Ultime notizie per Fair Isaac (NYSE:FICO) Azioni

Fair Isaac

Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's credit scores business accounts for most of the firm's profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.

Fair Isaac Corp

<p>Fair Isaac (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FICO#NYSE">FICO</a>) has outperformed the market over the past 15 years by 23.26% on an annualized basis producing an average annual return of 34.96%. Currently, Fair Isaac has a market capitalization of $49.65 billion. </p>
<p><strong>Buying $1000 In FICO:</strong> If an investor had bought $1000 of FICO stock 15 years ago, it would be worth <strong>$89,879.72</strong> today based on a price of $2024.99 for FICO at the time of writing.</p>
<h3>Fair Isaac's Performance Over Last 15 Years</h3>
<p><img src="https://www.benzinga.com/files/images/story/2024/1728505814_0.png" alt="comp_fig" /></p>
<p>Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.</p>
<p><em>This article was generated by Benzinga's automated content engine and reviewed by an editor.</em></p>


News

Trading Ideas

FICO

$1000 Invested In This Stock 15 Years Ago Would Be Worth $90,000 Today

<p>Oppenheimer  analyst Owen Lau   maintains Fair Isaac (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FICO#NYSE">FICO</a>) with a Outperform and raises the price target from $1967 to $2109.</p>


Price Target

Analyst Ratings

Oppenheimer Maintains Outperform on Fair Isaac, Raises Price Target to $2109

<p>Goldman Sachs  analyst George Tong   maintains Fair Isaac (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FICO#NYSE">FICO</a>) with a Buy and raises the price target from $1879 to $2130.</p>


Goldman Sachs Maintains Buy on Fair Isaac, Raises Price Target to $2130

<p>Wells Fargo  analyst Jason Haas   maintains Fair Isaac (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FICO#NYSE">FICO</a>) with a Overweight and raises the price target from $2100 to $2200.</p>


Wells Fargo Maintains Overweight on Fair Isaac, Raises Price Target to $2200

<p>UBS  analyst Kevin Mcveigh   initiates coverage on Fair Isaac (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FICO#NYSE">FICO</a>) with a Neutral rating and announces Price Target of $2100.</p>


Initiation

UBS Initiates Coverage On Fair Isaac with Neutral Rating, Announces Price Target of $2100

<p>Fair Isaac (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FICO#NYSE">FICO</a>) has outperformed the market over the past 10 years by 31.24% on an annualized basis producing an average annual return of 42.65%. Currently, Fair Isaac has a market capitalization of $47.17 billion. </p>
<p><strong>Buying $100 In FICO:</strong> If an investor had bought $100 of FICO stock 10 years ago, it would be worth <strong>$3,491.49</strong> today based on a price of $1923.81 for FICO at the time of writing.</p>
<h3>Fair Isaac's Performance Over Last 10 Years</h3>
<p><img src="https://www.benzinga.com/files/images/story/2024/1727386217_0.png" alt="comp_fig" /></p>
<p>Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.</p>
<p><em>This article was generated by Benzinga's automated content engine and reviewed by an editor.</em></p>


$100 Invested In Fair Isaac 10 Years Ago Would Be Worth This Much Today

<p><strong>Highlights:</strong></p>
<ul>
<li>Bank Mandiri is using FICO&reg; Falcon&reg; Fraud Manager and the FICO&reg; Falcon&reg; Intelligence Network to prevent fraudulent activities</li>
<li>The bank experienced an&nbsp;80%&nbsp;decrease in card payment losses,&nbsp;85%&nbsp;on Digital App</li>
<li>Bank Mandiri rapidly integrated and secured 13 new banking channels with FICO</li>
<li>Bank Mandiri has won a 2024 FICO&reg; Decisions Award for Fraud Management</li>
</ul>


Reported Earlier, FICO Solutions Help Bank Mandiri Slash Fraud By Over 80% Across Digital Channels As E-Commerce Booms In Indonesia

<p>Barclays  analyst Manav Patnaik   maintains Fair Isaac (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FICO#NYSE">FICO</a>) with a Overweight and raises the price target from $1800 to $2150.</p>


Barclays Maintains Overweight on Fair Isaac, Raises Price Target to $2150

<p>Fair Isaac (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FICO#NYSE">FICO</a>) has outperformed the market over the past 15 years by 22.53% on an annualized basis producing an average annual return of 33.95%. Currently, Fair Isaac has a market capitalization of $43.66 billion. </p>
<p><strong>Buying $100 In FICO:</strong> If an investor had bought $100 of FICO stock 15 years ago, it would be worth <strong>$8,046.50</strong> today based on a price of $1780.69 for FICO at the time of writing.</p>
<h3>Fair Isaac's Performance Over Last 15 Years</h3>
<p><img src="https://www.benzinga.com/files/images/story/2024/1726068610_0.png" alt="comp_fig" /></p>
<p>Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.</p>
<p><em>This article was generated by Benzinga's automated content engine and reviewed by an editor.</em></p>


Here's How Much $100 Invested In Fair Isaac 15 Years Ago Would Be Worth Today

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Shares of companies within the broader tech sector are trading higher amid a rebound. Also, the sector may be moving higher in sympathy with Dell Technologies and Palantir Technologies' inclusion in the S&P 500 index.

<p>Oppenheimer  analyst Owen Lau   initiates coverage on Fair Isaac (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FICO#NYSE">FICO</a>) with a Outperform rating and announces Price Target of $1967.</p>


Oppenheimer Initiates Coverage On Fair Isaac with Outperform Rating, Announces Price Target of $1967

<p>Fair Isaac (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FICO#NYSE">FICO</a>) has outperformed the market over the past 15 years by 21.15% on an annualized basis producing an average annual return of 33.09%. Currently, Fair Isaac has a market capitalization of $43.00 billion. </p>
<p><strong>Buying $100 In FICO:</strong> If an investor had bought $100 of FICO stock 15 years ago, it would be worth <strong>$7,312.17</strong> today based on a price of $1753.70 for FICO at the time of writing.</p>
<h3>Fair Isaac's Performance Over Last 15 Years</h3>
<p><img src="https://www.benzinga.com/files/images/story/2024/1724162420_0.png" alt="comp_fig" /></p>
<p>Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.</p>
<p><em>This article was generated by Benzinga's automated content engine and reviewed by an editor.</em></p>


Here's How Much You Would Have Made Owning Fair Isaac Stock In The Last 15 Years

<p>Financial giants have made a conspicuous bullish move on Fair Isaac. Our analysis of options history for Fair Isaac (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FICO#NYSE">FICO</a>) revealed 10 unusual trades.</p>
<p>Delving into the details, we found 30% of traders were bullish, while 20% showed bearish tendencies. Out of all the trades we spotted, 4 were puts, with a value of $191,497, and 6 were calls, valued at $302,877.</p>
<h3>Predicted Price Range</h3>
<p>After evaluating the trading volumes and Open Interest, it's evident that the major market movers are focusing on a price band between $1140.0 and $2300.0 for Fair Isaac, spanning the last three months.</p>
<h3>Volume &amp; Open Interest Development</h3>
<p>Looking at the volume and open interest is a powerful move while trading options. This data can help you track the liquidity and interest for Fair Isaac's options for a given strike price. Below, we can observe the evolution of the volume and open interest of calls and puts, respectively, for all of Fair Isaac's whale trades within a strike price range from $1140.0 to $2300.0 in the last 30 days. </p>
<h3>Fair Isaac Call and Put Volume: 30-Day Overview</h3>
<p><img src="https://www.benzinga.com/files/images/story/2024/1723745786_0.png" alt="Options Call Chart" /></p>
<h3>Biggest Options Spotted:</h3>
<p>
<table>
<thead>
<tr>
<th><strong>Symbol</strong></th>
<th><strong>PUT/CALL</strong></th>
<th><strong>Trade Type</strong></th>
<th><strong>Sentiment</strong></th>
<th><strong>Exp. Date</strong></th>
<th><strong>Ask</strong></th>
<th><strong>Bid</strong></th>
<th><strong>Price</strong></th>
<th><strong>Strike Price</strong></th>
<th><strong>Total Trade Price</strong></th>
<th style="text-align: right;"><strong>Open Interest</strong></th>
<th style="text-align: right;"><strong>Volume</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td>FICO</td>
<td>CALL</td>
<td>TRADE</td>
<td>NEUTRAL</td>
<td>12/20/24</td>
<td>$481.0</td>
<td>$474.7</td>
<td>$477.47</td>
<td>$1310.00</td>
<td>$95.4K</td>
<td style="text-align: right;">11</td>
<td style="text-align: right;">2</td>
</tr>
<tr>
<td>FICO</td>
<td>CALL</td>
<td>TRADE</td>
<td>BEARISH</td>
<td>01/17/25</td>
<td>$668.0</td>
<td>$662.8</td>
<td>$662.8</td>
<td>$1160.00</td>
<td>$66.2K</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>FICO</td>
<td>CALL</td>
<td>TRADE</td>
<td>NEUTRAL</td>
<td>09/20/24</td>
<td>$621.9</td>
<td>$613.0</td>
<td>$617.96</td>
<td>$1140.00</td>
<td>$61.7K</td>
<td style="text-align: right;">4</td>
<td style="text-align: right;">1</td>
</tr>
<tr>
<td>FICO</td>
<td>PUT</td>
<td>SWEEP</td>
<td>NEUTRAL</td>
<td>09/20/24</td>
<td>$210.7</td>
<td>$201.0</td>
<td>$205.0</td>
<td>$2000.00</td>
<td>$61.5K</td>
<td style="text-align: right;">3</td>
<td style="text-align: right;">3</td>
</tr>
<tr>
<td>FICO</td>
<td>PUT</td>
<td>TRADE</td>
<td>BEARISH</td>
<td>01/17/25</td>
<td>$552.0</td>
<td>$542.0</td>
<td>$552.0</td>
<td>$2300.00</td>
<td>$55.2K</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">1</td>
</tr>
</tbody>
</table>
</p>
<h3>About Fair Isaac</h3>
<p>Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's credit scores business accounts for most of the firm's profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.</p>
<p>In light of the recent options history for Fair Isaac, it's now appropriate to focus on the company itself. We aim to explore its current performance.</p>
<h3>Current Position of Fair Isaac</h3>
<ul>
<li>With a trading volume of 94,338, the price of FICO is down by 0.0%, reaching $1809.75.</li>
<li>Current RSI values indicate that the stock is may be approaching overbought.</li>
<li>Next earnings report is scheduled for 83 days from now.</li>
</ul>
<h3>What Analysts Are Saying About Fair Isaac</h3>
<p>In the last month, 5 experts released ratings on this stock with an average target price of $1790.0.</p>
<ul>
<li>An analyst from RBC Capital persists with their Sector Perform rating on Fair Isaac, maintaining a target price of $1500. </li>
<li>An analyst from Baird has decided to maintain their Neutral rating on Fair Isaac, which currently sits at a price target of $1700. </li>
<li>Maintaining their stance, an analyst from Needham continues to hold a Buy rating for Fair Isaac, targeting a price of $1850. </li>
<li>Reflecting concerns, an analyst from Wells Fargo lowers its rating to Overweight with a new price target of $2100.</li>
<li>Consistent in their evaluation, an analyst from Barclays keeps a Overweight rating on Fair Isaac with a target price of $1800. </li>
</ul>
<p>Trading options involves greater risks but also offers the potential for higher profits. Savvy traders mitigate these risks through ongoing education, strategic trade adjustments, utilizing various indicators, and staying attuned to market dynamics. Keep up with the latest options trades for Fair Isaac with <a href="https://benzinga.grsm.io/register174">Benzinga Pro</a> for real-time alerts.</p>


Options

Markets

Behind the Scenes of Fair Isaac's Latest Options Trends

<p>Wells Fargo  analyst Jason Haas   initiates coverage on Fair Isaac (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FICO#NYSE">FICO</a>) with a Overweight rating and announces Price Target of $2100.</p>


Wells Fargo Initiates Coverage On Fair Isaac with Overweight Rating, Announces Price Target of $2100

<p>Fair Isaac (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FICO#NYSE">FICO</a>) has outperformed the market over the past 15 years by 21.85% on an annualized basis producing an average annual return of 33.53%. Currently, Fair Isaac has a market capitalization of $40.91 billion. </p>
<p><strong>Buying $100 In FICO:</strong> If an investor had bought $100 of FICO stock 15 years ago, it would be worth <strong>$7,647.61</strong> today based on a price of $1668.63 for FICO at the time of writing.</p>
<h3>Fair Isaac's Performance Over Last 15 Years</h3>
<p><img src="https://www.benzinga.com/files/images/story/2024/1723138244_0.png" alt="comp_fig" /></p>
<p>Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.</p>
<p><em>This article was generated by Benzinga's automated content engine and reviewed by an editor.</em></p>


<p>Barclays  analyst Manav Patnaik   maintains Fair Isaac (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FICO#NYSE">FICO</a>) with a Overweight and raises the price target from $1500 to $1800.</p>


Barclays Maintains Overweight on Fair Isaac, Raises Price Target to $1800

<p>Needham  analyst Kyle Peterson   maintains Fair Isaac (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FICO#NYSE">FICO</a>) with a Buy and raises the price target from $1500 to $1850.</p>


Needham Maintains Buy on Fair Isaac, Raises Price Target to $1850

<p>Investors with a lot of money to spend have taken a bullish stance on <strong>Fair Isaac</strong> (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FICO#NYSE">FICO</a>).</p>
<p>And retail traders should know.</p>
<p>We noticed this today when the trades showed up on publicly available options history that we track here at Benzinga.</p>
<p>Whether these are institutions or just wealthy individuals, we don't know. But when something this big happens with FICO, it often means somebody knows something is about to happen.</p>
<p>So how do we know what these investors just did? </p>
<p>Today, <a href="https://pro.benzinga.com/?utm_source=insights">Benzinga</a>'s options scanner spotted 10 uncommon options trades for Fair Isaac.</p>
<p>This isn't normal.</p>
<p>The overall sentiment of these big-money traders is split between 50% bullish and 40%, bearish.</p>
<p>Out of all of the special options we uncovered, 3 are puts, for a total amount of $88,960, and 7 are calls, for a total amount of $324,042.</p>
<h3>Expected Price Movements</h3>
<p>Based on the trading activity, it appears that the significant investors are aiming for a price territory stretching from $970.0 to $1930.0 for Fair Isaac over the recent three months. </p>
<h3>Volume &amp; Open Interest Trends</h3>
<p>Looking at the volume and open interest is a powerful move while trading options. This data can help you track the liquidity and interest for Fair Isaac's options for a given strike price. Below, we can observe the evolution of the volume and open interest of calls and puts, respectively, for all of Fair Isaac's whale trades within a strike price range from $970.0 to $1930.0 in the last 30 days. </p>
<h3>Fair Isaac Option Volume And Open Interest Over Last 30 Days</h3>
<p><img src="https://www.benzinga.com/files/images/story/2024/1722539174_0.png" alt="Options Call Chart" /></p>
<h3>Largest Options Trades Observed:</h3>
<p>
<table>
<thead>
<tr>
<th><strong>Symbol</strong></th>
<th><strong>PUT/CALL</strong></th>
<th><strong>Trade Type</strong></th>
<th><strong>Sentiment</strong></th>
<th><strong>Exp. Date</strong></th>
<th><strong>Ask</strong></th>
<th><strong>Bid</strong></th>
<th><strong>Price</strong></th>
<th><strong>Strike Price</strong></th>
<th><strong>Total Trade Price</strong></th>
<th style="text-align: right;"><strong>Open Interest</strong></th>
<th style="text-align: right;"><strong>Volume</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td>FICO</td>
<td>CALL</td>
<td>TRADE</td>
<td>BEARISH</td>
<td>12/20/24</td>
<td>$700.0</td>
<td>$690.8</td>
<td>$691.51</td>
<td>$970.00</td>
<td>$69.1K</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">1</td>
</tr>
<tr>
<td>FICO</td>
<td>CALL</td>
<td>TRADE</td>
<td>BEARISH</td>
<td>08/16/24</td>
<td>$65.0</td>
<td>$57.5</td>
<td>$60.05</td>
<td>$1590.00</td>
<td>$60.0K</td>
<td style="text-align: right;">6</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>FICO</td>
<td>CALL</td>
<td>TRADE</td>
<td>BULLISH</td>
<td>08/16/24</td>
<td>$80.0</td>
<td>$76.0</td>
<td>$80.0</td>
<td>$1530.00</td>
<td>$56.0K</td>
<td style="text-align: right;">10</td>
<td style="text-align: right;">10</td>
</tr>
<tr>
<td>FICO</td>
<td>CALL</td>
<td>TRADE</td>
<td>BULLISH</td>
<td>08/16/24</td>
<td>$90.0</td>
<td>$88.3</td>
<td>$90.0</td>
<td>$1590.00</td>
<td>$45.0K</td>
<td style="text-align: right;">6</td>
<td style="text-align: right;">15</td>
</tr>
<tr>
<td>FICO</td>
<td>CALL</td>
<td>TRADE</td>
<td>BULLISH</td>
<td>01/17/25</td>
<td>$337.2</td>
<td>$333.0</td>
<td>$337.2</td>
<td>$1340.00</td>
<td>$33.7K</td>
<td style="text-align: right;">5</td>
<td style="text-align: right;">0</td>
</tr>
</tbody>
</table>
</p>
<h3>About Fair Isaac</h3>
<p>Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's credit scores business accounts for most of the firm's profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.</p>
<p>In light of the recent options history for Fair Isaac, it's now appropriate to focus on the company itself. We aim to explore its current performance.</p>
<h3>Fair Isaac's Current Market Status</h3>
<ul>
<li>With a trading volume of 178,719, the price of FICO is down by 0.0%, reaching $1600.0.</li>
<li>Current RSI values indicate that the stock is is currently neutral between overbought and oversold.</li>
<li>Next earnings report is scheduled for 97 days from now.</li>
</ul>
<h3>Expert Opinions on Fair Isaac</h3>
<p>In the last month, 3 experts released ratings on this stock with an average target price of $1641.6666666666667.</p>
<ul>
<li>An analyst from RBC Capital has decided to maintain their Sector Perform rating on Fair Isaac, which currently sits at a price target of $1500. </li>
<li>An analyst from Baird has decided to maintain their Neutral rating on Fair Isaac, which currently sits at a price target of $1700. </li>
<li>In a cautious move, an analyst from Wolfe Research downgraded its rating to Outperform, setting a price target of $1725. </li>
</ul>
<p>Options are a riskier asset compared to just trading the stock, but they have higher profit potential. Serious options traders manage this risk by educating themselves daily, scaling in and out of trades, following more than one indicator, and following the markets closely.</p>
<p>If you want to stay updated on the latest options trades for Fair Isaac, <a href="https://benzinga.grsm.io/register174">Benzinga Pro</a> gives you real-time options trades alerts.</p>


<p>RBC Capital  analyst Ashish Sabadra   maintains Fair Isaac (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FICO#NYSE">FICO</a>) with a Sector Perform and raises the price target from $1350 to $1500.</p>


RBC Capital Maintains Sector Perform on Fair Isaac, Raises Price Target to $1500

<p>Baird  analyst Jeffrey Meuler   maintains Fair Isaac (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FICO#NYSE">FICO</a>) with a Neutral and raises the price target from $1264 to $1700.</p>


Baird Maintains Neutral on Fair Isaac, Raises Price Target to $1700

Fair Isaac joins hands with Jersey Telecom to tackle push payment fraud

Fair Isaac named a new long idea at Hedgeye

Fair Isaac Corporation: Patience Is Required For This Market Darling

Lower interest rates may benefit exchange operators, information analytics companies, Oppenheimer says

Analyst Jason Haas CFA of Wells Fargo maintained a Buy rating on Fair Isaac (FICO – Research Report), boosting the price target to $2,200.00. Jason...

Buoyant Future for Fair Isaac: Buy Rating Affirmed Amidst Pricing Power and Market Dominance

Wells Fargo announces its Q4 tactical ideas list and includes TSLA, LVS, ULTA, and others

SMCI, CRWD among top S&P 500 Information Technology losers in Q3

Jefferies analyst Surinder Thind maintained a Buy rating on Fair Isaac (FICO – Research Report) today and set a price target of $2,250.00. The comp...

New Buy Rating for Fair Isaac (FICO), the Technology Giant

Headwaters Capital Q3 2024 Investor Letter

RBC Capital analyst Ashish Sabadra maintained a Hold rating on Fair Isaac (FICO – Research Report) on October 8 and set a price target of $2,040.00...

RBC Capital Sticks to Its Hold Rating for Fair Isaac (FICO)

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Press Releases

Judging Panel of International Industry Experts Announced For 2025 FICO Decisions Awards

FICO Expands Educational Analytics Challenge with Historically Black Colleges and Universities to Inspire the Next Generation of Data Scientists

FICO Solutions Help Bank Mandiri Slash Fraud by 80% on Cards and 85% on Digital App as Digital Channels Boom

FICO to Host Financial Literacy Event in Virginia to Educate Latino Small Business Owners and Entrepreneurs

New FICO Study: More Credit Lessons, Less Chemistry in High School Classrooms, Americans Say

FICO and Richard Childress Racing Driver Kyle Busch to Promote Financial Literacy at Busch's Alma Mater, Durango High School

FICO Named a Leader in the IDC MarketScape: Worldwide Decision Intelligence Platforms 2024 Report

FICO Named Teradata's 2024 Industry ISV Partner of the Year

Average U.S. FICO Score Holds at 717 Despite Economic Uncertainty

FICO Joins the Asian Community Development Council at the Las Vegas Asian Night Market to Equip the Community with Financial Literacy and Credit Resources

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