Discover Financial servs Azioni (NYSE: DFS)

Ultime notizie per Discover Financial servs (NYSE:DFS) Azioni

DISCOVER FINANCIAL SERVICES

Discover Financial servs

Discover Finl

Discover Financial Services is a bank operating in two distinct segments: direct banking and payment services. The company issues credit and debit cards and provides other consumer banking products including deposit accounts and personal loans. It also operates the Discover, Pulse, and Diners Club networks. The Discover network is the fourth-largest payment network in the United States as ranked by overall purchase volume, and Pulse is one of the largest ATM networks in the country.

Jim Cramer Photo by s_bukley on Shutterstock

Markets

Media

GRAL

MRNA

Le oscillazioni di Wall Street non accennano a diminuire. Il noto analista punta il dito contro la Casa Bianca e le sue politiche commerciali.

Jim Cramer accusa Trump: &#34;Il mercato è volatile? Solo se il presidente vuole&#34;

Discover Financial Services

Dimensional ETF Trust Dimensional Global Sustainability Fixed Income ETF

Dimensional Short-Duration Fixed Income ETF

Dimensional ETF Trust Dimensional Emerging Markets Sustainability Core 1 ETF

Dimensional ETF Trust Dimensional International Sustainability Core 1 ETF

Dimensional ETF Trust Dimensional US Sustainability Core 1 ETF

Dimensional ETF Trust Dimensional US Small Cap Value ETF

Hedge fund manager Dan Loeb had five major financial stocks in the Third Point LLC portfolio, <a href="https://www.benzinga.com/topic/third-point-llc">each on the downtrend</a>. 
What Happened: Last week, shares of companies within the broader financials sector traded lower as markets reacted to President Trump&#8216;s <a href="https://www.benzinga.com/markets/25/04/44678625/did-trump-team-manipulate-tariff-formula-to-achieve-higher-rates-experts-weigh-in-as-they-think-whole-thing-was-rigged" target="_blank" rel="noreferrer noopener">sweeping tariff announcement</a>.
Here&#8217;s a look at some of Loeb&#8217;s financial stocks year-to-date:
<ul>
<li>Apollo Global Management, Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/APO#NYSE">APO</a>): Shares dropped 33.54% compared to Fidelity Disruptive Finance ETF (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FDFF#NASDAQ">FDFF</a>) decline of 17.85% YTD. As of the fourth quarter <a href="https://www.sec.gov/Archives/edgar/data/1040273/000108514625001713/xslForm13F_X02/infotable.xml" target="_blank" rel="noreferrer noopener">of </a>2024, the investor lowered the stake to 400,000 shares from 950,000 shares as of the third quarter <a href="https://www.sec.gov/Archives/edgar/data/1040273/000108514624005927/xslForm13F_X02/infotable.xml" target="_blank" rel="noreferrer noopener">of </a>2024.</li>
</ul>
<ul>
<li>Brookfield Corporation (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BN#NYSE">BN</a>): The stock dipped 20.59% vs its peer BlackRock, Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BLK#NYSE">BLK</a>) that plummetted 19.92% YTD. Loeb raised the stake to 4,990,000 shares as of the fourth quarter of 2024 from 4,725,000 as of the third quarter of 2024.</li>
</ul>
<ul>
<li>Capital One Financial Corporation (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/COF#NYSE">COF</a>): Shares were down 14.28% compared to Davis Fundamental ETF Trust Davis Select Financial ETF (BATS:<a class="ticker" href="https://www.benzinga.com/stock/DFNL#BATS">DFNL</a>), which saw a decrease of 9.68% YTD. Third Point acquired 925,000 shares in the fourth quarter of 2024.</li>
</ul>
<ul>
<li>LPL Financial Holdings Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/LPLA#NASDAQ">LPLA</a>): The company&#8217;s shares tumbled 13.58% versus Gabelli ETFs Trust Gabelli Financial Services Opportunities ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/GABF#NYSE">GABF</a>) decrease of 15.99% YTD. The investor increased their stake to 655,000 shares in the fourth quarter of 2024 from 485,000 shares as of the third quarter of 2024.</li>
</ul>
<ul>
<li>Discover Financial Services (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/DFS#NYSE">DFS</a>): The stock dived 14.30% compared to iShares Focused Value Factor ETF(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FOVL#NYSE">FOVL</a>) decline of 12.16% YTD. Loeb acquired 640,000 shares in the company in the fourth quarter of 2024.</li>
</ul>
Why It Matters: U.S. banks and economists are now on recession watch.
JPMorgan analyst Maia G. Crook raised the U.S. recession risk to 60% from 40% last month, citing tariff hikes as the biggest U.S. tax<a href="https://www.benzinga.com/economics/macro-economic-events/25/04/44645681/jpmorgan-raises-recession-risk-to-60-as-largest-us-tax-hike-in-60-years-hits-global-economy" target="_blank" rel="noreferrer noopener"> increase in decades</a>.
Last week, Trump argued it was necessary to address the U.S.'s <a href="https://www.benzinga.com/general/market-summary/25/04/44623604/us-stock-likely-to-open-lower-following-trumps-tariffs-worse-than-the-worst-case-scenario-says-analyst" target="_blank" rel="noreferrer noopener">&#8220;large and persistent trade deficit</a>,&#8221; adding: &#8220;Treat us like we treat you.&#8221;
The Trump administration proposed steep new tariffs on several countries, including 54% on China, 46% on Vietnam, 36% on Thailand, and 20% on the EU, while maintaining current rates for USMCA-<a href="https://www.benzinga.com/25/04/44589523/trumps-liberation-day-tariff-plan-could-ignite-global-trade-shakeup-betting-markets-price-in-the-pain" target="_blank" rel="noreferrer noopener">compliant goods from Mexico and Canada</a>.
Read Next:
<ul>
<li><a href="https://www.benzinga.com/news/large-cap/25/03/44496640/these-5-dan-loeb-portfolio-stocks-are-up-over-30-in-the-past-year" target="_blank" rel="noreferrer noopener">These 5 Dan Loeb Portfolio Stocks Are Up Over 30% In The Past Year</a></li>
</ul>
Image: Shutterstock

Large Cap

Mid Cap

DFNL

FDFF

FOVL

Gabelli ETFs Trust Gabelli Financial Services Opportunities ETF

GABF

LPLA

Tariffs Test Loeb's Financial Picks: Third Point Adjusts Bets As Markets Brace For Economic Blowback

JP Morgan analyst Richard Shane maintains Discover Financial servs (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/DFS#NYSE">DFS</a>) with a Neutral and lowers the price target from $169 to $129.

News

Price Target

Analyst Ratings

JP Morgan Maintains Neutral on Discover Financial servs, Lowers Price Target to $129

WIIM

ARES

Shares of some banking and financial services stocks are trading higher as markets rebound following earlier weakness.

Legal

Movers

Trading Ideas

Capital One Deal For Discover Clears Justice Department Hurdle

ALLY

ATLC

Brighthouse Financial, Inc. - Common Stock

CRBG

DGICB

ENVA

FTFT

KINS

KSPI

LMND

ROOT

SOFI

UPST

Shares of companies within the broader financials sector are trading lower as markets react to President Trump's announcement of sweeping tariffs.

The stock of Discover Financial Services (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/DFS#NYSE">DFS</a>) is trading lower on Tuesday. This comes after yesterday's gain of more than 7.5%. Analysts attribute the move higher to the company's announcement that interim CEO J. Michael Shepherd agreed to stay on until the completion of Capital One Financial Corporation's (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/COF#NYSE">COF</a>) <a href="https://www.benzinga.com/analyst-ratings/analyst-color/25/01/43135162/capital-one-posts-q4-earnings-beat-analysts-weigh-in-on-discover-acquisition">purchase of Discover</a>.
The move higher stalled when Discover reached levels around $170.50. There is resistance around this price, which is why our technical analysis team has made it our <a href="https://www.benzinga.com/topic/stock-of-the-day">Stock of the Day</a>.
Resistance is a price or a zone with a large amount of sell interest.
If a stock is trending higher, there aren't enough sell orders to complete or fill all the buy orders. Investors and traders who wish to purchase shares are forced to outbid other buyers to complete their orders, forcing the stock into an uptrend.
The dynamic is different at a resistance level. There is the same amount or maybe even more shares for sale than there is to buy. This is why rallies pause or end when they reach resistance.
Read Also: <a href="https://www.benzinga.com/analyst-ratings/price-target/25/04/44584246/wall-streets-most-accurate-analysts-give-their-take-on-3-consumer-stocks-delivering-high-dividend-yields-6">Wall Street&#8217;s Most Accurate Analysts Give Their Take On 3 Consumer Stocks Delivering High-Dividend Yields</a>
It's not a coincidence that there is resistance around $170.50. As you can see on the chart below, this level was support in November. Then it was support in January and February.
<figure class="wp-block-image size-large"><img loading="lazy" decoding="async" width="1024" height="568" src="https://editorial-assets.benzinga.com/wp-content/uploads/2025/04/01091537/one2-1024x568.png" alt="" class="wp-image-851212" srcset="https://editorial-assets.benzinga.com/wp-content/uploads/2025/04/01091537/one2-1024x568.png 1024w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/04/01091537/one2-300x166.png 300w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/04/01091537/one2-768x426.png 768w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/04/01091537/one2.png 1444w" sizes="(max-width: 1024px) 100vw, 1024px" /></figure>
Price levels that had previously been support can convert into resistance. This is a common occurrence not just in the stock market, but in all financial markets.
It is due to human emotion.
Many of the investors and traders who bought shares of Discover while it was at support were happy when the stock rallied soon after. They thought their decision to buy was a good one.
But when the support broke in early March, many of them came to regret buying because when this happened their winning positions turned into losing ones. Some decided to hold onto their shares but they also decided that if they could eventually sell them at breakeven, they would.
As a result, when Discover returned back up to this price they placed sell orders. The large concentration of these orders converted the support level into resistance.
If a stock is rallying and someone is trying to determine at what price to sell at, placing their orders at a price that had previously been support would be a logical thing to do. There is a good chance it will become resistance.
Read Next: 
<ul>
<li><a href="https://www.benzinga.com/government/regulations/25/04/44584000/veteran-investor-warns-of-rising-stagflation-risk-as-tariffs-loom-anticipates-squeezed-profit-margins-for-us-businesses">Veteran Investor Warns Of Rising Stagflation Risk As Tariffs Loom, Anticipates &#8216;Squeezed Profit Margins&#8217; For US Businesses</a></li>
</ul>
Image: Shutterstock

Technicals

Stock Of The Day: Is The Move Higher In Discover Over?

U.S. markets continued to witness volatility on Monday as President Donald Trump&#8217;s <a href="https://www.benzinga.com/markets/equities/25/03/44554789/trumps-liberation-day-tariffs-could-fuel-inflation-after-16-trillion-fiscal-surge-lawrence-mcdonald-warns">&#8216;Liberation Day&#8217;</a> fast approaches, bringing a volley of tariffs across products, industries, allies, and adversaries. Leading analysts and experts have since urged the President to reconsider his trade policy stance.
What Happened: The market experienced another roller-coaster trading day, with the S&amp;P 500 (INDEXSP: .INX) up 0.6% at close after being down 1.7% in the morning. While this helps shave off some of its losses this quarter, it still marks the worst quarter for the index in two-and-a-half years, losing 4.6%.
The NASDAQ (INDEXNASDAQ: .IXIC) ended 0.1% lower after witnessing wild swings of nearly 3% between the highs and lows of the day, followed by the Dow Jones Industrial Average (INDEXDJX: .DJI) which closed with a 1% gain, after swerving 417 points to erase some initial losses. Both the indices are down for the quarter, with the NASDAQ losing 10.5% and the Dow Industrials 2.3%.
Among individual stocks, Discover Financial (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/DFS#NYSE">DFS</a>) and Live Nation Entertainment (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/LYV#NYSE">LYV</a>) were among top gainers at 7.5% and 4.4%, respectively, while Moderna (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/MRNA#NASDAQ">MRNA</a>), Grail Inc (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/GRAL#NASDAQ">GRAL</a>) were among the top laggards, down 9% and 5% during the day, respectively.
Similarly, major index futures were a mixed bag on Monday evening, with Dow Futures up 1%, S&amp;P 500 Futures up 0.55%, and Nasdaq 100 down 0.14%. All of this comes in response to the uncertain global political climate and in anticipation of a messy global trade war that could disrupt all industries.
See More: <a href="https://www.benzinga.com/markets/equities/25/03/44554789/trumps-liberation-day-tariffs-could-fuel-inflation-after-16-trillion-fiscal-surge-lawrence-mcdonald-warns">Tariffs, Inflation And Tumbling Markets: These 5 ETFs Thrived Amid Last Week&#8217;s Chaos</a>
Why It Matters: Such steep curves have become routine for U.S. markets over the past couple of weeks, and there are no signs of it stopping any time soon, with seemingly no end to the uncertain trade policies of the Trump Administration, filled with false starts and abrupt changes.
Popular market voices such as Jim Cramer, who ironically <a href="https://economictimes.indiatimes.com/news/international/us/big-support-for-donald-trump-jim-cramer-shocks-wall-street-with-pro-tariff-stance-slams-free-trade-its-cost-us-fortunes/articleshow/119766832.cms?from=mdr">came out in support of the tariffs last week</a>, saying &#8216;I am pro-tariff, absolutely, I hate free trade,&#8217; is nonetheless, critical of the way the President is approaching this matter, stating that the uncertainty is taking a toll on the markets and investors.
<figure class="wp-block-embed aligncenter is-type-rich is-provider-twitter wp-block-embed-twitter"> 
<div class="wp-block-embed__wrapper">
<blockquote class="twitter-tweet" data-width="500" data-dnt="true">Was today one-off? Only if the President wants it to be
&mdash; Jim Cramer (@jimcramer) <a href="https://twitter.com/jimcramer/status/1906863841600041176?ref_src=twsrc%5Etfw">April 1, 2025</a></blockquote>
<script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script></div>
</figure>
Cramer <a href="https://x.com/jimcramer/status/1906863841600041176">took to Twitter</a> again last night, addressing the wild swings in the market saying &#8216;Was today one-off? Only if the President wants it to be.&#8217; This was quite clearly aimed at the Trump Administration, asking for more certainty and clarity on trade policies going forward.
Photo Courtesy: Shutterstock.com
Read Next:
<ul>
<li> <a href="https://www.benzinga.com/news/management/25/03/44574393/ford-gm-executives-address-trump-tariffs-in-internal-memos-aimed-to-reassure-employees-report">Ford, GM Executives Address Trump Tariffs In Internal Memos Aimed To Reassure Employees: Report</a></li>
</ul>

IXIC

Jim Cramer Asks Trump To Take Stock As Markets Swing Again Ahead Of 'Liberation Day'

U.S. stocks were mixed, with the Nasdaq Composite falling over 1% on Monday.
Shares of Mr. Cooper Group Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/COOP#NASDAQ">COOP</a>) rose sharply during Monday's session after the company announced it will be acquired by Rocket Companies in a $9.4 billion <a href="https://www.benzinga.com/quote/COOP">all-stock deal</a>.
Mr. Cooper Group shares jumped 16.3% to $ 121.54 on Monday.
Here are some other big stocks recording gains in today's session.
<ul>
<li>Corcept Therapeutics Incorporated (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CORT#NASDAQ">CORT</a>) shares jumped 84.7% to $100.95 after the company announced it met its primary endpoint for its Phase 3 ROSELLA trial of Relacorilant.</li>
<li>United Microelectronics Corporation (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/UMC#NYSE">UMC</a>) shares rose 12.6% to $7.38.</li>
<li>Gorilla Technology Group Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/GRRR#NASDAQ">GRRR</a>) gained 12.6% to $28.20.</li>
<li>Southern States Bancshares, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/SSBK#NASDAQ">SSBK</a>) rose 10.2% to $35.79 after FB Financial announced it will acquire the company in a $381 million merger deal.</li>
<li>B&amp;G Foods, Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BGS#NYSE">BGS</a>) jumped 9.6% to $7.05.</li>
<li>Park Ha Biological Technology Co., Ltd. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PHH#NASDAQ">PHH</a>) gained 9.5% to $14.00.</li>
<li>Cryoport, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CYRX#NASDAQ">CYRX</a>) gained 8.8% to $6.63 after DHL Group announced it will acquire its CRYOPDP business for $138 million.</li>
<li>Celsius Holdings, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CELH#NASDAQ">CELH</a>) rose 8.2% to $36.42.</li>
<li>Nexxen International Ltd. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NEXN#NASDAQ">NEXN</a>) gained 7.6% to $8.20.</li>
<li>Navitas Semiconductor Corporation (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NVTS#NASDAQ">NVTS</a>) rose 6.8% to $1.9550.</li>
<li>Discover Financial Services (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/DFS#NYSE">DFS</a>) shares gained 5.4% to $167.34. Discover Financial Services will report its first quarter 2025 results after the market closes on Wednesday, April 23.</li>
<li>The Goodyear Tire &amp; Rubber Company (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/GT#NASDAQ">GT</a>) gained 4% to $9.14. Deutsche Bank analyst Edison Yu upgraded Goodyear Tire &amp; Rubber from Hold to Buy and announced a $13 price target.</li>
</ul>
Now Read This: 
<ul>
<li><a href="https://www.benzinga.com/news/earnings/25/03/44554966/pvh-progress-software-and-3-stocks-to-watch-heading-into-monday">PVH, Progress Software And 3 Stocks To Watch Heading Into Monday</a></li>
</ul>
Photo: Shutterstock

Intraday Update

CELH

COOP

CORT

CYRX

GRRR

NEXN

NVTS

SSBK

Mr. Cooper Group, Southern States Bancshares, Corcept Therapeutics And Other Big Stocks Moving Higher On Monday

In the current market session, Discover Financial servs Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/DFS#NYSE">DFS</a>) share price is at $165.88, after a 4.50% increase. Moreover, over the past month, the stock fell by 6.71%, but in the past year, increased by 30.53%. Shareholders might be interested in knowing whether the stock is overvalued, even if the company is performing up to par in the current session. 

<img src="https://www.benzinga.com/files/images/story/2025/1743433221_0.png" alt="Past Year Chart" />

<h3>Discover Financial servs P/E Ratio Analysis in Relation to Industry Peers</h3>
The P/E ratio measures the current share price to the company's EPS. It is used by long-term investors to analyze the company's current performance against it's past earnings, historical data and aggregate market data for the industry or the indices, such as S&amp;P 500. A higher P/E indicates that investors expect the company to perform better in the future, and the stock is probably overvalued, but not necessarily. It also could indicate that investors are willing to pay a higher share price currently, because they expect the company to perform better in the upcoming quarters. This leads investors to also remain optimistic about rising dividends in the future. 
Discover Financial servs has a lower P/E than the aggregate P/E of 19.4 of the Consumer Finance industry. Ideally, one might believe that the stock might perform worse than its peers, but it's also probable that the stock is undervalued. 

<img src="https://www.benzinga.com/files/images/story/2025/1743433221_1.png" alt="Guage" />

In conclusion, the price-to-earnings ratio is a useful metric for analyzing a company's market performance, but it has its limitations. While a lower P/E can indicate that a company is undervalued, it can also suggest that shareholders do not expect future growth. Additionally, the P/E ratio should not be used in isolation, as other factors such as industry trends and business cycles can also impact a company's stock price. Therefore, investors should use the P/E ratio in conjunction with other financial metrics and qualitative analysis to make informed investment decisions.

Price Over Earnings Overview: Discover Financial servs

Deep-pocketed investors have adopted a bearish approach towards Discover Financial servs (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/DFS#NYSE">DFS</a>), and it's something market players shouldn't ignore. Our tracking of public options records at Benzinga unveiled this significant move today. The identity of these investors remains unknown, but such a substantial move in DFS usually suggests something big is about to happen.
We gleaned this information from our observations today when Benzinga's options scanner highlighted 10 extraordinary options activities for Discover Financial servs. This level of activity is out of the ordinary.
The general mood among these heavyweight investors is divided, with 10% leaning bullish and 80% bearish. Among these notable options, 6 are puts, totaling $2,837,420, and 4 are calls, amounting to $212,808.
<h3>What's The Price Target?</h3>
After evaluating the trading volumes and Open Interest, it's evident that the major market movers are focusing on a price band between $160.0 and $200.0 for Discover Financial servs, spanning the last three months.
<h3>Volume &amp; Open Interest Development</h3>
Looking at the volume and open interest is an insightful way to conduct due diligence on a stock.
This data can help you track the liquidity and interest for Discover Financial servs's options for a given strike price.
Below, we can observe the evolution of the volume and open interest of calls and puts, respectively, for all of Discover Financial servs's whale activity within a strike price range from $160.0 to $200.0 in the last 30 days. 
<h3>Discover Financial servs Option Volume And Open Interest Over Last 30 Days</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1743007589_0.png" alt="Options Call Chart" />
<h3>Significant Options Trades Detected:</h3>

<table>
<thead>
<tr>
<th>Symbol</th>
<th>PUT/CALL</th>
<th>Trade Type</th>
<th>Sentiment</th>
<th>Exp. Date</th>
<th>Ask</th>
<th>Bid</th>
<th>Price</th>
<th>Strike Price</th>
<th>Total Trade Price</th>
<th>Open Interest</th>
<th>Volume</th>
</tr>
</thead>
<tbody>
<tr>
<td>DFS</td>
<td>PUT</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>04/17/25</td>
<td>$10.0</td>
<td>$8.2</td>
<td>$9.6</td>
<td>$165.00</td>
<td>$1.0M</td>
<td>7.2K</td>
<td>1.4K</td>
</tr>
<tr>
<td>DFS</td>
<td>PUT</td>
<td>TRADE</td>
<td>BEARISH</td>
<td>04/17/25</td>
<td>$9.4</td>
<td>$8.4</td>
<td>$9.4</td>
<td>$165.00</td>
<td>$893.0K</td>
<td>7.2K</td>
<td>2.4K</td>
</tr>
<tr>
<td>DFS</td>
<td>PUT</td>
<td>TRADE</td>
<td>BEARISH</td>
<td>04/17/25</td>
<td>$9.9</td>
<td>$8.4</td>
<td>$9.6</td>
<td>$165.00</td>
<td>$759.3K</td>
<td>7.2K</td>
<td>1.4K</td>
</tr>
<tr>
<td>DFS</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>04/17/25</td>
<td>$17.5</td>
<td>$14.9</td>
<td>$14.9</td>
<td>$160.00</td>
<td>$101.3K</td>
<td>223</td>
<td>100</td>
</tr>
<tr>
<td>DFS</td>
<td>CALL</td>
<td>SWEEP</td>
<td>NEUTRAL</td>
<td>01/16/26</td>
<td>$13.8</td>
<td>$10.8</td>
<td>$12.4</td>
<td>$200.00</td>
<td>$45.9K</td>
<td>257</td>
<td>39</td>
</tr>
</tbody>
</table>

<h3>About Discover Financial servs</h3>
Discover Financial Services is a bank operating in two distinct segments: direct banking and payment services. The company issues credit and debit cards and provides other consumer banking products including deposit accounts and personal loans. It also operates the Discover, Pulse, and Diners Club networks. The Discover network is the fourth-largest payment network in the United States as ranked by overall purchase volume, and Pulse is one of the largest ATM networks in the country.
In light of the recent options history for Discover Financial servs, it's now appropriate to focus on the company itself. We aim to explore its current performance.
<h3>Current Position of Discover Financial servs</h3>
<ul>
<li>With a volume of 1,190,048, the price of DFS is down -1.9% at $166.44. </li>
<li>RSI indicators hint that the underlying stock may be approaching oversold.</li>
<li>Next earnings are expected to be released in 21 days.</li>
</ul>
<h3>Professional Analyst Ratings for Discover Financial servs</h3>
In the last month, 1 experts released ratings on this stock with an average target price of $219.0.
Turn $1000 into $1270 in just 20 days?
20-year pro options trader reveals his one-line chart technique that shows when to buy and sell. Copy his trades, which have had averaged a 27% profit every 20 days. <a href="https://www.benzinga.com/premium/ideas/options-moneyline-2/?t=Moop1arja3be22op14&amp;adType=benzinga-insights&amp;ad=options-activity&amp;campaign=wallstreetadvantage">Click here for access</a>. 
&#x2A; An analyst from Truist Securities persists with their Buy rating on Discover Financial servs, maintaining a target price of $219. 
Options trading presents higher risks and potential rewards. Astute traders manage these risks by continually educating themselves, adapting their strategies, monitoring multiple indicators, and keeping a close eye on market movements. Stay informed about the latest Discover Financial servs options trades with real-time alerts from <a href="https://www.benzinga.com/pro/">Benzinga Pro</a>.

Options

Market Whales and Their Recent Bets on DFS Options

According to the largest provider of private-label credit cards in the U.S., consumers — pressured by years of persistent inflation — are reducing spending as the <a href="https://www.benzinga.com/government/regulations/25/03/44475192/consumer-confidence-falls-to-lowest-since-2022-as-inflation-tariff-worries-grow">economic outlook worsens</a>.
What To Know: Synchrony Financial's (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SYF#NYSE">SYF</a>) chief credit officer Max Axler told Reuters that while most borrowers continue repaying loans, spending has dipped across income levels. 
&#8220;Purchase volumes have gone down across the industry as consumers across all income groups become more thoughtful about spending,&#8221; Axler said.
Read Next:<a href="https://www.benzinga.com/25/03/44475805/homebuilders-kb-home-lennar-cut-prices-as-homebuyer-demand-has-slowed-materially"> Homebuilders KB Home, Lennar Cut Prices As Buyer Demand Has &#8216;Slowed Materially&#8217;</a>
The latest data released by the Consumer Confidence Board on Tuesday showed that pessimism about the economic future is gripping American consumers. The Consumer Confidence Index fell 7.2 points in March to 92.9, its fourth consecutive monthly decline and the lowest reading since late 2022. 
According to recent Federal Reserve data, <a href="https://www.benzinga.com/news/econ-s/25/03/44439342/are-us-consumers-starting-to-crack-pessimism-loan-defaults-bargain-hunting-rise">delinquencies</a> on auto loans, credit cards, and home credit lines have increased, and economists warn that President Donald Trump's tariffs may exacerbate price pressures. 
Consumers may soon face additional financial strain as student loan servicers resume reporting delinquencies to credit bureaus. The process, which began in mid-February 2025, could worsen already stretched household finances.
&#8220;For the first time in five years, federal student loan delinquencies will start to reappear on credit files, and we expect a lot of consumers to be stretched due to this,&#8221; Rikard Bandebo, chief economist at VantageScore, told Reuters. 
&#8220;We expect delinquencies to go up as a result of it at a time when consumer debt is already high,&#8221; Bandebo added.
Concerns about consumer strength have also weighed on financial stocks. Shares of Discover Financial Services (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/DFS#NYSE">DFS</a>) have shed nearly 10% over the past month, and Capital One Financial Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/COF#NYSE">COF</a>) are down 6% over the same period.
The SPDR Select Financial Sector Fund (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/XLF#NYSE">XLF</a>), which holds 73 large-cap financial stocks, has dipped 1% over the past 30 days on broad consumer spending concerns.&nbsp;
Read More:&nbsp;
<ul>
<li><a href="https://www.benzinga.com/news/global/25/03/44477467/trumps-tariffs-on-buyers-of-venezuelan-oil-could-boost-energy-sector-exxon-mobil-stock">Trump&#8217;s Tariffs On Buyers Of Venezuelan Oil Could Boost Energy Sector, Exxon Mobil Stock&nbsp;</a></li>
</ul>
Image: Shutterstock&nbsp;

Sector ETFs

Short Sellers

Economics

Federal Reserve

ETFs

Major Credit Card Provider Warns US Consumers Are Spending Less

Discover Financial servs's (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/DFS#NYSE">DFS</a>) short percent of float has risen 15.24% since its last report. The company recently reported that it has 5.30 million shares sold short, which is 2.42% of all regular shares that are available for trading. Based on its trading volume, it would take traders 2.56 days to cover their short positions on average.
<h3>Why Short Interest Matters</h3>
Short interest is the number of shares that have been sold short but have not yet been covered or closed out. <a href="https://www.benzinga.com/money/how-to-short-a-stock?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">Short selling</a> is when a trader sells shares of a company they do not own, with the hope that the price will fall. Traders make money from short selling if the price of the stock falls and they lose if it rises.
Short interest is important to track because it can act as an indicator of market sentiment towards a particular stock. An increase in short interest can signal that investors have become more bearish, while a decrease in short interest can signal they have become more bullish.
See Also: <a href="https://www.benzinga.com/short-interest?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">List of the most shorted stocks</a>
<h3>Discover Financial servs Short Interest Graph (3 Months)</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1742580017_0.png" alt="short_fig" />
As you can see from the chart above the percentage of shares that are sold short for Discover Financial servs has grown since its last report. This does not mean that the stock is going to fall in the near-term but traders should be aware that more shares are being shorted.
<h3>Comparing Discover Financial servs's Short Interest Against Its Peers</h3>
Peer comparison is a popular technique amongst analysts and investors for gauging how well a company is performing. A company's peer is another company that has similar characteristics to it, such as industry, size, age, and financial structure. You can find a company's peer group by reading its 10-K, proxy filing, or by doing your own similarity analysis.
According to <a href="https://www.benzinga.com/pro/">Benzinga Pro</a>, Discover Financial servs's peer group average for short interest as a percentage of float is 6.93%, which means the company has less short interest than most of its peers.
Did you know that increasing short interest can actually be bullish for a stock? <a href="https://www.benzinga.com/money/how-to-make-money-on-a-short-squeeze?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">This post by Benzinga Money explains how you can profit from it.</a>
This article was generated by Benzinga's automated content engine and was reviewed by an editor.

Short Ideas

What Does the Market Think About Discover Financial servs?

Discover Financial servs (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/DFS#NYSE">DFS</a>) has outperformed the market over the past 15 years by 6.11% on an annualized basis producing an average annual return of 17.08%. Currently, Discover Financial servs has a market capitalization of $41.26 billion. 
Buying $100 In DFS: If an investor had bought $100 of DFS stock 15 years ago, it would be worth $1,062.31 today based on a price of $163.98 for DFS at the time of writing.
<h3>Discover Financial servs's Performance Over Last 15 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1742573708_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Here's How Much You Would Have Made Owning Discover Financial servs Stock In The Last 15 Years

In the last three months, 11 analysts have published ratings on Discover Financial servs (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/DFS#NYSE">DFS</a>), offering a diverse range of perspectives from bullish to bearish.
The table below summarizes their recent ratings, showcasing the evolving sentiments within the past 30 days and comparing them to the preceding months.
<table>
<thead>
<tr>
<th></th>
<th align="right">Bullish</th>
<th align="right">Somewhat Bullish</th>
<th align="right">Indifferent</th>
<th align="right">Somewhat Bearish</th>
<th align="right">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td align="right">4</td>
<td align="right">2</td>
<td align="right">5</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td align="right">1</td>
<td align="right">1</td>
<td align="right">3</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td align="right">2</td>
<td align="right">1</td>
<td align="right">2</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
The 12-month price targets assessed by analysts reveal further insights, featuring an average target of $206.55, a high estimate of $262.00, and a low estimate of $146.00. This upward trend is apparent, with the current average reflecting a 14.62% increase from the previous average price target of $180.20.
<img src="https://www.benzinga.com/files/images/story/2025/1742562034_0.png" alt="price target chart" />
<h2>Diving into Analyst Ratings: An In-Depth Exploration</h2>
In examining recent analyst actions, we gain insights into how financial experts perceive Discover Financial servs. The following summary outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Brian Foran</td>
<td>Truist Securities</td>
<td>Lowers</td>
<td>Buy</td>
<td>$219.00</td>
<td>$262.00</td>
</tr>
<tr>
<td>Brian Foran</td>
<td>Truist Securities</td>
<td>Raises</td>
<td>Buy</td>
<td>$262.00</td>
<td>$233.00</td>
</tr>
<tr>
<td>Karl Shepard</td>
<td>RBC Capital</td>
<td>Raises</td>
<td>Sector Perform</td>
<td>$210.00</td>
<td>$193.00</td>
</tr>
<tr>
<td>Richard Shane</td>
<td>JP Morgan</td>
<td>Raises</td>
<td>Neutral</td>
<td>$169.00</td>
<td>$146.00</td>
</tr>
<tr>
<td>Terry Ma</td>
<td>Barclays</td>
<td>Raises</td>
<td>Overweight</td>
<td>$209.00</td>
<td>$186.00</td>
</tr>
<tr>
<td>Donald Fandetti</td>
<td>Wells Fargo</td>
<td>Raises</td>
<td>Equal-Weight</td>
<td>$214.00</td>
<td>$185.00</td>
</tr>
<tr>
<td>Richard Shane</td>
<td>JP Morgan</td>
<td>Lowers</td>
<td>Neutral</td>
<td>$146.00</td>
<td>$150.00</td>
</tr>
<tr>
<td>Erika Najarian</td>
<td>UBS</td>
<td>Raises</td>
<td>Buy</td>
<td>$239.00</td>
<td>$150.00</td>
</tr>
<tr>
<td>Brian Foran</td>
<td>Truist Securities</td>
<td>Announces</td>
<td>Buy</td>
<td>$233.00</td>
<td>-</td>
</tr>
<tr>
<td>Terry Ma</td>
<td>Barclays</td>
<td>Raises</td>
<td>Overweight</td>
<td>$186.00</td>
<td>$137.00</td>
</tr>
<tr>
<td>Donald Fandetti</td>
<td>Wells Fargo</td>
<td>Raises</td>
<td>Equal-Weight</td>
<td>$185.00</td>
<td>$160.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: In response to dynamic market conditions and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their reaction to recent developments related to Discover Financial servs. This insight gives a snapshot of analysts' perspectives on the current state of the company.</li>
<li>Rating: Gaining insights, analysts provide qualitative assessments, ranging from 'Outperform' to 'Underperform'. These ratings reflect expectations for the relative performance of Discover Financial servs compared to the broader market.</li>
<li>Price Targets: Analysts explore the dynamics of price targets, providing estimates for the future value of Discover Financial servs's stock. This examination reveals shifts in analysts' expectations over time.</li>
</ul>
Considering these analyst evaluations in conjunction with other financial indicators can offer a comprehensive understanding of Discover Financial servs's market position. Stay informed and make well-informed decisions with our Ratings Table.
<a href="https://www.benzinga.com/quote/DFS/analyst-ratings?adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantage">Stay up to date on Discover Financial servs analyst ratings.</a>
<h2>About Discover Financial servs</h2>
Discover Financial Services is a bank operating in two distinct segments: direct banking and payment services. The company issues credit and debit cards and provides other consumer banking products including deposit accounts and personal loans. It also operates the Discover, Pulse, and Diners Club networks. The Discover network is the fourth-largest payment network in the United States as ranked by overall purchase volume, and Pulse is one of the largest ATM networks in the country.
<h3>Understanding the Numbers: Discover Financial servs's Finances</h3>
Market Capitalization Analysis: The company's market capitalization is above the industry average, indicating that it is relatively larger in size compared to peers. This may suggest a higher level of investor confidence and market recognition.
Revenue Growth: Discover Financial servs's remarkable performance in 3 months is evident. As of 31 December, 2024, the company achieved an impressive revenue growth rate of 13.85%. This signifies a substantial increase in the company's top-line earnings. As compared to its peers, the company achieved a growth rate higher than the average among peers in Financials sector.
Net Margin: The company's net margin is a standout performer, exceeding industry averages. With an impressive net margin of 26.98%, the company showcases strong profitability and effective cost control.
Return on Equity (ROE): Discover Financial servs's ROE stands out, surpassing industry averages. With an impressive ROE of 7.8%, the company demonstrates effective use of equity capital and strong financial performance.
Return on Assets (ROA): Discover Financial servs's ROA falls below industry averages, indicating challenges in efficiently utilizing assets. With an ROA of 0.86%, the company may face hurdles in generating optimal returns from its assets.
Debt Management: With a below-average debt-to-equity ratio of 0.96, Discover Financial servs adopts a prudent financial strategy, indicating a balanced approach to debt management.
<h2>The Basics of Analyst Ratings</h2>
Analysts work in banking and financial systems and typically specialize in reporting for stocks or defined sectors. Analysts may attend company conference calls and meetings, research company financial statements, and communicate with insiders to publish "analyst ratings" for stocks. Analysts typically rate each stock once per quarter.
Some analysts publish their predictions for metrics such as growth estimates, earnings, and revenue to provide additional guidance with their ratings. When using analyst ratings, it is important to keep in mind that stock and sector analysts are also human and are only offering their opinions to investors.
Breaking: Wall Street's Next Big Mover
Benzinga's #1 analyst just identified a stock poised for explosive growth. This under-the-radar company could surge 200%+ as major market shifts unfold. <a href="https://www.benzinga.com/premium/ideas/turning-point-trader-checkout-2/?t=Tu1tu3arja3be22tu36&amp;adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantag">Click here for urgent details</a>.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

What 11 Analyst Ratings Have To Say About Discover Financial servs

Truist Securities analyst Brian Foran maintains Discover Financial servs (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/DFS#NYSE">DFS</a>) with a Buy and lowers the price target from $262 to $219.

Truist Securities Maintains Buy on Discover Financial servs, Lowers Price Target to $219

SAN AIG BOH ING
&nbsp;
&nbsp;

CUBI

GOCO

HBAN

HSBC

MNSB

MUFG

SBNY

SCHW

SMFG

TROW

TRUP

Shares of several banking and broader financial stocks are trading higher in sympathy with overall market sentiment after the Fed policy decision to keep rates unchanged.

Discover Financial Services Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/DFS#NYSE">DFS</a>) shares are trading lower Monday as concerns over antitrust scrutiny weighed on the company&#8217;s proposed merger with <a href="https://www.benzinga.com/personal-finance/25/03/44353947/trumps-cfpb-overhaul-leaves-consumers-exposed-heres-what-it-means-for-your-money">Capital One Financial (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/COF#NYSE">COF</a>). </a>
What To Know: The drop followed reports the U.S. Department of Justice is reviewing the $35.3 billion all-stock acquisition over potential anti-competitive risks, particularly in the subprime lending sector.
According to<a href="https://za.investing.com/news/stock-market-news/discover-and-capital-one-stocks-tumble-amid-antitrust-concerns-93CH-3611620"> Investing.com</a>, Capital Forum reported that DOJ staff may oppose the deal, raising concerns that it could limit competition for subprime borrowers. 
A Bloomberg Intelligence analyst noted that while regulatory opposition does not necessarily mean the deal will be blocked, the DOJ's stance could create significant hurdles. 
Capital One defended the acquisition, stating the deal complies with the Bank Merger Act's legal requirements and remains well-positioned for approval.
The merger, if completed, would strengthen the companies&#8217; ability to compete against Mastercard, Visa and American Express. However, the heightened regulatory scrutiny has cast uncertainty over its approval, leading to a selloff in both stocks.
DFS Price Action: Discover Financial Services shares closed down 6.86% at $152.99 at publication Monday, according to <a href="https://pro.benzinga.com/dashboard?new_user=False&amp;backend=google-oauth2">Benzinga Pro.</a>
<figure class="wp-block-image size-large is-resized"><a href="https://pro.benzinga.com/dashboard?new_user=False&amp;backend=google-oauth2"><img loading="lazy" decoding="async" width="1024" height="520" src="https://editorial-assets.benzinga.com/wp-content/uploads/2025/03/17165255/Screenshot-2025-03-17-at-16.52.33-1024x520.png" alt="" class="wp-image-828155" style="width:462px;height:auto" srcset="https://editorial-assets.benzinga.com/wp-content/uploads/2025/03/17165255/Screenshot-2025-03-17-at-16.52.33-1024x520.png 1024w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/03/17165255/Screenshot-2025-03-17-at-16.52.33-300x152.png 300w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/03/17165255/Screenshot-2025-03-17-at-16.52.33-768x390.png 768w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/03/17165255/Screenshot-2025-03-17-at-16.52.33-1536x780.png 1536w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/03/17165255/Screenshot-2025-03-17-at-16.52.33.png 1539w" sizes="(max-width: 1024px) 100vw, 1024px" /></a></figure>
Read Next:
<ul>
<li><a href="https://www.benzinga.com/government/regulations/25/03/44364688/feds-march-meeting-expected-to-signal-no-hurry-on-rate-cuts-as-powell-likely-to-tread-carefully">Fed&#8217;s March Meeting Expected To Signal No Hurry On Rate Cuts As Powell &#8216;Likely To Tread Carefully&#8217;</a></li>
</ul>
Photo: Shutterstock.

Government

Discover Financial Services Shares Are Down Today: What's Going On?

Capital One Financial and Discover Financial Services shares are trading lower amid a report the DOJ is reviewing their deal.

Rumors

Watching Discover Financial Services, Capital One Financial; Shares Spike Lower, Traders Circulate Newsletter Report

IBKR

Shares of banking and financial services stocks are trading lower. The sector may be down on overall market concerns amid tariff uncertainty.

Press Releases

SHAREHOLDER INVESTIGATION: Halper Sadeh LLC Investigates TURN, DFS, GETY on Behalf of Shareholders

SHAREHOLDER NOTICE: Halper Sadeh LLC Investigates TURN, VTS, DFS on Behalf of Shareholders

$HAREHOLDER ALERT: The M&A Class Action Firm Encourages Stockholders of ATSG, CTV, DFS, BERY to Act

SHAREHOLDER NOTICE: Halper Sadeh LLC Investigates EBTC, KAVL, DFS on Behalf of Shareholders

Kuehn Law Encourages AXL, FNA, DFS, and TURN Investors to Contact Law Firm

SHAREHOLDER NOTICE: Halper Sadeh LLC Investigates ATSG, CTV, DFS, KAVL on Behalf of Shareholders

Capital One and Discover Stockholders Approve Capital One's Proposed Acquisition of Discover

Fintech

Skipify and Discover Announce Strategic Partnership to Enhance Tokenization & Streamline Digital Payments

Discover Financial Services Announces First Quarter 2025 Earnings Release on April 23, 2025, and Conference Call on April 24, 2025

Discover® Recognized as 2025 CIO 100 Award Winner for Risk Reduction Model Using Generative AI

ATSG

BERY

EBTC

GETY

KAVL

TURN

Ally Financial

Atlanticus Holdings Corporation - Common Stock

Atlanticus Holdings

American Express

Bread Financial Holdings, Inc. Common Stock

Bread Finl Hldgs

Credit Acceptance Corporation - Common Stock

Credit Acceptance

Capital One Financial Corporation Common Stock

Capital One Finl

Dave

Enova International

EZCORP, Inc. - Class A Non-Voting Common Stock

EZCORP

FirstCash Hldgs

FinVolution Group American Depositary Shares

FinVolution Gr

Joint Stock Company Kaspi.kz - American Depository Shares

Kaspi.kz

LendingClub

Lufax Holding Ltd American Depositary Shares, each representing two (2) Ordinary Shares

Comments

Discover Financial servs

Notizie

Ultime notizie per Discover Financial servs (NYSE:DFS) Azioni

Le persone guardano anche

Notizie

PARTNER/COLLABORATORE

BENZINGA NEL MONDO