La catena delle opzioni mostra i dati chiave delle opzioni azionarie di Bentley Systems a vari prezzi di esercizio e date di scadenza. I trader utilizzano queste informazioni per analizzare potenziali operazioni e valutare il sentiment del mercato per Bentley Systems..

Bentley Systems (NASDAQ:BSY) Azioni, Catena delle Opzioni

BENTLEY SYSTEMS INC-CLASS B

Bentley Systems

Bentley Systems is a software vendor that caters to engineers, architects, constructors, and geospatial professionals by enabling design, modeling, simulation, project management, and data management of infrastructure assets. The firm delivers solutions via the cloud, desktop, and hybrid environments. While Bentley is relatively small in comparison with peers like Autodesk, it shines in core specialty areas, like bridge or rail design, as opposed to being more broad-based in its applications. Bentley's largest end market is the public works and utilities sector, which represents approximately two thirds of revenue.

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Jim Cramer si dice deluso per aver scelto GE HealthCare come la peggiore delle tre azioni. Ecco che cosa è successo.

Jim Cramer desolato: ha comprato la &#34;peggiore delle tre&#34;

Bentley Systems, Incorporated - Class B Common Stock

Bentley Systems Inc

Biosyntech Inc

Ripple's (CRYPTO: <a class="ticker" href="https://www.benzinga.com/quote/xrp/usd">XRP</a>) bid for a U.S. national banking license has been described by industry experts as a potential turning point for the company and the broader stablecoin ecosystem, as it positions Ripple to issue and move stablecoins under federal oversight without <a href="https://www.benzinga.com/crypto/cryptocurrency/25/07/46230381/xrp-spikes-3-as-ripple-applies-for-us-banking-license">reliance on traditional banks</a>.
In a statement sent to Benzinga, Chris Perkins, President of crypto-focused venture firm CoinFund, said Ripple's aggressive licensing strategy is building a formidable foundation for (CRYPTO: <a class="ticker" href="https://www.benzinga.com/quote/">RLUSD</a>), its stablecoin. 
&#8220;They're assembling a scalable and compliant infrastructure,&#8221; Perkins noted. 
&#8220;With the bank license, Ripple is setting itself up to issue RLUSD in line with GENIUS Act requirements. Their recent moves, including the acquisition of Hidden Road and investment in Bitnomial, strengthen their ability to serve institutional clients efficiently. For the XRP community, RLUSD is shaping up to be the preferred stablecoin.&#8221;
Arthur Azizov, founder of B2 Ventures, told Benzinga that Ripple is no longer just collaborating with banks, it's positioning to operate as one. 
&#8220;Ripple's timing is strategic, aligning its application with the Senate's progress on the GENIUS Act, which will define stablecoin regulation. By bringing RLUSD, the XRP ledger, and its liquidity services under one banking entity, Ripple could effectively cut out traditional intermediaries like SWIFT and correspondent banks,&#8221; Azizov explained. 
&#8220;This isn't an isolated move. We're seeing fintechs like Stripe and SoFi move into regulated banking territory. Ripple is now part of this shift, aiming to connect directly to core payment rails like Fedwire.&#8221;
Ryan Lee, Chief Analyst at Bitget Research, highlighted the regulatory and market implications of Ripple's latest step. 
&#8220;Applying for a banking license shows Ripple's intent to deepen its regulatory compliance and expand its institutional credibility. On the same day, Grayscale's multi-asset ETF, which includes XRP, received SEC approval. This signals growing acceptance of XRP in traditional finance circles,&#8221; Lee said. 
Also Read: <a href="https://www.benzinga.com/crypto/cryptocurrency/25/07/46260124/social-media-without-middlemen-wallstreetbets-founder-backs-creator-controlled-platform?utm_campaign=Watchlist&amp;utm_source=Benzinga&amp;utm_medium=Email">Social Media Without Middlemen? WallStreetBets Founder Backs Creator-Controlled Platform</a>
&#8220;A federally regulated stablecoin could reinforce XRP's role in global payments. However, regulatory hurdles remain, and how quickly approvals come will be crucial for Ripple's momentum,&#8221; he added.
Lee added that XRP's inclusion in regulated investment products could improve liquidity and attract more institutional investors. 
However, he cautioned that ongoing legal uncertainties may affect XRP's near-term adoption pace.
Ripple's application comes shortly after stablecoin issuer Circle (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CRCL#NYSE">CRCL</a>) made a similar move, as crypto firms increasingly seek regulatory clarity to strengthen ties with the traditional financial system. 
Ripple CEO Brad Garlinghouse confirmed the application on social platform X, stating that the license, if granted, would place Ripple under both federal and New York state oversight, setting what he called &#8220;a new benchmark for trust in the stablecoin market.&#8221;
The banking license would give Ripple a unique position: issuing RLUSD directly, with full regulatory backing, while continuing to use the XRP ledger as the transaction layer and XRP itself as a liquidity tool. 
This move could further streamline Ripple's cross-border payment services, which are already moving significant volumes through on-demand liquidity corridors.
As crypto and fintech companies increasingly compete for territory historically dominated by legacy banks, Ripple's next steps may test how regulators approach the evolving intersection of crypto and traditional finance.
Read Next: <a href="https://www.benzinga.com/crypto/cryptocurrency/25/07/46259970/why-nano-labs-wants-to-control-a-big-chunk-of-binance-coins-circulating-supply?utm_campaign=Watchlist&amp;utm_source=Benzinga&amp;utm_medium=Email">Why Nano Labs Wants To Control A Big Chunk Of Binance Coin&#8217;s Circulating Supply</a>
Image: Shutterstock/Stanslavs

Coverage of Bitcoin, Etherum, Ripple and all the latest digital currencies.

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Ripple's National Bank Ambition: How Could It Disrupt Stablecoins And Traditional Banking?

Former hedge fund manager Martin Shkreli has issued a stark warning on the near-term trajectory of a biotech startup, just days after it witnessed a surge. 
What Happened: On Saturday, in a post on X, Shkreli forecasted a potential 90% drop in the shares of biotech startup, Inmune Bio Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/INMB#NASDAQ">INMB</a>), a clinical-stage biotechnology company that is focused on using a patient&#8217;s immune system to fight cancers.
According to Shkreli, there&#8217;s a &#8220;very good chance $INMB will be at 0.50 on Monday,&#8221; a 90.61% drop from its closing price of $5.33 per share on Friday. 
This comes just days after the company&#8217;s shares surged 44% following a <a href="https://www.benzinga.com/news/health-care/25/06/46142036/inmune-bio-stock-soars-friday-on-alzheimers-treatment-hopes">burst of investor enthusiasm</a> surrounding its neuroinflammation candidate, XPro1595, which targets alzheimer&#8217;s disease and other central nervous system disorders. 
See Also: <a href="https://www.benzinga.com/news/health-care/25/06/46073349/why-inmeds-alzheimers-drug-candidate-is-fueling-sudden-stock-surge">Why InMed&#8217;s Alzheimer&#8217;s Drug Candidate Is Fueling Sudden Stock Surge?</a>
While the former CEO of Retrophin and Turing Pharmaceuticals, popularly referred to as &#8220;Pharma Bro,&#8221; has failed to elaborate on his predictions in the post, he did do a comprehensive video takedown of the stock nearly two weeks ago, clearly outlining his critique of the company, its science and disclosures.
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<iframe loading="lazy" title="Martin Shkreli Exposes The HUGE Red Flags in This Biotech Stock INMB" width="500" height="281" src="https://www.youtube.com/embed/Xu5RWAWv2Jk?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe>
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Among Shkreli's key concerns was the lack of robust Phase 1 trial data and the absence of any peer-reviewed publication supporting the candidate's efficacy. 
He also criticized the study design for not including a placebo arm, which means there was no control group to compare outcomes against, making it difficult to determine whether any observed improvements were actually due to the drug or simply a placebo effect.
Inmune Bio did not immediately respond to Benzinga&#8217;s requests for a comment on this matter. This story will be updated as soon as we hear back.
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<blockquote class="twitter-tweet" data-width="500" data-dnt="true">very good chance <a href="https://twitter.com/search?q=%24INMB&amp;src=ctag&amp;ref_src=twsrc%5Etfw">$INMB</a> will be at 0.50 on Monday
&mdash; Martin Shkreli (@MartinShkreli) <a href="https://twitter.com/MartinShkreli/status/1938576339247726848?ref_src=twsrc%5Etfw">June 27, 2025</a></blockquote>
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Why It Matters: Last week, Shkreli&#8217;s claims received the backing of BMF Reports, an activist short-seller, which reiterated similar concerns in <a href="https://bmfreports.com/articles/inmb">its</a> short report, such as the flawed science, dubious trial designs, and even accounting improprieties, with millions having been paid to &#8220;ghost consultants.&#8221;
While <a href="https://www.benzinga.com/general/biotech/24/01/36754161/pharma-bro-martin-shkreli-cannot-return-to-drug-industry-ever-court-upholds-lifetime-ban">banned from returning</a> to the pharmaceuticals industry ever again due to his antitrust violations, Shkreli regularly comments on stocks on his X account alongside his YouTube channel.
Over a month ago, Shkreli shared similar views on <a href="https://www.benzinga.com/markets/equities/25/05/45367829/pharma-bro-martin-shkreli-rips-into-quantum-stocks-nothing-is-happening-accuses-ionq-d-wave-quantum-and-others-of-revenue-gimmicks">quantum computing stocks</a>, forecasting 90% downsides while accusing them of inflating their financial narratives to mislead investors. He believed that a quantum computing revolution was at least 50 years away.
&#8220;[The] Global Risk Institute interviewed 24 quantum computing experts who agreed it&#8217;s 20-30 years before we see RSA2048 broken. 20-30 years before quantum works. I say 50,&#8221; he said.
Price Action: Shares of Inmune Bio were down 15.13% on Friday, closing at $5.33 per share, and are down another 16.32% after hours.
<figure class="wp-block-image size-large"><a href="https://www.benzinga.com/premium/ideas/benzinga-edge-2#:~:text=Turn%20Market%20Chaos,when%20markets%20rebound"><img loading="lazy" decoding="async" width="1024" height="146" src="https://editorial-assets.benzinga.com/wp-content/uploads/2025/06/30015941/Screenshot-2025-06-30-at-11.29.21-AM-1024x146.png" alt="" class="wp-image-966267" srcset="https://editorial-assets.benzinga.com/wp-content/uploads/2025/06/30015941/Screenshot-2025-06-30-at-11.29.21-AM-1024x146.png 1024w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/06/30015941/Screenshot-2025-06-30-at-11.29.21-AM-300x43.png 300w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/06/30015941/Screenshot-2025-06-30-at-11.29.21-AM-768x110.png 768w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/06/30015941/Screenshot-2025-06-30-at-11.29.21-AM.png 1526w" sizes="(max-width: 1024px) 100vw, 1024px" /></a></figure>
The stock scores low on Benzinga&#8217;s Edge Stock Rankings, but has a favorable price trend in the short, medium and long terms. Click <a href="https://www.benzinga.com/premium/ideas/benzinga-edge-2#:~:text=Turn%20Market%20Chaos,when%20markets%20rebound">here</a> for more insights on the stock. 
Photo Courtesy: Martin Gregor on Shutterstock.com
Read More: 
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<li><a href="https://www.benzinga.com/markets/equities/25/06/46067629/hims-ceo-slams-novo-nordisk-for-anticompetitive-demands-after-ozempic-maker-abruptly-ends-partnership-we-refuse-to-be-strong-armed">Hims CEO Slams Novo Nordisk For &#8216;Anticompetitive Demands&#8217; After Ozempic Maker Abruptly Ends Partnership: &#8216;We Refuse To Be Strong-Armed&#8217;</a></li>
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INMB

'Pharma Bro' Martin Shkreli Says 'Good Chance' Inmune Bio Stock Will Slip 90% On Monday

<a href="https://www.benzinga.com/personal-finance/25/04/44937340/im-a-nepo-baby-phoebe-gates-opens-up-on-privilege-pressure-and-her-billionaire-dads-college-warning">Phoebe Gates</a>, co-founder of AI-powered shopping assistant <a href="https://www.benzinga.com/news/25/05/45184302/bill-gates-daughter-launches-phia-a-850k-ai-powered-fashion-app-with-backing-from-kris-jenner-and-desiree-gruber">Phia</a>, is building a fashion-tech platform designed to change how people shop online by using smart data and a clean browser interface. Created with Sophia Kianni while they were roommates at Stanford, Phia compares prices, tracks resale value, and makes personalized product suggestions based on user behavior.
During an<a href="https://www.youtube.com/watch?v=IvP_wF1JBJo&amp;list=WL&amp;index=3&amp;ab_channel=Guyset"> interview</a> with Josh Felgoise on the "Guyset" podcast, Gates explained how she and Kianni made early mistakes, like designing only for desktop. &#8220;We first developed it, we frankly developed it only for desktop. And we spent months and months building this. Perfecting it, making the pixels perfect, making it look pretty, which now looking back, was a complete waste of time,&#8221; she said.
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<h2 class="wp-block-heading">Building a Startup as a ‘Nepo Baby' and the &#8216;Aha&#8217; Moment that Created Phia</h2>
Gates also opened up about the backlash she received after being labeled a &#8220;nepo baby.&#8221; &#8220;I think the issue that a lot of people have is just like not addressing it. I am a nepo baby—saying that, owning it. I have a lot of privilege because of where my family is, and I think it&#8217;s funny because people don&#8217;t address that and try to avoid it,&#8221; she said.&nbsp;
Phia was born out of a common but frustrating problem: finding the right outfit without wasting time or compromising values. What started as scrolling sessions on a Stanford dorm couch turned into a product designed to automate what traditional tools couldn't touch.
"We would spend hours sitting on our little couch looking for the perfect spring dress, the perfect pants or jeans for the first day of school," Gates said. "And we found that a lot of times, the things we wanted to buy just really didn't align with our morals. And also, it was just really freaking hard to find the item you wanted at a good price."
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What followed was a multi-platform scavenger hunt that quickly became routine. "We'd look it up on Depop. We'd look it up on RealReal. We'd look it up on Vestiaire. We'd look it up on eBay. Then we'd go check the Outnet. Let's see if it's on sale," Gates explained. "And it just didn't really make sense to us."
Some browser tools could flag discounts but none could answer the question of whether a product is worth it, or whether there is a smarter place to buy it. "There's nothing that's going to say, hey, this item holds value and we found it for you used on a secondhand site," she said.&nbsp;
Initially, the two co-founders assumed the problem might be personal, but once they started reaching out to other women, especially those who shopped regularly, their suspicion was confirmed. &#8220;We're talking 20 minutes when you're really searching for that item and you get to the bottom of that decision funnel," Gates said.
That insight sparked the concept for Phia. The decision funnel could be compressed, automated, and restructured around what Gates and Kianni believed actually mattered to today's shopper: speed, ethics, personalization, and secondhand visibility. "I was like, okay, well, that doesn't make any sense," Gates told Felgoise. "Why can't we just build a tool to automate that?"
Trending: Maximize saving for your retirement and cut down on taxes: <a href="https://www.benzinga.com/money/wiseradvisor-retirement-planning">Schedule your free call with a financial advisor to start your financial journey – no cost, no obligation.&nbsp;</a>
<h2 class="wp-block-heading">How Phia is Building a Smarter Shopping Engine</h2>
Phia's edge lies in the behavioral data it collects. "You download us from the app store and you&#8217;re going to toggle Phia on in your Safari extensions. And then it&#8217;s going to pop up and say, &#8216;Hey, can we follow you around while you shop?&#8217;" Gates explained. By operating in the browser instead of an app, the tool sees what users click, what they skip, and what patterns shape their choices.
When you&#8217;re browsing a product page, a small &#8216;P&#8217; icon appears asking, &#8216;Should I buy this?&#8217; Gates explained that clicking the icon activates Phia&#8217;s engine. &#8220;Within two seconds, we&#8217;re gonna tell you, this is how much value the item is gonna hold over time, and boom, we&#8217;re gonna show you if we found better deals,&#8221; she added.
If no better deal exists, Phia shows what other users who viewed that item ended up shopping for, or what might pair well with it. Gates mentioned that features like real-time price alerts, resale value trackers, and curated resale alternatives are designed to help shoppers make faster, smarter decisions.
Phia's product decisions are shaped by a strict consumer validation filter. Gates only considers feedback from users who align with their core demographic: women who genuinely love fashion and shop frequently. "If it&#8217;s a girl who I can tell from her Instagram loves to shop and she&#8217;s criticizing it&#8230; I&#8217;m listening," Gates said. &#8220;But if it&#8217;s a man who&#8217;s older, who I know doesn&#8217;t like to shop, I&#8217;m throwing that out the window.&#8221;
See Also: <a href="https://www.benzinga.com/money/are-you-rich">Are you rich?</a> Here&#8217;s what Americans think you need to be considered wealthy.
<h2 class="wp-block-heading">Inside Phia's Growth Playbook</h2>
To keep up with the chaos of early-stage growth, Gates said she leans hard on structure. She also shared a framework she uses, inspired by Bumble (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/BMBL#NASDAQ">BMBL</a>) CEO Whitney Wolfe Herd. &#8220;She talks about this idea of you wake up every morning and you have like a water pitcher that you can pour out and you can water plants. And that&#8217;s your energy for the day,&#8221; Gates said.
&#8220;When you&#8217;re thinking about &#8216;What does Josh think of me? Did I say something wrong on this podcast? Did I look ugly? Was my hair messed up?&#8217; You&#8217;re just standing there pouring out water and you&#8217;re watering plastic plants. Are you watering a plastic plant? Or are you dumping your water on things that are actually going to grow?&#8221; Gates said.
Phia now operates with a lean team of seven. According to its <a href="https://phia.com/">website</a>, Phia&#8217;s browser extension helps users instantly compare new and secondhand options across 40,000+ stores, saving hours of manual price checking and revealing which items are worth the spend.
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Image: Shutterstock

BMBL

Phoebe Gates Opens Up About Being A 'Nepo Baby' And Reveals Dorm Room 'Aha' Moment That Sparked Fashion Startup Phia

At just 52 years old, a woman has been diagnosed with Stage 4 lung cancer. A non-smoker who had worked full-time since age 22, she now faces a terminal illness while trying to support her husband and three children — including one still in middle school. Although she's still working, she knows that may not last much longer.&nbsp;
She recently <a href="https://www.reddit.com/r/SocialSecurity/comments/1lfdyik/52_with_stage_4_cancer/">shared her story</a> on Reddit's r/SocialSecurity forum. She wrote, "Trying to figure out what program(s) I can qualify for through SS… I have tried to research this but it never feels complete."
Her post drew helpful replies, and her situation shines a light on what others facing a similar diagnosis might expect from <a href="https://www.benzinga.com/personal-finance/tax/25/06/46067538/i-assumed-it-was-a-scam-letter-at-first-social-security-claims-woman-was-overpaid-by-20491-after-making-275k-last-year">Social Security</a> — and how to navigate the process.
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<h2 class="wp-block-heading">Compassionate Allowance Could Help Fast-Track Benefits</h2>
The Social Security Administration includes several types of lung cancer — including Stage 4 non-small cell and small cell lung cancer — on its <a href="https://www.ssa.gov/compassionateallowances/conditions.htm">Compassionate Allowances list</a>. This program fast-tracks claims for people with certain serious conditions that clearly meet SSA's disability standards.
That means someone like the Reddit poster can often get a quicker decision — sometimes in just a few weeks — once medical records are submitted. But there's a catch: To qualify, she needs to stop working or reduce her income below the limit.
As one commenter noted, "If you're still working, you cannot earn gross wages over $1,620 per month," referring to the 2025 threshold for <a href="https://www.ssa.gov/oact/cola/sga.html">Substantial Gainful Activity</a>. If someone earns more than that, SSA may deny the claim — regardless of the diagnosis.
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<h2 class="wp-block-heading">The TERI Flag: What It Means for Terminal Illness Cases</h2>
Because her illness is considered terminal, her application could be flagged as a TERI, or terminal illness, case. These are also processed quickly and tracked closely by Social Security staff.
The SSA <a href="https://secure.ssa.gov/poms.nsf/lnx/0423020045">defines</a> terminal illness as a condition that is untreatable and expected to result in death. A Stage 4 metastatic cancer diagnosis meets this standard. But to activate TERI processing, applicants must clearly state this on the phone or application, or provide medical records that confirm it.
One Reddit user urged strongly against filing a TERI claim online, stating that "all SSA offices have Teri appointment time slots that's available within a few days or a couple weeks."0 Instead, they recommend calling your local SSA office directly and scheduling a phone interview. This approach allows SSA staff to walk applicants through the forms and ensure a TERI flag is added.
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<h2 class="wp-block-heading">Support for Children and Families</h2>
If approved for disability, this woman's 13-year-old child would also be eligible for <a href="https://www.benzinga.com/personal-finance/management/25/06/45970768/single-mom-discovers-care-facility-continued-receiving-her-sons-30-month-ssdi-payment">benefits</a>. SSA provides dependent benefits to minor children of disabled workers — typically 50% of the parent's monthly benefit, subject to a family maximum.
Her adult children in college may not qualify, but the youngest child's support could help with ongoing expenses during such a difficult time.
<h2 class="wp-block-heading">The Bottom Line</h2>
For people facing a <a href="https://www.benzinga.com/news/25/03/44449440/if-i-die-a-redditor-lived-frugally-for-20-years-to-secure-their-future-now-a-cancer-diagnosis-is-making-them-question-everything">terminal diagnosis</a> like the Reddit poster, time matters. Getting a fast and accurate Social Security claim on file could ease financial stress for their family — but knowing the right steps makes all the difference.
That means calling the local SSA office, asking for a TERI claim interview, and reducing work hours if needed to stay below income thresholds. While it's an overwhelming time, help is available — and the system has processes in place to respond quickly when serious illness occurs.
Read Next: The average American couple has saved this much money for retirement —<a href="http://www.benzinga.com/money/smartasset"> How do you compare</a>?
Image: Shutterstock

Personal Finance

Facing Stage 4 Cancer At 52, She's Still Working — But Needs Answers On Social Security For Her Family

Social Security's retirement and survivor benefits are projected to face a funding shortfall as early as 2033, at which point the program would only be able to pay about 77% of scheduled benefits unless Congress intervenes.&nbsp;
The combined reserves of the Old-Age and Survivors Insurance and Federal Disability Insurance trust funds are now expected to be depleted by 2034 — one year sooner than previously estimated, according to the latest <a href="https://www.ssa.gov/OACT/TR/2025/tr2025.pdf">Social Security Trustees Report</a>. While the DI Trust Fund remains stable over the 75-year projection period, the earlier depletion of combined funds signals growing urgency for policymakers to act.
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Social Security Administration Commissioner Frank Bisignano said in a <a href="https://www.ssa.gov/news/press/releases/2025/#2025-06-18">statement</a> that maintaining the trust funds&#8217; solvency is a key concern for the White House. "The financial status of the trust funds remains a top priority for the Trump administration," Bisignano said. He also called on Congress and federal agencies to work together to strengthen the program for future generations.
<h2 class="wp-block-heading">Tariffs, Deportations May Undermine the System</h2>
While the administration says Social Security is a priority, some policy experts argue that its recent actions are moving in the opposite direction. A <a href="https://www.cbpp.org/blog/social-security-trust-funds-would-be-on-stronger-footing-if-not-for-trump-economic-immigration">blog post</a> by the Center on Budget and Policy Priorities raises red flags about the Trump Administration's economic and immigration strategies.
The report's economic assumptions were finalized in December, before the Trump Administration implemented widespread tariffs and an aggressive deportation policy. According to the CBPP, these moves could harm Social Security in several ways:
<ul class="wp-block-list">
<li>Tariffs could drive up consumer prices, leading to higher cost-of-living adjustments for Social Security beneficiaries and increasing the program's costs.</li>
<li>Economic uncertainty caused by inconsistent tariff policies may slow job growth and wages — two key sources of payroll tax revenue that fund Social Security.</li>
<li>Immigration restrictions reduce the number of workers paying into the system, further weakening its long-term outlook.</li>
</ul>
Trending: Invest early in CancerVax's breakthrough tech aiming to disrupt a $231B market. <a href="https://www.benzinga.com/money/this-company-may-have-found-a-way-to-treat-cancer-by-tricking-the-bodys-immune-system-and-early-studies-show-some-promise-find-out-how-you-can-invest-in-the-future-of-cancer-treatment">Back a bold new approach to cancer treatment with high-growth potential.</a>
Experts also warn that deporting working immigrants — who pay payroll taxes even if they never receive benefits — shrinks the tax base that supports the trust funds.
<h2 class="wp-block-heading">Benefit Expansions and Tax Cuts Add to the Strain</h2>
The trustees&#8217; report does account for one recent policy change: a 2024 law that repealed the Windfall Elimination Provision and Government Pension Offset, boosting benefits for some public sector workers. According to the CBPP, this change alone is expected to cost the trust funds $200 billion over the next decade and reduce the projected depletion timeline by about six months.
In addition, tax cuts passed as part of the "One Big Beautiful Bill" could reduce revenues by lowering the number of Social Security beneficiaries who pay taxes on their benefits.
See Also: Tired of Grid Failures and Charging Deserts? This Startup Has a Solar Fix and $25M+ in Sales — <a href="https://www.benzinga.com/money/meet-the-company-seeking-to-give-americans-energy-independence-and-learn-how-you-can-become-an-early-investor">Now Raising at $3/Share</a>
<h2 class="wp-block-heading">A Growing Gap, and Limited Time</h2>
According to the Trustees report, Social Security's total costs will outpace total income beginning this year and continue to do so over the 75-year projection period. In 2024, total income was $1.42 trillion, while expenditures reached $1.48 trillion. Administrative costs remained low, at just 0.5% of total spending.
The projected actuarial deficit over the long term is now 3.82% of taxable payroll — up from 3.50% last year.
With less than a decade left until the combined trust funds run dry, lawmakers face growing pressure to act. But whether current policies are helping or hurting that goal is a question many experts are still debating.
Read Next: Many are using retirement income calculators to check if they&#8217;re on pace —<a href="https://www.benzinga.com/money/how-do-i-calculate-my-retirement-income-adv"> here&#8217;s a breakdown on what&#8217;s behind this formula.</a>
Image: Shutterstock

Social Security Trust Fund 'Remains A Top Priority For The Trump Administration,' Assures Commissioner Bisignano – Experts Aren't So Sure

Gen Z <a href="https://www.benzinga.com/startups/25/02/43681931/googles-ai-ambitions-spark-cost-cuts-over-25000-employees-offered-buyouts-as-company-focuses-on-speed-and-efficiency">employees</a> often stream TV shows or movies during the workday, with 84 % saying it helps them focus, according to a recent Tubi–Harris Poll <a href="https://corporate.tubitv.com/press/tubi-unveils-insights-on-how-marketers-can-navigate-the-shifting-entertainment-landscape-in-the-stream-2025/">survey</a>.&nbsp;
The survey found that more than half, 53%, slowed assignments to finish an episode, and 48% admitted to lying to supervisors about their on-screen habits.
<h2 class="wp-block-heading">Focus Drives The Stream</h2>
Remote work, born of pandemic necessity, turned homes into hybrid offices and mini screening rooms. As virtual meetings increased, background TV morphed from guilty pleasure to workflow tactic.&nbsp;
Don't Miss:
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<li>Named a TIME Best Invention and Backed by 5,000+ Users, Kara's Air-to-Water Pod Cuts Plastic and Costs — <a href="https://www.benzinga.com/money/americans-spend-1000-per-year-on-plastic-water-bottles-kara-pod-gives-you-clean-drinking-water-by-pulling-moisture-from-the-air">And You Can Invest At Just $6.37/Share</a></li>
<li>Invest early in CancerVax's breakthrough tech aiming to disrupt a $231B market. <a href="https://www.benzinga.com/money/this-company-may-have-found-a-way-to-treat-cancer-by-tricking-the-bodys-immune-system-and-early-studies-show-some-promise-find-out-how-you-can-invest-in-the-future-of-cancer-treatment">Back a bold new approach to cancer treatment with high-growth potential.</a></li>
</ul>
Tubi's parent, Fox Corp. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FOX#NASDAQ">FOX</a>, FOXA)), said the platform reaches<a href="https://corporate.tubitv.com/press/tubi-surpasses-97-million-monthly-active-users-and-10-billion-streaming-hours-in-2024/"> 97 million monthly viewers</a> in 2024, underscoring how entertainment infiltrates the workday. The same Harris dataset indicated that 81% say that watching ads is a fair trade-off for access to free content on streaming.
Demand carries a <a href="https://corporate.tubitv.com/press/tubi-unveils-insights-on-how-marketers-can-navigate-the-shifting-entertainment-landscape-in-the-stream-2025/">price tag</a>. According to Tubi and The Harris Poll, U.S. viewers shell out a combined $129 monthly on streaming and pay-TV bundles. In fact, 44% of young adults even cling to an ex-partner's login even after they broke up.
Workhuman, a human capital management software provider, defines a growing trend called "fauxductivity." In an<a href="https://www.workhuman.com/blog/the-faux-productivity-problem/"> August 2024 research brief</a>, Meisha-ann Martin, Ph.D., senior director of people analytics and research at Workhuman, said employees feel "expected to immediately respond to all messages," pushing some to stage activity—mouse jigglers, fake status lights—rather than confront burnout.&nbsp;
Trending: Maximize saving for your retirement and cut down on taxes: <a href="https://www.benzinga.com/money/wiseradvisor-retirement-planning">Schedule your free call with a financial advisor to start your financial journey – no cost, no obligation.&nbsp;</a>
The Global Human Workplace Index, conducted by Workhuman, surveyed 3,000 full-time staff in the U.S., U.K., and Ireland and found 48% of executives admitted faking output is common on their team.
Gallup's "<a href="https://www.gallup.com/workplace/349484/state-of-the-global-workplace.aspx">State of the Global Workplace</a>," published last month, reported that fully remote employees show higher engagement yet greater stress and loneliness than on-site peers. The firm said 45% of remote staff felt "a lot of stress yesterday," implying many turn to background shows for relief during solitary stretches.
"You can't learn working from your basement," JPMorgan Chase &amp; Co. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JPM#NYSE">JPM</a>) CEO&nbsp; Jamie Dimon <a href="https://www.bloomberg.com/news/articles/2025-05-15/jpmorgan-s-dimon-on-work-from-home-rant-i-emoted-a-little-bit">told </a>Bloomberg in May, defending the bank's five-day office mandate for most employees.&nbsp;&nbsp;
Streaming platforms see an opportunity in changing work habits. According to the Tubi and The Harris Poll survey, 52% of Gen Z remote workers said they don't want to return to the office because they'd miss streaming during the day—a trend that appeals to advertisers targeting daytime audiences.
Read Next:
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<li>Can you guess how many retire with a $5,000,000 nest egg? <a href="https://www.benzinga.com/money/5mil-nest-egg-adv">The percentage may shock you</a>.</li>
</ul>
Image: Shutterstock

Gen Z Is Streaming Through The Workday — 84% Say It Boosts Focus, While Half Admit They've Delayed Tasks To Finish A Show

<h3>Gainers</h3>
<table>
<thead>
<tr>
<th>Symbol</th>
<th>Name</th>
<th align="right">Price</th>
<th align="right">Change ($)</th>
<th align="right">Change (%)</th>
<th>Volume</th>
</tr>
</thead>
<tbody>
<tr>
<td>(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/XLK#NYSE">XLK</a>)</td>
<td>SPDR Select Sector Fund - Technology</td>
<td align="right">254.9400</td>
<td align="right">1.320</td>
<td align="right">0.52</td>
<td>14.9K</td>
</tr>
<tr>
<td>(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/XLI#NYSE">XLI</a>)</td>
<td>SPDR Select Sector Fund - Industrial</td>
<td align="right">148.7804</td>
<td align="right">0.620</td>
<td align="right">0.41</td>
<td>3.4K</td>
</tr>
<tr>
<td>(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/XLU#NYSE">XLU</a>)</td>
<td>SPDR Select Sector Fund - Utilities</td>
<td align="right">81.5271</td>
<td align="right">0.297</td>
<td align="right">0.36</td>
<td>5.4K</td>
</tr>
<tr>
<td>(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/XLY#NYSE">XLY</a>)</td>
<td>SPDR Select Sector Fund - Consumer Discretionary</td>
<td align="right">220.7500</td>
<td align="right">0.740</td>
<td align="right">0.33</td>
<td>4.8K</td>
</tr>
<tr>
<td>(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/XLF#NYSE">XLF</a>)</td>
<td>SPDR Select Sector Fund - Financial</td>
<td align="right">52.7700</td>
<td align="right">0.150</td>
<td align="right">0.28</td>
<td>358.6K</td>
</tr>
<tr>
<td>(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/XLB#NYSE">XLB</a>)</td>
<td>Materials Select Sector SPDR</td>
<td align="right">91.5900</td>
<td align="right">0.160</td>
<td align="right">0.17</td>
<td>2.9K</td>
</tr>
<tr>
<td>(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/XLV#NYSE">XLV</a>)</td>
<td>SPDR Select Sector Fund - Health Care</td>
<td align="right">135.6000</td>
<td align="right">0.240</td>
<td align="right">0.17</td>
<td>10.3K</td>
</tr>
<tr>
<td>(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/XLC#NYSE">XLC</a>)</td>
<td>The Communication Services Select Sector SPDR Fund</td>
<td align="right">107.5800</td>
<td align="right">0.130</td>
<td align="right">0.12</td>
<td>3.6K</td>
</tr>
</tbody>
</table>
<h3>Losers</h3>
<table>
<thead>
<tr>
<th>Symbol</th>
<th>Name</th>
<th align="right">Price</th>
<th align="right">Change ($)</th>
<th align="right">Change (%)</th>
<th>Volume</th>
</tr>
</thead>
<tbody>
<tr>
<td>(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/XLE#NYSE">XLE</a>)</td>
<td>SPDR Select Sector Fund - Energy Select Sector</td>
<td align="right">86.853</td>
<td align="right">-0.077</td>
<td align="right">-0.09</td>
<td>40.2K</td>
</tr>
</tbody>
</table>
<a href="https://pro.benzinga.com/?utm_source=insights">Pulled from Benzinga Pro data</a> the above sector movers alert assists traders in understanding macro-level trends and market variations. Traders will look for sector movers providing information on sectors that are over- or under-performing, deriving these results into investing decisions on exchange-traded funds (ETFs) or individual tickers in those sectors. 
To read more about sector movers, <a href="https://www.benzinga.com/movers">click here</a>.

Sector ETFs

Pre-Market Outlook

Movers

ETFs

Select Sector SPDR-Consumer Discretionary

Leading And Lagging Sectors For July 4, 2025

Financial guru&nbsp;Robert Kiyosaki&nbsp;said Wednesday that George Washington would have been a Bitcoin (CRYPTO: <a class="ticker" href="https://www.benzinga.com/quote/btc/usd">BTC</a>) advocate, citing the U.S.&#8217;s founding father&#8217;s views on &#8220;paper money.&#8221;
What Happened: Kiyosaki, author of the best-selling book &#8220;Rich Dad Poor Dad,&#8221; remembered the words of the first U.S. president.
"We may one day become a great commercial and flourishing nation. But if, in the pursuit of the means, we should unfortunately stumble again on unfunded paper money or any similar species of fraud, we shall assuredly give a fatal stab to our national credit in its infancy. &#8220;
&#8220;Paper money has had the effect in your state that it will ever have, to ruin commerce, oppress the honest, and open the door to every species of fraud and injustice."
Citing these views, Kiyosaki said, &#8220;America's 1st President George Washington would have been into Bitcoin.&#8221; 
Bitcoin supporters have consistently <a href="https://www.benzinga.com/crypto/cryptocurrency/25/07/46238410/bitcoin-gets-bigger-the-more-money-central-banks-print-says-popular-crypto-analyst-its-a-beautiful-thing">backed the idea</a> that high money printing could lead to inflation, devaluing the dollar, and sending Bitcoin, which they deem as an inflation hedge, soaring.
<figure class="wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter"> 
<div class="wp-block-embed__wrapper">
<blockquote class="twitter-tweet" data-width="500" data-dnt="true">America's 1st President George Washington would have been into Bitcoin. This is what he said about Fiat ( Fake) Money: "We may one day become a great commercial and flourishing nation. But if, in the pursuit of the means, we should unfortunately stumble again on unfunded paper…
&mdash; Robert Kiyosaki (@theRealKiyosaki) <a href="https://twitter.com/theRealKiyosaki/status/1940540446167511353?ref_src=twsrc%5Etfw">July 2, 2025</a></blockquote>
<script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script></div>
</figure>
The second quote appears in a <a href="https://founders.archives.gov/GEWN-04-04-02-0428">letter </a>Washington wrote to Jabez Bowen, the then-deputy governor of Rhode Island, according to the U.S. National Archives.
While the source of the first quote was not immediately clear, Washington expressed alarm about the &#8220;emission of paper currency&#8221; in a <a href="https://founders.archives.gov/documents/Washington/04-04-02-0174">letter </a>to Thomas Jefferson, the third president of the U.S., in 1786.
See Also:&nbsp;<a href="https://benzinga.com/crypto/cryptocurrency/25/07/46231186/bitcoin-ethereum-xrp-dogecoin-surge-as-big-beautiful-bill-house-vote-nears" target="_blank" rel="noreferrer noopener">Bitcoin, Ethereum, XRP, Dogecoin Surge As &#8216;Big Beautiful Bill&#8217; House Vote Nears</a>
Why It Matters: Kiyosaki&#8217;s views on Bitcoin and other forms of hard money have been consistent. He has repeatedly warned of a <a href="https://www.benzinga.com/crypto/cryptocurrency/25/06/46045741/rich-dad-poor-dad-author-robert-kiyosaki-warns-of-global-debt-collapse-urges-buying-gold-silver-bitcoin">potential global monetary collapse</a> and advised his followers to invest in gold, silver, and Bitcoin. 
He has been vocal about his skepticism towards traditional cash savings and that current market conditions are ripe for investments in <a href="https://www.benzinga.com/markets/cryptocurrency/25/03/44550875/robert-kiyosaki-thinks-saving-in-cash-is-a-bad-idea-heres-why">secure and cost-effective assets</a>.
Kiyosaki has been vocal about his skepticism towards traditional cash savings, having shifted his focus to Bitcoin, gold and silver, He has predicted that silver prices could potentially reach $200 within the next two years.
However, several of his previous predictions have proven to be extremely inaccurate. He predicted Bitcoin would reach $100,000 in June 2024. Needless to say, the forecast was well off target. He even set an unrealistic price target of <a href="https://www.benzinga.com/markets/cryptocurrency/24/06/39198509/rich-dad-poor-dad-author-robert-kiyosaki-comes-up-with-another-bold-projection-bitcoin-wil">$350,000</a> for August 2024.
Price Action:&nbsp; At the time of writing, BTC was exchanging hands at $108,816.37, up 2.45% in the last 24 hours, according to&nbsp;<a href="https://pro.benzinga.com/dashboard?_gl=1&#x2A;380nj0&#x2A;_ga&#x2A;MTEyOTAyOTcxMy4xNzEzMzY0NTYy&#x2A;_ga_V7ZK73W7N0&#x2A;MTcxNDk4MzIzMi42LjEuMTcxNDk4OTE0Ni4wLjAuMA.." target="_blank" rel="noreferrer noopener">data from Benzinga Pro</a>. Year-to-date, the coin has surged 17%.
Photo Courtesy: William Potter on Shutterstock.com
Read Next:&nbsp;
<ul class="wp-block-list">
<li><a href="https://benzinga.com/crypto/cryptocurrency/25/07/46227149/every-new-trillion-of-debt-in-trumps-big-beautiful-bill-is-free-adertising-for-bitcoin-expe" target="_blank" rel="noreferrer noopener">Every New Trillion Of Debt In Trump&#8217;s &#8216;Big Beautiful Bill&#8217; Is &#8216;Free Adertising For Bitcoin,&#8217; Expert States</a></li>
</ul>
Disclaimer:&nbsp;This content was partially produced with the help of&nbsp;<a href="https://www.benzinga.com/author/benzinga-neuro" target="_blank" rel="noreferrer noopener">Benzinga Neuro</a>&nbsp;and was reviewed and published by Benzinga editors.<a href="https://www.benzinga.com/apis?utm_source=benzinga.com&amp;utm_campaign=article-bottom" rel="noreferrer noopener" target="_blank"></a>

Economics

$BTC

'Rich Dad Poor Dad' Robert Kiyosaki Says George Washington Would Have Been Into Bitcoin: Paper Money Opens Door To 'Every Species Of Fraud And Injustice'

Microsoft Corp. co-founder Bill Gates warned on Thursday that U.S. foreign aid cuts could trigger a catastrophic global health crisis, citing new research projecting millions of additional deaths by 2040.
What Happened: &#8220;The facts are simple and devastating: Aid cuts have already cost lives, and the number of deaths will continue to rise,&#8221; Gates wrote on X, referencing multiple studies documenting the impact of reduced American assistance.
A preprint study published in The Lancet analyzed the cumulative effects of U.S. aid reductions across 80 countries. The research projects 8 million additional child deaths before age five by 2040, while warning of 15.2 million excess AIDS deaths and 2.2 million additional tuberculosis deaths between 2025-2040.
The Trump administration&#8217;s decision to withdraw funding from Gavi, the vaccine alliance, particularly concerns health experts. Since 2000, Gavi has delivered vaccines to 1.1 billion children globally. The organization estimates that without continued U.S. support, 75 million children will miss vaccinations over five years, resulting in 1.2 million preventable deaths.
<figure class="wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter"> 
<div class="wp-block-embed__wrapper">
<blockquote class="twitter-tweet" data-width="500" data-dnt="true">The facts are simple and devastating: Aid cuts have already cost lives, and the number of deaths will continue to rise. Here's the evidence.
&mdash; Bill Gates (@BillGates) <a href="https://twitter.com/BillGates/status/1940915900460552200?ref_src=twsrc%5Etfw">July 3, 2025</a></blockquote>
<script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script></div>
</figure>
UNAIDS analysis indicates that ending the President&#8217;s Emergency Plan for AIDS Relief (PEPFAR) programs could cause 4.2 million additional HIV-related deaths by 2029. PEPFAR, launched in 2003, has saved over 26 million lives and enabled 7.8 million HIV-free births.
Gates emphasized the cost-effectiveness of global health investments, noting that lifesaving vaccines cost as little as 30 cents. &#8220;With a relatively small amount of money, you can do a great deal of good for a great many people,&#8221; he stated.
See Also: <a href="https://www.benzinga.com/news/politics/25/07/46255065/trumps-3-3-trillion-bill-passes-will-vulnerable-americans-pay-the-price">Trump&#8217;s $3.3 Trillion Bill Passes: Will Vulnerable Americans Pay The Price?</a>
Why It Matters: U.S. global health spending represents less than 1% of the federal budget, according to KFF budget tracking data. The Gates Foundation recently pledged $1.6 billion over five years to Gavi, attempting to offset some funding shortfalls.
The research used established mathematical models across HIV, tuberculosis, family planning, and maternal health sectors. Multiple modeling approaches consistently projected severe health impacts if U.S. funding cuts continue without alternative support.
Sen. Susan Collins (R-ME) called PEPFAR &#8220;a bipartisan priority of Congress,&#8221; warning that <a href="https://www.benzinga.com/news/health-care/25/06/46159226/bill-gates-warns-us-its-not-too-late-to-change-course-as-trump-team-targets-hiv-funding-cuts">cutting disease prevention</a> funding would be &#8220;extraordinarily ill-advised and short-sighted.&#8221;
Read Next: 
<ul class="wp-block-list">
<li><a href="https://www.benzinga.com/news/politics/25/07/46258994/trumps-big-beautiful-bill-hands-5-billion-win-to-big-pharma-report">Trump&#8217;s &#8216;Big, Beautiful Bill&#8217; Hands $5 Billion Win To Big Pharma: Report</a></li>
</ul>
Disclaimer: This content was partially produced with the help of AI tools and was reviewed and published by Benzinga editors.
Photo courtesy: Alexandros Michailidis / Shutterstock.com

Health Care

Bill Gates Warns US Aid Cuts Could Kill Millions Of Children, End HIV Programs, Leave 75 Million Unvaccinated: 'Devastating' Lancet Study, Gavi, UNAIDS Sound Alarm

Pure Storage's (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PSTG#NYSE">PSTG</a>) short percent of float has risen 4.49% since its last report. The company recently reported that it has 12.24 million shares sold short, which is 4.65% of all regular shares that are available for trading. Based on its trading volume, it would take traders 5.47 days to cover their short positions on average.
<h3>Why Short Interest Matters</h3>
Short interest is the number of shares that have been sold short but have not yet been covered or closed out. <a href="https://www.benzinga.com/money/how-to-short-a-stock?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">Short selling</a> is when a trader sells shares of a company they do not own, with the hope that the price will fall. Traders make money from short selling if the price of the stock falls and they lose if it rises.
Short interest is important to track because it can act as an indicator of market sentiment towards a particular stock. An increase in short interest can signal that investors have become more bearish, while a decrease in short interest can signal they have become more bullish.
See Also: <a href="https://www.benzinga.com/short-interest?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">List of the most shorted stocks</a>
<h3>Pure Storage Short Interest Graph (3 Months)</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1751634026_0.png" alt="short_fig" />
As you can see from the chart above the percentage of shares that are sold short for Pure Storage has grown since its last report. This does not mean that the stock is going to fall in the near-term but traders should be aware that more shares are being shorted.
<h3>Comparing Pure Storage's Short Interest Against Its Peers</h3>
Peer comparison is a popular technique amongst analysts and investors for gauging how well a company is performing. A company's peer is another company that has similar characteristics to it, such as industry, size, age, and financial structure. You can find a company's peer group by reading its 10-K, proxy filing, or by doing your own similarity analysis.
According to <a href="https://www.benzinga.com/pro/">Benzinga Pro</a>, Pure Storage's peer group average for short interest as a percentage of float is 10.99%, which means the company has less short interest than most of its peers.
Did you know that increasing short interest can actually be bullish for a stock? <a href="https://www.benzinga.com/money/how-to-make-money-on-a-short-squeeze?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">This post by Benzinga Money explains how you can profit from it.</a>
This article was generated by Benzinga's automated content engine and was reviewed by an editor.

PSTG

Is the Market Bullish or Bearish on Pure Storage?

Eagle Materials's (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/EXP#NYSE">EXP</a>) short percent of float has risen 4.62% since its last report. The company recently reported that it has 1.38 million shares sold short, which is 5.44% of all regular shares that are available for trading. Based on its trading volume, it would take traders 3.32 days to cover their short positions on average.
<h3>Why Short Interest Matters</h3>
Short interest is the number of shares that have been sold short but have not yet been covered or closed out. <a href="https://www.benzinga.com/money/how-to-short-a-stock?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">Short selling</a> is when a trader sells shares of a company they do not own, with the hope that the price will fall. Traders make money from short selling if the price of the stock falls and they lose if it rises.
Short interest is important to track because it can act as an indicator of market sentiment towards a particular stock. An increase in short interest can signal that investors have become more bearish, while a decrease in short interest can signal they have become more bullish.
See Also: <a href="https://www.benzinga.com/short-interest?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">List of the most shorted stocks</a>
<h3>Eagle Materials Short Interest Graph (3 Months)</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1751634021_0.png" alt="short_fig" />
As you can see from the chart above the percentage of shares that are sold short for Eagle Materials has grown since its last report. This does not mean that the stock is going to fall in the near-term but traders should be aware that more shares are being shorted.
<h3>Comparing Eagle Materials's Short Interest Against Its Peers</h3>
Peer comparison is a popular technique amongst analysts and investors for gauging how well a company is performing. A company's peer is another company that has similar characteristics to it, such as industry, size, age, and financial structure. You can find a company's peer group by reading its 10-K, proxy filing, or by doing your own similarity analysis.
According to <a href="https://www.benzinga.com/pro/">Benzinga Pro</a>, Eagle Materials's peer group average for short interest as a percentage of float is 3.30%, which means the company has more short interest than most of its peers.
Did you know that increasing short interest can actually be bullish for a stock? <a href="https://www.benzinga.com/money/how-to-make-money-on-a-short-squeeze?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">This post by Benzinga Money explains how you can profit from it.</a>
This article was generated by Benzinga's automated content engine and was reviewed by an editor.

Is the Market Bullish or Bearish on Eagle Materials?

Automatic Data Processing's (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/ADP#NYSE">ADP</a>) short percent of float has fallen 3.97% since its last report. The company recently reported that it has 4.93 million shares sold short, which is 1.21% of all regular shares that are available for trading. Based on its trading volume, it would take traders 3.12 days to cover their short positions on average.
<h3>Why Short Interest Matters</h3>
Short interest is the number of shares that have been sold short but have not yet been covered or closed out. <a href="https://www.benzinga.com/money/how-to-short-a-stock?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">Short selling</a> is when a trader sells shares of a company they do not own, with the hope that the price will fall. Traders make money from short selling if the price of the stock falls and they lose if it rises.
Short interest is important to track because it can act as an indicator of market sentiment towards a particular stock. An increase in short interest can signal that investors have become more bearish, while a decrease in short interest can signal they have become more bullish.
See Also: <a href="https://www.benzinga.com/short-interest?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">List of the most shorted stocks</a>
<h3>Automatic Data Processing Short Interest Graph (3 Months)</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1751634015_0.png" alt="short_fig" />
As you can see from the chart above the percentage of shares that are sold short for Automatic Data Processing has declined since its last report. This does not mean that the stock is going to rise in the near-term but traders should be aware that less shares are being shorted.
<h3>Comparing Automatic Data Processing's Short Interest Against Its Peers</h3>
Peer comparison is a popular technique amongst analysts and investors for gauging how well a company is performing. A company's peer is another company that has similar characteristics to it, such as industry, size, age, and financial structure. You can find a company's peer group by reading its 10-K, proxy filing, or by doing your own similarity analysis.
According to <a href="https://www.benzinga.com/pro/">Benzinga Pro</a>, Automatic Data Processing's peer group average for short interest as a percentage of float is 5.65%, which means the company has less short interest than most of its peers.
Did you know that increasing short interest can actually be bullish for a stock? <a href="https://www.benzinga.com/money/how-to-make-money-on-a-short-squeeze?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">This post by Benzinga Money explains how you can profit from it.</a>
This article was generated by Benzinga's automated content engine and was reviewed by an editor.

What's Driving the Market Sentiment Around Automatic Data Processing?

A long-time Bitcoin (CRYPTO: <a class="ticker" href="https://www.benzinga.com/quote/btc/usd">BTC</a>) enthusiast using the alias JohnGalt in May <a href="https://bitcointalk.org/index.php?topic=5543336.0">shared</a> an incredible story on the Bitcoin Forum: they finally redeemed their 100 &#8216;physical Bitcoin&#8217; bar — which had remained untouched since 2012 — for a profit of over $10 million.
What Happened: Originally bought for just $500, the physical BTC bar, one of the rare 100 BTC versions with a private key engraved on the bar, grew in value exponentially over the years. 
As Bitcoin rallied past key milestones like $10,000 and later $100,000, JohnGalt admitted to feeling increasing anxiety, noting the immense pressure of holding such a valuable physical asset.
Despite fielding offers and considering auctions, concerns over trust, low bids, and symbolic value kept them from selling, until now. 
With BTC trading near its all-time highs in 2025, the estimated value of the bar had surpassed $10 million, prompting the long-awaited redemption.
Also Read: <a href="https://www.benzinga.com/crypto/cryptocurrency/25/07/46242838/anthony-scaramucci-predicts-bitcoin-treasury-frenzy-will-fade">Anthony Scaramucci Predicts Bitcoin Treasury Frenzy &#8216;Will Fade&#8217;</a>
Why It Matters: JohnGalt's story struck a chord across the crypto community. 
While he expressed some regret about holding so long, most users celebrated his unwavering conviction and restraint through a dozen volatile years.
 Many likened the 100 BTC bar to a "Golden Wonka Ticket" — a rare treasure finally unlocked.
The redemption wasn't without technical challenges. JohnGalt described how he used bitaddress.org offline to convert the mini private key into WIF format, scanned the QR code, and accessed the BTC. 
To ensure secure custody, he split the funds across multiple addresses via Trezor Suite and finalized the transfer using Electrum, verifying all details before sending.
The redemption also comes at a time when dormant BTC wallets have been springing back to life, as early adopters take profits amid Bitcoin's historic 2025 rally.
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Image: Shutterstock

This Bitcoin Collector Turned $500 Into Over $10 Million By Selling 100 'Physical' Bitcoin

While the stock market has been scaling new records, the CIO of FundStrat Capital, Tom Lee, has said that his institutional clients are &#8220;hating&#8221; the current rally in the stock market. Additionally, he spoke about three levers that could propel the market higher in the future.
What Happened: Lee, in conversation <a href="https://www.cnbc.com/video/2025/07/03/fundstrats-tom-lee-this-is-the-most-hated-v-shaped-rally-by-institutional-investors.html">with</a> CNBC, highlighted the $7 trillion in cash that is locked up in the money market funds and said, &#8220;I can tell you, our clients, institutional clients, remain very skeptical. This is the most hated V-shaped rally.&#8221;
While the markets rally, the liquidity parked in the money markets has made the investors wary of this up move in the stocks.
&#8220;There is a lot of high-net-worth money, I know there is a lot of our institutional long-short macro, that is shorting this rally, the long-only managers are defensively positioned, they don&#8217;t believe in cyclical long, but look if rates come down and Fed starts easing it&#8217;s going to force people into a cyclical tilt,&#8221; said Lee.
However, the market bull was still hopeful of a further leg up in the market. He said, &#8220;I think there are three levers that are going to get pulled.
According to him, the first lever was the Federal Reserve still being on hold, and once they cut rates, the markets were poised for further upside.
Secondly, he said that the market was not overpriced and the price-to-earnings ratios were not &#8220;stretched.&#8221; He said that the &#8220;PE should be expanding.&#8221;
Lastly, he highlighted the reshaping of the &#8220;economic flows around tariffs,&#8221; and how it could lead to an earnings surprise.
See Also:<a href="https://www.benzinga.com/markets/equities/25/07/46259886/elon-musks-tesla-is-a-multi-trillion-dollar-opportunity-but-short-term-outlook-is-shaky-says-exp"> Elon Musk&#8217;s Tesla Is A &#8216;Multi-Trillion-Dollar Opportunity,&#8217; But Short-Term Outlook Is &#8216;Shaky,&#8217; Says Expert</a>
Why It Matters: The S&amp;P 500 and Nasdaq indices clinched record highs for the third time this week on a shorter trading day on Thursday.
This &#8220;V-Shaped&#8221; recovery comes from the April lows when the markets plunged nearly 20% from their 52-week highs.
The senior global strategist at Wells Fargo, Scott Wren, said that "Our feel is that stocks are ahead of themselves, and we are looking to trim positions in overvalued markets and sectors."
Wren explained that most market strategists don&#8217;t want to see the kind of market volatility the S&amp;P 500 Index has experienced over the past four months.
"But just when a bit of panic set into the minds of some investors, stocks turned seemingly on a dime and in less than three months gained back all that was lost and then some, setting a new record high to close out last week&#8217;s trading."
He also reiterated that Wells Fargo believes the Wall Street consensus is overly optimistic on the tariff outlook and thus the growth rate in calendar-year 2025.
Price Action: On the truncated trading day of July 3rd, the SPDR S&amp;P 500 ETF Trust (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SPY#NYSE">SPY</a>) and Invesco QQQ Trust ETF (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/QQQ#NASDAQ">QQQ</a>), which track the S&amp;P 500 index and Nasdaq 100 index, respectively, scaled fresh records and ended higher. The SPY was up 0.79% at $625.34, while the QQQ advanced 0.98% to $556.22, according to <a href="https://pro.benzinga.com/dashboard">Benzinga Pro</a> data.
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</ul>
Photo courtesy: Shutterstock

Equities

Tom Lee Says Institutional Investors 'Hate This V-Shaped Rally' With $7 Trillion On Sidelines, Sees 3 Drivers For More Gains

Own. App, a social media platform focused on creator content ownership and monetization, has announced a partnership with Jaime Rogozinski, the founder of WallStreetBets, to build what it describes as a creator-owned media ecosystem. 
Rogozinski will join Own. App as a strategic advisor, supporting the platform's growth as it prepares to open its beta to the public this July.
The partnership integrates the well-known retail investor community WallStreetBets into Own. App's infrastructure, aiming to provide creators with direct control over their content and communities, without depending on traditional social platforms that typically retain ownership.
"Own. App changes that. It's built from the ground up to give creators true ownership over what they build," Rogozinski told Benzinga in a statement.
Own. App positions itself as an alternative to ad-driven, algorithm-centric platforms by offering decentralized tools that enable creators to retain full rights to their content and audiences. 
Also Read: <a href="https://www.benzinga.com/crypto/cryptocurrency/25/07/46242838/anthony-scaramucci-predicts-bitcoin-treasury-frenzy-will-fade">Anthony Scaramucci Predicts Bitcoin Treasury Frenzy &#8216;Will Fade&#8217;</a>
The platform is designed to support monetization models like tipping, tokenized rewards, and a Creator Fund linked to its native (CRYPTO: OWN) Token.
Amir Kaltak, CEO and Co-Founder of Own. App, said the collaboration with Rogozinski and the WallStreetBets community signals a push toward reshaping creator rights in social media. 
"The current system isn't built for creators—it's built on them," Kaltak said.
Own. App's upcoming Plug-In Layer, expected later this year, will allow WallStreetBets to integrate its community tools directly into the platform, providing its user base with more control over their engagement and monetization.
According to the company, this collaboration highlights a broader movement where online communities are seeking direct ownership of their platforms and influence, a shift being enabled by blockchain-backed infrastructure.
Own. App's COO and Co-Founder, Katia Zaitsev, emphasized that the platform's focus is on improving creator outcomes rather than leading with Web3 terminology. 
"We led with better outcomes for creators," Zaitsev said.
The platform has gained early traction with over 45,000 users waitlisted during its private phase. 
It promises features such as global monetization access, merit-based visibility without algorithmic gatekeeping, and blockchain-backed licensing for content.
Own. App's long-term roadmap includes building a decentralized foundation for social media where creators, rather than platforms, control narratives, revenue, and audience relationships.
Read Next:
<a href="https://www.benzinga.com/crypto/cryptocurrency/25/07/46228386/inside-the-trump-familys-620-million-crypto-empire">Inside The Trump Family&#8217;s $620 Million Crypto Empire</a>
Photo courtesy: Shutterstock/mundissima

Social Media Without Middlemen? WallStreetBets Founder Backs Creator-Controlled Platform

Nano Labs Ltd. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NA#NASDAQ">NA</a>) has confirmed a $50 million purchase of 74,315 Binance Coin (CRYPTO: <a class="ticker" href="https://www.benzinga.com/quote/bnb/usd">BNB</a>) tokens, expanding its digital currency reserves to approximately $160 million as part of a broader strategic accumulation plan.
The <a href="https://www.globenewswire.com/news-release/2025/07/03/3109830/0/en/Nano-Labs-Has-Purchased-About-US-50-Million-BNB-Expands-Digital-Asset-Reserves-to-around-US-160-Million.html">transaction</a>, executed through over-the-counter (OTC) channels at an average price of $672.45 per token, demonstrates the company&#8217;s intention to significantly deepen its exposure to Binance Coin.
Nano Labs, which develops high-throughput and high-performance computing solutions, including proprietary "Cuckoo" chips, now manages nearly $160 million in mainstream crypto holdings, including both Bitcoin (CRYPTO: <a class="ticker" href="https://www.benzinga.com/quote/btc/usd">BTC</a>) and BNB.
This move forms the first phase of a $1 billion BNB acquisition plan funded through convertible notes and private placements, with a target of securing 5–10% of BNB's circulating supply.
The company's digital treasury strategy builds on a recent $500 million convertible note agreement intended to finance additional BNB purchases.
Also Read: <a href="https://www.benzinga.com/crypto/cryptocurrency/25/07/46244196/bitcoin-ethereum-poised-for-bullish-july-experts-say-but-only-one-is-underowned">Bitcoin, Ethereum Poised For Bullish July, Experts Say, But Only One Is &#8216;Underowned&#8217;</a>
Nano Labs emphasized a thorough evaluation of BNB's long-term viability before committing to future acquisitions.
This accumulation effort positions Nano Labs as a rare publicly listed company, placing significant confidence in BNB.
Their reserve now includes roughly 1,000 BTC, alongside the latest BNB infusion.
Following the initial convertible note announcement, Nano Labs&#8217; stock price doubled, hitting its highest level in two years and boosting BNB&#8217;s price by around 2.7%.
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</ul>
Photo Courtesy: DIAMOND VISUALS on Shutterstock.com

$BNB

Why Nano Labs Wants To Control A Big Chunk Of Binance Coin's Circulating Supply

Spot Bitcoin ETFs recorded a strong day of inflows on July 3, with a total net addition of approximately $602 million, according to data from SoSoValue. 
Fidelity's Fidelity Wise Origin Bitcoin Fund (CBOE: FBTC) led the activity, pulling in $237 million, while BlackRock's iShares Bitcoin Trust ETF (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/IBIT#NASDAQ">IBIT</a>) followed closely with $224.5 million in net inflows.
The surge <a href="https://sosovalue.com/assets/etf/us-eth-spot">underscores </a>continued institutional appetite for Bitcoin (CRYPTO: <a class="ticker" href="https://www.benzinga.com/quote/btc/usd">BTC</a>) exposure, despite recent price volatility. 
Fidelity's fund has now seen cumulative net inflows surpass $12 billion, with BlackRock's IBIT accumulating over $52 billion to date.
The day's flows pushed total assets under management across Bitcoin spot ETFs to $137.6 billion, representing around 6.29% of Bitcoin's total market capitalization. 
Other major players, including Ark's ARK 21Shares Bitcoin ETF (CBOE: ARKB) and Bitwise's Bitwise Bitcoin ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BITB#NYSE">BITB</a>), also contributed to the day's gains.
In parallel, Ethereum (CRYPTO: <a class="ticker" href="https://www.benzinga.com/quote/eth/usd">ETH</a>) ETFs reported a net inflow of about $149 million, pushing cumulative inflows to $4.4 billion as of July 3. 
BlackRock's iShares Ethereum Trust ETF (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ETHA#NASDAQ">ETHA</a>) led with $85 million in new investments.
Speaking with Benzinga, Dom Harz, co-founder of BOB, emphasized the broader market context: "Bitcoin ended June with a record monthly close at $107K and its strongest Q2 on record. Its ability to hold above $105K in the days that followed signals two things: Bitcoin is now embedded in the foundations of global finance, and it's showing remarkable resilience amid ongoing geopolitical uncertainty."
Also Read: <a href="https://www.benzinga.com/crypto/cryptocurrency/25/07/46251827/crypto-tax-loopholes-closing-a-look-inside-bitcoin-senator-lummis-new-bill">Crypto Tax Loopholes Closing? A Look Inside &#8216;Bitcoin Senator&#8217; Lummis&#8217; New Bill</a>
Harz further pointed to the growing influence of corporate treasuries, noting, "For the third consecutive quarter, public companies have acquired more Bitcoin than ETFs have. This is a powerful signal of long-term conviction."
Market analysts are also watching key levels closely. 
Nicolai Søndergaard, research analyst at Nansen, said: "We were recently rejected at $111K, which is where a lot of liquidations would happen, with liquidation support now around $108K, so these levels are important when seen in isolation."
Søndergaard also cautioned that while historical patterns offer some guidance, "It is dangerous to always rely on them. A lot of market movements are driven by self-fulfilling prophecies. Macro and geopolitical developments will likely shape where the market heads next."
With the U.S. money supply continuing to expand and spot ETF participation remaining strong, traders and institutions appear poised to closely watch whether Bitcoin can decisively break through the $111,000 level in the near term.
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Photo courtesy: Shutterstock

$ETH

ARK 21Shares Bitcoin ETF ARK 21Shares Bitcoin ETF

ARKB

Bitwise Bitcoin ETF Common Shares of Beneficial Interest

BITB

ETHA

Fidelity Wise Origin Bitcoin Fund Fidelity Wise Origin Bitcoin Fund

FBTC

IBIT

Bitcoin ETFs Just Pulled In $600 Million In A Day—Is A Major Price Breakout Coming Next?

Tesla Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TSLA#NASDAQ">TSLA</a>) stock experienced a 0.73% dip in this record-setting week, as a renewed &#8220;war of words&#8221; between President Donald Trump and Tesla CEO Elon Musk added to existing pressures.
What Happened: While the EV giant faces a &#8220;shaky&#8221; short-term outlook, John Murillo, the chief business officer at B2BROKER, told <a href="https://www.benzinga.com">Benzinga</a> that its long-term potential remains a &#8220;multi-trillion-dollar opportunity.&#8221;
According to Murillo, several factors are currently weighing on Tesla&#8217;s stock. &#8220;The short-term TSLA outlook is shaky due to <a href="https://www.benzinga.com/markets/tech/25/07/46212611/gary-black-says-teslas-q2-deliveries-could-be-a-buy-the-news-event-i-believe-tsla-will-miss">delivery</a> misses, political risks, and high valuation,&#8221; he said.
&#8220;Tesla's stock has been under pressure recently. There are many downgrades from the top market voices, such as JPMorgan, who predicts around a 63% crash from the current levels, which is a big bearish signal.&#8221;
He also noted downgrades from Baird and Argus, attributing them to &#8220;<a href="https://www.benzinga.com/markets/tech/25/06/46133153/tesla-robotaxi-has-a-major-advantage-over-rivals-waymo-and-zoox-says-gary-black-could-be-very-significant">robotaxi uncertainties</a> and Musk&#8217;s political involvement.&#8221;
A recent Morgan Stanley survey, cited by Murillo, revealed that 85% of investors believe his politics hurt Tesla.
Despite these immediate challenges, Murillo maintains a strong sense of optimism regarding Tesla&#8217;s long-term prospects, particularly in autonomous vehicles and energy storage. &#8220;I see some optimism about the long-term potential of robotaxis and energy storage. It is still possible to see a 45% upside if Tesla can scale the robotaxi business,&#8221; he stated.
Murillo adds, &#8220;If Tesla can execute on its robotaxi and Optimus projects, it could be a multi-trillion-dollar opportunity.&#8221;
See Also: <a href="https://www.benzinga.com/markets/equities/25/07/46257412/is-the-market-open-on-july-4th-everything-you-need-to-know">Is the Market Open On July 4th? Everything You Need To Know</a>
Why It Matters: To improve its short-term standing and capitalize on this long-term potential, Murillo suggests several strategic imperatives for Tesla.
&#8220;Tesla needs to stabilize its sales, especially in <a href="https://www.benzinga.com/markets/tech/25/07/46257617/elon-musk-led-tesla-sales-surge-12-in-the-uk-during-june-q2-deliveries-beat-analyst-estimates">Europe</a> and China. But most importantly, the company should address regulatory issues with the robotaxi service and reduce political risks by toning down Musk&#8217;s involvement.&#8221;
He also highlighted the importance of &#8220;diversifying the product line with more affordable models&#8221; and &#8220;improving supply chain localization to mitigate tariffs and geopolitical risks.&#8221;
Price Action: While Tesla dropped by 0.73% in the three and a half trading days of this week, it ended 0.10% lower at $315.35 per share on Thursday. The stock has experienced a 21.91% decline on a year-to-date basis, whereas it was up 25.38% over a year.
Benzinga Edge Stock Rankings shows that TSLA had a stronger price trend over the short, medium, and long term. Its momentum ranking was moderate, and its value ranking was poor at the 10.04th percentile. The details of other metrics are <a href="https://www.benzinga.com/premium/ideas/benzinga-edge-4/#:~:text=Turn%20Market%20Chaos,when%20markets%20rebound">available here</a>.
<figure class="wp-block-image size-large"><a href="https://www.benzinga.com/premium/ideas/benzinga-edge-4/#:~:text=Turn%20Market%20Chaos,when%20markets%20rebound"><img loading="lazy" decoding="async" width="1024" height="158" src="https://editorial-assets.benzinga.com/wp-content/uploads/2025/07/04034251/Tesla-Edge-Juy-4-1024x158.png" alt="" class="wp-image-972983" srcset="https://editorial-assets.benzinga.com/wp-content/uploads/2025/07/04034251/Tesla-Edge-Juy-4-1024x158.png 1024w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/07/04034251/Tesla-Edge-Juy-4-300x46.png 300w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/07/04034251/Tesla-Edge-Juy-4-768x119.png 768w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/07/04034251/Tesla-Edge-Juy-4.png 1287w" sizes="(max-width: 1024px) 100vw, 1024px" /></a></figure>
Price Action: On the truncated trading day of July 3rd, the SPDR S&amp;P 500 ETF Trust (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SPY#NYSE">SPY</a>) and Invesco QQQ Trust ETF (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/QQQ#NASDAQ">QQQ</a>), which track the S&amp;P 500 index and Nasdaq 100 index, respectively, scaled fresh records and ended higher. The SPY was up 0.79% at $625.34, while the QQQ advanced 0.98% to $556.22, according to <a href="https://pro.benzinga.com/dashboard">Benzinga Pro</a> data.
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Photo courtesy: Ken Wolter / Shutterstock.com

Politics

Tech

General

TSLA

Elon Musk's Tesla Is A 'Multi-Trillion-Dollar Opportunity,' But Short-Term Outlook Is 'Shaky,' Says Expert

At just 28 years old, financial advisor Luke Lloyd learned some of life's toughest lessons—many of them forged in the blue-collar heart of Martins Ferry, Ohio. Growing up in a town where generations worked &#8220;their tails off&#8221; in coal mines and steel mills, Lloyd saw firsthand the grit and dedication it takes to build a life <a href="https://www.benzinga.com/money/the-importance-of-finding-a-financial-advisor-thats-right-for-you">from the ground up</a>.
But it was his father's battle with cancer—and the cold way his employer treated him after 25 loyal years—that ignited something deeper.
"I might be a little crazy," he admits, "but I didn't feel a sense of purpose building someone else's dream." Watching his father be "discarded like a line item" while fighting for his life, Lloyd realized early on that you have a choice: "You either work for the man, or you are the man." 
That lesson from his dad stuck and, this year, Lloyd launched his own firm — Lloyd Financial Group. In a conversation with Benzinga, he offers his perspective on today&#8217;s market trends, the emerging role of artificial intelligence in finance, the need for universal basic income, and what the second half of 2025 will bring.
See Also: <a href="https://www.benzinga.com/trading-ideas/movers/25/06/45805623/palantir-ceo-warns-us-china-ai-race-will-have-one-winner-urges-west-to-keep-up">Palantir CEO Warns US-China AI Race Will Have One Winner, Urges West To Keep Up</a>
<h3 class="wp-block-heading">Benzinga: With so much <a href="https://www.benzinga.com/money/mastering-market-swings-tools-to-trade-volatility-like-a-pro">market volatility</a>, how do you gauge what stock to target?</h3>
The easy answer is: Know your specialty. You need to know your craft and what you excel at. Is it trading stock futures? Is it trading options? Is it trading stocks? Is it trading the bond market? If you&#8217;re a trader, rather than a long-term investor, many people will spread themselves too thin. They focus on too many areas — even with the help of AI.
So, if you are a trader — day trader or swing trader — you want to make sure that you know exactly where your best kind of chance of success is. Once you&#8217;ve identified the best thing you&#8217;re good at, it&#8217;s essential to start incorporating the technical indicators, like <a href="https://www.benzinga.com/money/fibonacci-retracement">Fibonacci</a>. 
Suppose you&#8217;re not using technical indicators as a trader. In that case, you&#8217;re behind the curve and losing out on potential opportunities to know where to buy and sell. I do expect that volatility is not going to go away. There will be a lot of back-and-forth news, especially about tariffs and China. However, it&#8217;s essential to have a stop loss in place for any position and stick to it.
<h3 class="wp-block-heading">BZ: What&#8217;s the hardest skill to have as a trader?</h3>
The most challenging skill for a trader to possess is the mental fortitude to adhere to their strategy. Once you stray away from the strategy, you&#8217;re already at a disadvantage. So, having a sell target on the upside and a buy target on the downside is probably the most straightforward yet most important advice I can give to any trader out there, as someone who used to day trade in college. I&#8217;m more of a long-term investor today, but I&#8217;ve been around the game long enough.
<h3 class="wp-block-heading">BZ: <a href="https://www.benzinga.com/markets/forex/25/04/44730411/asia-and-europe-markets-rally-after-trumps-tariff-u-turn-gold-nears-record-high-global-markets-today-while-us-slept">From April 9-10</a>, President Trump walked back some of his tariff rhetoric, triggering a historic market rally. The S&amp;P soared 9.5% in one day. There were <a href="https://www.benzinga.com/news/25/04/44891038/clearly-word-got-out-scott-galloway-says-april-9-will-go-down-as-the-greatest-day-of-insider-trading-in-history">signs of manipulation</a>. Should retail traders or long-term investors be happy about that?</h3>
As a long-term investor, I have to not only analyze what I think will happen, but also position my clients accordingly. So it doesn&#8217;t matter if it makes me happy or sad. It doesn&#8217;t matter whether I like it or not. It&#8217;s the world I was born into, and I have to play along with it because I won&#8217;t change the system. The government&#8217;s too big. The Libertarian in me says that we&#8217;ll never go back to a proper free market, capitalistic system. So, yes, it does upset me, but it doesn&#8217;t matter because I don&#8217;t live in that system and never will. My clients rely on me to listen, not necessarily to share my opinion. As a trader, confirmation bias — or what you want to happen — is one of the biggest mistakes you can make: positioning your portfolio around what you want to happen, not what will happen.
<h3 class="wp-block-heading">BZ: Anthony Scaramucci recently <a href="https://www.youtube.com/watch?v=1dPT3vIZUCw">said</a> he uses Grok AI for his business. What are your thoughts on AI being used in finance?</h3>
I use it every single day, and it probably saves me, personally, 40 hours a week, between marketing, branding, and emails.
<h3 class="wp-block-heading">BZ: What about financial analysis, like stock picks and research?</h3>
Instead of going on Google and having to read 10 articles, I can type in a prompt to get the macro analysis news of the day, and it gives me the most important news. Of course, I fact-check it. But I used to have to wake up two to three hours before work, read the news of the day, and spend a couple of hours digesting stuff. Now it probably takes me 30 minutes to digest everything, because I can get it so quickly. So, yes, I use it every single day for stock analysis. However, the key is that, and this is where people often get themselves into trouble if they rely solely on AI.
<h3 class="wp-block-heading">BZ: Will AI take finance jobs?</h3>
I don&#8217;t think AI will ever be able to do all the jobs, or all of the analysis. I call it &#8220;inefficiently efficient.&#8221; We&#8217;re going to reach a point where AI and algorithms will account for close to 100% of the volume on the New York Stock Exchange. At that point, you&#8217;ll have essentially things priced to perfection. The only way the stock market works is if there are inefficiencies; if something is not priced appropriately, because supply and demand will eventually give it a fair price. So that&#8217;s discrepancy, and that inefficiency is what makes a market. 
If you have AI, or all the same kind of most efficient algorithms pricing stocks and digesting the same information — giving out PE ratios, price-to-sales ratios, and growth ratios — you have almost a too efficient market where there will be no traders left. So, yes, my answer is that it will take the trader&#8217;s job. If you&#8217;re a day trader, it&#8217;s going to be a lot harder to make money, because AI is going to be so efficient that it&#8217;s going to make the markets inefficiently efficient. And UBI will come into the equation.
<h3 class="wp-block-heading">BZ: How does UBI (universal basic income) factor in?</h3>
Once AI starts taking jobs on a bigger scale, especially in the white collar world, you&#8217;re going to see a lot of people get angry, because no one likes losing their job on a massive scale. You&#8217;ll see systematic unemployment rise, and the solution to that will be a universal basic income. There&#8217;s no doubt in my mind that this is likely to happen over the next couple of decades due to the rise of AI, which will replace jobs and systematically increase the unemployment rate. 
<h3 class="wp-block-heading">BZ: We can&#8217;t even get both parties to agree on basic stuff. They&#8217;re going to agree on UBI?</h3>
They have to. If you have fewer workers or fewer people working, because AI is so productive, it will also funnel money to the top. If you have a more productive corporation with fewer workers, margins increase, which in turn creates a higher stock price. Essentially, the only way it doesn&#8217;t create a higher stock price is if there are workers who can&#8217;t afford the product themselves because they are unemployed. So, that&#8217;s where the social safety net comes in to protect those people, because they do need an income, and that money will get funneled to the corporations.
<h3 class="wp-block-heading">BZ: What are your short-term predictions for the third and fourth quarters of 2025?</h3>
I think the third and fourth quarters are going to be very similar to what we saw in the first month or two of this year and right after the Trump election, in some ways, where you saw a lot of the equal-weight S&amp;P 500 do better than the cap weight. I think the days of big tech are little bit behind us. In some ways, they have too much beta on the market — too much money in them. I think you&#8217;ll see money rotation into more international areas that we discussed, as well as some of the smaller mid-cap names, particularly on the value side. And you&#8217;ll see the equal-weight probably do better then the cap-weighted indices. 
Now Read:
<ul class="wp-block-list">
<li><a href="https://www.benzinga.com/personal-finance/25/02/43994419/i-dont-think-were-going-to-have-a-choice-elon-musk-predicts-universal-income-will-eventually-be-high-but-fears-people-will-feel">&#8216;I Don&#8217;t Think We&#8217;re Going to Have a Choice&#8217;: Elon Musk Predicts Universal Income Will Eventually Be &#8216;High&#8217;—But Fears People Will Feel &#8216;Useless&#8217;</a></li>
</ul>
Image: Courtesy of Lloyd Financial, Shutterstock

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