Ultime notizie per Ryan Specialty Hldgs (NYSE:RYAN) Azioni

RYAN SPECIALTY HOLDINGS INC

Ryan Specialty Hldgs

Ryan Specialty Holdings Inc is a service provider of specialty products and solutions for insurance brokers, agents, and carriers. It provides distribution, underwriting, product development, administration, and risk management services by acting as a wholesale broker and a managing underwriter.

Ryan Specialty Holdings, Inc. Class A Common Stock

Ryan Specialty Holdings Inc

Ryanair Holdings plc - American Depositary Shares, each representing five Ordinary Shares

Ryanair Holdings PLC

RYANAIR HLDGS PLC ORD NEW by Ryanair Holdings Plc

Amazon&#8217;s (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/AMZN#NASDAQ">AMZN</a>) autonomous vehicle company Zoox has initiated a second voluntary software recall for its Robotaxi within a month following a collision in San Francisco.
What Happened: According to <a href="https://www.cnbc.com/2025/05/23/amazons-zoox-issues-software-recall-again-after-san-francisco-crash.html">a</a> report by CNBC, the incident occurred on May 8 when an unoccupied Zoox Robotaxi was struck by an electric scooter at an intersection. The scooter rider, who sustained minor injuries, declined medical attention.
Zoox stated in a blog post that the Robotaxi was stationary at the time of the collision. The vehicle resumed movement after the scooterist fell but did not make further contact.&nbsp; Zoox submitted a voluntary recall report to the National Highway Traffic Safety Administration (NHTSA) on Thursday.
The NHTSA acknowledged receiving the recall notice and advised caution around autonomous vehicles, as drivers may misjudge the path of cyclists or scooters.
&nbsp;See Also: <a href="https://benzinga.com/25/05/45541427/southwest-airlines-announces-passengers-must-keep-portable-chargers-in-plain-sight-amid-fears-of-lithium-battery-">Southwest Airlines Announces Passengers Must Keep Portable Chargers In Plain Sight Amid Fears Of Lithium Battery Fires</a>
Why It Matters: The recent recall by Zoox underscores the challenges facing autonomous vehicle technology.
Earlier this month, Zoox recalled over 270 vehicles due to a software issue that<a href="https://benzinga.com/25/05/45247102/amazons-tesla-robotaxi-rival-zoox-recalls-270-driverless-vehicles-following-las-vegas-crash-in-april"> caused a crash in Las Vegas</a> on April 8, 2025, prompting a similar recall to address a defect in its automated driving system. The Las Vegas incident involved a Zoox robotaxi colliding with a passenger vehicle, though no injuries were reported.
Despite these setbacks, Zoox is pushing forward with its plans to expand its autonomous vehicle operations. The company announced it will begin<a href="https://benzinga.com/media/25/05/45527674/amazons-zoox-to-launch-self-driving-car-tests-in-atlanta-this-summer"> testing self-driving cars in Atlanta</a> this summer.
Zoox is scaling up its production capabilities in California with a<a href="https://benzinga.com/government/regulations/25/05/45246755/amazons-zoox-to-open-new-california-factory-scale-robotaxi-fleet-ahead-of-public-launch-in-las-vegas-and-san-francisco"> new factory aimed at expanding its robotaxi fleet</a>.
Check out more of Benzinga's Future Of Mobility coverage by<a href="https://www.benzinga.com/topic/mobility" target="_blank" rel="noreferrer noopener">&nbsp;following this link.</a>
Read Next:
<ul class="wp-block-list">
<li><a href="https://benzinga.com/25/05/45536915/transportation-secretary-sean-duffy-visits-elon-musks-tesla-gigafactory-in-austin-hints-at-possible-federal-auton">Transportation Secretary Sean Duffy Visits Elon Musk&#8217;s Tesla Gigafactory In Austin, Hints At Possible Federal Autonomous Driving Regulations</a></li>
</ul>
Disclaimer: This content was partially produced with the help of AI tools and was reviewed and published by Benzinga editors.
Photo courtesy: Sundry Photography / Shutterstock.com

News

Tech

AMZN

Amazon's Zoox Issues Second Robotaxi Recall in a Month After San Francisco Crash

The Trump administration has appealed a federal judge&#8217;s decision to extend a block on mass layoffs within federal agencies. This appeal follows U.S. District Judge Susan Illston&#8217;s ruling, which temporarily halted the layoffs pending the resolution of ongoing lawsuits.
What Happened: The appeal was filed on Friday, a day after Judge Illston&#8217;s order, which prevents federal agencies from executing mass layoffs until a lawsuit involving unions, nonprofits, and municipalities is resolved, according to a report by Reuters.
The judge emphasized that President Donald Trump requires congressional approval for such significant reorganizations. The administration argues that the ruling misinterprets the separation of powers and has requested the 9th U.S. Circuit Court of Appeals to suspend Illston&#8217;s decision during the appeal process.
See Also: <a href="https://benzinga.com/25/05/45582778/trumps-big-beautiful-bill-passes-house-what-it-means-for-taxes-student-loans-medicaid-and-more">Trump&#8217;s &#8216;Big Beautiful Bill&#8217; Passes House: Taxes, Student Loans, Medicaid And What Else Is Changing For American Families</a>
White House spokesman Harrison Fields stated that Congress has empowered the president to enact mass layoffs, describing Illston&#8217;s ruling as &#8220;extreme judicial overreach.&#8221;
&#8220;The President must retain the ability to manage the Executive Branch, including implementing reductions in force when necessary, as has been the practice for nearly 150 years,&#8221; Fields said in a statement.
The case involves several federal departments, including Agriculture, Health and Human Services, and Veterans Affairs. The Trump administration&#8217;s plans aim to streamline government operations by eliminating redundant roles and automating tasks, with about 260,000 federal workers expected to leave by September&#8217;s end. Judge Illston&#8217;s ruling is the most comprehensive legal challenge to these efforts so far.
Why It Matters: The legal battle over federal layoffs is a pivotal moment in the Trump administration&#8217;s broader agenda to overhaul government operations. This initiative includes significant staffing cuts at agencies like the <a href="https://www.benzinga.com/news/25/04/44881570/trump-administration-to-lay-off-nearly-90-of-cfpb-employees-in-major-downsizing-report">Consumer Financial Protection Bureau (CFPB)</a>, where nearly 90% of employees face layoffs.
Additionally, the <a href="https://www.benzinga.com/general/health-care/25/05/45326217/trumps-hhs-overhaul-faces-legal-blowback-from-states-over-deep-staffing-cuts-slashed-programs">Department of Health and Human Services (HHS)</a> is undergoing a restructuring plan to cut costs and streamline operations, aligning with Trump&#8217;s executive order on government efficiency.
These efforts have faced resistance, particularly from unions, which have been actively opposing policies that threaten collective bargaining rights for federal workers.
Read Next:
<ul class="wp-block-list">
<li><a href="https://www.benzinga.com/25/05/45599468/cathie-woods-ark-invest-shuffles-portfolio-trades-include-intuitive-machines-oklo-and-more">Cathie Wood&#8217;s Ark Invest Shuffles Portfolio: Trades Include Intuitive Machines, Oklo, And More</a></li>
</ul>
Disclaimer: This content was partially produced with the help of AI tools and was reviewed and published by Benzinga editors.
Photo courtesy: Joey Sussman / Shutterstock.com

Politics

Trump Administration Challenges Judge's Block On Federal Layoffs: 'President Must Retain The Ability,' Says Official

Elon Musk's artificial intelligence chatbot, Grok, is reportedly being quietly used within U.S. government agencies under the direction of his Department of Government Efficiency <a href="https://www.benzinga.com/media/25/05/45534314/elon-musk-just-got-grilled-on-doge-spending-hits-back-with-were-not-kings-here">(DOGE) team</a>.
What Happened: The AI tool, developed by Musk's company xAI, is being used to analyze federal data, prepare reports, and assist agency operations, including at the Department of Homeland Security (DHS), despite lacking formal approval for such use, reported Reuters, citing multiple sources familiar with the matter.
DOGE staff reportedly also promoted Grok to DHS officials over the past two months.
A spokesperson for the DHS denied claims that DOGE had pressured DHS employees to adopt Grok, an AI tool. &#8220;DOGE is here to find and fight waste, fraud and abuse,&#8221; the spokesperson told the publication.
The AI system&#8217;s deployment has sparked warnings from legal and ethics experts who argue that using Grok without proper clearance could expose protected government data and violate conflict-of-interest laws, the report added.
See Also: <a href="https://www.benzinga.com/25/04/44630769/heres-how-many-vehicles-tesla-has-delivered-produced-in-each-quarter-since-2019" target="_blank" rel="noreferrer noopener">Here's How Many Vehicles Tesla Has Delivered, Produced In Each Quarter Since 2019</a>
"This gives the appearance that DOGE is pressuring agencies to use software to enrich Musk and xAI, and not to the benefit of the American people," Richard Painter, ethics counsel to former President George W. Bush, told the outlet.
Privacy experts also raised concerns that federal data could leak back into xAI's systems or be used to give Musk a competitive edge, like giving the Tesla Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TSLA#NASDAQ">TSLA</a>) and SpaceX CEO access to sensitive, nonpublic federal contracting information from agencies he does business with privately, the report said.
Why It's Important: Musk's role with DOGE sparked debate since his appointment. While Musk has pushed for cost-cutting measures, Treasury data reportedly showed <a href="https://www.benzinga.com/25/04/44778750/musks-government-efficiency-push-falls-short-as-treasury-data-shows-spending-up-sharply-under-trumps-second-term-report">federal spending has risen by $154 billion</a> since President Donald Trump returned to office.
Earlier this month, Musk reflected on <a href="https://benzinga.com/markets/25/05/45163408/doge-not-as-effective-as-id-like-says-elon-musk-calls-reform-really-difficult-like-changing-direction-of-a-fleet-of-supertankers">his first 100 days at DOGE</a>, expressing mixed feelings. He acknowledged some progress but admitted, "We haven&#8217;t been as effective as I&#8217;d like."
In February, <a href="https://www.benzinga.com/news/25/02/43768756/privacy-concerns-emerge-as-elon-musks-doge-team-seeks-access-to-taxpayer-data">privacy concerns</a> emerged when Musk&#8217;s DOGE team sought access to taxpayer data, sparking apprehensions among lawmakers.
In Tesla's <a href="https://www.benzinga.com/news/earnings/25/04/44937440/tesla-q1-misses-estimates-as-tariff-pressures-weigh-on-outlook-lower-cost-evs-still-on-track">first-quarter earnings call</a> last month, Musk revealed plans to <a href="https://www.benzinga.com/25/05/45381782/elon-musk-vows-to-spend-less-time-in-white-house-doge-office-investors-warn-the-damage-is-done-and-teslas-troubles-are-far-from-over">scale back his involvement</a> with DOGE amid growing investor concerns that his political engagement is diverting attention from Tesla's core business.
Meanwhile, on Wednesday, the Trump administration attempted to <a href="https://www.benzinga.com/25/05/45559631/trump-administration-attempts-to-block-release-of-doge-records-in-an-appeal-to-supreme-court">block the release of DOGE records</a>, appealing to the Supreme Court to prevent the disclosure of operational documents to a federal watchdog group.
Price Action: Tesla shares rose 0.15% in after-hours trading, reaching $339.86, at the time of writing, according to <a href="http://pro.benzinga.com/">Benzinga Pro</a>.
The EV giant currently holds a growth score of 91.95%, per Benzinga Edge Stock Rankings. <a href="https://www.benzinga.com/premium/ideas/benzinga-edge-2#:~:text=Turn%20Market%20Chaos,when%20markets%20rebound">Click here to compare Tesla with other top-performing stocks</a>.
<figure class="wp-block-image aligncenter size-full"><a href="https://www.benzinga.com/premium/ideas/benzinga-edge-2#:~:text=Turn%20Market%20Chaos,when%20markets%20rebound"><img decoding="async" src="https://editorial-assets.benzinga.com/wp-content/uploads/2025/05/23231255/Screenshot-2025-05-24-at-8.41.52%E2%80%AFAM.png" alt="" class="wp-image-926730" /></a></figure>
Read Next:
<ul class="wp-block-list">
<li><a href="https://www.benzinga.com/analyst-ratings/analyst-color/25/05/45589714/teslas-2025-dark-chapter-over-analyst-says-ai-autonomous-to-lift-valuation-end-black-cloud-over-stock">Tesla&#8217;s 2025 Dark Chapter Over, Analyst Says AI, Autonomous To Lift Valuation, End &#8216;Black Cloud&#8217; Over Stock</a></li>
</ul>
Disclaimer:&nbsp;This content was partially produced with the help of AI tools and was reviewed and published by Benzinga editors.
Photo courtesy: JRdes / Shutterstock.com

Media

TSLA

Elon Musk's Grok AI Is Quietly Being Deployed Across US Government Agencies — Experts Warn It Could Breach Privacy Laws And Create Serious Conflicts Of Interest: Report

On Friday, Cathie Wood-led Ark Invest made several significant trades. The most prominent among these involved Intuitive Machines Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/LUNR#NASDAQ">LUNR</a>), Oklo Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/OKLO#NASDAQ">OKLO</a>), L3Harris Technologies Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/LHX#NYSE">LHX</a>), BWX Technologies Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/BWXT#NASDAQ">BWXT</a>), Block Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/XYZ#NASDAQ">XYZ</a>), Nextdoor Holdings Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/KIND#NASDAQ">KIND</a>), Cameco Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CCJ#NYSE">CCJ</a>), and Blade Air Mobility Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/BLDE#NASDAQ">BLDE</a>).
The OKLO Trade: Ark&#8217;s Autonomous Technology &amp; Robotics ETF (BATS:<a class="ticker" href="https://www.benzinga.com/stock/ARKQ#BATS">ARKQ</a>) sold 97,238 shares of Oklo Inc. This move represents 0.5039% of the ETF.
The BWXT Trade: In a contrasting move, ARKQ purchased 16,369 shares of BWX Technologies Inc., representing 0.2016% of the ETF.
The CCJ Trade: Ark Invest also offloaded 33,110 shares of Cameco Corp. from its ARKQ portfolio. This sale accounts for 0.2002% of the ETF.
The LUNR Trade: ARKQ added 142,270 shares of Intuitive Machines Inc (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/LUNR#NASDAQ">LUNR</a>), accounting for 0.1681% of the ETF.
The LHX Trade: Ark Invest&#8217;s ARKQ also bought 4,037 shares of L3Harris Technologies Inc., representing 0.1001% of the ETF.
The XYZ Trade: Ark&#8217;s Next Generation Internet ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/ARKW#NYSE">ARKW</a>) sold 14,810 shares of Block Inc. This move represents 0.0492% of the ETF. This sale comes after <a href="https://www.benzinga.com/25/05/45579194/cathie-wood-dumps-block-shares-as-bitcoin-hits-fresh-all-time-high-buys-baidu-amid-robot-car-buzz">Cathie Wood dumped Block shares</a> as Bitcoin hit a fresh all-time high.
The KIND Trade: In a contrasting move, ARKW purchased 105,974 shares of Nextdoor Holdings Inc., representing 0.0089% of the ETF.
The BLDE Trade: Ark&#8217;s Space Exploration &amp; Innovation ETF (BATS:<a class="ticker" href="https://www.benzinga.com/stock/ARKX#BATS">ARKX</a>) bought 7,229 shares of Blade Air Mobility Inc., representing 0.0084% of the ETF.
Read Next:
<ul class="wp-block-list">
<li><a href="https://www.benzinga.com/25/05/45599346/why-googles-demis-hassabis-disagrees-with-co-founder-sergey-brin-on-when-agi-will-arrive-and-sets-a-much-higher-bar">Why Google&#8217;s Demis Hassabis Disagrees With Co-Founder Sergey Brin On When AGI Will Arrive: &#8216;I Have Quite A High Bar&#8217;</a></li>
</ul>
Disclaimer: This content was partially produced with the help of AI tools and was reviewed and published by Benzinga editors.
Photo courtesy: ChrisStock82 / Shutterstock.com

Equities

Markets

ARKQ

ARKW

ARKX

BLDE

BWXT

KIND

LUNR

OKLO

Cathie Wood's Ark Invest Shuffles Portfolio: Trades Include Intuitive Machines, Oklo, And More

Alphabet Inc.'s (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/GOOG#NASDAQ">GOOG</a>) (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/GOOGL#NASDAQ">GOOGL</a>) Google DeepMind CEO Demis Hassabis has offered a more cautious outlook on the arrival of <a href="https://www.benzinga.com/news/legal/25/04/44975360/geoffrey-hinton-ex-openai-insiders-and-top-ai-experts-sound-alarm-on-openais-restructuring-warn-it-could-strip-public-of-oversight-betray-agi-mission">artificial general intelligence</a> (AGI) than the tech giant's co-founder, Sergey Brin. 
What Happened: In a <a href="https://www.nytimes.com/2025/05/23/podcasts/google-ai-demis-hassabis-hard-fork.html">conversation</a> on the Hard Fork podcast by the New York Times this week, the interviewer pointed out that Brin thinks AGI will come before 2030, while Hassabis says just after 2030.
This raised an intriguing question: given that both individuals likely have access to similar data, roadmaps, and insights into the state of AI development, what accounts for their differing forecasts on AGI's arrival? What is one seeing that the other is not?
In response, Hassabis said that he is sticking to a timeline he's maintained since DeepMind's founding in 2010.
"We thought it was roughly a 20-year mission, and amazingly, we're on track," Hassabis said. "It's somewhere around there, I would think."
See Also:&nbsp;<a href="https://www.benzinga.com/tech/25/05/45486639/sundar-pichai-reveals-google-parent-once-super-intensely-debated-about-buying-netflix-in-a-world-of-butterfly-effects" target="_blank" rel="noreferrer noopener">Sundar Pichai Reveals Google-Parent Once Super Intensely Debated About Buying Netflix: ‘In A World Of Butterfly Effects…'</a>
Earlier, Brin jokingly accused Hassabis of "sandbagging"—intentionally downplaying timelines to later overdeliver. However, during the interview, Hassabis stood by his reasoning, pointing to the complexity of defining AGI itself.
"I have quite a high bar," he said. "It should be able to do all of the things that the human brain can do, even theoretically. And so that's a that's a higher bar than, say, what the typical individual human could do, which is obviously very economically important."
When asked whether AGI would emerge through steady improvements or sudden breakthroughs, Hassabis said both are likely necessary. "We push unbelievably hard on the scaling," he said, while also investing in "blue sky" research like AlphaEvolve.
Why It's Important: Last year, Anthropic CEO Dario Amodei predicted that <a href="https://www.benzinga.com/tech/24/11/41928832/anthropic-ceo-says-ai-similar-to-human-intelligence-could-be-around-the-corner-well-get-there-by-2026-or-2027">AGI could become a reality</a> as early as 2026 or 2027, though he cautioned that unforeseen external factors might delay its development.
Subscribe to the&nbsp;<a href="https://bztechtrends.beehiiv.com/subscribe" target="_blank" rel="noreferrer noopener">Benzinga Tech Trends newsletter</a>&nbsp;to get all the latest tech developments delivered to your inbox.
OpenAI CEO Sam Altman has previously said that <a href="https://www.benzinga.com/media/25/01/42867568/openai-ceo-sam-altman-predicts-agi-will-arrive-during-the-trump-presidency-says-chips-act-not-effective-enough">AGI could arrive during</a> Donald Trump's presidency.
In 2022, Ark Invest CEO Cathie Wood also suggested that AGI could become a <a href="https://www.benzinga.com/analyst-ratings/analyst-color/22/05/27339602/cathie-wood-has-cure-for-sagging-gdp-growth-sees-this-technology-accelerating-annua">major driver of economic growth</a>.
The definition of AGI itself remains fluid. As <a href="https://www.tomsguide.com/ai/chatgpt/sam-altman-claims-agi-is-coming-in-2025-and-machines-will-be-able-to-think-like-humans-when-it-happens">noted</a> by Tom's Guide, while some define AGI as human-level competence across all domains, others focus on its capacity to learn, adapt, and perform tasks in ways that mirror human cognition, requiring the system to go beyond its initial training data and generate truly autonomous output.
Price Action: Alphabet Inc.'s Class A shares fell 1.40% on Friday, while Class C shares declined 1.39%, according to <a href="https://pro.benzinga.com/dashboard">Benzinga Pro data</a>.
Benzinga Edge Stock Rankings assigns Alphabet a growth score of 88.68%. <a href="https://www.benzinga.com/premium/ideas/benzinga-edge-2#:~:text=Turn%20Market%20Chaos,when%20markets%20rebound">Click here to see how it compares to other companies</a>.
<figure class="wp-block-image aligncenter size-full"><a href="https://www.benzinga.com/premium/ideas/benzinga-edge-2#:~:text=Turn%20Market%20Chaos,when%20markets%20rebound"><img decoding="async" src="https://editorial-assets.benzinga.com/wp-content/uploads/2025/05/23213419/Screenshot-2025-05-24-at-7.03.26%E2%80%AFAM.png" alt="" class="wp-image-926680" /></a></figure>
Check out more of Benzinga's Consumer Tech coverage by&nbsp;<a href="https://www.benzinga.com/topic/consumer-tech" target="_blank" rel="noreferrer noopener">following this link</a>.
Read Next:
<ul class="wp-block-list">
<li><a href="https://www.benzinga.com/tech/25/04/45090992/mark-zuckerberg-warns-of-serious-disadvantage-as-chinas-data-center-blitz-could-let-deepseek-leapfrog-us-ai-labs" target="_blank" rel="noreferrer noopener">Mark Zuckerberg Warns Of ‘Serious Disadvantage&#8217; As China&#8217;s Data-Center Blitz Could Let DeepSeek Leapfrog US AI Labs</a></li>
</ul>
Disclaimer:&nbsp;This content was partially produced with the help of AI tools and was reviewed and published by Benzinga editors.
Photo courtesy: JHVEPhoto / Shutterstock.com

GOOG

GOOGL

Why Google's Demis Hassabis Disagrees With Co-Founder Sergey Brin On When AGI Will Arrive: 'I Have Quite A High Bar'

Most people call "The Dave Ramsey" Show <a href="https://www.benzinga.com/money/are-you-rich">looking for advice</a>. Some call to vent. And then there's the rare few—like Russ from Salem—who call in ready to challenge the man himself.
Featured in an episode of the show titled "<a href="https://youtu.be/g_K-8ekMbmY?si=RKH6e1xJXXNfOzfB">Unforgettable Calls, Volume 2</a>," Russ came in with a different angle. As an insurance broker with 35 years of experience, he wasn't calling for help—he was there to play devil's advocate on one of Ramsey's favorite punching bags: whole life insurance.
Don't Miss:
<ul class="wp-block-list">
<li>Hasbro, MGM, and Skechers trust this AI marketing firm — <a href="https://www.benzinga.com/money/rad-intel">Invest before it's too late.</a></li>
<li>‘Scrolling To UBI' — Deloitte's #1 fastest-growing software company allows users to earn money on their phones. <a href="https://www.benzinga.com/money/mode-mobile-2">You can invest today for just $0.30/share with a $1000 minimum.</a></li>
</ul>
Right out of the gate, Russ pushed back on Ramsey's widely known view that term life insurance is always the best option.
"You have said… term insurance is the best and the only kind of product people should buy in all instances," Russ said, offering a more "situational" perspective.
Ramsey didn't flinch. "There are basic principles of mathematics and basic principles of personal finance that are always the same," he said. "I would tell you there is never a time that <a href="https://www.benzinga.com/25/05/45297103/a-dave-ramsey-fan-explains-how-they-feel-free-after-cutting-every-credit-card-im-tired-of-managing-payments-every-month">you would use a credit card</a>… and I think the same thing's true of whole life."
What followed was a back-and-forth that quickly turned from debate to sparring match—especially when Russ argued that if whole life policies are "written appropriately," the policyholder's beneficiaries can receive not only the face value but the cash value, too.
Trending: Maker of the $60,000 foldable home has 3 factory buildings, 600+ houses built, and big plans to solve housing — <a href="https://www.benzinga.com/money/boxabl-scaling-fast-from-spacex-orders-to-600-homes-built-this-60k-foldable-home-may-be-the-future-of-housing">this is your last chance to become an investor for $0.80 per share.</a>
Ramsey shut that down quickly.
"That just doesn't happen, dude," he said. "You and I know that. That is not how the industry is set up."
Russ held his ground, claiming he'd written policies that did pay out both. Ramsey wasn't buying it—and then delivered the line that had listeners reaching for the replay button.
"It is the payday lender of the middle class," he said. "It's a horrid product when you pay 20 times more for the same amount of coverage to build up a cash value that you never receive."
Russ tried to defend the product's use in corporate buy-sell agreements, noting that many major companies and financial professionals use whole life policies to <a href="https://www.benzinga.com/personal-finance/25/05/45395648/billionaire-charlie-munger-said-he-dropped-insurance-after-getting-rich-all-intelligent-people-self-insure-if-they-can-afford-it">fund business arrangements</a>.
See Also: Nancy Pelosi Invested $5 Million In An AI Company Last Year — <a href="https://www.benzinga.com/money/elf-labs-ym?v=123">Here's How You Can Invest In Multiple Pre-IPO AI Startups With Just $1,000.</a>
Ramsey wasn't impressed.
"Because people like you sell that crap to them," he snapped. "That's exactly why they do it."
The call wrapped with both men firmly in their corners—Ramsey warning against what he called "garbage R Us" financial products, and Russ insisting that when structured properly, whole life insurance still has value.
But for longtime Ramsey listeners, it was classic Dave: direct, confrontational, and unshaken by industry pushback.
And for anyone still weighing whether whole life insurance is worth it? Well, Ramsey's take is clear. If you're paying 20 times more for the same coverage, expect him to call it what he believes it is: a bad deal dressed up in a sales pitch.
Read Next:
<ul class="wp-block-list">
<li>Maximize saving for your retirement and cut down on taxes: <a href="https://www.benzinga.com/money/wideradvisor-retirement-planning">Schedule your free call with a financial advisor to start your financial journey – no cost, no obligation</a>. </li>
<li>Inspired by Uber and Airbnb &#8211; Deloitte's fastest-growing software company is transforming 7 billion smartphones into income-generating assets &#8211; <a href="https://www.benzinga.com/money/mode-mobile-2">with $1,000 you can invest at just $0.30/share!</a> </li>
</ul>
Image: Shutterstock

Personal Finance

'It's the Payday Lender of the Middle Class' — Dave Ramsey Rips Whole Life Insurance in Heated Call With 35-Year Broker: 'It Just Doesn't Happen, Dude'

WHLRD

Trading Halt: Halted at 7:50:00 p.m. ET - Trading Halt: Halt News Pending

FRGT

WHLR

WHLRL

PLRZ

APVO

WHLRP

Parker Hannifin (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PH#NYSE">PH</a>) has outperformed the market over the past 10 years by 7.73% on an annualized basis producing an average annual return of 18.27%. Currently, Parker Hannifin has a market capitalization of $84.34 billion. 
Buying $100 In PH: If an investor had bought $100 of PH stock 10 years ago, it would be worth $530.98 today based on a price of $654.96 for PH at the time of writing.
<h3>Parker Hannifin's Performance Over Last 10 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1748043011_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Trading Ideas

Here's How Much $100 Invested In Parker Hannifin 10 Years Ago Would Be Worth Today

TJX Companies (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/TJX#NYSE">TJX</a>) has outperformed the market over the past 10 years by 3.77% on an annualized basis producing an average annual return of 14.31%. Currently, TJX Companies has a market capitalization of $141.44 billion. 
Buying $1000 In TJX: If an investor had bought $1000 of TJX stock 10 years ago, it would be worth $3,780.45 today based on a price of $125.82 for TJX at the time of writing.
<h3>TJX Companies's Performance Over Last 10 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1748042112_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Here's How Much $1000 Invested In TJX Companies 10 Years Ago Would Be Worth Today

The number of famous Wall Street analysts and economic experts warning about recession has surged dramatically in recent weeks. Much of this concern stems from weakening consumer sentiment and a slowing economy. The US GDP <a href="https://www.cnbc.com/2025/04/30/gdp-q1-2025-.html">fell </a>0.3% year over year in the March quarter, marking the first quarterly decline since 2022.&nbsp;
Robert Kiyosaki, investor and author of the best-selling book "Rich Dad Poor Dad," said last month that the US may be heading toward a "greater depression" as the economy continues to worsen. Kiyosaki <a href="https://x.com/theRealKiyosaki/status/1913366747010531408">wrote</a> on X that he had predicted this "chaos" and he is "sad" that the financial crisis he predicted is "here."
Don't Miss:
<ul class="wp-block-list">
<li>Hasbro, MGM, and Skechers trust this AI marketing firm — <a href="https://www.benzinga.com/money/rad-intel">Invest before it's too late.</a></li>
<li>Inspired by Uber and Airbnb &#8211; Deloitte's fastest-growing software company is transforming 7 billion smartphones into income-generating assets &#8211; <a href="https://www.benzinga.com/money/mode-mobile-2">with $1,000 you can invest at just $0.30/share!</a></li>
</ul>
"In 2025 credit card debt is at all-time highs," Kiyosaki said. "US debt is at all-time highs. Unemployment is rising.&nbsp; 401 k's are losing. Pensions are being stolen."
However, Kiyosaki pointed to a silver lining, telling his followers there's an opportunity to emerge from the crisis as a "very rich" person.
<h2 class="wp-block-heading">‘It's Not Too Late'</h2>
Kiyosaki urged his followers to pile into bitcoin, gold and silver if they want to get rich despite the incoming "financial disaster."
"For those who take action today, when the crash crashes, those who invest in just one Bitcoin, or some gold, or silver," he said. "You may come through this crisis a very rich person.&nbsp; It's not too late, if you take action. But if you wait, it may be too late, after the giant crash."
Trending: Maker of the $60,000 foldable home has 3 factory buildings, 600+ houses built, and big plans to solve housing — <a href="https://www.benzinga.com/money/boxabl-scaling-fast-from-spacex-orders-to-600-homes-built-this-60k-foldable-home-may-be-the-future-of-housing">this is your last chance to become an investor for $0.80 per share.</a>
Kiyosaki said he was reiterating his call to invest in precious metals and bitcoin, even as some on X criticized him for repeating the same advice.
The author, who has long <a href="https://www.richdad.com/rich-dad-scams-get-out-of-debt">questioned</a> the belief that debt should be avoided, warned that those who delay or are fearful would be the "biggest losers."
"If a poor person bought a few ounces of gold or silver, or 1/2 of a Bitcoin, I predict they may become the new rich….once this Depression is over," according to Kiyosaki. "I strongly believe, by 2035, that one Bitcoin will be over $1 million dollars. Gold will be $30k and silver $3,000 a coin."
See Also: Maximize saving for your retirement and cut down on taxes: <a href="https://www.benzinga.com/money/wideradvisor-retirement-planning">Schedule your free call with a financial advisor to start your financial journey – no cost, no obligation</a>.&nbsp;
Spot gold has hit multiple <a href="https://www.reuters.com/business/finance/golds-record-run-gains-further-traction-market-conquers-3500oz-2025-04-22/">record highs</a> this year as investors flocked to the precious metal amid inflation and tariff-related headwinds. Gold is up 22% so far this year. JP Morgan <a href="https://www.reuters.com/business/finance/golds-record-run-gains-further-traction-market-conquers-3500oz-2025-04-22/">expects</a> gold prices to cross $4,000 per ounce by the second quarter of next year.
Earlier this month, Kiyosaki <a href="https://x.com/theRealKiyosaki/status/1920823604834427220">claimed</a> on X that poor and middle-class Americans were flocking to Costco (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/COST#NASDAQ">COST</a>) stores to buy gold bars.
"Costco cannot keep enough gold bars and coins in stock," he said. "It means the poor and middle class have finally got my rich dad's message and are now saving real money by converting fake money…. for real gold."
Read Next:
<ul class="wp-block-list">
<li>Invest where it hurts — and help millions heal:<a href="https://www.benzinga.com/money/a-cure-for-osteoarthritis-powered-by-everyday-investors-cytonics-is-looking-to-beat-big-pharma-and-disrupt-a-390-billion-market"> Invest in Cytonics and help disrupt a $390B Big Pharma stronghold</a>.</li>
<li>Deloitte's fastest-growing software company partners with Amazon, Walmart &amp; Target – <a href="https://www.benzinga.com/money/mode-mobile-2">Many are rushing to grab 4,000 of its pre-IPO shares for just $0.30/share!</a></li>
</ul>
Image: Shutterstock

COST

Robert Kiyosaki Says US Heading for 'Greater Depression' But You Can Become 'Very Rich Person' In This Crisis If You Do This

Allison Transmission (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/ALSN#NYSE">ALSN</a>) has outperformed the market over the past 10 years by 2.18% on an annualized basis producing an average annual return of 12.73%. Currently, Allison Transmission has a market capitalization of $8.64 billion. 
Buying $100 In ALSN: If an investor had bought $100 of ALSN stock 10 years ago, it would be worth $327.70 today based on a price of $101.35 for ALSN at the time of writing.
<h3>Allison Transmission's Performance Over Last 10 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1748041212_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

ALSN

$100 Invested In This Stock 10 Years Ago Would Be Worth This Much Today

Eaton Corp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/ETN#NYSE">ETN</a>) has outperformed the market over the past 15 years by 4.25% on an annualized basis producing an average annual return of 16.13%. Currently, Eaton Corp has a market capitalization of $126.85 billion. 
Buying $1000 In ETN: If an investor had bought $1000 of ETN stock 15 years ago, it would be worth $9,179.70 today based on a price of $320.98 for ETN at the time of writing.
<h3>Eaton Corp's Performance Over Last 15 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1748040312_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

$1000 Invested In This Stock 15 Years Ago Would Be Worth This Much Today

After decades of pinching pennies and <a href="https://www.benzinga.com/personal-finance/25/05/45483330/are-you-rich-or-just-upper-middle-class-heres-the-net-worth-and-income-it-takes-to-be-considered-wealthy">watching that retirement account climb</a>, it can be a strange kind of shock to switch gears and actually spend it.
That's where Kevin, a 65-year-old electrician from Georgia, finds himself—14 months away from retirement with a <a href="https://www.benzinga.com/money/smartasset">$1.7 million nest egg</a>, no debt outside a mortgage, and enough future income to live on $96,000 a year without even touching the principal. And yet, the idea of watching those savings go down? It's driving him nuts.
"I've been a saver all my life," Kevin told Dave Ramsey on an <a href="https://youtu.be/5TNIgmVM6ZQ?si=EoFarcaNXSmShJT_">episode of "The Ramsey Show</a>." "It's just… there's something in my head about seeing those savings going the other direction."
Don't Miss:
<ul class="wp-block-list">
<li>Hasbro, MGM, and Skechers trust this AI marketing firm — <a href="https://www.benzinga.com/money/rad-intel">Invest before it's too late.</a></li>
<li>Deloitte's fastest-growing software company partners with Amazon, Walmart &amp; Target – <a href="https://www.benzinga.com/money/mode-mobile-2">Many are rushing to grab 4,000 of its pre-IPO shares for just $0.30/share!</a></li>
</ul>
He's not worried about running out of money. In fact, Kevin said he doesn't think he and his wife will ever need to dip into their investments unless there's a major medical issue. But still—after a lifetime of saving, spending feels wrong.
Ramsey got it. "You spent 66 years building up one muscle—your saving muscle," he said. "What I'm trying to do there is I'm trying to stretch your spending muscle a little bit."
To help loosen that grip, Ramsey gave Kevin a financial assignment: "Put your toe in the water and make yourself, by setting a written goal—you and your wife—that you're going to spend X on fun."
Specifically? "I want you to plan to spend $8,000 on a cruise this year."
Kevin responded, "Wow… I know that's a lot."
Trending: Maker of the $60,000 foldable home has 3 factory buildings, 600+ houses built, and big plans to solve housing — <a href="https://www.benzinga.com/money/boxabl-scaling-fast-from-spacex-orders-to-600-homes-built-this-60k-foldable-home-may-be-the-future-of-housing">this is your last chance to become an investor for $0.80 per share.</a>
Ramsey reminded him, "Yeah, I know that's a lot, but you got 1.7 million, dude. I didn't even take the sweat off your interest."
And the spending "fun" didn't stop at tropical getaways. Kevin admitted he's had his eye on a SawStop table saw that runs over $3,000. Ramsey approved. "Perfect. You didn't tell me 300,000—I would've smacked you silly."
The advice was simple: spend with purpose, not recklessly—but spend. Practice enjoying what you've earned.
Ramsey even challenged Kevin to stretch his generosity muscle while he was at it: "Find somebody to give some money to. Generosity goes with spending. They're kissing cousins."
It's a lesson that hits home for plenty of late-career savers. You spend decades saying no, trimming the extras, pushing just a little further—and then one day, you're told it's time to say yes. That shift doesn't come easy. But as Kevin's story shows, learning to enjoy what you've earned isn't reckless. It's <a href="https://www.benzinga.com/money/are-you-rich">part of the payoff</a>.
Read Next:
<ul class="wp-block-list">
<li>Nancy Pelosi Invested $5 Million In An AI Company Last Year — <a href="https://www.benzinga.com/money/elf-labs-ym?v=123">Here's How You Can Invest In Multiple Pre-IPO AI Startups With Just $1,000.</a></li>
<li>Maximize saving for your retirement and cut down on taxes: <a href="https://www.benzinga.com/money/wideradvisor-retirement-planning">Schedule your free call with a financial advisor to start your financial journey – no cost, no obligation</a>. </li>
</ul>
Image: Shutterstock

65-Year-Old With $1.7 Million Nest Egg Hates Idea Of Spending In Retirement — Dave Ramsey Tells Him To Go On A Cruise And 'Practice' Having Fun

Cloudflare (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/NET#NYSE">NET</a>) has outperformed the market over the past 5 years by 27.14% on an annualized basis producing an average annual return of 41.27%. Currently, Cloudflare has a market capitalization of $54.60 billion. 
Buying $1000 In NET: If an investor had bought $1000 of NET stock 5 years ago, it would be worth $5,626.20 today based on a price of $157.55 for NET at the time of writing.
<h3>Cloudflare's Performance Over Last 5 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1748039410_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Here's How Much $1000 Invested In Cloudflare 5 Years Ago Would Be Worth Today

Press Releases

Ryan Specialty to Announce Fourth Quarter 2024 Financial Results on Thursday, February 20, 2025

Ryan Specialty Completes Acquisition of Velocity Risk Underwriters

Ryan Specialty Reports Fourth Quarter 2024 Results

Ryan Specialty to Announce First Quarter 2025 Financial Results on Thursday, May 1, 2025

Ryan Specialty Announces Time Change for First Quarter 2025 Conference Call

Ryan Specialty Signs Definitive Agreement To Acquire USQRisk Holdings

Ryan Specialty Reports First Quarter 2025 Results

Ryan Specialty Completes Acquisition of USQRisk Holdings

Velocity Announces Strategic Sale of Velocity Specialty Insurance Company; Oaktree to Fully Exit

Ryan Specialty Acquires 360° Underwriting

RYAN

Abacus Global Management, Inc. - Class A Common Stock

Abacus Global Management

AIFU

Arthur J. Gallagher

Aon plc Class A Ordinary Shares (Ireland)

Brown & Brown

The Baldwin Insurance Group, Inc. - Class A Common Stock

Baldwin Insurance

Cheche Group Inc. - Class A Ordinary Shares

Cheche Group

Crawford & Company Common Stock

eHealth

GoHealth

Goosehead Insurance, Inc. - Class A Common Stock

Goosehead Insurance

Hagerty

Hippo Holdings

Health In Tech, Inc. - Class A Common Stock

Health In Tech

Huize Holding Limited - American Depositary Shares

Huize Holding

Marsh & McLennan Companies, Inc. Common Stock

Marsh & McLennan Cos

Reliance Global Group, Inc. - Common Stock

Reliance Global Group

SelectQuote

TIAN RUIXIANG Holdings Ltd - Class A Ordinary Shares

Tian Ruixiang Holdings

TWFG

Waterdrop Inc. American Depositary Shares (each representing the right to receive 10 Class A Ordinary Shares)

Comments

Ryan Specialty Hldgs

Notizie

Ultime notizie per Ryan Specialty Hldgs (NYSE:RYAN) Azioni

Le persone guardano anche

Notizie

PARTNER/COLLABORATORE

BENZINGA NEL MONDO