Ultime notizie per Fiserv (NYSE:FI) Azioni

Fiserv

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Fiserv is a leading provider of core processing and complementary services, such as electronic funds transfer, payment processing, and loan processing, for us banks and credit unions, with a focus on small and midsize banks. Through the merger with First Data in 2019, Fiserv also provides payment processing services for merchants. About 10% of the company's revenue is generated internationally.

Fiserv Inc

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Ratings for Fiserv (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FI#NYSE">FI</a>) were provided by 22 analysts in the past three months, showcasing a mix of bullish and bearish perspectives.
The following table encapsulates their recent ratings, offering a glimpse into the evolving sentiments over the past 30 days and comparing them to the preceding months.
<table>
<thead>
<tr>
<th></th>
<th style="text-align: right;">Bullish</th>
<th style="text-align: right;">Somewhat Bullish</th>
<th style="text-align: right;">Indifferent</th>
<th style="text-align: right;">Somewhat Bearish</th>
<th style="text-align: right;">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td style="text-align: right;">5</td>
<td style="text-align: right;">13</td>
<td style="text-align: right;">4</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td style="text-align: right;">3</td>
<td style="text-align: right;">11</td>
<td style="text-align: right;">4</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
</tbody>
</table>
The 12-month price targets, analyzed by analysts, offer insights with an average target of $212.55, a high estimate of $244.00, and a low estimate of $183.00. Surpassing the previous average price target of $184.38, the current average has increased by 15.28%.
<img src="https://www.benzinga.com/files/images/story/2024/1730217623_0.png" alt="price target chart" />
<h2>Breaking Down Analyst Ratings: A Detailed Examination</h2>
In examining recent analyst actions, we gain insights into how financial experts perceive Fiserv. The following summary outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Ivan Feinseth</td>
<td>Tigress Financial</td>
<td>Raises</td>
<td>Buy</td>
<td>$244.00</td>
<td>$190.00</td>
</tr>
<tr>
<td>Dan Dolev</td>
<td>Mizuho</td>
<td>Raises</td>
<td>Outperform</td>
<td>$222.00</td>
<td>$183.00</td>
</tr>
<tr>
<td>Daniel Perlin</td>
<td>RBC Capital</td>
<td>Raises</td>
<td>Outperform</td>
<td>$224.00</td>
<td>$183.00</td>
</tr>
<tr>
<td>Bryan Bergin</td>
<td>TD Cowen</td>
<td>Raises</td>
<td>Buy</td>
<td>$230.00</td>
<td>$200.00</td>
</tr>
<tr>
<td>Alex Markgraff</td>
<td>Keybanc</td>
<td>Raises</td>
<td>Overweight</td>
<td>$225.00</td>
<td>$180.00</td>
</tr>
<tr>
<td>Tien-Tsin Huang</td>
<td>JP Morgan</td>
<td>Raises</td>
<td>Overweight</td>
<td>$227.00</td>
<td>$199.00</td>
</tr>
<tr>
<td>Will Nance</td>
<td>Goldman Sachs</td>
<td>Raises</td>
<td>Neutral</td>
<td>$208.00</td>
<td>$188.00</td>
</tr>
<tr>
<td>Timothy Chiodo</td>
<td>UBS</td>
<td>Raises</td>
<td>Buy</td>
<td>$240.00</td>
<td>$185.00</td>
</tr>
<tr>
<td>Andrew Bauch</td>
<td>Wells Fargo</td>
<td>Raises</td>
<td>Overweight</td>
<td>$220.00</td>
<td>$215.00</td>
</tr>
<tr>
<td>Trevor Williams</td>
<td>Jefferies</td>
<td>Raises</td>
<td>Hold</td>
<td>$200.00</td>
<td>$195.00</td>
</tr>
<tr>
<td>Charles Nabhan</td>
<td>Stephens &amp; Co.</td>
<td>Raises</td>
<td>Equal-Weight</td>
<td>$200.00</td>
<td>$170.00</td>
</tr>
<tr>
<td>James Friedman</td>
<td>Susquehanna</td>
<td>Raises</td>
<td>Positive</td>
<td>$230.00</td>
<td>$190.00</td>
</tr>
<tr>
<td>Brad Handler</td>
<td>Jefferies</td>
<td>Raises</td>
<td>Hold</td>
<td>$195.00</td>
<td>$160.00</td>
</tr>
<tr>
<td>Ole Slorer</td>
<td>Morgan Stanley</td>
<td>Raises</td>
<td>Overweight</td>
<td>$220.00</td>
<td>$177.00</td>
</tr>
<tr>
<td>David Anderson</td>
<td>Barclays</td>
<td>Raises</td>
<td>Overweight</td>
<td>$215.00</td>
<td>$185.00</td>
</tr>
<tr>
<td>Bryan Bergin</td>
<td>TD Cowen</td>
<td>Raises</td>
<td>Buy</td>
<td>$200.00</td>
<td>$182.00</td>
</tr>
<tr>
<td>Rufus Hone</td>
<td>BMO Capital</td>
<td>Raises</td>
<td>Outperform</td>
<td>$191.00</td>
<td>$175.00</td>
</tr>
<tr>
<td>Daniel Perlin</td>
<td>RBC Capital</td>
<td>Maintains</td>
<td>Outperform</td>
<td>$183.00</td>
<td>$183.00</td>
</tr>
<tr>
<td>Rayna Kumar</td>
<td>Oppenheimer</td>
<td>Raises</td>
<td>Outperform</td>
<td>$203.00</td>
<td>$170.00</td>
</tr>
<tr>
<td>David Koning</td>
<td>Baird</td>
<td>Raises</td>
<td>Outperform</td>
<td>$200.00</td>
<td>$186.00</td>
</tr>
<tr>
<td>Andrew Harte</td>
<td>BTIG</td>
<td>Announces</td>
<td>Buy</td>
<td>$200.00</td>
<td>-</td>
</tr>
<tr>
<td>Tien-Tsin Huang</td>
<td>JP Morgan</td>
<td>Raises</td>
<td>Overweight</td>
<td>$199.00</td>
<td>$176.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: In response to dynamic market conditions and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their reaction to recent developments related to Fiserv. This insight gives a snapshot of analysts' perspectives on the current state of the company.</li>
<li>Rating: Delving into assessments, analysts assign qualitative values, from 'Outperform' to 'Underperform'. These ratings communicate expectations for the relative performance of Fiserv compared to the broader market.</li>
<li>Price Targets: Analysts set price targets as an estimate of a stock's future value. Comparing the current and prior price targets provides insight into how analysts' expectations have changed over time. This information can be valuable for investors seeking to understand consensus views on the stock's potential future performance.</li>
</ul>
Considering these analyst evaluations in conjunction with other financial indicators can offer a comprehensive understanding of Fiserv's market position. Stay informed and make well-informed decisions with our Ratings Table.
<a href="https://www.benzinga.com/quote/FI/analyst-ratings?utm_source=Benzinga Insights">Stay up to date on Fiserv analyst ratings.</a>
<h2>Unveiling the Story Behind Fiserv</h2>
Fiserv is a leading provider of core processing and complementary services, such as electronic funds transfer, payment processing, and loan processing, for us banks and credit unions, with a focus on small and midsize banks. Through the merger with First Data in 2019, Fiserv also provides payment processing services for merchants. About 10% of the company's revenue is generated internationally.
<h3>Breaking Down Fiserv's Financial Performance</h3>
Market Capitalization: Boasting an elevated market capitalization, the company surpasses industry averages. This signals substantial size and strong market recognition.
Revenue Growth: Fiserv's remarkable performance in 3 months is evident. As of 30 September, 2024, the company achieved an impressive revenue growth rate of 7.02%. This signifies a substantial increase in the company's top-line earnings. As compared to its peers, the revenue growth lags behind its industry peers. The company achieved a growth rate lower than the average among peers in Financials sector.
Net Margin: Fiserv's net margin lags behind industry averages, suggesting challenges in maintaining strong profitability. With a net margin of 10.81%, the company may face hurdles in effective cost management.
Return on Equity (ROE): Fiserv's ROE is below industry averages, indicating potential challenges in efficiently utilizing equity capital. With an ROE of 2.02%, the company may face hurdles in achieving optimal financial returns.
Return on Assets (ROA): Fiserv's ROA falls below industry averages, indicating challenges in efficiently utilizing assets. With an ROA of 0.65%, the company may face hurdles in generating optimal returns from its assets.
Debt Management: Fiserv's debt-to-equity ratio is below industry norms, indicating a sound financial structure with a ratio of 0.92.
<h2>How Are Analyst Ratings Determined?</h2>
Within the domain of banking and financial systems, analysts specialize in reporting for specific stocks or defined sectors. Their work involves attending company conference calls and meetings, researching company financial statements, and communicating with insiders to publish "analyst ratings" for stocks. Analysts typically assess and rate each stock once per quarter.
Some analysts publish their predictions for metrics such as growth estimates, earnings, and revenue to provide additional guidance with their ratings. When using analyst ratings, it is important to keep in mind that stock and sector analysts are also human and are only offering their opinions to investors.
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Analyst Ratings

Analyst Scoreboard: 22 Ratings For Fiserv

Tigress Financial analyst Ivan Feinseth maintains Fiserv (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FI#NYSE">FI</a>) with a Buy and raises the price target from $190 to $244.

News

Price Target

Tigress Financial Maintains Buy on Fiserv, Raises Price Target to $244

Doyle Simons, Board Member at Fiserv (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FI#NYSE">FI</a>), disclosed an insider sell on October 24, according to a recent SEC filing.
What Happened: Simons's recent move involves selling 40,000 shares of Fiserv. This information is documented in a Form 4 filing with the <a href="https://www.sec.gov/Archives/edgar/data/0000798354/000118592224000003//Archives/edgar/data/798354/000118592224000003/0001185922-24-000003-index.htm">U.S. Securities and Exchange Commission</a> on Thursday. The total value is $8,078,800.
Fiserv shares are trading down 0.25% at $202.78 at the time of this writing on Friday morning.
<h3>Discovering Fiserv: A Closer Look</h3>
Fiserv is a leading provider of core processing and complementary services, such as electronic funds transfer, payment processing, and loan processing, for us banks and credit unions, with a focus on small and midsize banks. Through the merger with First Data in 2019, Fiserv also provides payment processing services for merchants. About 10% of the company's revenue is generated internationally.
<h3>Financial Milestones: Fiserv's Journey</h3>
Revenue Growth: Fiserv's revenue growth over a period of 3 months has been noteworthy. As of 30 September, 2024, the company achieved a revenue growth rate of approximately 7.02%. This indicates a substantial increase in the company's top-line earnings. When compared to others in the Financials sector, the company faces challenges, achieving a growth rate lower than the average among peers.
Navigating Financial Profits:
<ul>
<li>
Gross Margin: The company maintains a high gross margin of 61.51%, indicating strong cost management and profitability compared to its peers.
</li>
<li>
Earnings per Share (EPS): With an EPS below industry norms, Fiserv exhibits below-average bottom-line performance with a current EPS of 0.98.
</li>
</ul>
Debt Management: Fiserv's debt-to-equity ratio is below the industry average. With a ratio of 0.92, the company relies less on debt financing, maintaining a healthier balance between debt and equity, which can be viewed positively by investors.
Understanding Financial Valuation:
<ul>
<li>
Price to Earnings (P/E) Ratio: Fiserv's stock is currently priced at a premium level, as reflected in the higher-than-average P/E ratio of 39.25.
</li>
<li>
Price to Sales (P/S) Ratio: A higher-than-average P/S ratio of 5.96 suggests overvaluation in the eyes of investors, considering sales performance.
</li>
<li>
EV/EBITDA Analysis (Enterprise Value to its Earnings Before Interest, Taxes, Depreciation &amp; Amortization): Fiserv's EV/EBITDA ratio stands at 16.1, surpassing industry benchmarks. This places the company in a position with a higher-than-average market valuation.
</li>
</ul>
Market Capitalization Analysis: With an elevated market capitalization, the company stands out above industry averages, showcasing substantial size and market acknowledgment.
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<h3>Exploring the Significance of Insider Trading</h3>
Insider transactions are not the sole determinant of investment choices, but they are a factor worth considering.
Within the legal framework, an "insider" is defined as any officer, director, or beneficial owner holding more than ten percent of a company's equity securities as per Section 12 of the Securities Exchange Act of 1934. This includes executives in the c-suite and major hedge funds. These insiders are mandated to disclose their transactions through a Form 4 filing, to be submitted within two business days of the transaction.
The initiation of a new purchase by a company insider serves as a strong indication that they expect the stock to rise.
However, insider sells may not always signal a bearish view and can be influenced by various factors.
<h3>Important Transaction Codes</h3>
When analyzing transactions, <a href="https://www.benzinga.com/money/investing-tools">investors</a> tend to focus on those in the open market, detailed in Table I of the Form 4 filing. A P in Box 3 denotes a purchase,while S signifies a sale. Transaction code C signals the conversion of an option, and transaction code A denotes a grant, award, or other acquisition of securities from the company.
<a href="https://www.benzinga.com/sec/insider-trades/search/index?company_cik=0000798354">Check Out The Full List Of Fiserv's Insider Trades.</a>
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This article was generated by Benzinga's automated content engine and reviewed by an editor.

Insider Trades

Trading Ideas

Fiserv Board Member Sold $8.08M In Company Stock

Mizuho analyst Dan Dolev maintains Fiserv (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FI#NYSE">FI</a>) with a Outperform and raises the price target from $183 to $222.

Mizuho Maintains Outperform on Fiserv, Raises Price Target to $222

RBC Capital analyst Daniel Perlin maintains Fiserv (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FI#NYSE">FI</a>) with a Outperform and raises the price target from $183 to $224.

RBC Capital Maintains Outperform on Fiserv, Raises Price Target to $224

TD Cowen analyst Bryan Bergin maintains Fiserv (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FI#NYSE">FI</a>) with a Buy and raises the price target from $200 to $230.

TD Cowen Maintains Buy on Fiserv, Raises Price Target to $230

Keybanc analyst Alex Markgraff maintains Fiserv (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FI#NYSE">FI</a>) with a Overweight and raises the price target from $180 to $225.

Keybanc Maintains Overweight on Fiserv, Raises Price Target to $225

JP Morgan analyst Tien-Tsin Huang maintains Fiserv (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FI#NYSE">FI</a>) with a Overweight and raises the price target from $199 to $227.

JP Morgan Maintains Overweight on Fiserv, Raises Price Target to $227

Goldman Sachs analyst Will Nance maintains Fiserv (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FI#NYSE">FI</a>) with a Neutral and raises the price target from $188 to $208.

Goldman Sachs Maintains Neutral on Fiserv, Raises Price Target to $208

UBS analyst Timothy Chiodo maintains Fiserv (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FI#NYSE">FI</a>) with a Buy and raises the price target from $185 to $240.

UBS Maintains Buy on Fiserv, Raises Price Target to $240

Wells Fargo analyst Andrew Bauch maintains Fiserv (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FI#NYSE">FI</a>) with a Overweight and raises the price target from $215 to $220.

Wells Fargo Maintains Overweight on Fiserv, Raises Price Target to $220

Jefferies analyst Trevor Williams maintains Fiserv (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FI#NYSE">FI</a>) with a Hold and raises the price target from $195 to $200.

Jefferies Maintains Hold on Fiserv, Raises Price Target to $200

Wall Street traded lower for the second consecutive day on Tuesday, as investor sentiment turned cautious with the U.S. presidential election <a href="https://www.benzinga.com/topic/2024-elections">just two weeks away. </a>
Concerns over U.S. fiscal policies and potential shifts in economic direction fueled the pause in risk-taking.
The International Monetary Fund (IMF) upgraded its U.S. growth forecasts for 2024 and 2025 in the latest World Economic Outlook, while also flagging rising concerns about the country's debt trajectory, warning that with current large fiscal deficits, &#8220;the U.S. public debt is not stabilized.&#8221;
Commodities were the standout performers on Tuesday, with both metals and energy experiencing notable gains.
Gold, tracked by the SPDR Gold Trust (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/GLD#NYSE">GLD</a>), rose 0.8%, pushing further into record territory. This increase extended its year-to-date performance to 34%, positioning gold for its strongest <a href="https://www.benzinga.com/markets/bonds/24/10/41455678/gold-on-track-for-best-year-since-1979-veteran-investor-says-sell-bonds-buy-gold">annual gain since 1979.</a> Gold miners, as represented by the VanEck Gold Miners ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/GDX#NYSE">GDX</a>), rallied for the ninth consecutive session, hitting their highest levels in over four years.
Silver, tracked by the iShares Silver Trust (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SLV#NYSE">SLV</a>), surged 2.8%, reaching levels not seen since October 2012.
Oil prices rallied nearly 3%, building on a 2% surge from Monday. U.S. Treasury yields ticked up modestly on Tuesday following Monday's spike, with the 10-year yield settling at 4.21%.
Meanwhile, the U.S. Dollar Index (DXY), tracked by the Invesco DB USD Index Bullish Fund ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/UUP#NYSE">UUP</a>), climbed past the 104 mark, continuing its steady ascent and eyeing a fourth consecutive week of gains.
In the cryptocurrency market, Bitcoin (CRYPTO: <a class="ticker" href="https://www.benzinga.com/quote/btc/usd">BTC</a>) fell 0.5%, dipping to around $67,000 and marking its second consecutive day of declines.
<h3 class="wp-block-heading">Tuesday&#8217;s Performance In US Major Indices, ETFs</h3>
<figure class="wp-block-table is-style-stripes"> 
<table>
<tbody>
<tr>
<td>Major Indices</td>
<td>Price</td>
<td>1-day %change</td>
</tr>
<tr>
<td>Dow Jones</td>
<td>42,907.57</td>
<td>-0.1 %</td>
</tr>
<tr>
<td>S&amp;P 500</td>
<td>5,840.39</td>
<td>-0.2%</td>
</tr>
<tr>
<td>Nasdaq 100</td>
<td>20,291.15</td>
<td>-0.3%</td>
</tr>
<tr>
<td>Russell 2000</td>
<td>2,228.60</td>
<td>-0.5%</td>
</tr>
</tbody>
</table>
<figcaption class="wp-element-caption">Updated at 12:35 p.m. ET</figcaption></figure>
According to <a href="https://bzresearch.myclickfunnels.com/benzinga-pro-content-webinar-registration/?utm_source=BZprocontent102224&amp;t=be2bearmibe3na1">Benzinga Pro</a> data:
<ul>
<li>The&nbsp;SPDR S&amp;P 500 ETF Trust&nbsp;(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SPY#NYSE">SPY</a>) fell 0.3% to $581.79.</li>
<li>The&nbsp;SPDR Dow Jones Industrial Average&nbsp;(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/DIA#NYSE">DIA</a>)&nbsp;inched 0.1% lower to $429.14.</li>
<li>The tech-heavy Invesco QQQ Trust Series (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/QQQ#NASDAQ">QQQ</a>) fell 0.4% to $493.29.</li>
<li>The iShares Russell 2000 ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/IWM#NYSE">IWM</a>) fell 0.5% $221.04.</li>
<li>The Energy Select Sector SPDR Fund (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/XLE#NYSE">XLE</a>) outperformed, up 0.6%. The Industrial Select Sector SPDR Fund (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/XLI#NYSE">XLI</a>) lagged, down 1.1%.</li>
</ul>
<h3 class="wp-block-heading">Tuesday&#8217;s Stock Performers</h3>
General Motors Co. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/GM#NYSE">GM</a>) surged 9%, on track for its strongest session in nearly a year, after reporting stronger-than-expected earnings and announcing an additional $5 billion share buyback program extending into next year.
Other stocks reacting to earnings include: 
<ul>
<li>Southern Copper Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SCCO#NYSE">SCCO</a>), up 1.5%</li>
<li>Nucor Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/NUE#NYSE">NUE</a>), down 6%</li>
<li>W.R. Berkley Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/WRB#NYSE">WRB</a>), down 4.6%</li>
<li>Zion Bancorp. N.A. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ZION#NASDAQ">ZION</a>), up 6.8%</li>
<li>Wintrust Financial Corp. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/WTFC#NASDAQ">WTFC</a>), up 1.6%</li>
<li>Philip Morris International Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PM#NYSE">PM</a>), up 8.8%</li>
<li>GE Aerospace (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/GE#NYSE">GE</a>), down over 8%</li>
<li>Danaher Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/DHR#NYSE">DHR</a>), down 3%</li>
<li>Verizon Communications Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/VZ#NYSE">VZ</a>), down 4.4%</li>
<li>RTX Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RTX#NYSE">RTX</a>), down 0.4%</li>
<li>Lockheed Martin Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/LMT#NYSE">LMT</a>), down 5.8%</li>
<li>Fiserv Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FI#NYSE">FI</a>), down 0.4%</li>
<li>Moodys Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MCO#NYSE">MCO</a>) down 4.5%</li>
<li>3M Company (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MMM#NYSE">MMM</a>), down 0.9%</li>
<li>Freeport-McMoran Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FCX#NYSE">FCX</a>), up 1.4%</li>
<li>Kimberly-Clark Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/KMB#NYSE">KMB</a>), down 4%</li>
<li>PulteGroup Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PHM#NYSE">PHM</a>), down 5.7%</li>
</ul>
Large-cap companies reporting earnings after the close include Texas Instruments Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TXN#NASDAQ">TXN</a>), Baker Hughes Co. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/BKR#NASDAQ">BKR</a>), Seagate Technology Holdings PLC (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/STX#NASDAQ">STX</a>), Packaging Corporation of America (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PKG#NYSE">PKG</a>), Manhattan Associates Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/MANH#NASDAQ">MANH</a>), East West Bancorp. Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/EWBC#NASDAQ">EWBC</a>) and Enphase Energy Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ENPH#NASDAQ">ENPH</a>)
Now Read:
<ul>
<li><a href="https://www.benzinga.com/government/24/10/41455013/how-us-elections-could-impact-us-dollar-goldman-sachs-expects-greenback-will-remain-stronger-for-lon">How US Elections Could Impact US Dollar: Goldman Sachs Expects Greenback Will Remain &#8216;Stronger For Longer&#8217;</a></li>
</ul>
Image: Shutterstock

Earnings

Equities

Large Cap

Mid Cap

Sector ETFs

Broad U.S. Equity ETFs

New ETFs

Commodities

Currency ETFs

Small Cap

Tech

ETFs

$BTC

SPDR Dow Jones Industrial Average ETF Trust

ENPH

EWBC

Market Vectors ETF Trust Market Vectors Gold Miners

MANH

SCCO

PowerShares DB US Dollar Index Bullish Fund

WTFC

ZION

Stocks Fall, GM Eyes Best Day In A Year, Gold Breaks Records, Silver Hits 12-Year Highs: What's Driving Markets Tuesday?

Deep-pocketed investors have adopted a bearish approach towards Fiserv (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FI#NYSE">FI</a>), and it's something market players shouldn't ignore. Our tracking of public options records at Benzinga unveiled this significant move today. The identity of these investors remains unknown, but such a substantial move in FI usually suggests something big is about to happen.
We gleaned this information from our observations today when Benzinga's options scanner highlighted 8 extraordinary options activities for Fiserv. This level of activity is out of the ordinary.
The general mood among these heavyweight investors is divided, with 12% leaning bullish and 75% bearish. Among these notable options, 5 are puts, totaling $246,464, and 3 are calls, amounting to $101,810.
<h3>Projected Price Targets</h3>
Based on the trading activity, it appears that the significant investors are aiming for a price territory stretching from $150.0 to $200.0 for Fiserv over the recent three months. 
<h3>Analyzing Volume &amp; Open Interest</h3>
In today's trading context, the average open interest for options of Fiserv stands at 152.0, with a total volume reaching 894.00. The accompanying chart delineates the progression of both call and put option volume and open interest for high-value trades in Fiserv, situated within the strike price corridor from $150.0 to $200.0, throughout the last 30 days.
<h3>Fiserv 30-Day Option Volume &amp; Interest Snapshot</h3>
<img src="https://www.benzinga.com/files/images/story/2024/1729617333_0.png" alt="Options Call Chart" />
<h3>Significant Options Trades Detected:</h3>

<table>
<thead>
<tr>
<th>Symbol</th>
<th>PUT/CALL</th>
<th>Trade Type</th>
<th>Sentiment</th>
<th>Exp. Date</th>
<th>Ask</th>
<th>Bid</th>
<th>Price</th>
<th>Strike Price</th>
<th>Total Trade Price</th>
<th style="text-align: right;">Open Interest</th>
<th style="text-align: right;">Volume</th>
</tr>
</thead>
<tbody>
<tr>
<td>FI</td>
<td>PUT</td>
<td>TRADE</td>
<td>BEARISH</td>
<td>11/15/24</td>
<td>$10.5</td>
<td>$9.1</td>
<td>$10.5</td>
<td>$200.00</td>
<td>$105.0K</td>
<td style="text-align: right;">192</td>
<td style="text-align: right;">100</td>
</tr>
<tr>
<td>FI</td>
<td>CALL</td>
<td>TRADE</td>
<td>BEARISH</td>
<td>03/21/25</td>
<td>$11.9</td>
<td>$11.6</td>
<td>$11.7</td>
<td>$200.00</td>
<td>$50.3K</td>
<td style="text-align: right;">162</td>
<td style="text-align: right;">43</td>
</tr>
<tr>
<td>FI</td>
<td>PUT</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>10/25/24</td>
<td>$5.9</td>
<td>$5.5</td>
<td>$5.72</td>
<td>$197.50</td>
<td>$43.4K</td>
<td style="text-align: right;">324</td>
<td style="text-align: right;">182</td>
</tr>
<tr>
<td>FI</td>
<td>PUT</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>10/25/24</td>
<td>$5.0</td>
<td>$4.7</td>
<td>$5.0</td>
<td>$197.50</td>
<td>$38.0K</td>
<td style="text-align: right;">324</td>
<td style="text-align: right;">80</td>
</tr>
<tr>
<td>FI</td>
<td>PUT</td>
<td>SWEEP</td>
<td>BULLISH</td>
<td>10/25/24</td>
<td>$5.0</td>
<td>$4.4</td>
<td>$4.59</td>
<td>$197.50</td>
<td>$34.5K</td>
<td style="text-align: right;">324</td>
<td style="text-align: right;">305</td>
</tr>
</tbody>
</table>

<h3>About Fiserv</h3>
Fiserv is a leading provider of core processing and complementary services, such as electronic funds transfer, payment processing, and loan processing, for us banks and credit unions, with a focus on small and midsize banks. Through the merger with First Data in 2019, Fiserv also provides payment processing services for merchants. About 10% of the company's revenue is generated internationally.
After a thorough review of the options trading surrounding Fiserv, we move to examine the company in more detail. This includes an assessment of its current market status and performance.
<h3>Where Is Fiserv Standing Right Now?</h3>
<ul>
<li>With a trading volume of 2,012,516, the price of FI is up by 0.52%, reaching $198.19.</li>
<li>Current RSI values indicate that the stock is may be overbought.</li>
<li>Next earnings report is scheduled for 0 days from now.</li>
</ul>
<h3>What The Experts Say On Fiserv</h3>
5 market experts have recently issued ratings for this stock, with a consensus target price of $209.6.
Unusual Options Activity Detected: Smart Money on the Move
Benzinga Edge's Unusual Options board spots potential market movers before they happen. See what positions big money is taking on your favorite stocks. <a href="https://www.benzinga.com/premium/ideas/benzinga-edge-checkout/?t=Be8be9arja3be22bz20&amp;utm_source=benzinga-insights">Click here for access</a>. 
&#x2A; In a cautious move, an analyst from Oppenheimer downgraded its rating to Outperform, setting a price target of $203. 
&#x2A; An analyst from Morgan Stanley has decided to maintain their Overweight rating on Fiserv, which currently sits at a price target of $220. 
&#x2A; Consistent in their evaluation, an analyst from Jefferies keeps a Hold rating on Fiserv with a target price of $195. 
&#x2A; Consistent in their evaluation, an analyst from Susquehanna keeps a Positive rating on Fiserv with a target price of $230. 
&#x2A; Maintaining their stance, an analyst from Baird continues to hold a Outperform rating for Fiserv, targeting a price of $200. 
Trading options involves greater risks but also offers the potential for higher profits. Savvy traders mitigate these risks through ongoing education, strategic trade adjustments, utilizing various indicators, and staying attuned to market dynamics. Keep up with the latest options trades for Fiserv with <a href="https://benzinga.grsm.io/register174">Benzinga Pro</a> for real-time alerts.

Options

Markets

Market Whales and Their Recent Bets on Fiserv Options

Fiserv,&nbsp;Inc&nbsp;(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FI#NYSE">FI</a>)&nbsp;reported&nbsp;fiscal third-quarter results, with revenue increasing by 7%&nbsp;year-over-year&nbsp;to $5.22 billion, beating the&nbsp;<a target="_blank" href="https://www.benzinga.com/pressreleases/24/10/b41447812/fiserv-reports-third-quarter-2024-results" rel="noreferrer noopener">analyst consensus estimate of $4.91 billion</a>. Adjusted revenue increased&nbsp;7%&nbsp;year-over-year&nbsp;to $4.88 billion.&nbsp;
The financial technology and services&nbsp;provider&#8217;s adjusted EPS of $2.30 beat the&nbsp;<a target="_blank" href="https://www.benzinga.com/calendars/earnings" rel="noreferrer noopener">analyst consensus estimate of $2.26</a>.&nbsp;
Also Read: <a target="_blank" href="https://www.benzinga.com/fintech/24/10/41385123/apple-pay-expands-buy-now-pay-later-with-affirm-adds-support-for-third-party-browsers-and-more" rel="noreferrer noopener">Apple Pay Expands Buy Now, Pay Later With Affirm, Adds Support For Third-Party Browsers And More</a>
The adjusted EPS marked a 17% increase over&nbsp;last year&#8217;s period.&nbsp;The&nbsp;stock price slid after the print.
Organic revenue grew 15%, led by 24% growth in&nbsp;Merchant Solutions and 6% in&nbsp;Financial&nbsp;Solutions.
The adjusted operating margin increased by 170 bps Y/Y to 40.2%.&nbsp;Adjusted operating margin increased 290 basis points Y/Y to 37.7% in the Merchant Solutions segment and by 40 bps Y/Y to 47.4% in the Financial Solutions segment.
&#8220;We are pleased with our third quarter performance, which showcases strength across both our Merchant and Financial Solutions segments and several significant new wins,&#8221; Chair and CEO Frank Bisignano said.&nbsp;
FY24 Outlook:&nbsp;Fiserv&nbsp;raised organic revenue&nbsp;growth outlook to 16%-17% (<a target="_blank" href="https://www.benzinga.com/news/earnings/24/07/39938482/fintech-firm-fiservs-q2-earnings-revenue-surge-beats-expectations-hikes-annual-outlook" rel="noreferrer noopener">prior 15%-17%</a>) and raised adjusted EPS outlook to $8.73-$8.80 (prior $8.65 – $8.80), representing&nbsp;growth of 16%-17% Y/Y versus the&nbsp;<a target="_blank" href="https://www.benzinga.com/calendars/guidance" rel="noreferrer noopener">$8.75 consensus</a>.
Fiserv <a target="_blank" href="https://www.benzinga.com/pressreleases/24/10/b41448434/fiserv-delivers-embedded-finance-to-doordash-crimson-program" rel="noreferrer noopener">announced a partnership</a> with DoorDash Inc (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/DASH#NASDAQ">DASH</a>) to integrate financial services into the online delivery platform.
Through this partnership, DoorDash is leveraging Fiserv&#8217;s expertise in merchant acquiring, account processing, and card issuing to streamline financial services for Dashers. Starion Bank, a long-standing Fiserv client, will act as the Sponsor Bank for the Crimson accounts.
Fiserv&nbsp;stock gained 80% in the last 12 months.
Price Action:&nbsp;FI stock is down 0.85% at $195.50 premarket at the last check on Tuesday.
Also Read:
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<li><a href="https://www.benzinga.com/analyst-ratings/analyst-color/24/10/41433845/robinhoods-new-index-options-futures-could-boost-market-share-analyst-says" target="_blank" rel="noreferrer noopener">Robinhood&#8217;s New Index Options &amp; Futures Could Boost Market Share, Analyst Says</a></li>
</ul>
Image: Shutterstock

Guidance

DASH

Fiserv Earnings Enjoy 24% Boost, Raises 2024 Outlook On Heels Of DoorDash Partnership

Fiserv Enters Collaboration With DoorDash To Embed Financial Services Within Digital Platform

Fiserv Raises Organic Revenue Growth Outlook To 16%-17% (Prior View: 15%-17%); Increases Adjusted Earnings Per Share Outlook To $8.73-$8.80 Vs. $8.75 Estimate (Prior View: $8.65-$8.80)

Fiserv (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FI#NYSE">FI</a>) reported quarterly earnings of $2.30 per share which beat the analyst consensus estimate of $2.26 by 1.77 percent. This is a 17.35 percent increase over earnings of $1.96 per share from the same period last year. The company reported quarterly sales of $5.21 billion which beat the analyst consensus estimate of $4.90 billion by 6.43 percent. This is a 7.02 percent increase over sales of $4.87 billion the same period last year.

Earnings Beats

Fiserv Q3 Adj $2.30 Beats $2.26 Estimate, Sales $5.21B Beat $4.90B Estimate

Fiserv (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FI#NYSE">FI</a>) is set to give its latest quarterly earnings report on Tuesday, 2024-10-22. Here's what investors need to know before the announcement.
Analysts estimate that Fiserv will report an earnings per share (EPS) of $2.26. 
The announcement from Fiserv is eagerly anticipated, with investors seeking news of surpassing estimates and favorable guidance for the next quarter.
It's worth noting for new investors that guidance can be a key determinant of stock price movements.
<h3>Historical Earnings Performance</h3>
Last quarter the company beat EPS by $0.03, which was followed by a 3.2% drop in the share price the next day.
Here's a look at Fiserv's past performance and the resulting price change:

<table>
<thead>
<tr>
<th>Quarter</th>
<th>Q2 2024</th>
<th>Q1 2024</th>
<th>Q4 2023</th>
<th>Q3 2023</th>
</tr>
</thead>
<tbody>
<tr>
<td>EPS Estimate</td>
<td>2.10</td>
<td>1.79</td>
<td>2.15</td>
<td>1.93</td>
</tr>
<tr>
<td>EPS Actual</td>
<td>2.13</td>
<td>1.88</td>
<td>2.19</td>
<td>1.96</td>
</tr>
<tr>
<td>Price Change %</td>
<td>-3.0%</td>
<td>-2.0%</td>
<td>1.0%</td>
<td>-1.0%</td>
</tr>
</tbody>
</table>

<img src="https://www.benzinga.com/files/images/story/2024/1729519245_0.png" alt="eps graph" />
<h3>Stock Performance</h3>
Shares of Fiserv were trading at $197.29 as of October 18. Over the last 52-week period, shares are up 70.58%. Given that these returns are generally positive, long-term shareholders are likely bullish going into this earnings release. 
<h3>Analyst Views on Fiserv</h3>
For investors, grasping market sentiments and expectations in the industry is vital. This analysis explores the latest insights regarding Fiserv.
The consensus rating for Fiserv is Outperform, based on 20 analyst ratings. With an average one-year price target of $194.55, there's a potential 1.39% downside.
<h3>Understanding Analyst Ratings Among Peers</h3>
The following analysis focuses on the analyst ratings and average 1-year price targets of PayPal Holdings, Fidelity National Info and Block, three prominent industry players, providing insights into their relative performance expectations and market positioning.
<ul>
<li>PayPal Holdings is maintaining an Outperform status according to analysts, with an average 1-year price target of $81.04, indicating a potential 58.92% downside.</li>
<li>For Fidelity National Info, analysts project an Outperform trajectory, with an average 1-year price target of $88.31, indicating a potential 55.24% downside.</li>
<li>Analysts currently favor an Outperform trajectory for Block, with an average 1-year price target of $85.64, suggesting a potential 56.59% downside.</li>
</ul>
<h3>Insights: Peer Analysis</h3>
Within the peer analysis summary, vital metrics for PayPal Holdings, Fidelity National Info and Block are presented, shedding light on their respective standings within the industry and offering valuable insights into their market positions and comparative performance.

<table>
<thead>
<tr>
<th>Company</th>
<th>Consensus</th>
<th>Revenue Growth</th>
<th>Gross Profit</th>
<th>Return on Equity</th>
</tr>
</thead>
<tbody>
<tr>
<td>Fiserv</td>
<td>Outperform</td>
<td>7.38%</td>
<td>$3.12B</td>
<td>3.14%</td>
</tr>
<tr>
<td>PayPal Holdings</td>
<td>Outperform</td>
<td>8.21%</td>
<td>$3.61B</td>
<td>5.46%</td>
</tr>
<tr>
<td>Fidelity National Info</td>
<td>Outperform</td>
<td>2.68%</td>
<td>$951M</td>
<td>1.39%</td>
</tr>
<tr>
<td>Block</td>
<td>Outperform</td>
<td>11.21%</td>
<td>$2.23B</td>
<td>1.02%</td>
</tr>
</tbody>
</table>

Key Takeaway:
Fiserv ranks: 
- Top for Revenue Growth. 
- Bottom for Gross Profit. 
- Bottom for Return on Equity.
<h3>Get to Know Fiserv Better</h3>
Fiserv is a leading provider of core processing and complementary services, such as electronic funds transfer, payment processing, and loan processing, for us banks and credit unions, with a focus on small and midsize banks. Through the merger with First Data in 2019, Fiserv also provides payment processing services for merchants. About 10% of the company's revenue is generated internationally.
<h3>Financial Insights: Fiserv</h3>
Market Capitalization Analysis: With an elevated market capitalization, the company stands out above industry averages, showcasing substantial size and market acknowledgment.
Revenue Growth: Fiserv's revenue growth over a period of 3 months has been noteworthy. As of 30 June, 2024, the company achieved a revenue growth rate of approximately 7.38%. This indicates a substantial increase in the company's top-line earnings. In comparison to its industry peers, the company trails behind with a growth rate lower than the average among peers in the Financials sector.
Net Margin: The company's net margin is a standout performer, exceeding industry averages. With an impressive net margin of 17.51%, the company showcases strong profitability and effective cost control.
Return on Equity (ROE): Fiserv's ROE is below industry averages, indicating potential challenges in efficiently utilizing equity capital. With an ROE of 3.14%, the company may face hurdles in achieving optimal financial returns.
Return on Assets (ROA): Fiserv's ROA is below industry averages, indicating potential challenges in efficiently utilizing assets. With an ROA of 0.96%, the company may face hurdles in achieving optimal financial returns.
Debt Management: The company maintains a balanced debt approach with a debt-to-equity ratio below industry norms, standing at 0.91.
<a href="https://www.benzinga.com/quote/FI/earnings">To track all earnings releases for Fiserv visit their earnings calendar on our site.</a>
This article was generated by Benzinga's automated content engine and reviewed by an editor.

What's Next: Fiserv's Earnings Preview

Fiserv (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FI#NYSE">FI</a>) is gearing up to announce its quarterly earnings on Tuesday, 2024-10-22. Here's a quick overview of what investors should know before the release.
Analysts are estimating that Fiserv will report an earnings per share (EPS) of $2.26.
The announcement from Fiserv is eagerly anticipated, with investors seeking news of surpassing estimates and favorable guidance for the next quarter.
It's worth noting for new investors that guidance can be a key determinant of stock price movements.
<h3>Earnings Track Record</h3>
The company's EPS beat by $0.03 in the last quarter, leading to a 3.2% drop in the share price on the following day.
Here's a look at Fiserv's past performance and the resulting price change:

<table>
<thead>
<tr>
<th>Quarter</th>
<th>Q2 2024</th>
<th>Q1 2024</th>
<th>Q4 2023</th>
<th>Q3 2023</th>
</tr>
</thead>
<tbody>
<tr>
<td>EPS Estimate</td>
<td>2.10</td>
<td>1.79</td>
<td>2.15</td>
<td>1.93</td>
</tr>
<tr>
<td>EPS Actual</td>
<td>2.13</td>
<td>1.88</td>
<td>2.19</td>
<td>1.96</td>
</tr>
<tr>
<td>Price Change %</td>
<td>-3.0%</td>
<td>-2.0%</td>
<td>1.0%</td>
<td>-1.0%</td>
</tr>
</tbody>
</table>

<img src="https://www.benzinga.com/files/images/story/2024/1729519245_0_0.png" alt="eps graph" />
<h3>Tracking Fiserv's Stock Performance</h3>
Shares of Fiserv were trading at $197.29 as of October 18. Over the last 52-week period, shares are up 70.58%. Given that these returns are generally positive, long-term shareholders are likely bullish going into this earnings release. 
<h3>Analysts' Perspectives on Fiserv</h3>
Understanding market sentiments and expectations within the industry is crucial for investors. This analysis delves into the latest insights on Fiserv.
With 20 analyst ratings, Fiserv has a consensus rating of Outperform. The average one-year price target is $194.55, indicating a potential 1.39% downside.
<h3>Peer Ratings Comparison</h3>
The analysis below examines the analyst ratings and average 1-year price targets of PayPal Holdings, Fidelity National Info and Block, three significant industry players, providing valuable insights into their relative performance expectations and market positioning.
<ul>
<li>For PayPal Holdings, analysts project an Outperform trajectory, with an average 1-year price target of $81.04, indicating a potential 58.92% downside.</li>
<li>Fidelity National Info is maintaining an Outperform status according to analysts, with an average 1-year price target of $88.31, indicating a potential 55.24% downside.</li>
<li>As per analysts' assessments, Block is favoring an Outperform trajectory, with an average 1-year price target of $85.64, suggesting a potential 56.59% downside.</li>
</ul>
<h3>Snapshot: Peer Analysis</h3>
The peer analysis summary outlines pivotal metrics for PayPal Holdings, Fidelity National Info and Block, demonstrating their respective standings within the industry and offering valuable insights into their market positions and comparative performance.

<table>
<thead>
<tr>
<th>Company</th>
<th>Consensus</th>
<th>Revenue Growth</th>
<th>Gross Profit</th>
<th>Return on Equity</th>
</tr>
</thead>
<tbody>
<tr>
<td>Fiserv</td>
<td>Outperform</td>
<td>7.38%</td>
<td>$3.12B</td>
<td>3.14%</td>
</tr>
<tr>
<td>PayPal Holdings</td>
<td>Outperform</td>
<td>8.21%</td>
<td>$3.61B</td>
<td>5.46%</td>
</tr>
<tr>
<td>Fidelity National Info</td>
<td>Outperform</td>
<td>2.68%</td>
<td>$951M</td>
<td>1.39%</td>
</tr>
<tr>
<td>Block</td>
<td>Outperform</td>
<td>11.21%</td>
<td>$2.23B</td>
<td>1.02%</td>
</tr>
</tbody>
</table>

Key Takeaway:
Fiserv ranks in the middle for revenue growth among its peers. It has the highest gross profit margin. Fiserv's return on equity is below average compared to its peers.
<h3>Get to Know Fiserv Better</h3>
Fiserv is a leading provider of core processing and complementary services, such as electronic funds transfer, payment processing, and loan processing, for us banks and credit unions, with a focus on small and midsize banks. Through the merger with First Data in 2019, Fiserv also provides payment processing services for merchants. About 10% of the company's revenue is generated internationally.
<h3>Fiserv: Financial Performance Dissected</h3>
Market Capitalization Highlights: Above the industry average, the company's market capitalization signifies a significant scale, indicating strong confidence and market prominence.
Revenue Growth: Fiserv displayed positive results in 3 months. As of 30 June, 2024, the company achieved a solid revenue growth rate of approximately 7.38%. This indicates a notable increase in the company's top-line earnings. As compared to its peers, the revenue growth lags behind its industry peers. The company achieved a growth rate lower than the average among peers in Financials sector.
Net Margin: Fiserv's net margin surpasses industry standards, highlighting the company's exceptional financial performance. With an impressive 17.51% net margin, the company effectively manages costs and achieves strong profitability.
Return on Equity (ROE): The company's ROE is below industry benchmarks, signaling potential difficulties in efficiently using equity capital. With an ROE of 3.14%, the company may need to address challenges in generating satisfactory returns for shareholders.
Return on Assets (ROA): Fiserv's ROA is below industry averages, indicating potential challenges in efficiently utilizing assets. With an ROA of 0.96%, the company may face hurdles in achieving optimal financial returns.
Debt Management: The company maintains a balanced debt approach with a debt-to-equity ratio below industry norms, standing at 0.91.
<a href="https://www.benzinga.com/quote/FI/earnings">To track all earnings releases for Fiserv visit their earnings calendar on our site.</a>
This article was generated by Benzinga's automated content engine and reviewed by an editor.

A Glimpse of Fiserv's Earnings Potential

Wells Fargo raised the firm's price target on Fiserv (FI) to $220 from $215 and keeps an Overweight rating on the shares. The firm notes Q3 showed ...

Fiserv price target raised to $220 from $215 at Wells Fargo

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Fiserv price target raised to $220 from $200 at Baird

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Fiserv price target raised to $224 from $183 at RBC Capital

Argus analyst Stephen Biggar raised the firm's price target on Fiserv (FI) to $223 from $187 and keeps a Buy rating on the shares following the Q3 ...

Fiserv price target raised to $223 from $187 at Argus

Mizuho analyst Dan Dolev raised the firm's price target on Fiserv (FI) to $222 from $183 and keeps an Outperform rating on the shares. Despite mana...

Fiserv price target raised to $222 from $183 at Mizuho

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Fiserv director sells $8.1M in common stock

Barclays analyst Ramsey El-Assal raised the firm's price target on Fiserv (FI) to $235 from $215 and keeps an Overweight rating on the shares. The ...

Fiserv price target raised to $235 from $215 at Barclays

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Fiserv's Strong Market Position and Growth Potential Justify Buy Rating

Tigress Financial analyst Ivan Feinseth raised the firm's price target on Fiserv (FI) to $244 from $190 and keeps a Buy rating on the shares. The c...

Fiserv price target raised to $244 from $190 at Tigress Financial

Analyst Ivan Feinseth from Tigress Financial reiterated a Buy rating on Fiserv (FI – Research Report) and increased the price target to $244.00 fro...

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