La catena delle opzioni mostra i dati chiave delle opzioni azionarie di Jack Henry & Associates a vari prezzi di esercizio e date di scadenza. I trader utilizzano queste informazioni per analizzare potenziali operazioni e valutare il sentiment del mercato per Jack Henry & Associates..

Jack Henry & Associates (NASDAQ:JKHY) Azioni, Catena delle Opzioni

Jack Henry & Associates

Jack Henry is a leading provider of core processing and complementary services, such as electronic funds transfer, payment processing, and loan processing for us banks and credit unions, with a focus on small and midsize banks. Jack Henry serves almost 1,000 banks and over 700 credit unions.

Jack Henry & Associates, Inc. - Common Stock

Jack Henry & Associates Inc

Full year fiscal 2025 guidance:2
<figure class="table"> 
<table>
<tbody>
<tr>
<td colspan="1" rowspan="1"> &nbsp;</td>
<td colspan="2" rowspan="1">Current</td>
</tr>
<tr>
<td colspan="1" rowspan="1">GAAP</td>
<td colspan="1" rowspan="1">Low</td>
<td colspan="1" rowspan="1">High</td>
</tr>
<tr>
<td colspan="1" rowspan="1">Revenue</td>
<td colspan="1" rowspan="1">$2,369</td>
<td colspan="1" rowspan="1">$2,391</td>
</tr>
<tr>
<td colspan="1" rowspan="1">Operating margin3</td>
<td colspan="1" rowspan="1">23.0&nbsp;%</td>
<td colspan="1" rowspan="1">23.2&nbsp;%</td>
</tr>
<tr>
<td colspan="1" rowspan="1">EPS</td>
<td colspan="1" rowspan="1">$5.78</td>
<td colspan="1" rowspan="1">$5.87</td>
</tr>
<tr>
<td colspan="1" rowspan="1"> &nbsp;</td>
<td colspan="1" rowspan="1"> &nbsp;</td>
<td colspan="1" rowspan="1"> &nbsp;</td>
</tr>
<tr>
<td colspan="1" rowspan="1">Non-GAAP4</td>
<td colspan="1" rowspan="1"> &nbsp;</td>
<td colspan="1" rowspan="1"> &nbsp;</td>
</tr>
<tr>
<td colspan="1" rowspan="1">Adjusted revenue</td>
<td colspan="1" rowspan="1">$2,353</td>
<td colspan="1" rowspan="1">$2,375</td>
</tr>
<tr>
<td colspan="1" rowspan="1">Adjusted operating margin</td>
<td colspan="1" rowspan="1">22.7&nbsp;%</td>
<td colspan="1" rowspan="1">22.8&nbsp;%</td>
</tr>
</tbody>
</table>
</figure>
<a href="https://mma.prnewswire.com/media/2549531/JKHY_Key_Call_Outs___Q1_FY25.html"><img src="https://mma.prnewswire.com/media/2549531/JKHY_Key_Call_Outs___Q1_FY25.jpg" alt="Key Call-Outs" /></a>

News

Guidance

JKHY

Jack Henry & Associates Sees FY25 EPS $5.78-$5.87 Vs $5.83 Est.; Revenue $2.353B-$2.375B Vs $2.37B Est.

Jack Henry &amp; Associates (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/JKHY#NASDAQ">JKHY</a>) reported quarterly earnings of $1.63 per share which beat the analyst consensus estimate of $1.61 by 1.24 percent. This is a 17.27 percent increase over earnings of $1.39 per share from the same period last year. The company reported quarterly sales of $600.98 million which beat the analyst consensus estimate of $600.11 million by 0.15 percent. This is a 5.18 percent increase over sales of $571.37 million the same period last year.

Earnings

Earnings Beats

Jack Henry & Associates Q1 EPS $1.63 Beats $1.61 Estimate, Sales $600.98M Beat $600.11M Estimate

Jack Henry &amp; Associates (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/JKHY#NASDAQ">JKHY</a>) is gearing up to announce its quarterly earnings on Tuesday, 2024-11-05. Here's a quick overview of what investors should know before the release.
Analysts are estimating that Jack Henry &amp; Associates will report an earnings per share (EPS) of $1.61.
The announcement from Jack Henry &amp; Associates is eagerly anticipated, with investors seeking news of surpassing estimates and favorable guidance for the next quarter.
It's worth noting for new investors that guidance can be a key determinant of stock price movements.
<h3>Earnings History Snapshot</h3>
During the last quarter, the company reported an EPS beat by $0.06, leading to a 0.06% drop in the share price on the subsequent day.
Here's a look at Jack Henry &amp; Associates's past performance and the resulting price change:

<table>
<thead>
<tr>
<th>Quarter</th>
<th>Q4 2024</th>
<th>Q3 2024</th>
<th>Q2 2024</th>
<th>Q1 2024</th>
</tr>
</thead>
<tbody>
<tr>
<td>EPS Estimate</td>
<td>1.32</td>
<td>1.17</td>
<td>1.14</td>
<td>1.32</td>
</tr>
<tr>
<td>EPS Actual</td>
<td>1.38</td>
<td>1.19</td>
<td>1.22</td>
<td>1.39</td>
</tr>
<tr>
<td>Price Change %</td>
<td>-0.0%</td>
<td>-0.0%</td>
<td>3.0%</td>
<td>5.0%</td>
</tr>
</tbody>
</table>

<img src="https://www.benzinga.com/files/images/story/2024/1730746924_0.png" alt="eps graph" />
<h3>Stock Performance</h3>
Shares of Jack Henry &amp; Associates were trading at $183.06 as of November 01. Over the last 52-week period, shares are up 28.3%. Given that these returns are generally positive, long-term shareholders are likely bullish going into this earnings release. 
<h3>Analysts' Perspectives on Jack Henry &amp; Associates</h3>
Understanding market sentiments and expectations within the industry is crucial for investors. This analysis delves into the latest insights on Jack Henry &amp; Associates.
The consensus rating for Jack Henry &amp; Associates is Neutral, based on 5 analyst ratings. With an average one-year price target of $189.6, there's a potential 3.57% upside.
<h3>Comparing Ratings Among Industry Peers</h3>
The below comparison of the analyst ratings and average 1-year price targets of Affirm Holdings, Toast and WEX, three prominent players in the industry, gives insights for their relative performance expectations and market positioning.
<ul>
<li>The consensus outlook from analysts is an Outperform trajectory for Affirm Holdings, with an average 1-year price target of $48.64, indicating a potential 73.43% downside.</li>
<li>For Toast, analysts project an Neutral trajectory, with an average 1-year price target of $29.57, indicating a potential 83.85% downside.</li>
<li>The consensus outlook from analysts is an Neutral trajectory for WEX, with an average 1-year price target of $212.5, indicating a potential 16.08% upside.</li>
</ul>
<h3>Key Findings: Peer Analysis Summary</h3>
The peer analysis summary offers a detailed examination of key metrics for Affirm Holdings, Toast and WEX, providing valuable insights into their respective standings within the industry and their market positions and comparative performance.

<table>
<thead>
<tr>
<th>Company</th>
<th>Consensus</th>
<th>Revenue Growth</th>
<th>Gross Profit</th>
<th>Return on Equity</th>
</tr>
</thead>
<tbody>
<tr>
<td>Jack Henry &amp; Associates</td>
<td>Neutral</td>
<td>4.73%</td>
<td>$232.64M</td>
<td>5.58%</td>
</tr>
<tr>
<td>Affirm Holdings</td>
<td>Outperform</td>
<td>47.86%</td>
<td>$445.79M</td>
<td>-1.69%</td>
</tr>
<tr>
<td>Toast</td>
<td>Neutral</td>
<td>26.99%</td>
<td>$286M</td>
<td>1.13%</td>
</tr>
<tr>
<td>WEX</td>
<td>Neutral</td>
<td>2.16%</td>
<td>$416.20M</td>
<td>5.95%</td>
</tr>
</tbody>
</table>

Key Takeaway:
Jack Henry &amp; Associates ranks in the middle for consensus rating. It is at the bottom for revenue growth. It is at the top for gross profit. It is at the bottom for return on equity.
<h3>About Jack Henry &amp; Associates</h3>
Jack Henry is a leading provider of core processing and complementary services, such as electronic funds transfer, payment processing, and loan processing for us banks and credit unions, with a focus on small and midsize banks. Jack Henry serves almost 1,000 banks and over 700 credit unions.
<h3>Financial Insights: Jack Henry &amp; Associates</h3>
Market Capitalization Analysis: Falling below industry benchmarks, the company's market capitalization reflects a reduced size compared to peers. This positioning may be influenced by factors such as growth expectations or operational capacity.
Revenue Growth: Jack Henry &amp; Associates's revenue growth over a period of 3 months has been noteworthy. As of 30 June, 2024, the company achieved a revenue growth rate of approximately 4.73%. This indicates a substantial increase in the company's top-line earnings. As compared to its peers, the revenue growth lags behind its industry peers. The company achieved a growth rate lower than the average among peers in Financials sector.
Net Margin: Jack Henry &amp; Associates's financial strength is reflected in its exceptional net margin, which exceeds industry averages. With a remarkable net margin of 18.05%, the company showcases strong profitability and effective cost management.
Return on Equity (ROE): Jack Henry &amp; Associates's ROE is below industry standards, pointing towards difficulties in efficiently utilizing equity capital. With an ROE of 5.58%, the company may encounter challenges in delivering satisfactory returns for shareholders.
Return on Assets (ROA): Jack Henry &amp; Associates's ROA stands out, surpassing industry averages. With an impressive ROA of 3.55%, the company demonstrates effective utilization of assets and strong financial performance.
Debt Management: Jack Henry &amp; Associates's debt-to-equity ratio is below the industry average at 0.08, reflecting a lower dependency on debt financing and a more conservative financial approach.
<a href="https://www.benzinga.com/quote/JKHY/earnings">To track all earnings releases for Jack Henry &amp; Associates visit their earnings calendar on our site.</a>
This article was generated by Benzinga's automated content engine and reviewed by an editor.

A Look Ahead: Jack Henry & Associates's Earnings Forecast

Jack Henry & Associates Reports Q1 Deconversion Revenue Of $3.7M; Says Deconversion Revenue Estimates Remain At $16M For FY25

Jack Henry &amp; Associates (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/JKHY#NASDAQ">JKHY</a>) underwent analysis by 5 analysts in the last quarter, revealing a spectrum of viewpoints from bullish to bearish.
The table below summarizes their recent ratings, showcasing the evolving sentiments within the past 30 days and comparing them to the preceding months.
<table>
<thead>
<tr>
<th></th>
<th style="text-align: right;">Bullish</th>
<th style="text-align: right;">Somewhat Bullish</th>
<th style="text-align: right;">Indifferent</th>
<th style="text-align: right;">Somewhat Bearish</th>
<th style="text-align: right;">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">4</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">3</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
</tbody>
</table>
Insights from analysts' 12-month price targets are revealed, presenting an average target of $189.6, a high estimate of $206.00, and a low estimate of $180.00. This current average reflects an increase of 4.46% from the previous average price target of $181.50. 
<img src="https://www.benzinga.com/files/images/story/2024/1729173640_0.png" alt="price target chart" />
<h2>Exploring Analyst Ratings: An In-Depth Overview</h2>
An in-depth analysis of recent analyst actions unveils how financial experts perceive Jack Henry &amp; Associates. The following summary outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>David Koning</td>
<td>Baird</td>
<td>Raises</td>
<td>Neutral</td>
<td>$195.00</td>
<td>$186.00</td>
</tr>
<tr>
<td>Rayna Kumar</td>
<td>Oppenheimer</td>
<td>Raises</td>
<td>Outperform</td>
<td>$206.00</td>
<td>$181.00</td>
</tr>
<tr>
<td>Daniel Perlin</td>
<td>RBC Capital</td>
<td>Maintains</td>
<td>Sector Perform</td>
<td>$181.00</td>
<td>$181.00</td>
</tr>
<tr>
<td>Michael Del Grosso</td>
<td>Compass Point</td>
<td>Announces</td>
<td>Neutral</td>
<td>$186.00</td>
<td>-</td>
</tr>
<tr>
<td>Sanjay Sakhrani</td>
<td>Keefe, Bruyette &amp; Woods</td>
<td>Raises</td>
<td>Market Perform</td>
<td>$180.00</td>
<td>$178.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: Analysts respond to changes in market conditions and company performance, frequently updating their recommendations. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to Jack Henry &amp; Associates. This information offers a snapshot of how analysts perceive the current state of the company.</li>
<li>Rating: Analysts unravel qualitative evaluations for stocks, ranging from 'Outperform' to 'Underperform'. These ratings offer insights into expectations for the relative performance of Jack Henry &amp; Associates compared to the broader market.</li>
<li>Price Targets: Analysts navigate through adjustments in price targets, providing estimates for Jack Henry &amp; Associates's future value. Comparing current and prior targets offers insights into analysts' evolving expectations.</li>
</ul>
Analyzing these analyst evaluations alongside relevant financial metrics can provide a comprehensive view of Jack Henry &amp; Associates's market position. Stay informed and make data-driven decisions with the assistance of our Ratings Table.
<a href="https://www.benzinga.com/quote/JKHY/analyst-ratings?utm_source=Benzinga Insights">Stay up to date on Jack Henry &amp; Associates analyst ratings.</a>
<h2>Unveiling the Story Behind Jack Henry &amp; Associates</h2>
Jack Henry is a leading provider of core processing and complementary services, such as electronic funds transfer, payment processing, and loan processing for us banks and credit unions, with a focus on small and midsize banks. Jack Henry serves almost 1,000 banks and over 700 credit unions.
<h3>Jack Henry &amp; Associates: Delving into Financials</h3>
Market Capitalization: With restricted market capitalization, the company is positioned below industry averages. This reflects a smaller scale relative to peers.
Revenue Growth: Jack Henry &amp; Associates displayed positive results in 3 months. As of 30 June, 2024, the company achieved a solid revenue growth rate of approximately 4.73%. This indicates a notable increase in the company's top-line earnings. In comparison to its industry peers, the company trails behind with a growth rate lower than the average among peers in the Financials sector.
Net Margin: The company's net margin is a standout performer, exceeding industry averages. With an impressive net margin of 18.05%, the company showcases strong profitability and effective cost control.
Return on Equity (ROE): Jack Henry &amp; Associates's ROE is below industry averages, indicating potential challenges in efficiently utilizing equity capital. With an ROE of 5.58%, the company may face hurdles in achieving optimal financial returns.
Return on Assets (ROA): Jack Henry &amp; Associates's financial strength is reflected in its exceptional ROA, which exceeds industry averages. With a remarkable ROA of 3.55%, the company showcases efficient use of assets and strong financial health.
Debt Management: With a below-average debt-to-equity ratio of 0.08, Jack Henry &amp; Associates adopts a prudent financial strategy, indicating a balanced approach to debt management.
<h2>The Basics of Analyst Ratings</h2>
Analysts work in banking and financial systems and typically specialize in reporting for stocks or defined sectors. Analysts may attend company conference calls and meetings, research company financial statements, and communicate with insiders to publish "analyst ratings" for stocks. Analysts typically rate each stock once per quarter.
Beyond their standard evaluations, some analysts contribute predictions for metrics like growth estimates, earnings, and revenue, furnishing investors with additional guidance. Users of analyst ratings should be mindful that this specialized advice is shaped by human perspectives and may be subject to variability.
Which Stocks Are Analysts Recommending Now?
Benzinga Edge gives you instant access to all major analyst upgrades, downgrades, and price targets. Sort by accuracy, upside potential, and more. <a href="https://www.benzinga.com/premium/ideas/benzinga-edge-checkout/?t=be8be9arja3be22bz21&amp;utm_source=benzinga-insights">Click here to stay ahead of the market</a>.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Analyst Ratings

Expert Outlook: Jack Henry & Associates Through The Eyes Of 5 Analysts

Top Wall Street analysts changed their outlook on these top names. For a complete view of all analyst rating changes, including upgrades and downgrades, please see our <a href="https://www.benzinga.com/analyst-stock-ratings">analyst ratings page</a>.
<ul>
<li>Needham raised Clear Secure, Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/YOU#NYSE">YOU</a>) price target from $40 to $45. Needham analyst Joshua Reilly maintained a Buy rating. Clear Secure shares gained 5.2% to close at $37.35 on Wednesday. See how other analysts view this stock.</li>
<li>HC Wainwright &amp; Co. boosted the price target for Phunware, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PHUN#NASDAQ">PHUN</a>) from $7 to $9. HC Wainwright &amp; Co. analyst Scott Buck maintained a Buy rating. Phunware shares climbed 17.6% to close at $6.34 on Wednesday. <a href="https://www.benzinga.com/quote/MSFT/analyst-ratings">See how other analysts view this stock.</a></li>
<li>Baird raised the price target for Jack Henry &amp; Associates, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/JKHY#NASDAQ">JKHY</a>) from $186 to $195. Baird analyst David Koning maintained a Neutral rating. Jack Henry &amp; Associates shares gained 0.5% to close at $185.67 on Wednesday. <a href="https://www.benzinga.com/quote/MSFT/analyst-ratings">See how other analysts view this stock</a>.</li>
<li>B of A Securities raised O-I Glass, Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/OI#NYSE">OI</a>) price target from $14 to $16. B of A Securities analyst George Staphos upgraded the stock from Neutral to Buy. O-I Glass shares fell 0.3% to close at $12.73 on Wednesday. <a href="https://www.benzinga.com/quote/MSFT/analyst-ratings">See how other analysts view this stock</a>.</li>
<li>Deutsche Bank boosted Synchrony Financial (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SYF#NYSE">SYF</a>) price target from $58 to $68. Deutsche Bank analyst Mark Devries maintained a Buy rating. Synchrony Financial shares gained 6.1% to close at $56.52 on Wednesday. <a href="https://www.benzinga.com/quote/MSFT/analyst-ratings">See how other analysts view this stock.</a></li>
<li>Mizuho raised Meta Platforms, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/META#NASDAQ">META</a>) price target from $600 to $650. Mizuho analyst James Lee maintained an Outperform rating. Meta shares fell 1.6% to close at $576.79 on Wednesday. <a href="https://www.benzinga.com/quote/MSFT/analyst-ratings">See how other analysts view this stock</a>.</li>
<li>Benchmark raised the price target for DoorDash, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/DASH#NASDAQ">DASH</a>) from $152 to $173. Benchmark analyst Mark Zgutowicz maintained a Buy rating. DoorDash shares gained 0.7% to settle at $149.86 on Wednesday. <a href="https://www.benzinga.com/quote/MSFT/analyst-ratings">See how other analysts view this stock</a>.</li>
<li>Mizuho raised Lennox International Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/LII#NYSE">LII</a>) price target from $575 to $650. Mizuho analyst Brett Linzey maintained an Outperform rating. Lennox International shares gained 0.9% to close at $600.54 on Wednesday. <a href="https://www.benzinga.com/quote/MSFT/analyst-ratings">See how other analysts view this stock</a>.</li>
<li>Morgan Stanley increased the price target for Abbott Laboratories (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/ABT#NYSE">ABT</a>) from $107 to $117. Morgan Stanley analyst David Lewis maintained an Equal-Weight rating. Abbott shares rose 1.5% to close at $117.82 on Wednesday. <a href="https://www.benzinga.com/quote/MSFT/analyst-ratings">See how other analysts view this stock</a>.</li>
<li>Ladenburg Thalmann cut Spire Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SR#NYSE">SR</a>) price target from $65.5 to $60.5. Ladenburg Thalmann analyst Paul Fremont downgraded the stock from Neutral to Sell. Spire shares closed at $65.56 on Wednesday. <a href="https://www.benzinga.com/quote/MSFT/analyst-ratings">See how other analysts view this stock</a>.</li>
</ul>
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Baird analyst David Koning maintains Jack Henry &amp; Associates (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/JKHY#NASDAQ">JKHY</a>) with a Neutral and raises the price target from $186 to $195.

Baird Maintains Neutral on Jack Henry & Associates, Raises Price Target to $195

Digital banking is commonplace nowadays. Mobile banking is an essential offering for banks of all sizes to remain relevant against competitors. It&#39;s normal for customers to check their bank balances, deposit checks, make transfers, and even pay bills on their mobile banking apps. Q2 Holdings Inc. (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/qtwo#NYSE">QTWO</a>) is a leading provider of digital banking solutions for banks and financial institutions. They provide the software to enable banks to offer digital banking for their customers.
Q2 operates in the computer and technology sector, competing with banking software providers, including Fiserv Inc. (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/fi#NYSE">FI</a>), Jack Henry &amp; Associates Inc. (NASDAQ: <a class="ticker" href="https://www.benzinga.com/stock/jkhy#NASDAQ">JKHY</a>), nCino Inc. (NASDAQ: <a class="ticker" href="https://www.benzinga.com/stock/ncno#NASDAQ">NCNO</a>) and ACI Worldwide Inc. (NASDAQ: <a class="ticker" href="https://www.benzinga.com/stock/aciw#NASDAQ">ACIW</a>).
<h2>Q2 Holdings Portfolio of Services </h2>
While bank customers may take digital banking services for granted, banks have to handle the behind-the-scenes infrastructure to accommodate customer&#39;s needs. Q2 provides the software infrastructure through its cloud-based platform, providing a comprehensive suite of services, which include:
<ul>
<li>Consumer Retail Banking: Q2 enables financial institutions to offer online and mobile banking, from opening accounts and digital onboarding to paying bills, transferring funds, making mobile check deposits, and offering financial management tools.</li>
<li>Small and Medium-Sized Business (SMB) Banking: Q2 also offers SMB banking services, which include online payment processing, loan origination, cash flow analysis, business intelligence, expense management, and payroll.</li>
<li>Commercial Banking: Q2 Digital Banking has commercial banking features enabling ACT to instant payment rails, fraud detections, analytics, market-specific banking packages, reports, treasury onboarding and services, and integration with accounting systems. Q2 Interactive Test Drive enables commercial banking customers and prospects to try out the banking capabilities in a mock-up simulation of their environment.</li>
</ul>
Q2 plans to incorporate its generative artificial intelligence (AI) digital assistant, Andi Copilot, into its banking product portfolio and risk and fraud management platform.
<h2>Q2 Innovation Studio Enables Banks to Customize Their Digital Banking Offerings</h2>
Its Innovation Studio is a suite of tools that enable financial institutions to customize their digital banking offerings to their customers. It helps them rapidly deploy new functionalities and features. It&#39;s powered by over 1,000 integrations with the optionality to choose vendors and pre-integrated with over 150 of the best-in-class fintech partners. It offers hundreds of plug-and-play fintech integrations, including chatbots, credit scoring, payments, accounting, human resources, and payroll accounting. Q2 services 60% of the Forbes list of America&#39;s Best Banks and 40% of their Best Credit Unions list. &nbsp;
<h2>Solid Results for the Second Quarter of 2024</h2>
Q2 Holdings reported a Q2 2024 EPS of 38 cents, beating consensus estimates by 6 cents. Revenues rose 12% YoY to $173 million, beating consensus estimates by $1.9 million. Non-GAAP gross margin improved to 55.7%, up from 54.2% in the year-ago period. Adjusted EBITDA was $30 million, up from $17.6 million in the year-ago period.
Subscription annualized recurring revenue (ARR) grew 19% YoY to $644.9 million. Remaining performance obligations (RPO) or backlog totaled a record $426 million, up $38 million from last year. The company signed four Tier 1 digital banking contracts, a new Tier 1 bank utilizing its relationship pricing and treasuring pricing solutions, and an expansion with an Enterprise bank.
Q2 Holdings CEO Matt Flake commented, &quot;We&#39;ve had broad sales success for several consecutive quarters, highlighted by a mix of net new and expansion wins across our lines of business. We believe our sustained performance not only demonstrates our competitive differentiation and a strong demand environment but also the resilience of our customers and prospects in the current economic climate.&quot;
<h2>QTWO Stock Sets Up a Second Potential Bull Flag Pattern </h2>
A bull flag forms on the breakout through the upper descending parallel trendline resistance after the flagpole peak.
<img alt="Q2 Holdings QTWO stock chart" class="aligncenter" src="https://www.marketbeat.com/logos/articles/med_20240929174015_chartc-qtwo.jpg" style="height:753px; width:915px" />
QTWO triggered a bull flag breakout on the breakout through the $72.38 consensus price target to form another flagpole peaking at $82.72. The flag formed on the parallel descending trendlines, indicating lower highs and lower lows. A breakout through the upper descending trendline can trigger the bull flag. The daily anchored VWAP is at $73.70. The daily relative strength index (RSI) rose to the 62-band. Fibonacci (Fib) pullback support levels are at $74.24, $67.09, $64.07, and $61.42.
Q2 Holdings&#39; average consensus analyst price target is $72.38, and its highest analyst price target sits at $91.00. It has nine analyst Buy ratings and one Hold rating.
Actionable Options Strategies: QTWO is trading 8% above its consensus price target. Bullish investors can buy on pullbacks using cash-secured puts and write covered calls after being assigned to execute a wheel strategy for income.
The article &quot;<a href="https://www.marketbeat.com/stock-ideas/why-q2-holdings-stock-could-be-your-next-big-buy/">Why Q2 Holdings Stock Could Be Your Next Big Buy</a>&quot; first appeared on MarketBeat.

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Why Q2 Holdings Stock Could Be Your Next Big Buy

4 analysts have expressed a variety of opinions on Jack Henry &amp; Associates (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/JKHY#NASDAQ">JKHY</a>) over the past quarter, offering a diverse set of opinions from bullish to bearish.
Summarizing their recent assessments, the table below illustrates the evolving sentiments in the past 30 days and compares them to the preceding months.
<table>
<thead>
<tr>
<th></th>
<th style="text-align: right;">Bullish</th>
<th style="text-align: right;">Somewhat Bullish</th>
<th style="text-align: right;">Indifferent</th>
<th style="text-align: right;">Somewhat Bearish</th>
<th style="text-align: right;">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">3</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">2</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
</tbody>
</table>
Insights from analysts' 12-month price targets are revealed, presenting an average target of $188.25, a high estimate of $206.00, and a low estimate of $180.00. This upward trend is apparent, with the current average reflecting a 4.58% increase from the previous average price target of $180.00.
<img src="https://www.benzinga.com/files/images/story/2024/1727794893_0.png" alt="price target chart" />
<h2>Interpreting Analyst Ratings: A Closer Look</h2>
The standing of Jack Henry &amp; Associates among financial experts becomes clear with a thorough analysis of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Rayna Kumar</td>
<td>Oppenheimer</td>
<td>Raises</td>
<td>Outperform</td>
<td>$206.00</td>
<td>$181.00</td>
</tr>
<tr>
<td>Daniel Perlin</td>
<td>RBC Capital</td>
<td>Maintains</td>
<td>Sector Perform</td>
<td>$181.00</td>
<td>$181.00</td>
</tr>
<tr>
<td>Michael Del Grosso</td>
<td>Compass Point</td>
<td>Announces</td>
<td>Neutral</td>
<td>$186.00</td>
<td>-</td>
</tr>
<tr>
<td>Sanjay Sakhrani</td>
<td>Keefe, Bruyette &amp; Woods</td>
<td>Raises</td>
<td>Market Perform</td>
<td>$180.00</td>
<td>$178.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: Responding to changing market dynamics and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their response to recent developments related to Jack Henry &amp; Associates. This offers insight into analysts' perspectives on the current state of the company.</li>
<li>Rating: Analysts assign qualitative assessments to stocks, ranging from 'Outperform' to 'Underperform'. These ratings convey the analysts' expectations for the relative performance of Jack Henry &amp; Associates compared to the broader market.</li>
<li>Price Targets: Analysts set price targets as an estimate of a stock's future value. Comparing the current and prior price targets provides insight into how analysts' expectations have changed over time. This information can be valuable for investors seeking to understand consensus views on the stock's potential future performance.</li>
</ul>
Capture valuable insights into Jack Henry &amp; Associates's market standing by understanding these analyst evaluations alongside pertinent financial indicators. Stay informed and make strategic decisions with our Ratings Table.
<a href="https://www.benzinga.com/quote/JKHY/analyst-ratings?utm_source=Benzinga Insights">Stay up to date on Jack Henry &amp; Associates analyst ratings.</a>
<h2>Unveiling the Story Behind Jack Henry &amp; Associates</h2>
Jack Henry is a leading provider of core processing and complementary services, such as electronic funds transfer, payment processing, and loan processing for us banks and credit unions, with a focus on small and midsize banks. Jack Henry serves almost 1,000 banks and over 700 credit unions.
<h3>A Deep Dive into Jack Henry &amp; Associates's Financials</h3>
Market Capitalization Analysis: Positioned below industry benchmarks, the company's market capitalization faces constraints in size. This could be influenced by factors such as growth expectations or operational capacity.
Revenue Growth: Jack Henry &amp; Associates displayed positive results in 3 months. As of 30 June, 2024, the company achieved a solid revenue growth rate of approximately 4.73%. This indicates a notable increase in the company's top-line earnings. When compared to others in the Financials sector, the company faces challenges, achieving a growth rate lower than the average among peers.
Net Margin: Jack Henry &amp; Associates's net margin is impressive, surpassing industry averages. With a net margin of 18.05%, the company demonstrates strong profitability and effective cost management.
Return on Equity (ROE): Jack Henry &amp; Associates's ROE is below industry averages, indicating potential challenges in efficiently utilizing equity capital. With an ROE of 5.58%, the company may face hurdles in achieving optimal financial returns.
Return on Assets (ROA): Jack Henry &amp; Associates's ROA excels beyond industry benchmarks, reaching 3.55%. This signifies efficient management of assets and strong financial health.
Debt Management: The company maintains a balanced debt approach with a debt-to-equity ratio below industry norms, standing at 0.08.
<h2>Analyst Ratings: Simplified</h2>
Within the domain of banking and financial systems, analysts specialize in reporting for specific stocks or defined sectors. Their work involves attending company conference calls and meetings, researching company financial statements, and communicating with insiders to publish "analyst ratings" for stocks. Analysts typically assess and rate each stock once per quarter.
Analysts may enhance their evaluations by incorporating forecasts for metrics like growth estimates, earnings, and revenue, delivering additional guidance to investors. It is vital to acknowledge that, although experts in stocks and sectors, analysts are human and express their opinions when providing insights.
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This article was generated by Benzinga's automated content engine and reviewed by an editor.

Demystifying Jack Henry & Associates: Insights From 4 Analyst Reviews

Oppenheimer analyst Rayna Kumar assumes Jack Henry &amp; Associates (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/JKHY#NASDAQ">JKHY</a>) with a Outperform rating and raises Price Target to $206.

Initiation

Oppenheimer Assumes Jack Henry & Associates at Outperform, Raises Price Target to $206

In the last three months, 4 analysts have published ratings on Jack Henry &amp; Associates (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/JKHY#NASDAQ">JKHY</a>), offering a diverse range of perspectives from bullish to bearish.
The following table provides a quick overview of their recent ratings, highlighting the changing sentiments over the past 30 days and comparing them to the preceding months.
<table>
<thead>
<tr>
<th></th>
<th style="text-align: right;">Bullish</th>
<th style="text-align: right;">Somewhat Bullish</th>
<th style="text-align: right;">Indifferent</th>
<th style="text-align: right;">Somewhat Bearish</th>
<th style="text-align: right;">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">4</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">2</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
</tbody>
</table>
Providing deeper insights, analysts have established 12-month price targets, indicating an average target of $180.5, along with a high estimate of $186.00 and a low estimate of $175.00. Surpassing the previous average price target of $177.00, the current average has increased by 1.98%.
<img src="https://www.benzinga.com/files/images/story/2024/1725627626_0.png" alt="price target chart" />
<h2>Deciphering Analyst Ratings: An In-Depth Analysis</h2>
The analysis of recent analyst actions sheds light on the perception of Jack Henry &amp; Associates by financial experts. The following summary presents key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Daniel Perlin</td>
<td>RBC Capital</td>
<td>Maintains</td>
<td>Sector Perform</td>
<td>$181.00</td>
<td>$181.00</td>
</tr>
<tr>
<td>Michael Del Grosso</td>
<td>Compass Point</td>
<td>Announces</td>
<td>Neutral</td>
<td>$186.00</td>
<td>-</td>
</tr>
<tr>
<td>Sanjay Sakhrani</td>
<td>Keefe, Bruyette &amp; Woods</td>
<td>Raises</td>
<td>Market Perform</td>
<td>$180.00</td>
<td>$178.00</td>
</tr>
<tr>
<td>David Togut</td>
<td>Evercore ISI Group</td>
<td>Raises</td>
<td>In-Line</td>
<td>$175.00</td>
<td>$172.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: In response to dynamic market conditions and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their reaction to recent developments related to Jack Henry &amp; Associates. This insight gives a snapshot of analysts' perspectives on the current state of the company.</li>
<li>Rating: Unveiling insights, analysts deliver qualitative insights into stock performance, from 'Outperform' to 'Underperform'. These ratings convey expectations for the relative performance of Jack Henry &amp; Associates compared to the broader market.</li>
<li>Price Targets: Analysts predict movements in price targets, offering estimates for Jack Henry &amp; Associates's future value. Examining the current and prior targets offers insights into analysts' evolving expectations.</li>
</ul>
Analyzing these analyst evaluations alongside relevant financial metrics can provide a comprehensive view of Jack Henry &amp; Associates's market position. Stay informed and make data-driven decisions with the assistance of our Ratings Table.
<a href="https://www.benzinga.com/quote/JKHY/analyst-ratings?utm_source=Benzinga Insights">Stay up to date on Jack Henry &amp; Associates analyst ratings.</a>
<h2>Discovering Jack Henry &amp; Associates: A Closer Look</h2>
Jack Henry is a leading provider of core processing and complementary services, such as electronic funds transfer, payment processing, and loan processing for us banks and credit unions, with a focus on small and midsize banks. Jack Henry serves almost 1,000 banks and over 700 credit unions.
<h3>Key Indicators: Jack Henry &amp; Associates's Financial Health</h3>
Market Capitalization Analysis: The company's market capitalization is below the industry average, suggesting that it is relatively smaller compared to peers. This could be due to various factors, including perceived growth potential or operational scale.
Revenue Growth: Jack Henry &amp; Associates's remarkable performance in 3 months is evident. As of 30 June, 2024, the company achieved an impressive revenue growth rate of 4.73%. This signifies a substantial increase in the company's top-line earnings. When compared to others in the Financials sector, the company faces challenges, achieving a growth rate lower than the average among peers.
Net Margin: The company's net margin is a standout performer, exceeding industry averages. With an impressive net margin of 18.05%, the company showcases strong profitability and effective cost control.
Return on Equity (ROE): The company's ROE is below industry benchmarks, signaling potential difficulties in efficiently using equity capital. With an ROE of 5.58%, the company may need to address challenges in generating satisfactory returns for shareholders.
Return on Assets (ROA): Jack Henry &amp; Associates's ROA surpasses industry standards, highlighting the company's exceptional financial performance. With an impressive 3.55% ROA, the company effectively utilizes its assets for optimal returns.
Debt Management: The company maintains a balanced debt approach with a debt-to-equity ratio below industry norms, standing at 0.08.
<h2>The Basics of Analyst Ratings</h2>
Within the domain of banking and financial systems, analysts specialize in reporting for specific stocks or defined sectors. Their work involves attending company conference calls and meetings, researching company financial statements, and communicating with insiders to publish "analyst ratings" for stocks. Analysts typically assess and rate each stock once per quarter.
Some analysts publish their predictions for metrics such as growth estimates, earnings, and revenue to provide additional guidance with their ratings. When using analyst ratings, it is important to keep in mind that stock and sector analysts are also human and are only offering their opinions to investors.
If you want to keep track of which analysts are outperforming others, you can view updated analyst ratings along withanalyst success scores in <a href="https://benzinga.grsm.io/register174">Benzinga Pro</a>.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Decoding 4 Analyst Evaluations For Jack Henry & Associates

RBC Capital analyst Daniel Perlin reiterates Jack Henry &amp; Associates (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/JKHY#NASDAQ">JKHY</a>) with a Sector Perform and maintains $181 price target.

Reiteration

RBC Capital Reiterates Sector Perform on Jack Henry & Associates, Maintains $181 Price Target

Nasdaq Inc (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NDAQ#NASDAQ">NDAQ</a>) stock gained after B of A Securities analyst Craig Siegenthaler <a target="_blank" href="https://www.benzinga.com/quote/NDAQ/analyst-ratings" rel="noreferrer noopener">double-upgraded the stock</a> from Underperform to Buy and raised its price target from $53 to $90.
Siegenthaler applied a 25x multiple on his 2026 EPS to derive the price target. The multiple implies a slight discount to Nasdaq&#8217;s aspirational software and information services peer group but is a premium to its current valuation.
The analyst highlighted that the solutions segment now comprises 78% of revenue. Information services peers like S&amp;P Global Inc (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SPGI#NYSE">SPGI</a>), Moody&#8217;s Corp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MCO#NYSE">MCO</a>), and MSCI Inc (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MSCI#NYSE">MSCI</a>) trade at 30x 2026E earnings and have a fair amount of overlap with Nasdaq&#8217;s Capital Access Platforms segment, the analyst said.
Similarly, its FinTech segment comprises 36% of group revenue, with management guiding toward 10%-14% growth over the medium term. Other financial vertical software companies MeridianLink, Inc (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MLNK#NYSE">MLNK</a>), nCino, Inc (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NCNO#NASDAQ">NCNO</a>), and Jack Henry &amp; Associates, Inc (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/JKHY#NASDAQ">JKHY</a>) with comparable growth profiles are trading around 30x-40x EPS, the analyst noted. Nasdaq, however, trades at just 21x consensus 2026 EPS, he added.
The analyst noted an upward rerating would stem from a pause in dealmaking, accelerated deleveraging, business streamlining, and an acceleration in revenue growth.
As per Siegenthaler, improving macroeconomic conditions in conjunction with long backlogs should make for an IPO rebound in 2025.
Specifically, equity market valuations have recovered to 2021 levels while volatility should normalize lower after the U.S. presidential election and Fed rate cuts, the analyst said.
At the same time, he added that private equity sponsors have a long pipeline of aging portfolio companies, and limited partners are demanding liquidity.
He said that a comeback in IPOs would directly benefit Nasdaq&#8217;s listings segment and have positive second-derivative impacts on its trading, corporate services, and financial data businesses.
Price Action: NDAQ stock traded higher by 2.22% at $72.97 at the last check on Wednesday.
Photo via Shutterstock

Movers

MLNK

MSCI

NDAQ

SPGI

IPO Rebound And FinTech Growth Potential Is Helping Nasdaq: Analyst Double Upgrades Stock

Compass Point analyst Michael Del Grosso initiates coverage on Jack Henry &amp; Associates (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/JKHY#NASDAQ">JKHY</a>) with a Neutral rating and announces Price Target of $186.

Compass Point Initiates Coverage On Jack Henry & Associates with Neutral Rating, Announces Price Target of $186

Keefe, Bruyette &amp; Woods analyst Sanjay Sakhrani maintains Jack Henry &amp; Associates (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/JKHY#NASDAQ">JKHY</a>) with a Market Perform and raises the price target from $178 to $180.

Keefe, Bruyette & Woods Maintains Market Perform on Jack Henry & Associates, Raises Price Target to $180

Jack Henry & Associates Sees FY25 EPS $5.78-$5.87 Vs $5.16 Est.; Revenue $2.369B-$2.391B Vs $2.217B Est.

Jack Henry &amp; Associates (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/JKHY#NASDAQ">JKHY</a>) reported quarterly earnings of $1.38 per share which beat the analyst consensus estimate of $1.32 by 4.55 percent. The company reported quarterly sales of $559.912 million which missed the analyst consensus estimate of $563.339 million by 0.61 percent. This is a 4.73 percent increase over sales of $534.634 million the same period last year.

Earnings Misses

Jack Henry & Associates Q4 2024 GAAP EPS $1.38 Beats $1.32 Estimate, Sales $559.912M Miss $563.339M Estimate

Bank to enhance customer experience, boost efficiencies and expand small business services
MONETT, Mo., July 8, 2024 /PRNewswire/ -- <a href="https://c212.net/c/link/?t=0&amp;l=en&amp;o=4201337-1&amp;h=163888926&amp;u=https%3A%2F%2Fwww.jackhenry.com%2F&amp;a=Jack+Henry%E2%84%A2">Jack Henry&#x2122;</a>&nbsp;(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/JKHY#NASDAQ">JKHY</a>) announced today that <a href="https://c212.net/c/link/?t=0&amp;l=en&amp;o=4201337-1&amp;h=1254328328&amp;u=https%3A%2F%2Fwww.ffbkc.com%2F&amp;a=First+Federal+Bank+of+Kansas+City+(FFBKC)">First Federal Bank of Kansas City (FFBKC)</a>&nbsp;has selected Jack Henry for growth and innovation.`
FFBKC is a mutual bank based in Kansas City, Missouri, with a rich 90-year history and a strong focus on consumer banking, particularly home mortgages. Since its inception, FFBKC has been dedicated to promoting financial health in its community. The bank views homeownership as a gateway to financial independence, making traditional mortgage loans while working closely with non-profit organizations to help lower-income households achieve their dream of buying a home.

First Federal Bank Of Kansas City Selects Jack Henry For Growth And Innovation

Evercore ISI Group analyst David Togut maintains Jack Henry &amp; Associates (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/JKHY#NASDAQ">JKHY</a>) with a In-Line and raises the price target from $172 to $175.

Evercore ISI Group Maintains In-Line on Jack Henry & Associates, Raises Price Target to $175

Jack Henry (NASDAQ: <a class="ticker" href="https://www.benzinga.com/stock/jkhy#NASDAQ">JKHY</a>) continues to strengthen its overall portfolio offerings to expand its clientele, which remains its growth driver. Its shares have gained 1.7% in the year-to-date period, outperforming the industry&#39;s decline of 2.6%. 
This is evident from its latest introduction of a new Daily Dashboard for its cloud platform, Financial Performance Suite (FPS). 
The Daily Dashboard provides financial and performance insights for financial institutions to help them analyze loan and deposit balances, credit, and account yields, providing a comprehensive view of their financial health. 
It also provides financial institutions with daily insights into production, operational and market areas, enabling them to evaluate new account statistics, monitor outstanding lines, and analyze delinquent loans. 
The latest move has already added strength to Jack Henry&#39;s customer base. The company is expected to further gain solid traction across banks, credit facilities and other financial institutions in the near term.
<div class="chart_embed">
<h3>Jack Henry &amp; Associates, Inc. Price and Consensus</h3>
<a href="https://www.zacks.com/stock/chart/JKHY/price-consensus-chart?icid=chart-JKHY-price-consensus-chart"><img alt="Jack Henry &amp; Associates, Inc. Price and Consensus" src="https://staticx-tuner.zacks.com/images/charts/04/1715781521.png" style="height:281px; width:620px" title="" /> </a>
Jack Henry &amp; Associates, Inc. price-consensus-chart | Jack Henry &amp; Associates, Inc. Quote
</div>
<h3>Expanding Clientele With Daily Dashboard</h3>
Great Plains National Bank is one of the earliest customers to implement the Daily Dashboard, boosting Jack Henry&#39;s clientele. 
The bank is utilizing the FPS Daily Dashboard to replace Excel sheets with automated metrics. This allows for easier monitoring of deposit base changes, enabling more informed asset-liability committee discussions. 
Sunlight Federal Credit Union is also utilizing the FPS Daily Dashboard for improved efficiency across various departments. 
The credit union seeks a customizable data view using the FPS Daily Dashboard for liquidity, cash flow, accounting, asset liability and loan tracking.
<h3>Strengthening Portfolio</h3>
Apart from the latest launch, the company introduced Banno Business, a solution that enables community and regional financial institutions to provide modern banking experiences for small-to-medium businesses (SMBs). 
Banno Business equips community banks and credit unions with digital tools to support SMBs, offering solutions like cash management, payments and commercial lending and integrating external accounts with Mastercard for comprehensive financial management. 
Earlier, the company strengthened its overall portfolio with the launch of Payrailz Fraud Monitor, an AI-based feature that provides real-time fraud detection during payment transactions. 
The feature supports P2P, bill payments and A2A outbound transfers. It uses AI and machine learning to detect and weigh multiple fraud attributes, generate actionable scores and mitigate payment fraud, including account takeover, by continuously learning and detecting emerging patterns. 
Strengthening overall portfolio will continue to drive Jack Henry&#39;s customer momentum which in turn will bolstering its overall financial performance. 
For fiscal 2024, Jack Henry expects GAAP revenues in the band of $2.215-$2.228 billion. The Zacks Consensus Estimate for the same is pegged at $2.22 billion, implying year-over-year growth of 6.8%.
<h3>Zacks Rank &amp; Stocks to Consider</h3>
Currently, JKHY carries a Zacks Rank #3 (Hold). 
Some better-ranked stocks in the broader technology sector are Salesforce (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/crm#NYSE">CRM</a>), CrowdStrike (NASDAQ: <a class="ticker" href="https://www.benzinga.com/stock/crwd#NASDAQ">CRWD</a>) and Intuit (NASDAQ: <a class="ticker" href="https://www.benzinga.com/stock/intu#NASDAQ">INTU</a>), each carrying a Zacks Rank #2 (Buy) at present. 
Shares of Salesforce have gained 6.7% in the year-to-date period. The long-term earnings growth rate for CRM is 17.45%. 
Shares of CrowdStrike have gained 30.6% in the year-to-date period. The long-term earnings growth rate for CRWD is currently projected at 22.31%. 
Shares of Intuit have gained 3% in the year-to-date period. The long-term earnings growth rate for INTU is 14.57%.
<a href="https://www.zacks.com/stock/news/2274299/jack-henry-jkhy-boosts-customer-base-with-daily-dashboard?cid=CS-BENZ-FT-analyst_blog|company_news_tech_sector-2274299">To read this article on Zacks.com click here.</a>

CRWD

INTU

Jack Henry Boosts Customer Base With Daily Dashboard

<a href="https://investorplace.com">InvestorPlace - Stock Market News, Stock Advice &amp; Trading Tips</a>
Jack Henry &amp; Associates (NASDAQ:<a href="https://investorplace.com/stock-quotes/jkhy-stock-quote/">JKHY</a>) just reported results for the fourth quarter of 2024.<ul><li>Jack Henry &amp; Associates reported earnings per share of $1.38. This was above the analyst estimate for EPS of $1.32.</li><li>The company reported revenue of $559.91 million.</li><li>This was worse than the analyst estimate for revenue of $563.46 million.</li></ul><div>InvestorPlace Earnings is a project that leverages data from <a href="https://www.tradesmith.com">TradeSmith</a> to automate coverage of quarterly earnings reports. InvestorPlace Earnings distills key takeaways including earnings per share and revenue, as well as how a company stacks up to analyst estimates. These articles are published without human intervention, allowing us to inform our readers of the latest figures as quickly as possible. To report any concerns or inaccuracies, please contact us at <a href="mailto:editor@investorplace.com">editor@investorplace.com</a>.</div>	The post <a href="https://investorplace.com/earning-results/2024/08/jkhy-stock-earnings-jack-henry-associates-for-q4-of-2024/">JKHY Stock Earnings: Jack Henry &amp; Associates Beats EPS, Misses Revenue for Q4 2024</a> appeared first on <a href="https://investorplace.com">InvestorPlace</a>.

JKHY Stock Earnings: Jack Henry & Associates Beats EPS, Misses Revenue for Q4 2024

Jack Henry (JKHY) & Associates announced that deconversion revenue for the fiscal first quarter, ended September 30 was $3.7M. Based on these resul...

Jack Henry reports Q1 deconversion revenue $3.7M

Jack Henry & Associates Q1 2025 Earnings Preview

Top 50 High-Quality Dividend Growth Stocks - October 2024 Results

Here are the major earnings after the close today

Jack Henry & Associates GAAP EPS of $1.63 beats by $0.02, revenue of $600.98M beats by $1.33M

Reports Q1 revenue $600.98M, consensus $600.11M. According to Greg Adelson, President and CEO, "We are pleased to report another quarter of solid f...

Jack Henry reports Q1 GAAP EPS $1.63, consensus $1.61

16:14 EST Jack Henry (JKHY) sees FY25 non-GAAP revenue $2.353B-$2.375B, consensus $2.37B Published first on TheFly – the ultimate source for real-t...

Jack Henry sees FY25 non-GAAP revenue $2.353B-$2.375B, consensus $2.37B

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Press Releases

Jack Henry Named to Newsweek's List of Top 200 Most Loved Workplaces for 2024

Chimney Collaborates with Jack Henry to Revolutionize How Financial Institutions Engage with Homeowners

Cotribute Expands Participation in Jack Henry™ Vendor Integration Program to Help Drive Deposit and Customer Growth for Banks

Jack Henry Announces Winners of Inaugural Cobalt Awards

JACK HENRY & ASSOCIATES TO PROVIDE WEBCAST OF FIRST QUARTER 2025 EARNINGS CALL

PortX Joins the Jack Henry™ Vendor Integration Program

Five Financial Institutions Leveraging Jack Henry Technology Win 2024 WebAwards

Jack Henry & Associates Announces First Quarter 2025 Deconversion Revenue Results

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