PubMatic (NASDAQ:PUBM) Azioni

PUBMATIC INC-CLASS A

PubMatic

PubMatic Inc is a supply-side platform provider in the digital advertising technology market. These platforms help publishers, which supply digital ad inventory, manage their inventory, selling a high percentage of their inventory (increase the ad fill rate) and maximizing revenue per ad sold (optimize yield). The company generates revenue mainly by taking a piece of the ad sales that it enables. Buyers on the platform include intermediary buyers, such as demand-side platforms, or advertisers and ad agencies directly. Geographically, the company generates the majority of its revenue from the United States, followed by EMEA and APAC.

PubMatic Inc

Morningstar (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/MORN#NASDAQ">MORN</a>) has outperformed the market over the past 15 years by 26.02% on an annualized basis producing an average annual return of 38.47%. Currently, Morningstar has a market capitalization of $12.79 billion. 
Buying $100 In MORN: If an investor had bought $100 of MORN stock 15 years ago, it would be worth $13,244.82 today based on a price of $299.00 for MORN at the time of writing.
<h3>Morningstar's Performance Over Last 15 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1752248718_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

News

Trading Ideas

MORN

$100 Invested In This Stock 15 Years Ago Would Be Worth This Much Today

Keefe, Bruyette &amp; Woods analyst Timothy Switzer maintains Green Dot (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/GDOT#NYSE">GDOT</a>) with a Market Perform and raises the price target from $11 to $12.

Price Target

Analyst Ratings

GDOT

Keefe, Bruyette & Woods Maintains Market Perform on Green Dot, Raises Price Target to $12

Keefe, Bruyette &amp; Woods analyst Catherine Mealor upgrades FB Financial (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FBK#NYSE">FBK</a>) from Market Perform to Outperform and raises the price target from $52 to $58.

Upgrades

Keefe, Bruyette & Woods Upgrades FB Financial to Outperform, Raises Price Target to $58

Keefe, Bruyette &amp; Woods analyst Kelly Motta maintains Customers Bancorp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CUBI#NYSE">CUBI</a>) with a Market Perform and raises the price target from $65 to $70.

CUBI

Keefe, Bruyette & Woods Maintains Market Perform on Customers Bancorp, Raises Price Target to $70

<a href="https://www.globenewswire.com/Tracker?data=1Hv_JrhYMWM9DUvj8H1p7vRcpU3ZVE9yhcTGdCgHIwHUwzxZhpY4EY0SxKXr7mPtNt6kJI5dlZDyLpxHva8Yse-oDPI6amtesfs4Sp4lr4Q=">Valneva SE</a> (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/VALN#NASDAQ">VALN</a>, PARIS:<a class="ticker" href="https://www.benzinga.com/stock/VLA#PARIS">VLA</a>), a specialty vaccine company, today announced that the European Medicines Agency (EMA) will lift the temporary restriction on vaccinating people aged 65 years and above after concluding a thorough review of Valneva's single-dose chikungunya vaccine IXCHIQ&#xAE; by EMA's safety committee (PRAC).
The committee initiated its review at the beginning of May following the occurrence of serious side effects mainly in elderly people with several underlying medical conditions. In a press release published today on its website1, EMA underlined that the vaccine is already contraindicated for people with a weakened immune system and concluded that, for people of all ages, IXCHIQ&#xAE; should be given when there is a significant risk of chikungunya infection and after a careful consideration of the benefits and risks.
Additionally, EMA noted that while most serious side effects occurred in older people, IXCHIQ&#xAE; is effective at triggering the production of antibodies against the chikungunya virus which may be of particular benefit for older people who are at increased risk of severe chikungunya disease.
IXCHIQ&#xAE; was authorised in the European Union in June 20242 and, in March 2025, the European Commission granted a label extension in adolescents 12 years of age and older3.

Biotech

Global

General

PARIS:VLA

VALN

Valneva's Chikungunya Vaccine IXCHIQ Cleared By European Medicines Agency For Use In Seniors After Safety Committee Review

Warren Buffett may still be <a href="https://www.benzinga.com/topic/warren-buffett">calling the shots in Omaha</a>, but the stock market appears to be pricing in a world without him &#8211; and fast.
During the second quarter of 2025, Berkshire Hathaway's (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BRK#NYSE">BRK</a>) (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BRK#NYSE">BRK</a>) Class B shares underperformed the S&amp;P 500 Index by a historic margin, lagging the benchmark by nearly 18 percentage points since the May 3rd shareholder meeting, when Buffett reiterated his retirement succession plan. 
<figure class="wp-block-image size-full"><img loading="lazy" decoding="async" width="1006" height="573" src="https://editorial-assets.benzinga.com/wp-content/uploads/2025/07/11102807/Screenshot-2025-07-11-at-7.57.42-PM.png" alt="" class="wp-image-982001" srcset="https://editorial-assets.benzinga.com/wp-content/uploads/2025/07/11102807/Screenshot-2025-07-11-at-7.57.42-PM.png 1006w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/07/11102807/Screenshot-2025-07-11-at-7.57.42-PM-300x171.png 300w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/07/11102807/Screenshot-2025-07-11-at-7.57.42-PM-768x437.png 768w" sizes="(max-width: 1006px) 100vw, 1006px" /></figure>
Source: TradingView
What makes this stretch remarkable isn't just the scale of the drop — it's that this is the biggest quarterly underperformance in the history of the stock, outside of the Covid crash (exception being the second quarter of 2020).
Read Also: <a href="https://www.benzinga.com/markets/equities/25/07/46313514/warren-buffetts-quiet-dividend-play-9-high-yield-stocks-held-by-a-berkshire-subsidiary">Warren Buffett&#8217;s Quiet Dividend Play: 9 High-Yield Stocks Held By A Berkshire Subsidiary</a>
<h2 class="wp-block-heading">This Isn't Just Another Rough Patch</h2>
Berkshire has had off quarters before, but rarely one this severe. In the second quarter of 2020, the market was in chaos, reacting violently to pandemic shutdowns, Fed shockwaves, and unprecedented global uncertainty.
In contrast, the second quarter of 2025 has been relatively stable and broadly bullish, with the S&amp;P 500 powering higher on AI euphoria, tech strength, and a resilient consumer.
So what's dragging Berkshire down? Likely, a mix of rotation out of value-heavy sectors, fading interest in financials and industrials, and a psychological shift as investors begin to think more tangibly about the post-Buffett era.
<h2 class="wp-block-heading">From Aura To Arithmetic</h2>
For decades, Berkshire traded with a halo &#8211; the &#8216;Buffett Premium&#8217; &#8211; a valuation lift rooted in investor faith in the Oracle's judgment and capital discipline. That premium now seems to be eroding. 
Without Buffett's active presence or new bold moves to counteract the market's pivot to growth and innovation, Berkshire is beginning to look like just another value stock.
And markets are treating it accordingly.
Read Next: 
<ul class="wp-block-list">
<li><a href="https://www.benzinga.com/markets/equities/25/06/46109576/buffett-premium-fading-away-the-oracle-of-omahas-retirement-casts-shadow-on-berkshire-hathaways-stock-value-report">&#8216;Buffett Premium&#8217; Fading Away? The Oracle Of Omaha&#8217;s Retirement Casts Shadow On Berkshire Hathaway&#8217;s Stock Value: Report</a></li>
</ul>
Photo: Shutterstock

The Warren Buffett Premium May Finally Be Fading

Keefe, Bruyette &amp; Woods analyst Timothy Switzer maintains CNB Financial (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CCNE#NASDAQ">CCNE</a>) with a Market Perform and raises the price target from $25 to $26.

CCNE

Keefe, Bruyette & Woods Maintains Market Perform on CNB Financial, Raises Price Target to $26

Keefe, Bruyette &amp; Woods analyst Timothy Switzer maintains Coastal Financial (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CCB#NASDAQ">CCB</a>) with a Outperform and raises the price target from $110 to $115.

Keefe, Bruyette & Woods Maintains Outperform on Coastal Financial, Raises Price Target to $115

Options

Markets

LWLG

Lightwave Logic Option Alert: Dec 19 $2 Calls At The Ask: 1198 @ $0.25 vs 2940 OI; Earnings 8/8 After Close [est] Ref=$1.3

Keefe, Bruyette &amp; Woods analyst Timothy Switzer maintains Pathward Financial (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CASH#NASDAQ">CASH</a>) with a Market Perform and raises the price target from $86 to $88.

CASH

Keefe, Bruyette & Woods Maintains Market Perform on Pathward Financial, Raises Price Target to $88

WIIM

CENT

CENTA

Central Garden & Pet shares are trading higher after the company announced it raised its FY25 Non-GAAP EPS guidance.

Howmet Aerospace (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/HWM#NYSE">HWM</a>) has outperformed the market over the past 5 years by 48.44% on an annualized basis producing an average annual return of 62.77%. Currently, Howmet Aerospace has a market capitalization of $72.07 billion. 
Buying $1000 In HWM: If an investor had bought $1000 of HWM stock 5 years ago, it would be worth $11,769.37 today based on a price of $178.53 for HWM at the time of writing.
<h3>Howmet Aerospace's Performance Over Last 5 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1752247813_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

$1000 Invested In This Stock 5 Years Ago Would Be Worth This Much Today

Keefe, Bruyette &amp; Woods analyst Kelly Motta maintains Axos Financial (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/AX#NYSE">AX</a>) with a Market Perform and raises the price target from $85 to $90.

Keefe, Bruyette & Woods Maintains Market Perform on Axos Financial, Raises Price Target to $90

<a href="https://www.bloomberg.com/news/articles/2025-07-10/oracle-said-to-move-ahead-with-cloud-services-plan-in-indonesia?embedded-checkout=true">https://www.bloomberg.com/news/articles/2025-07-10/oracle-said-to-move-ahead-with-cloud-services-plan-in-indonesia?embedded-checkout=true</a>

ORCL

'Oracle Said to Move Ahead With Cloud Services Plan in Indonesia'- Bloomberg

Ryde Group Ltd. (AMEX:<a class="ticker" href="https://www.benzinga.com/stock/RYDE#AMEX">RYDE</a>) is <a target="_blank" href="https://www.benzinga.com/pressreleases/25/07/ac46363699/rydes-strategic-expansion-capturing-singapores-ultra-premium-ev-market" rel="noreferrer noopener">making a strategic entry</a> into Singapore&#8217;s rapidly expanding high-end electric mobility sector with the forthcoming launch of RydeLUXE 6.
This new ultra-premium electric vehicle and plug-in hybrid electric vehicle (PHEV) service is designed to cater specifically to the executive and luxury transportation market in Singapore, underscoring Ryde&#8217;s commitment to expanding its premium offerings and contributing to the nation&#8217;s green initiatives.
The new initiative is being deployed in collaboration with Atoll Discovery, following Ryde&#8217;s recent acquisition of a 40% stake in the fleet operator.
Also Read: <a target="_blank" href="https://www.benzinga.com/trading-ideas/movers/25/06/46021994/ryde-partners-with-tencent-cloud-for-enhanced-in-app-interactions" rel="noreferrer noopener">Ryde Partners With Tencent Cloud For Enhanced In-App Interactions</a>
Through this partnership, Ryde will gain immediate access to Atoll&#8217;s GAC E9 fleet and a network of corporate clientele, boosting its premium offerings.
The venture aligns with Singapore&#8217;s growing appetite for high-margin, chauffeur-driven electric mobility solutions. The combined strategy is expected to contribute up to 10% of Ryde&#8217;s revenue by 2027.
RydeLUXE 6 will feature the GAC E9, a six-seater luxury PHEV known for its 136 km electric range and total hybrid range exceeding 1,000 km.
With DC fast-charging capability and executive-level amenities, the vehicle will anchor Ryde&#8217;s premium fleet and cater to VIP transport and corporate travel across Singapore&#8217;s hospitality sector.
Atoll plans to expand its GAC E9 fleet to 100 units by end-2026, with all associated driver-partners onboarding to Ryde&#8217;s premium platform.
This integration provides Ryde with a stronger presence in the upscale ride-hailing segment while offering consistent job availability to its driver network.
Driver-partners operating under RydeLUXE 6 will benefit from preferential rental rates at 4,200 Singapore dollars per month ($3,108) and bonuses of up to 300 Singapore dollars per month for completed rides.
Additionally, Ryde will route Atoll&#8217;s existing corporate contracts through its app, creating a reliable flow of high-paying jobs.
This initiative supports Ryde&#8217;s RydeGreen efforts and Singapore&#8217;s Green Plan 2030, which targets 50% vehicle electrification by the end of the decade.
Price Action: RYDE shares are trading lower by 8.57% to $0.3383 at last check Friday.
Read Next:
<ul class="wp-block-list">
<li><a href="https://www.benzinga.com/news/politics/25/07/46365654/xi-jinping-could-meet-trump-this-year-marco-rubio-says-after-very-constructive-talks-with-wang-yi-the-odds-are-high" target="_blank" rel="noreferrer noopener">Xi Jinping Could Meet Trump This Year, Marco Rubio Says After &#8216;Very Constructive&#8217; Talks With Wang Yi: &#8216;The Odds Are High&#8217;</a></li>
</ul>

Equities

Movers

Tech

RYDE

Ryde Rolls Out Luxury EV Service In Singapore

Macro Economic Events

Politics

Economics

Reuters Cites Brazil's Lula Saying I Will Fight For U.S. Tariffs On Brazil Not To Take Effect, But If U.S. Tariffs Take Effect, We Will Reciprocate

U.S. stocks were lower, with the Dow Jones index falling more than 250 points on Friday.
Shares of PriceSmart, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PSMT#NASDAQ">PSMT</a>) rose sharply during Friday's session as the company reported <a href="https://www.benzinga.com/quote/PSMT/earnings">better-than-expected third-quarter financial results.</a>
Pricesmart reported quarterly earnings of $1.14 per share which beat the analyst consensus estimate of $1.13 per share. The company reported quarterly sales of $1.317 billion which beat the analyst consensus estimate of $1.310 billion.
PriceSmart shares jumped 6.5% to $109.41 on Friday.
Here are some other big stocks recording gains in today&#8217;s session.
<ul class="wp-block-list">
<li>Zepp Health Corporation (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/ZEPP#NYSE">ZEPP</a>) shares jumped 44.6% to $8.81.</li>
<li>Newegg Commerce, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NEGG#NASDAQ">NEGG</a>) gained 31% to $37.64.</li>
<li>Red Cat Holdings, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/RCAT#NASDAQ">RCAT</a>) rose 18.5% to $8.04. Shares of drone stocks traded higher after Secretary of Defense Pete Hegseth announced efforts to fast-track drone production.</li>
<li>AIRO Group Holdings, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/AIRO#NASDAQ">AIRO</a>) gained 17.7% to $26.11.</li>
<li>Ruanyun Edai Technology Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/RYET#NASDAQ">RYET</a>) jumped 15% to $17.70. Ruanyun Edai Technology signed a strategic partnership with Confucius Institute at Prince Sultan University to scale HanLink across Saudi Arabia.</li>
<li>Red Cat Holdings, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/RCAT#NASDAQ">RCAT</a>) gained 15% to $7.81. Shares of drone stocks traded higher after Secretary of Defense Pete Hegseth announced efforts to fast-track drone production.</li>
<li>Kratos Defense &amp; Security Solutions, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/KTOS#NASDAQ">KTOS</a>) surged 12.2% to $51.90. Shares of drone stocks traded higher after Secretary of Defense Pete Hegseth announced efforts to fast-track drone production.</li>
<li>Levi Strauss &amp; Co. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/LEVI#NYSE">LEVI</a>) rose 10.6% to $21.83 after the company reported better-than-expected second-quarter financial results and raised its FY25 adjusted EPS guidance.</li>
<li>AeroVironment, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/AVAV#NASDAQ">AVAV</a>) gained 8.4% to $257.60. Shares of drone stocks traded higher after Secretary of Defense Pete Hegseth announced efforts to fast-track drone production.</li>
</ul>
Now Read This:<a href="https://www.benzinga.com/analyst-stock-ratings/price-target/25/07/46361010/johnson-here-are-the-recent-forecast-changes-from-wall-streets-most-accurate-analysts-2"> </a>
<ul class="wp-block-list">
<li><a href="https://www.benzinga.com/analyst-stock-ratings/price-target/25/07/46361010/johnson-here-are-the-recent-forecast-changes-from-wall-streets-most-accurate-analysts-2">Johnson &amp; Johnson Gears Up For Q2 Print; Here Are The Recent Forecast Changes From Wall Street&#8217;s Most Accurate Analysts</a></li>
</ul>
Photo via Shutterstock

Intraday Update

AIRO

AVAV

KTOS

LEVI

NEGG

PSMT

RCAT

RYET

ZEPP

PriceSmart Posts Better-Than-Expected Earnings, Joins Red Cat Holdings, Red Cat Holdings, AeroVironment And Other Big Stocks Moving Higher On Friday

Reuters Cites Brazil's Lula Saying Trump Is Misinformed, U.S. Does Not Run A Trade Deficit With Brazil

In an evolving landscape where efficiency and talent optimization are becoming paramount, Netflix Inc&#8216;s (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NFLX#NASDAQ">NFLX</a>)  remarkable revenue per employee sets it apart and shifts the market&#8217;s focus to the untapped potential of human capital. This challenges traditional metrics of company valuation, prompting investors to reassess the importance of workforce quality <a href="https://www.benzinga.com/topic/labor-market">in driving future growth.</a>
Netflix had the highest revenue per full-time equivalent (FTE) among the nine big-cap companies in coverage, according to Needham.
The Netflix Analyst: <a href="https://www.benzinga.com/analyst-stock-ratings/analyst/580607ae846faa000106ab43/laura-martin">Analyst Laura Martin</a> maintained a Buy rating, while raising the price target from $1,126 to $1,500.
The Netflix Thesis: The quality of a company's employee base "is a key asset and upside value driver," Martin said in the note.
Check out <a href="https://www.benzinga.com/analyst-stock-ratings">other analyst stock ratings</a>.
Netflix recorded FTE of $2.78 billion in fiscal 2024, meaningfully higher than Apple Inc (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/AAPL#NASDAQ">AAPL</a>), Meta Platforms Inc (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/META#NASDAQ">META</a>) and Alphabet Inc (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/GOOGL#NASDAQ">GOOGL</a>), the analyst stated.
"In total, NFLX reported nearly 2x higher average rev/FTE compared with the 9 big cap companies we cover," she further wrote.
The revenue and earnings estimates for fiscal 2026 have been raised from $49.07 billion to $49.89 billion and from $29.61 per share to $31.03 per share, respectively, Martin said.
NFLX Price Action:&nbsp;Netflix shares were down 0.29% at $1247.03 at the time of publication Friday,&nbsp;<a href="https://www.benzinga.com/pro/" target="_blank" rel="noreferrer noopener">according to Benzinga Pro</a>.
Read More: 
<ul class="wp-block-list">
<li><a href="https://www.benzinga.com/trading-ideas/movers/25/07/46357194/netflix-stock-dips-ahead-of-q2-earnings-despite-analyst-optimism">Netflix Stock Dips Ahead Of Q2 Earnings Despite Analyst Optimism</a></li>
</ul>
Photo: Shutterstock

Analyst Color

Reiteration

AAPL

GOOGL

NFLX

Here's What Netflix Does Better Than Apple, Meta And Google

A Reddit post in the <a href="https://www.reddit.com/r/DaveRamsey/comments/1lst72m/when_you_say_im_paying_cash_and_the_dealer_looks/">r/DaveRamsey</a> community is getting attention after a car buyer described how bizarre it felt to show up at a dealership with actual money. &#8220;Nothing says ‘alien lifeform' like showing up with actual money at a dealership,&#8221; the post read. &#8220;The dealer looks at you like you just spoke fluent dolphin.&#8221;
<h2 class="wp-block-heading">Buyers Say Cash Creates Confusion, Not Perks</h2>
Many echoed the original poster's frustration, saying that walking in with cash doesn't get you VIP treatment—it makes you a problem. One person wrote, &#8220;Dealerships shouldn't exist, period,&#8221; and suggested all car sales should be <a href="https://www.benzinga.com/news/large-cap/24/12/42427200/amazon-autos-buy-your-next-car-online-its-just-a-click-away">done online</a> at set prices.
Don't Miss:
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<li>Warren Buffett once said, "If you don't find a way to make money while you sleep, you will work until you die."<a href="https://www.benzinga.com/money/warren-buffet-make-money-when-you-sleep"> Here&#8217;s how you can earn passive income with just $10.</a></li>
<li>$100k+ in investable assets? <a href="https://www.benzinga.com/money/wiseradvisor-retirement-planning">Match with a fiduciary advisor for free to learn how you can maximize your retirement and save on taxes</a> – no cost, no obligation.</li>
</ul>
Several Redditors claimed dealers actually raised prices when they mentioned they were paying in cash. Others said the only way to get a good deal was to pretend to finance, agree on a price, and then pay in full. In other words, never admit you're paying cash until it's time to sign.
<h2 class="wp-block-heading">Financing: A Dealer&#8217;s Real Moneymaker</h2>
Multiple commenters, including a former finance manager, explained why cash buyers are seen as a threat. &#8220;Dealers don't just prefer financing, they profit from it,&#8221; one wrote. &#8220;Finance = dealer payday. Cash = &#8216;thanks for the floorplan payoff, now get out.'&#8221;
Upsells like extended warranties, maintenance plans, and interest rate markups are easier to sneak in when buyers focus on monthly payments. &#8220;It's way easier to convince someone to buy a $2,000 warranty when you say, &#8216;It's only $14 a month,'&#8221; another person noted.
Trending: BlackRock is calling 2025 the year of alternative assets. <a href="https://www.benzinga.com/money/masterworks">One firm from NYC has quietly built a group of 60,000+ investors who have all joined in on an alt asset class previously exclusive to billionaires like Bezos and Gates.</a>
<h2 class="wp-block-heading">Many Play The System To Win</h2>
Dozens of users shared a common workaround: <a href="https://www.benzinga.com/personal-finance/management/25/07/46264546/a-dave-ramsey-caller-skipped-her-car-payments-to-gamble-and-double-the-money-the-plan-failed-and-now-shes-19000-in-debt-with-no-car">finance the car</a> to get the best price and incentives, then <a href="https://www.benzinga.com/25/05/45480821/a-redditor-asks-if-they-should-pay-off-half-their-auto-loan-or-invest-the-money-instead-im-genuinely-torn">pay off the loan early</a>. One person explained how they saved over $3,000 just by taking the loan and paying it off in 91 days. &#8220;It cost me $250 in interest,&#8221; they proclaimed.
A few warned to check for <a href="https://www.benzinga.com/money/what-is-a-prepayment-penalty">early payoff penalties</a> and make sure the dealer still gets their kickback from the lender. &#8220;Most dealers need the loan to stay open for 90 to 120 days to keep their bonus,&#8221; one Redditor wrote. &#8220;Let the 3–4 payments go through, then pay it off if you want. You'll avoid interest for the most part and possibly walk away with a better deal.&#8221;
<h2 class="wp-block-heading">Emotional Toll And Frustration</h2>
Many cash buyers said they were treated coldly or even mocked. One recalled a dealer shouting across the lot, &#8220;She&#8217;s paying in cash!&#8221; Another said the dealership wouldn&#8217;t even accept cash and asked them to leave and come back with a certified check.
One user summed up the sentiment: &#8220;They're not dealerships anymore. They're bankerships.&#8221;
See Also: <a href="https://www.benzinga.com/money/gbr-savings-by-age">If You're Age 35, 50, or 60: Here&#8217;s How Much You Should Have Saved Vs. Invested By Now</a>
<h2 class="wp-block-heading">Some Dealers Push Back</h2>
A few self-identified dealership employees joined the thread to offer perspective. One said their location does about 60% of business in cash or check, and they treat both financing and cash buyers equally. But they admitted those practices vary widely.
Others blamed the system, not the salesperson. &#8220;People make it out like this is personal when it's just business,&#8221; a commenter wrote. &#8220;You&#8217;re a number to them.&#8221;
The general consensus is that if you&#8217;re planning to pay cash, play your cards close. Get the best price first, then decide how you want to pay.&nbsp;
Read Next: Over the last five years, the price of gold has increased by approximately 83% — Investors like Bill O&#8217;Reilly and Rudy Giuliani are using this platform to <a href="https://www.benzinga.com/money/american-hartford-gold">create customized gold IRAs to help shield their savings from inflation and economic turbulence.&nbsp;</a>
Image: Shutterstock

Personal Finance

Car Buyer Says Paying Cash Made The Dealer Act Like They 'Just Spoke Fluent Dolphin'—'They're Not Dealerships Anymore. They're Bankerships'

Earnings

Press Releases

PubMatic Announces Fourth Quarter and Fiscal Year Ended 2024 Financial Results

PubMatic's Connect Platform for Curation Delivers for Publishers: Drives 25%+ Higher eCPMs, Incremental Revenue and Diverse Demand

PubMatic and Spectrum Reach Partner to Enhance Demand, Efficiency and Curation Across CTV Marketplace

PubMatic to Announce First Quarter 2025 Financial Results on May 8, 2025

PubMatic Unveils AI-Powered Media Buying Platform

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PubMatic

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PARTNER/COLLABORATORE

BENZINGA NEL MONDO