peer group by reading its 10-K, proxy filing, or by doing your own similarity analysis.
According to <a href="https://www.benzinga.com/pro/">Benzinga Pro</a>, Interparfums's peer group average for short interest as a percentage of float is 6.03%, which means the company has more short interest than most of its peers.
Did you know that increasing short interest can actually be bullish for a stock? <a href="https://www.benzinga.com/money/how-to-make-money-on-a-short-squeeze?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">This post by Benzinga Money explains how you can profit from it.</a>
This article was generated by Benzinga's automated content engine and was reviewed by an editor.

IPAR

How Do Investors Really Feel About Interparfums?

In the current session, Freeport-McMoRan Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FCX#NYSE">FCX</a>) is trading at $32.90, after a 1.26% decrease. Over the past month, the stock fell by 18.26%, and in the past year, by 32.79%. With performance like this, long-term shareholders are more likely to start looking into the company's price-to-earnings ratio. 

<img src="https://www.benzinga.com/files/images/story/2025/1744992035_0.png" alt="Past Year Chart" />

<h3>Freeport-McMoRan P/E Ratio Analysis in Relation to Industry Peers</h3>
The P/E ratio measures the current share price to the company's EPS. It is used by long-term investors to analyze the company's current performance against it's past earnings, historical data and aggregate market data for the industry or the indices, such as S&amp;P 500. A higher P/E indicates that investors expect the company to perform better in the future, and the stock is probably overvalued, but not necessarily. It also could indicate that investors are willing to pay a higher share price currently, because they expect the company to perform better in the upcoming quarters. This leads investors to also remain optimistic about rising dividends in the future. 
Compared to the aggregate P/E ratio of 24.64 in the Metals &amp; Mining industry, Freeport-McMoRan Inc. has a higher P/E ratio of 25.63. Shareholders might be inclined to think that Freeport-McMoRan Inc. might perform better than its industry group. It's also possible that the stock is overvalued. 

<img src="https://www.benzinga.com/files/images/story/2025/1744992035_1.png" alt="Guage" />

In summary, while the price-to-earnings ratio is a valuable tool for investors to evaluate a company's market performance, it should be used with caution. A low P/E ratio can be an indication of undervaluation, but it can also suggest weak growth prospects or financial instability. Moreover, the P/E ratio is just one of many metrics that investors should consider when making investment decisions, and it should be evaluated alongside other financial ratios, industry trends, and qualitative factors. By taking a comprehensive approach to analyzing a company's financial health, investors can make well-informed decisions that are more likely to lead to successful outcomes.

Intraday Update

A Look Into Freeport-McMoRan Inc's Price Over Earnings

Arch Capital Group (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ACGL#NASDAQ">ACGL</a>) has outperformed the market over the past 10 years by 6.75% on an annualized basis producing an average annual return of 16.32%. Currently, Arch Capital Group has a market capitalization of $34.78 billion. 
Buying $1000 In ACGL: If an investor had bought $1000 of ACGL stock 10 years ago, it would be worth $4,531.08 today based on a price of $92.57 for ACGL at the time of writing.
<h3>Arch Capital Group's Performance Over Last 10 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1744992032_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

ACGL

If You Invested $1000 In This Stock 10 Years Ago, You Would Have This Much Today

Federal Reserve

Fed's Daly Says Fed's Single Promise Is To Restore Price Stability; Says See Ongoing, Very Very Gradual Process On Inflation That Requires Restrictive Policy; Says  Need Gradual Reductions In Interest Rates To Ensure Not Overtightening; Says Risks On Inflation Have Increased

Fed's Daly Says Elevated Inflation, Good Labor Market; Says Scope, Magnitude And Timing Of Tariff Policy Initially Looked Large, Now Size Is Reducing And Time Is Stretched Out; Says We Need To Wait To Hear What The Policy Actually Is; Says Comfortable With Median In Summary Of Economic Projections From March; Could Have Fewer Than Two Cuts This Year If Inflation Stickier; Says More Cuts If Growth Falters; Says Gradual Policy Rate Reductions, No Urgency, Is The Right Thing To Do

A blockbuster quarter for Netflix Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NFLX#NASDAQ">NFLX</a>) delivered standout revenue, profit, and guidance figures that blasted past Wall Street forecasts, yet Goldman Sachs is holding the line seeing little room left for further <a href="https://www.benzinga.com/25/04/44881024/netflix-unitedhealth-novo-nordisk-tesla-and-trump-media-why-these-5-stocks-are-on-investors-radars-today">upside from current levels.</a>
In a note shared Thursday, Goldman Sachs analyst Eric Sheridan said the market is likely to respond positively to the company's first-quarter 2025 results and its forward-looking commentary. Sheridan emphasized the "solid revenue performance," driven by rising subscriber growth and partial pricing impacts, along with a "materially better" operating margin and an aggressive stock buyback program that far exceeded prior assumptions.
Still, the investment bank is treading carefully on the streaming giant, sticking with a &#8216;Neutral&#8217; rating and a 12-month price target of $955—below where the stock moved in after-hours trading following the earnings release.
<h3 class="wp-block-heading">Revenue Hits $10.54 Billion In Q1, Powered By Global Strength</h3>
For the quarter ended March, Netflix reported $10.54 billion in total revenue, a 13% increase year-over-year—or 16% when adjusted for foreign exchange. That result beat both Goldman Sachs' estimate of $10.42 billion and the FactSet consensus of $10.50 billion.
Regionally, performance was mixed but generally strong. 
The U.S. and Canada segment pulled in $4.62 billion, slightly below Street estimates, while Europe, the Middle East and Africa (EMEA) outperformed at $3.41 billion versus expectations of $3.32 billion. Both Latin America and Asia-Pacific met or slightly beat consensus targets at $1.26 billion each.
The standout metric was Netflix's GAAP operating income, which reached $3.35 billion, well above Goldman's $2.95 billion estimate and the Street's $3 billion figure. That equated to an operating margin of 31.7%, far ahead of the 28.5% expected by Wall Street.
Earnings per share for the quarter came in at $6.61, a substantial beat compared to both Goldman's forecast of $5.60 and the consensus of $5.69.
<h3 class="wp-block-heading">Q2 Outlook: Strong Guidance Raises The Bar</h3>
The company guided second-quarter 2025 revenue to $11.04 billion, implying 15% year-over-year growth—again ahead of consensus expectations of $10.89 billion.
Even more compelling was the forward guidance on profitability. Netflix expects second-quarter operating income to hit $3.68 billion, reflecting an operating margin of 33.3%. That compares to Wall Street's forecast of just 30%. 
If achieved, it would mark a major milestone in Netflix's margin expansion story, signaling increasing operating leverage as its global user base and pricing power grow.
Projected earnings per share for the second quarter are $7.03, topping Goldman's $6.30 and Street consensus of $6.25.
For full-year 2025, Netflix reaffirmed its guidance for revenue between $43.5 billion and $44.5 billion, and a full-year operating margin of 29%—in line with previous commentary and roughly in line with Wall Street forecasts.
<h3 class="wp-block-heading">Buybacks And Margins: The Two Big Stories</h3>
The company's aggressive share buyback program was a key surprise in the earnings release. 
According to Sheridan, the level of shareholder returns far exceeded expectations, adding another bullish dimension to the company's capital return story.
Meanwhile, the dramatic margin expansion is central to the bull case. After spending years investing heavily in content and international growth, Netflix now appears to be reaping the rewards of scale.
Sheridan said investor debates heading into the next earnings call will center around the sustainability of these margin levels, the trajectory of Netflix's ad-supported tier and pricing strategy, and how second-half margins may compare to the strong first half.
Sheridan also flagged potential downside risks: slower-than-expected execution on initiatives like the ad-supported tier and password-sharing crackdowns, unexpected churn from pricing changes, and rising industry competition that could limit subscriber growth and margin expansion.
Read now: 
<ul>
<li><a href="https://www.benzinga.com/general/entertainment/25/04/44856564/former-cable-exec-says-netflixs-1-trillion-goal-is-very-realistic-heres-why-its-not-far-fetched">Netflix&#8217;s $1 Trillion Goal &#8216;Very Realistic&#8217;, Says Former Cable Executive: &#8216;It&#8217;s Not That Hard To Get There&#8217;</a></li>
</ul>
Image: Shutterstock

Analyst Color

Large Cap

Analyst Ratings

NFLX

Netflix Beats Wall Street Forecasts, Yet Goldman Sachs Sees Limited Upside Ahead

Tim Stokely, the founder of subscription content platform OnlyFans, has submitted a last-minute bid to acquire TikTok's U.S. operations.
Stokely's offer comes through Zoop, a social media platform he helped launch. It is in <a href="https://www.benzinga.com/startups/25/02/43572782/gm-ceo-on-trumps-trade-threats-we-can-adjust-to-anything-automaker-braces-for-25-tariffs-on-popular-cars-made-in-mexico-and-canada">partnership</a> with the HBAR Foundation, which oversees the treasury of the Hedera cryptocurrency network.
The bid promises to radically change how creators earn on the platform by distributing 80% of ad revenue directly to content creators and users, according to a press release obtained by<a href="https://fortune.com/2025/04/03/onlyfans-founder-tim-stokely-hbar-foundation-cryptocurrency-tiktok-china-bytedance-zoop-microsoft-oracle-perplexity-ai-elon-musk-mrbeast-amazon-rj-phillips-president-donald-trump-banned/"> Fortune</a>.
Don't Miss:
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<li>‘Scrolling To UBI' — Deloitte's #1 fastest-growing software company allows users to earn money on their phones. <a href="https://www.benzinga.com/money/mode-mobile-2">You can invest today for just $0.26/share with a $1000 minimum.</a></li>
<li>Invest in the future of digital engagement: <a href="https://www.benzinga.com/money/vatom-adv">Own a piece of the $100 billion Metaverse for just $500</a>.</li>
</ul>
<h2 class="wp-block-heading">A Web3 Twist In TikTok's Ownership Drama</h2>
The proposal is among several submitted to the White House following the passage of the <a href="https://www.congress.gov/crs-product/LSB10942">Protecting Americans</a> from Foreign Adversary Controlled Applications Act.
It requires TikTok's China-based parent company ByteDance to divest the app or face a ban in the U.S. The legislation was signed into law by then-President Joe Biden in April 2024, with an initial divestment deadline of Jan. 19.
President Donald Trump extended the deadline by 75 days and issued another extension in March, pushing the deadline to June 19. ​Trump told reporters in March that he had spoken with four interested buyer groups but did not name them, according to <a href="https://www.bloomberg.com/news/articles/2025-03-10/trump-says-four-different-groups-in-play-for-tiktok-deal">Bloomberg</a>.
The U.S. government's concerns center on national security. Lawmakers argue that ByteDance's ownership could allow Beijing to access Americans' user data or influence content. China has said any deal involving TikTok would need to comply with its export control laws.
Trending: With shares starting at $1.52, <a href="https://www.benzinga.com/money/how-a-10k-bet-on-health-care-originals-could-have-skyrocketed-your-portfolio">this could be your chance to invest in the future of healthcare</a>.
Zoop&#8217;s proposal introduces a decentralized approach to content distribution, grounded in Web3 principles. In a statement to <a href="https://www.wired.com/story/founder-onlyfans-wants-to-buy-tiktok/">Wired</a> on April 2, co-founder RJ Phillips explained that the platform aims to transform the social media economy. It seeks to enable creators and active users to receive the majority of advertising revenue.
"Our bid for TikTok isn't just about changing ownership," <a href="https://www.reuters.com/technology/onlyfans-founder-crypto-foundation-submit-late-stage-bid-buy-tiktok-2025-04-02/">Phillips said</a>. "It's about creating a new paradigm where both creators and their communities benefit directly from the value they collectively generate."
The HBAR Foundation, based in Dallas, would contribute blockchain infrastructure to support transparency and monetization.
See Also: Hasbro, MGM, and Skechers trust this AI marketing firm — <a href="https://www.benzinga.com/money/rad-intel">invest pre-IPO from $0.60 per share now</a>.
Zoop's entry adds to a crowded field of suitors. Microsoft (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/MSFT#NASDAQ">MSFT</a>), Oracle (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ORCL#NASDAQ">ORCL</a>), Amazon (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/AMZN#NASDAQ">AMZN</a>) and even YouTuber MrBeast have expressed interest in TikTok.&nbsp;
Amazon reportedly made an eleventh-hour offer in early April. <a href="https://www.barrons.com/articles/amazon-stock-tiktok-shopping-retail-4f5ec000">Barron's</a> reported in August that Amazon's interest may stem from TikTok's growing influence in e-commerce, particularly through TikTok Shop.
China's <a href="https://www.reuters.com/technology/china-says-tiktok-deal-subject-government-review-2025-04-09/">Commerce Ministry</a> has reaffirmed that TikTok's algorithm is considered sensitive technology and subject to government approval before export.
Meanwhile, <a href="https://www.benzinga.com/startups/25/02/43463099/donald-trumps-25-tariff-plan-only-tough-measures-will-level-the-playing-field-kevin-oleary-explains-the-strategy">Trump</a> has continued to tie the potential deal to broader trade negotiations with China. Trump raised <a href="https://africa.businessinsider.com/news/trump-says-the-tiktok-deal-is-still-very-much-on-the-table-even-after-doubling-down/5evwx4q">tariffs</a> on Chinese imports to 145% but said he might consider lowering them if ByteDance agrees to a U.S.-approved sale of TikTok.
Read Next:
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<li>BlackRock is calling 2025 the year of alternative assets. <a href="https://www.benzinga.com/money/masterworks">One firm from NYC has quietly built a group of 60,000+ investors who have all joined in on an alt asset class previously exclusive to billionaires like Bezos and Gates.</a></li>
<li>Deloitte's fastest-growing software company partners with Amazon, Walmart &amp; Target – <a href="https://www.benzinga.com/money/mode-mobile-2">Many are rushing to grab 4,000 of its pre-IPO shares for just $0.26/share!</a></li>
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Image: Shutterstock

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